Current Cleveland, New Mexico and the surrounding area money market deposit account rates include SunwardSunwardA+5.0 ★Texas Ratio: 3.78% Power Money Market Account at 5.04% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, Sunflower BankSunflower BankA+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and Nusenda Federal Credit UnionNusenda Federal Credit UnionA+5.0 ★Texas Ratio: 4.33% Money Market at 3.10% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Cleveland is a smaller community with no bank or credit union branches currently in our database. 143 institutions serving the New Mexico area are available to Cleveland residents, with money market rates as high as 5.04% APY from Sunward. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Cleveland, New Mexico and surrounding area. Last Updated and Verified: June 16, 2026
Balance: $1,000,000.00+
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Tiered balance; $24,999.01 & Above
Balance: $250,000.00-$999,999.99
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Tiered balance; $24,999.00 & Below
Balance: $100,000.00-$249,999.99
Bonus Rate: 3.00%
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $50,000.00-$99,999.99
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $25,000.00-$49,999.99
Tier III (75k or more)
Fees could reduce the earnings on this account. Rates subject to change.
Tier II (25k to 75k)
Fees could reduce the earnings on this account. Rates subject to change.
Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account).
Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Tier I (2k to 25k)
Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Balance: $10,000.00-$24,999.99
Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account).
AVD $100,000 - $249,999.
Fees could reduce the earnings on this account. Rates subject to change.
Daily Balance
Fees could reduce the earnings on this account. Rates subject to change.
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Fees could reduce the earnings on this account. Rates subject to change.
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Compare local Cleveland, NM money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Mexico high-yield MMA rates fell 0.025 points over the past 7 days to 3.063% APY.
New Mexico standard MMA rates rose 0.047 points over the past 7 days to 0.301% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cleveland, New Mexico money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cleveland, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cleveland, New Mexico. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NM.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.