Best Money Market Rates in Taylorville, Illinois - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Taylorville, Illinois and the surrounding area money market deposit account rates include Midland Community BankMidland Community Bank1149 E 1500 North Rd, Taylorville, IL 62568A5.0 ★Texas Ratio: 7.89% Money Market* at 0.80% APY, FNB in TaylorvilleFNB in Taylorville322 W Main Cross St, Taylorville, IL 62568B+4.8 ★Texas Ratio: 17.11% Money Market Deposit Account at 0.50% APY, FSB of ForrestFSB of ForrestA5.0 ★Texas Ratio: 7.75% Money Market Account at 4.00% APY, United Trust BankUnited Trust BankA+5.0 ★Texas Ratio: 2.60% Money Market at 4.00% APY, and Waterman BankWaterman BankA+5.0 ★Texas Ratio: 3.95% Business Money Market at 3.82% APY. Money market rates as of May 29, 2026 according to verified data from MonitorBankRates.
Taylorville has 2 local institutions in our database, with money market rates as high as 0.80% APY from Midland Community Bank at 1149 E 1500 North Rd, Taylorville, IL 62568. Use the table below to compare all available offers, including options from institutions serving the broader Illinois area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Taylorville, Illinois and surrounding area. Last Updated and Verified: May 29, 2026
Compare the Best Money Market Rates Today in Taylorville, Illinois & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Midland Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.89%
1149 E 1500 North Rd, Taylorville, IL 62568
Money Market*
0.80%
$2,500
▼
Rate0.80%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Midland Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.89%
1149 E 1500 North Rd, Taylorville, IL 62568
Money Market*
0.65%
$2,500
▼
Rate0.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Midland Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.89%
1149 E 1500 North Rd, Taylorville, IL 62568
Money Market*
0.60%
$2,500
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Midland Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.89%
1149 E 1500 North Rd, Taylorville, IL 62568
Money Market*
0.55%
$2,500
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Midland Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.89%
1149 E 1500 North Rd, Taylorville, IL 62568
Money Market*
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
FNB in Taylorville
Institution Rating:
B+4.8 ★ Texas Ratio: 17.11%
322 W Main Cross St, Taylorville, IL 62568
Money Market Deposit Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate3.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 17, 2026
Details
New Money Only
United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Premium Money Market Special
4.00%
$100,000
▼
Rate3.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 17, 2026
Details
United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Premium Money Market Special
3.90%
$10,000
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 17, 2026
Details
New Money Only
Waterman Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Business Money Market
3.82%
$2,500
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 28, 2026
Details
State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account. **$100,000.00 minimum balance required to earn stated rate.
Republic Bank of Chicago
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
Business Money Markets
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Accounts with $100,000.00 or greater will earn 3.50% APY* during the promotion and 2.05% APY after the promotion.
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Harvard Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.84%
Money Market
3.45%
$250,000
▼
Rate3.45%
Min Deposit$250,000
Min Balance—
UpdatedMay 23, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
Business IMMA - Tier 7
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
Business IMMA - Tier 9
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
Business IMMA - Tier 8
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
3.34%
$10,000
▼
Rate3.29%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)*
3.34%
$10,000
▼
Rate3.29%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
up to
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Central Federal SLA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
Premier High Yield Money Market
3.25%
$100,000
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IRA-HSA IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IRA-HSA IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IMMA - Tier 9
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IRA-HSA IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IMMA - Tier 8
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IMMA - Tier 7
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 21, 2026
Details
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
CenTrust Bank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Platinum Money Market Account
3.15%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
Qualifying balance up to $10,000.00
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Vibrant Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.65%
Insured Money Market
3.14%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $15,000,000.00
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Platinum Money Market Account
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
money market
3.09%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)*
3.08%
$10,000
▼
Rate3.04%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
3.08%
$10,000
▼
Rate3.04%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market 6 months
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Republic Bank of Chicago
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Digital Money Market
3.02%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Account must be funded with money not currently on deposit with Republic Bank of Chicago. Fees may reduce account earnings. APY is accurate as of 05/13/2026. APY may change and offer may be withdrawn at any time without notice.
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 +
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First National Bank in Olney
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
High Yield Money Market
2.89%
$25,000
▼
Rate2.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 29, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Platinum Money Market Account
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market Savings
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$25,000 - $99,999.99
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
Insured High Yield Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Money Market Account
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.53%
MAXimum Money Market - Tier 4
2.71%
$0
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni PLUS Money Market*
2.67%
$10,000
▼
Rate2.64%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
2.67%
$10,000
▼
Rate2.64%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)*
2.67%
$10,000
▼
Rate2.64%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
F&M Bank of Hutsonville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market & Above
2.66%
$1,500
▼
Rate2.62%
Min Deposit$1,500
Min Balance—
UpdatedMay 28, 2026
Details
$500,000.00
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Acme Continental Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Money Market Account
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Platinum Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)*
2.52%
$10,000
▼
Rate2.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
2.52%
$10,000
▼
Rate2.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
Money Market Tier 4
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 +
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
Insured High Yield Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Alliance Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Alliance Money Market
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$1,500,000.00 and up
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
2.42%
$10,000
▼
Rate2.39%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)*
2.42%
$10,000
▼
Rate2.39%
Min Deposit$10,000
Min Balance—
UpdatedMay 28, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
Business IMMA - Tier 6
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
Insured Money Market Account (IMMA) TIER-4
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Essential Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
25000 +
Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
Platinum Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
money market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Platinum Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
Insured Money Market Account (IMMA) TIER-3
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Gas and Electric Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market & Over
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$50,000
Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market Checking
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$25,000 - $99,999.99
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
Money Market to Higher
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$150,000
Alliance Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Alliance Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$500,000.00 - $1,499,999.99
First Community Bank of Moultrie County
Institution Rating:
A5.0 ★ Texas Ratio: 6.94%
Select Money Market and up
2.22%
$1
▼
Rate2.20%
Min Deposit$1
Min Balance—
UpdatedMay 28, 2026
Details
$500,000.00
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Money Market Account
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Business Money Market
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Taylorville, Illinois and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Taylorville, IL Money Market Rate Trends
Compare local Taylorville, IL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — IL Avg
3.199%
Unchanged vs 7 days ago
Illinois high-yield MMA rates currently average 3.199% APY.
Standard MMA — IL Avg
0.660%
▲ 0.010 vs 7 days ago
Illinois standard MMA rates rose 0.010 points over the past 7 days to 0.660% APY.
As of May 31, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Taylorville, Illinois money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Taylorville, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Taylorville, Illinois. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Taylorville, Illinois
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Illinois.
Are Money Market accounts in Taylorville, Illinois safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Illinois up to $250,000 per depositor, per institution.
How often do MMA rates change in Taylorville, Illinois?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Illinois rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Taylorville, Illinois?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Taylorville, Illinois require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Taylorville, Illinois
Here are some of the highest money market account APYs currently available in Taylorville, Illinois and the surrounding area:
- Midland Community Bank
Money Market* — 0.80% APY - FNB in Taylorville
Money Market Deposit Account — 0.50% APY - FSB of Forrest
Money Market Account — 4.00% APY - United Trust Bank
Money Market — 4.00% APY - Waterman Bank
Business Money Market — 3.82% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Taylorville, Illinois. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 29, 2026
Taylorville, Illinois Rates & Resources
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