Mortgage Lenders and Brokers in Elko, Nevada
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elko, Nevada mortgage lenders include US Bank, N.A.US Bank, N.A.801 Idaho St, Elko, NV 89801A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2070 Idaho St, Elko, NV 89801A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2915 Mountain City Hwy, Elko, NV 89801A+5.0 ★Texas Ratio: 3.72%, Washington FederalWashington Federal2501 Mountain City Hwy, Elko, NV 89801A+5.0 ★Texas Ratio: 4.48%, Greater Nevada MortgageGreater Nevada Mortgage2944 Mountain City Hwy, Elko, NV 89801F1.0 ★Texas Ratio: 55.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3883 S Carson St, Carson City, NV 89701A+5.0 ★Texas Ratio: 3.68%, MidFirst BankMidFirst Bank8474 Rozita Lee Ave, Las Vegas, NV 89113A+5.0 ★Texas Ratio: 4.93%, Silver State Schools Credit UnSilver State Schools Credit UnLas Vegas, NV, Village Capital & InvestmentVillage Capital & InvestmentHenderson, NV, and Guild Mortgage Company. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elko, Nevada in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elko are listed first, then lenders elsewhere in Nevada, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elko, Nevada
Market share is the lender's share of all home loans closed in Elko, Nevada. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Elko 801 Idaho St, Elko, NV 89801 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 10 +2 HELOCs |
3% | 71.4% | $196,000 | View |
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1 office in Elko 2070 Idaho St, Elko, NV 89801 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1.2% | 66.7% | $272,500 | View |
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2 offices in Elko 2915 Mountain City Hwy, Elko, NV 89801 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 66.7% | $225,000 | View |
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1 office in Elko 2501 Mountain City Hwy, Elko, NV 89801 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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2944 Mountain City Hwy, Elko, NV 89801 F1.0 ★Texas Ratio: 55.97% |
Conventional, HELOC | 12 +1 HELOCs |
3.6% | 100% | $278,333 | View |
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3883 S Carson St, Carson City, NV 89701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $155,000 | View |
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8474 Rozita Lee Ave, Las Vegas, NV 89113 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Silver State Schools Credit Un
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 65 | 19.8% | 98.6% | $311,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 41 +2 HELOCs |
12.5% | 98.1% | $275,243 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 37 | 11.2% | 92.5% | $373,648 | |
Rocket Mortgage
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Conventional, FHA | 20 | 6.1% | 84% | $179,000 | |
Iserve Residential Lending
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Conventional, FHA, VA | 19 | 5.8% | 100% | $321,842 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 11 | 3.3% | 100% | $375,000 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 2.7% | 83.3% | $398,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 2.7% | 64.3% | $307,222 | |
The Loan Store, Inc
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Conventional, FHA, USDA, HELOC | 6 +1 HELOCs |
1.8% | 100% | $361,666 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.5% | 71.4% | $203,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +3 HELOCs |
1.2% | 66.7% | $242,500 | |
United Federal Credit Union
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Conventional, VA | 4 | 1.2% | 100% | $280,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.2% | 100% | $262,500 | |
Premier Mortgage Resources, LLC
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FHA | 3 | 0.9% | 100% | $405,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.9% | 75% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.9% | 37.5% | $45,000 | |
Stg Mortgage Inc
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Conventional, FHA | 3 | 0.9% | 100% | $405,000 | |
Mortgage Research Center
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VA | 3 | 0.9% | 60% | $388,333 | |
Carrington Mortgage Services LLC
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FHA | 3 | 0.9% | 75% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.6% | 100% | $160,000 | View |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.6% | 100% | $265,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.6% | 66.7% | $190,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Alameda Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $415,000 | |
American Financial Resources LLC
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USDA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Primelending
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FHA | 1 | 0.3% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $265,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $395,000 | |
Newrez LLC
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VA | 1 | 0.3% | 100% | $375,000 | |
Go Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $495,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
VA | 1 | 0.3% | 100% | $415,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 60% | $75,000 | |
American Financing Corporation
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VA | 1 | 0.3% | 100% | $355,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 50% | $475,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $335,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 1.95% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $285,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 50% | $245,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 50% | $385,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 27.3% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 50% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elko Mortgage Rate Trends
Daily average mortgage rates for Nevada compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elko, Nevada
Looking for mortgage lenders near me or mortgage brokers near me in Elko? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elko in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elko, NV
Use these to narrow the list above. Each category shows how many Elko, NV lenders fit and what that kind of lender is usually best for.
Who Lends in Elko, NV
Independent mortgage companies closed 84.2 percent of home loans in Elko, Nevada in 2025, banks 9.4 percent and credit unions 6.4 percent. Village Capital & Investment was the largest mortgage company, US Bank, N.A. the largest bank and Greater Nevada Mortgage the largest credit union. Among lenders headquartered in Nevada, Greater Nevada Mortgage led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Nevada. Real property transfer tax of $1.95 per $500 of value statewide (about 0.39 percent), $2.05 per $500 in Washoe and Churchill counties, and $2.55 per $500 (0.51 percent) in Clark County; buyer and seller are jointly liable and the seller customarily pays. No mortgage recording tax.
More Nevada Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elko, NV
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Elko, Nevada with 10 loans, about 3 percent of the market. The largest lender headquartered in Nevada was Greater Nevada Mortgage with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Elko, Nevada, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.6 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Elko, Nevada in 2025, led by United Wholesale Mortgage with 24. 18 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Elko, Nevada in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elko, Nevada during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elko, Nevada for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elko. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
