Best Money Market Rates in Elko, Nevada - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Elko, Nevada and the surrounding area money market deposit account rates include Nevada B&T Co.Nevada B&T Co.852 Idaho St, Elko, NV 89801A+5.0 ★Texas Ratio: 0.41% MONEY MARKET ACCOUNT at 2.50% APY, Greater Nevada Credit UnionGreater Nevada Credit Union2944 Mountain City Hwy, Elko, NV 89801F1.0 ★Texas Ratio: 66.75% Money Market Account at 1.00% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, and Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY. Money market rates as of June 9, 2026 according to verified data from MonitorBankRates.
Elko has 2 local institutions in our database, with money market rates as high as 2.50% APY from Nevada B&T Co. at 852 Idaho St, Elko, NV 89801. Use the table below to compare all available offers, including options from institutions serving the broader Nevada area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Elko, Nevada and surrounding area. Last Updated and Verified: June 9, 2026
Compare the Best Money Market Rates Today in Elko, Nevada & the Surrounding Area
Qualifying balance up to $9,999.99
APY is accurate as of 5/1/2026 and is subject to change without notice. The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Qualifying balance up to $1,000,000.00+
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
$15,000+
Qualifying balance up to $999,999.99
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Earn premium rates while maintaining easy access to your money.
Qualifying balance up to $249,999.99
MMA Rates and APYs valid for IRAs
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $99,999.99
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $49,999.99
MMA Rates and APYs valid for IRAs
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $24,999.99
MMA Rates and APYs valid for IRAs
$15,000+
Qualifying balance up to $9,999.99
MMA Rates and APYs valid for IRAs
Qualifications Required: Owner of this account is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; A combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; One direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; Active enrollment in e-statements.; APY with Bonus Rate: 3.50%
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifying balance up to $4,999.99
APY is accurate as of 5/1/2026 and is subject to change without notice. The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Qualifications Required: Owner of this account is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; A combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; One direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; Active enrollment in e-statements.; APY with Bonus Rate: 3.25%
Qualifications Required: Owner of this account is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; A combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; One direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; Active enrollment in e-statements.; APY with Bonus Rate: 3.00%
Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/9/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
MMA Rates and APYs valid for IRAs
MMA Rates and APYs valid for IRAs
MMA Rates and APYs valid for IRAs
E-Option
MMA Rates and APYs valid for IRAs
E-Option
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Elko, NV Money Market Rate Trends
Compare local Elko, NV money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada high-yield MMA rates fell 0.009 points over the past 7 days to 2.609% APY.
Nevada standard MMA rates fell 0.018 points over the past 7 days to 0.713% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Elko, Nevada money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Elko, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elko, Nevada. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Elko, Nevada
What is a Money Market Account (MMA)?
Are Money Market accounts in Elko, Nevada safe?
How often do MMA rates change in Elko, Nevada?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Elko, Nevada?
Best Money Market Rates in Elko, Nevada
- Nevada B&T Co.
MONEY MARKET ACCOUNT — 2.50% APY - Greater Nevada Credit Union
Money Market Account — 1.00% APY - United Federal Credit Union
Money Market Special — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Mountain America Federal Credit Union
Money market — 3.55% APY
