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Best Money Market Rates in Willard, New Mexico (NM) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 5, 2026

Current Willard, New Mexico and the surrounding area money market rates include America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, UMB BankUMB BankA+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, Sunflower BankSunflower BankA+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.20% APY, and Nusenda Federal Credit UnionNusenda Federal Credit UnionA+5.0 ★Texas Ratio: 4.72% Money Market at 3.10% APY. Money market rates as of April 5, 2026 according to verified data from MonitorBankRates.

Willard is a smaller community with no bank or credit union branches currently in our database. 143 institutions serving the New Mexico area are available to Willard residents, with money market rates as high as 3.90% APY from America First Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Willard, New Mexico and surrounding area. Last Updated and Verified: April 5, 2026

Compare the Best Money Market Rates Today in Willard, New Mexico & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
UMB Retail Money Market
3.71%
$0
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market & Above
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$24,999.01

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$24,999.01 & Above

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market & Below
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$24,999.00

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

$24,999.00 & Below

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
Money Market accounts
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Business Money Market
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Advantage+ Money Market
2.50%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Money Market Account
2.27%
$500
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Business Money Market
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Money Market
2.25%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
Money Market accounts
2.15%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
Liberty Money Market
2.05%
$0
View
▼
Rate2.02%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
High-Yield Money Market
2.02%
$250,000
View
▼
Rate2.00%
Min Deposit$250,000
Min Balance—
UpdatedApr 4, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Money Market Account
2.02%
$500
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Business Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
Liberty Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
Business Liberty Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Tier III
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Money Market Account
1.76%
$500
View
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
Liberty Money Market
1.75%
$15,000
View
▼
Rate1.73%
Min Deposit$15,000
Min Balance—
UpdatedApr 4, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
Business Liberty Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Money Market
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
Business Money Market
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
Money Market accounts
1.70%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Tier II
1.52%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
Money Market Account
1.51%
$500
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Money Market Accounts
1.51%
$2,000
View
▼
Rate1.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Business Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
Money Market Account
1.50%
$1,000
View
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★ Texas Ratio: 31.78%
Business Liberty Money Market
1.50%
$20,000
View
▼
Rate1.49%
Min Deposit$20,000
Min Balance—
UpdatedApr 4, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
Money Market accounts
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Evolve Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Money Market
1.36%
$2,500
View
▼
Rate1.35%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
1.31%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Balance of $100,000+

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Money Market Accounts
1.26%
$2,000
View
▼
Rate1.25%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details

Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Tier I
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Del Norte Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Business Money Market
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Balance of $50,000 - $99,999

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market/Business Money Market
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
Money Market accounts
1.15%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market/Business Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

One Source Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Balance of $25,000 - $49,999

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market
1.11%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

AVD $100,000 - $249,999.

Western Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Money Market Accounts
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Money Market Accounts
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Money Market Plus Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Money Market Checking
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market/Business Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
0.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market/Business Money Market
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market/Business Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Money Market/Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Personal Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance**** and Over
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$50,000.00

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

**

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$25,000.00 - $49,999.99

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance**** and over
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$50,000.00

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Personal Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

**

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$25,000.00 - $49,999.99

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$10,000.00 - $24,999.99

Lea County State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market
0.20%
$100
View
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

**

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$10,000.00 - $24,999.99

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Personal Checking** Daily Balance****
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$2,500.00 - $9,999.99

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★ Texas Ratio: 38.20%
Money Market Business/ PF Checking** Daily Balance****
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$2,500.00 - $9,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Willard, New Mexico and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Willard, NM Money Market Rate Trends

Compare local Willard, NM money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Mexico MMA Trends →
High-Yield MMA — NM Avg
1.112%
▲ 1.092 vs 7 days ago

New Mexico high-yield MMA rates rose 1.092 points over the past 7 days to 1.112% APY.

Standard MMA — NM Avg
1.532%
▲ 0.049 vs 7 days ago

New Mexico standard MMA rates rose 0.049 points over the past 7 days to 1.532% APY.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Willard, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Willard, New Mexico. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NM.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Willard, New Mexico

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New Mexico.

Are Money Market accounts in Willard, New Mexico safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Mexico up to $250,000 per depositor, per institution.

How often do MMA rates change in Willard, New Mexico?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Mexico rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Willard, New Mexico

Here are some of the highest money market account APYs currently available in Willard, New Mexico and the surrounding area:
  • America First Federal Credit Union
    Money Market — 3.90% APY
  • UMB Bank
    UMB Retail Money Market — 3.71% APY
  • Sunflower Bank
    Thrive Money Market — 3.45% APY
  • Mountain America Federal Credit Union
    Money market — 3.20% APY
  • Nusenda Federal Credit Union
    Money Market — 3.10% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Willard, New Mexico. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026

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