Best Money Market Rates in New Mexico (NM) - March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current New Mexico money market rates include America First Federal Credit UnionAmerica First Federal Credit Union3400 NM 528 NW, Albuquerque, NM 87114A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, UMB BankUMB Bank709 Pile St, Clovis, NM 88101A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union9200 Golf Course Rd NW, Albuquerque, NM 87114 5891A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Sunflower BankSunflower Bank421 N Water St, Las Cruces, NM 88001A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and Nusenda Federal Credit UnionNusenda Federal Credit Union4100 Pan American FWY NE, Albuquerque, NM 87107A+5.0 ★Texas Ratio: 4.72% Money Market at 3.10% APY.
To see how these money market rates in New Mexico compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in New Mexico (NM) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in New Mexico and surrounding area. Last Updated and Verified: March 20, 2026
New Mexico Money Market Rate Trends
Compare local New Mexico MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NM Avg
0.091%
▼ 0.592 from last week
New Mexico high-yield MMA rates fell 0.592 points this week to 0.091% APY, down from 0.683% last week.
Standard MMA — NM Avg
1.387%
▲ 0.619 from last week
New Mexico standard MMA rates rose 0.619 points this week to 1.387% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in New Mexico
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
709 Pile St, Clovis, NM 88101
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
421 N Water St, Las Cruces, NM 88001
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01 & Above
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
421 N Water St, Las Cruces, NM 88001
Thrive Money Market & Above
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
421 N Water St, Las Cruces, NM 88001
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00 & Below
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
421 N Water St, Las Cruces, NM 88001
Thrive Money Market & Below
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
141 N Roadrunner Pkwy, Las Cruces, NM 88011 2000
Money Market accounts
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Business Money Market
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Advantage+ Money Market
2.50%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bonus Rate: 3.00%
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Money Market Account
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Money Market
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Business Money Market
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
141 N Roadrunner Pkwy, Las Cruces, NM 88011 2000
Money Market accounts
2.15%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
322 N Riverside Dr, Espanola, NM 87532
Liberty Money Market
2.05%
$0
▼
Rate2.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
4170 Northrise, Las Cruces, NM 88011
High-Yield Money Market
2.02%
$250,000
▼
Rate2.00%
Min Deposit$250,000
Min Balance—
UpdatedMar 18, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
322 N Riverside Dr, Espanola, NM 87532
Liberty Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Money Market Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Business Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
322 N Riverside Dr, Espanola, NM 87532
Business Liberty Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Variable
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
3286 Cerrillos Rd, Santa Fe, NM 87507 2925
Money Market Tier III
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
1246 S 2nd St, Raton, NM 87740
Money Market Deposit Account
1.76%
$10
▼
Rate1.75%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Money Market Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM 87505 7607
Business Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
322 N Riverside Dr, Espanola, NM 87532
Business Liberty Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Variable
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
322 N Riverside Dr, Espanola, NM 87532
Liberty Money Market
1.75%
$15,000
▼
Rate1.73%
Min Deposit$15,000
Min Balance—
UpdatedMar 20, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
141 N Roadrunner Pkwy, Las Cruces, NM 88011 2000
Money Market accounts
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
3286 Cerrillos Rd, Santa Fe, NM 87507 2925
Money Market Tier II
1.52%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
1246 S 2nd St, Raton, NM 87740
Money Market Deposit Account
1.51%
$10
▼
Rate1.50%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Business Money Market
1.51%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 13, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Money Market Account
1.51%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 13, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Money Market Accounts
1.51%
$2,000
▼
Rate1.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 13, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
Money Market Account
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Money Market Account
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
322 N Riverside Dr, Espanola, NM 87532
Business Liberty Money Market
1.50%
$20,000
▼
Rate1.49%
Min Deposit$20,000
Min Balance—
UpdatedMar 20, 2026
Details
Variable
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
9200 Golf Course Rd NW, Albuquerque, NM 87114 5891
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
141 N Roadrunner Pkwy, Las Cruces, NM 88011 2000
Money Market accounts
1.40%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
4170 Northrise, Las Cruces, NM 88011
Money Market
1.36%
$2,500
▼
Rate1.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM 87107
Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1375 E Boutz Rd, Las Cruces, NM 88001 5305
Money Market Accounts
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
3286 Cerrillos Rd, Santa Fe, NM 87507 2925
Money Market Tier I
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Money Market Accounts
1.26%
$2,000
▼
Rate1.25%
Min Deposit$2,000
Min Balance—
UpdatedMar 13, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Money Market Account
1.26%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 13, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
3286 Cerrillos Rd, Santa Fe, NM 87507
Business Money Market
1.25%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 13, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM 87114
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market IRA
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1375 E Boutz Rd, Las Cruces, NM 88001 5305
Money Market Accounts
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM 88012
Money Market/Business Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Average Daily Balance $500,000 +
GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
141 N Roadrunner Pkwy, Las Cruces, NM 88011 2000
Money Market accounts
1.15%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1375 E Boutz Rd, Las Cruces, NM 88001 5305
Money Market Accounts
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM 88012
Money Market/Business Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Average Daily Balance $100,000 - $249,999
FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM 88012
Money Market
1.11%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
AVD $100,000 - $249,999.
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
1246 S 2nd St, Raton, NM 87740
Money Market Deposit Account
1.00%
$10
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market IRA
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM 88012
Money Market/Business Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Average Daily Balance of $50,000 - $99,999
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market IRA
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM 88012
Money Market/Business Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Average Daily Balance of $25,000 - $49,999
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market IRA
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM 88012
Money Market/Business Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Average Daily Balance of $10,000 - $24,999
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Personal Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM 88012
Money Market/Business Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Average Daily Balance of $2,500 - $9,999
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
1246 S 2nd St, Raton, NM 87740
Money Market Deposit Account
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Personal Checking** Daily Balance**** and Over
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Personal Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Business/ PF Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Personal Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Premier Money Market IRA
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Business/ PF Checking** Daily Balance**** and over
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Personal Checking** Daily Balance****
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25,000.00 - $49,999.99
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
1246 S 2nd St, Raton, NM 87740
Money Market Deposit Account
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Personal Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Personal Checking** Daily Balance****
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$10,000.00 - $24,999.99
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Personal Checking
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Business/ PF Checking** Daily Balance****
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25,000.00 - $49,999.99
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Business/ PF Checking
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lea County State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
1017 N Turner St, Hobbs, NM 88240
Money Market
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Business/ PF Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
414 10th St, Alamogordo, NM 88310
Money Market Personal Checking** Daily Balance****
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$2,500.00 - $9,999.99
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
1246 S 2nd St, Raton, NM 87740
Money Market Deposit Account
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in New Mexico and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Mexico. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NM.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in New Mexico
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New Mexico.
Are Money Market accounts in New Mexico safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Mexico up to $250,000 per depositor, per institution.
How often do MMA rates change in New Mexico?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Mexico rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in New Mexico
Here are some of the highest money market account APYs currently available in New Mexico:
- America First Federal Credit Union
Money Market — 3.90% APY - UMB Bank
UMB Retail Money Market — 3.71% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Nusenda Federal Credit Union
Money Market — 3.10% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Mexico. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in New Mexico
