Best Money Market Rates in Los Alamos, New Mexico - June 2026
Brian McKay
Brian McKay
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Current Los Alamos, New Mexico and the surrounding area money market deposit account rates include Sunflower BankSunflower Bank1910 Trinity Dr, Los Alamos, NM 87544A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Los Alamos Schools Credit UnionLos Alamos Schools Credit Union1010 Central Ave, Los Alamos, NM 87544A+5.0 ★Texas Ratio: 1.25% Money Market at 1.77% APY, Del Norte Credit UnionDel Norte Credit Union1000 Trinity Dr, Los Alamos, NM 87544A+5.0 ★Texas Ratio: 3.30% Business Money Market at 1.51% APY, SunwardSunwardA+5.0 ★Texas Ratio: 3.78% Power Money Market Account at 5.04% APY, and America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Los Alamos has 3 local institutions in our database, with money market rates as high as 3.45% APY from Sunflower Bank at 1910 Trinity Dr, Los Alamos, NM 87544. Use the table below to compare all available offers, including options from institutions serving the broader New Mexico area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Los Alamos, New Mexico and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Los Alamos, New Mexico & the Surrounding Area
Tiered balance; $24,999.01 & Above
Tiered balance; $24,999.00 & Below
Tier III (75k or more)
Tier II (25k to 75k)
Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account).
Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Tier I (2k to 25k)
Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account).
Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account).
Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account).
Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account).
Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Balance: $1,000,000.00+
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $250,000.00-$999,999.99
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $100,000.00-$249,999.99
Bonus Rate: 3.00%
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $50,000.00-$99,999.99
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $25,000.00-$49,999.99
Fees could reduce the earnings on this account. Rates subject to change.
Fees could reduce the earnings on this account. Rates subject to change.
AVD $100,000 - $249,999.
Fees could reduce the earnings on this account. Rates subject to change.
Daily Balance
Daily Balance
Daily Balance
Fees could reduce the earnings on this account. Rates subject to change.
Daily Balance
Daily Balance
Daily Balance
Daily Balance
Fees could reduce the earnings on this account. Rates subject to change.
Daily Balance
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Los Alamos, NM Money Market Rate Trends
Compare local Los Alamos, NM money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Mexico high-yield MMA rates fell 0.025 points over the past 7 days to 3.063% APY.
New Mexico standard MMA rates rose 0.047 points over the past 7 days to 0.301% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Los Alamos, New Mexico money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Los Alamos, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Los Alamos, New Mexico. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NM.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Los Alamos, New Mexico
What is a Money Market Account (MMA)?
Are Money Market accounts in Los Alamos, New Mexico safe?
How often do MMA rates change in Los Alamos, New Mexico?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Los Alamos, New Mexico?
Best Money Market Rates in Los Alamos, New Mexico
- Sunflower Bank
Thrive Money Market — 3.45% APY - Los Alamos Schools Credit Union
Money Market — 1.77% APY - Del Norte Credit Union
Business Money Market — 1.51% APY - Sunward
Power Money Market Account — 5.04% APY - America First Federal Credit Union
Money Market — 3.90% APY
Los Alamos, New Mexico Rates & Resources
