Main Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.60%, 6-month CD rates at 3.70% and 3-month CD rates at 2.28%. Current savings rates are at 0.20% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 17.99%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates. Main Bank's 6-Month CD rates are at 3.60%, 12-Month CD rates are at 3.25%, 18-Month CD rates are at 3.00%, 3-Month CD rates are at 2.75%, 24-Month CD rates are at 2.75%.

Main Bank

To see how these rates compare to Main Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Main Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Main Bank CD rates. You can also compare Main Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Main Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Main Bank? Share your experience about Main Bank by leaving a review below, or read customer reviews before you decide to use Main Bank.

Main Bank Texas Ratio

Main Bank's Texas Ratio is at 3.33%, which is considered excellent. The Texas Ratio for Main Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Main Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
3.00%
24-Month CD
2.75%
36-Month CD
2.25%
48-Month CD
1.75%
60-Month CD
1.75%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Main Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Main Bank
Main Bank
6-Month CD
3.60%
$1,000
Main Bank
Main Bank
12-Month CD
3.25%
$1,000
Main Bank
Main Bank
18-Month CD
3.00%
$1,000
Main Bank
Main Bank
24-Month CD
2.75%
$1,000
Main Bank
Main Bank
3-Month CD
2.75%
$1,000
Main Bank
Main Bank
36-Month CD
2.25%
$1,000
Main Bank
Main Bank
60-Month CD
1.75%
$1,000
Main Bank
Main Bank
48-Month CD
1.75%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Main Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank 1st
Bank 1st
6-Month CD (Super Jumbo)
5.01%
$250,000
Washita State Bank
Washita State Bank
12-Month CD
4.45%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD
4.00%
$1,000
Sullivan Bank
Sullivan Bank
36-Month CD
4.00%
$1,000
University First Federal Credit Union
University First Federal Credit Union
30-Month CD
4.00%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
12-Month CD
3.90%
$500
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
3.68%
$500
Chester National Bank
Chester National Bank
15-Month CD
3.55%
$500
First B&T Co. Perry, OK
First B&T Co. Perry, OK
36-Month CD
3.35%
$1,500
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD
3.25%
$500
First County Bank
First County Bank
24-Month CD
3.25%
$1,000
Bank of Rantoul
Bank of Rantoul
30-Month CD
3.14%
$500
The Bank of Landisburg
The Bank of Landisburg
60-Month CD
3.03%
$1,000
Industry State Bank
Industry State Bank
18-Month CD
3.00%
$1,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
Laona State Bank
Laona State Bank
36-Month CD
2.78%
$500
HTLF Bank
HTLF Bank
18-Month CD
2.75%
$1,000
Haddon Savings Bank
Haddon Savings Bank
48-Month CD
2.70%
$500
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
2.68%
$1,000
CSB Norwood Young America
CSB Norwood Young America
18-Month CD
2.63%
$500
NBT Financial Bank
NBT Financial Bank
36-Month CD
2.52%
$1,000
Gate City Bank
Gate City Bank
Money Market
2.50%
$1,000,000
Education Credit Union
Education Credit Union
60-Month CD
2.50%
$500
First Citizens State Bank
First Citizens State Bank
24-Month CD
2.35%
$1,000
State Bank & Trust Company
State Bank & Trust Company
24-Month CD
2.02%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
48-Month CD
2.00%
$500
802 Credit Union
802 Credit Union
18-Month CD
1.90%
$500
Champlain National Bank
Champlain National Bank
18-Month CD
1.51%
$500
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
Highland Bank
Highland Bank
18-Month CD
1.40%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
Money Market
1.26%
$2,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
36-Month CD
0.90%
$500
Norway Savings Bank
Norway Savings Bank
48-Month CD
0.70%
$500
Community Bank Topeka, KS
Community Bank Topeka, KS
48-Month CD
0.60%
$1,000
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
24-Month CD
0.50%
$1,000
BankChampaign
BankChampaign
48-Month CD
0.50%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
48-Month CD
0.45%
$500
First Bank Hampton
First Bank Hampton
Loyalty Checking
0.45%
$7,500
Denison State Bank
Denison State Bank
Money Market
0.40%
$100
Avidia Bank
Avidia Bank
Premier Money Market
0.30%
$0
FNB of River Falls
FNB of River Falls
12-Month CD
0.30%
$2,500
Home Loan SB
Home Loan SB
3-Month CD
0.30%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Savings
0.25%
$100
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
Tiered Statement Savings
0.15%
$0
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Savings
0.10%
$100
Consumers Credit Union
Consumers Credit Union
Money Market
0.10%
$2,500
Marion Center Bank
Marion Center Bank
12-Month CD
0.10%
$1,000
Forcht Bank
Forcht Bank
Forcht Friend Savings
0.05%
$0
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Main Bank Information

Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Bernalillo
Established Date: 08/05/1975
FDIC Certificate #: 22086
Date of FDIC Deposit Insurance: 08/05/1975
Bank Holding Company: MAIN BANC INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Main Bank FDIC Insured? Yes
What is Main Bank's Cert number? 22086
What is the maximum amount for insured deposits? $250,000 per holder, per account

Main Bank Financials

Total Assets:
$258,947,000
Total Deposits:
$209,126,000
Equity Capital:
$23,856,000
Domestic Deposits:
$209,126,000
Net Income:
$935,000
Return on Assets:
1.4808%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
1.4705%
Pretax Quarterly Return on Assets:
1.4700%
Return on Equity:
16.8300%
Quarterly Return on Equity:
15.8300%
Common Equity Tier 1 Capital Ratio:
12.7669%
Tier 1 Risk-Based Capital Ratio:
12.7669%
Leverage Tier 1 (Core Capital) Ratio:
10.0506%
Total Risk-Based Capital Ratio (YTD):
13.9724%
Total Interest Income (YTD):
4.9387%
 
 
Headquarters:
Albuquerque
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Bernalillo
# of Offices:
1
Metropolitan Statistical Area (MSA):
Albuquerque, NM
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Tennessee Commerce Bank has the best CD rate on our 12 month CD rate table in Fort Worth, Texas. Tennessee Commerce Bank’s 12 month bank CD rate is 1.69 percent with an annual percentage yield (APY) of 1.70 percent. The minimum opening account balance is $2,500.
Mount McKinley Bank 2 Year CD rates are now at 0.50 percent with a yield of 0.50 percent. View current 2 Year CD rates at Mount McKinley Bank below.
Mortgage rates moved slightly higher as the markets await the important Federal Open Market Committee (FOMC) meeting next week. Fixed conforming mortgage rates have been on a tear this summer. 30 year conforming rates have risen over 125 basis points and 30 year jumbo rates have increased almost 100 basis points.

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Alternative Bank and Credit Union Offers to Explore

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