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Best Money Market Rates in Naperville, Illinois (IL) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Naperville, Illinois and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank2852 West 95th Street, Naperville, IL 60564A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Republic Bank of ChicagoRepublic Bank of Chicago2720 Hassert Blvd, Naperville, IL 60564A+5.0 ★Texas Ratio: 4.71% Business Money Market at 3.75% APY, Great Lakes Credit UnionGreat Lakes Credit Union1727 Freedom Dr, Naperville, IL 60563 3566A5.0 ★Texas Ratio: 9.78% Business Money Market Account at 3.50% APY, Byline BankByline Bank55 Shuman Blvd, Naperville, IL 60563A+5.0 ★Texas Ratio: 5.13% Advantage Money Market Account at 3.15% APY, and Illiana Financial Credit UnionIlliana Financial Credit Union1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535A+5.0 ★Texas Ratio: 4.05% Money Market IRA at 0.85% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Naperville has 6 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 2852 West 95th Street, Naperville, IL 60564. Use the table below to compare all available offers, including options from institutions serving the broader Illinois area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Naperville, Illinois and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Naperville, Illinois & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2852 West 95th Street, Naperville, IL 60564
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2852 West 95th Street, Naperville, IL 60564
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Republic Bank of Chicago
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
2720 Hassert Blvd, Naperville, IL 60564
Business Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1727 Freedom Dr, Naperville, IL 60563 3566
Business Money Markets
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1727 Freedom Dr, Naperville, IL 60563 3566
Business Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Republic Bank of Chicago
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
2720 Hassert Blvd, Naperville, IL 60564
Digital Money Market
3.22%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details

Republic Bank of Chicago
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
2720 Hassert Blvd, Naperville, IL 60564
Consumer Money Market
3.22%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2852 West 95th Street, Naperville, IL 60564
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
2852 West 95th Street, Naperville, IL 60564
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
55 Shuman Blvd, Naperville, IL 60563
Advantage Money Market Account
3.15%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1727 Freedom Dr, Naperville, IL 60563 3566
Business Money Market Account
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market Savings
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market IRA
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1727 Freedom Dr, Naperville, IL 60563 3566
Business Money Market Account
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market Savings
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market IRA
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market Savings
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market IRA
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
1515 Bond St, Naperville, IL 60563 0112
Money Market Account
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market Savings
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1163 E Ogden Ave Ste 711, Naperville, IL 60563 8535
Money Market IRA
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
1727 Freedom Dr, Naperville, IL 60563 3566
Business Money Market Account
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Money Market
4.00%
$100,000
View
▼
Rate3.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

New Money Only

United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Premium Money Market Special
4.00%
$100,000
View
▼
Rate3.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Money Market
3.90%
$10,000
View
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

New Money Only

United Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Premium Money Market Special
3.90%
$10,000
View
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Waterman Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Money Market
3.82%
$2,500
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $2,499.99

Waterman Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Business Money Market
3.82%
$2,500
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $2,499.99

State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details

Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.

Gold Coast Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
GCB Money Market Account
3.67%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Promo Rate

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 8
3.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 7
3.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 9
3.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)
3.34%
$10,000
View
▼
Rate3.29%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
3.34%
$10,000
View
▼
Rate3.29%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

up to

Central Federal SLA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.92%
Premier High Yield Money Market
3.25%
$100,000
View
▼
Rate3.20%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IRA-HSA IMMA - Tier 9
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IRA-HSA IMMA - Tier 7
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IMMA - Tier 9
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IMMA - Tier 8
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IRA-HSA IMMA - Tier 8
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
IMMA - Tier 7
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CenTrust Bank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.83%
Platinum Money Market Account
3.15%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

Inland Bank & Trust
Institution Rating:
A+5.0 ★
Advantage Money Market Account
3.15%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 3, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

Vibrant Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.61%
Insured Money Market
3.14%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $15,000,000

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
money market
3.09%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Platinum Money Market Account
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
3.08%
$10,000
View
▼
Rate3.04%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)
3.08%
$10,000
View
▼
Rate3.04%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details

Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Money Market Savings
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First National Bank in Olney
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
High Yield Money Market
2.89%
$25,000
View
▼
Rate2.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Platinum Money Market Account
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Money Market Account
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
Insured High Yield Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Money Market Savings
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
MAXimum Money Market - Tier 4
2.71%
$0
View
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
2.67%
$10,000
View
▼
Rate2.64%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)
2.67%
$10,000
View
▼
Rate2.64%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni PLUS Money Market*
2.67%
$10,000
View
▼
Rate2.64%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

F&M Bank of Hutsonville
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market
2.66%
$1,500
View
▼
Rate2.62%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Acme Continental Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Money Market Accounts
2.53%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Platinum Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
2.52%
$10,000
View
▼
Rate2.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)
2.52%
$10,000
View
▼
Rate2.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
Insured High Yield Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details

Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market Tier 4
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Illinois State Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Money Market Checking
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Alliance Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Alliance Money Market
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$1,500,000.00 and up

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Alumni MMDA (Money Market)
2.42%
$10,000
View
▼
Rate2.39%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

First FSB of Mascoutah
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Business Alumni Money Market*
2.42%
$10,000
View
▼
Rate2.39%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
Business IMMA - Tier 6
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
Insured Money Market Account (IMMA) TIER-4
2.35%
$0
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market
2.32%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Eureka Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Essential Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Spring Valley City Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.12%
Platinum Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Community Bank of Moultrie County
Institution Rating:
A5.0 ★ Texas Ratio: 6.94%
Select Money Market and up
2.22%
$1
View
▼
Rate2.20%
Min Deposit$1
Min Balance—
UpdatedMay 5, 2026
Details

$500,000.00

Alliance Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Alliance Money Market
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$500,000.00 - $1,499,999.99

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Business Money Market
2.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market
2.05%
$50,000
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

Rates can change daily, Daily compounding

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
Diamond Money Market 4th Tier
2.05%
$50,000
View
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

Rates can change daily, Daily compounding

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Naperville, Illinois and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Naperville, IL Money Market Rate Trends

Compare local Naperville, IL money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Illinois MMA Trends →
High-Yield MMA — IL Avg
3.070%
▼ 0.361 vs 7 days ago

Illinois high-yield MMA rates fell 0.361 points over the past 7 days to 3.070% APY.

Standard MMA — IL Avg
0.712%
▲ 0.093 vs 7 days ago

Illinois standard MMA rates rose 0.093 points over the past 7 days to 0.712% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Naperville, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Naperville, Illinois. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Naperville, Illinois

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Illinois.

Are Money Market accounts in Naperville, Illinois safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Illinois up to $250,000 per depositor, per institution.

How often do MMA rates change in Naperville, Illinois?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Illinois rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Naperville, Illinois?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Naperville, Illinois require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Naperville, Illinois

Here are some of the highest money market account APYs currently available in Naperville, Illinois and the surrounding area:
  • The Huntington National Bank
    High-Yield Money Market — 3.82% APY
  • Republic Bank of Chicago
    Business Money Market — 3.75% APY
  • Great Lakes Credit Union
    Business Money Market Account — 3.50% APY
  • Byline Bank
    Advantage Money Market Account — 3.15% APY
  • Illiana Financial Credit Union
    Money Market IRA — 0.85% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Naperville, Illinois. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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