Best Money Market Rates in Bonners Ferry, Idaho (ID) - April 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Bonners Ferry, Idaho and the surrounding area money market rates include CAPITAL EDUCATORSCAPITAL EDUCATORSA5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.10% Insured Money Market Account at 3.65% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, and Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit Union6673 Main St, Bonners Ferry, ID 83805A+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY. Money market rates as of April 14, 2026 according to verified data from MonitorBankRates.
Bonners Ferry has 1 local institution in our database, with money market rates as high as 3.49% APY from Potlatch No 1 Financial Credit Union at 6673 Main St, Bonners Ferry, ID 83805. Use the table below to compare all available offers, including options from institutions serving the broader Idaho area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bonners Ferry, Idaho and surrounding area. Last Updated and Verified: April 14, 2026
Compare the Best Money Market Rates Today in Bonners Ferry, Idaho & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Qualifying Bump Rate
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Business Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Business Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Business Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
6673 Main St, Bonners Ferry, ID 83805
Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Money Market Plus Savings
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
New Money Promo
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
Velocity Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Summit National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Premier Money Markets
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Floor Interest Rate
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Premium Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Platinum Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Money Market Share Account (MMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
*Rates Subject to Change
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Premier Money Market Share Account (PMMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
*Rates Subject to Change
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Money Market Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
Velocity Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Money Market Plus Savings
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Money market savings balance over $10,000
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $999,999.99
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Premier Money Market Share Account (PMMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
*Rates Subject to Change
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Money Market Share Account (MMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
*Rates Subject to Change
Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Money Market Plus - Personal & Business
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $499,999.99
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $99,999.99
Connections Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.96%
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bonners Ferry, Idaho and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bonners Ferry, ID Money Market Rate Trends
Compare local Bonners Ferry, ID money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ID Avg
3.037%
▲ 1.253 vs 7 days ago
Idaho high-yield MMA rates rose 1.253 points over the past 7 days to 3.037% APY.
Standard MMA — ID Avg
1.016%
▼ 0.431 vs 7 days ago
Idaho standard MMA rates fell 0.431 points over the past 7 days to 1.016% APY.
As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Bonners Ferry, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bonners Ferry, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bonners Ferry, Idaho
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Idaho.
Are Money Market accounts in Bonners Ferry, Idaho safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Idaho up to $250,000 per depositor, per institution.
How often do MMA rates change in Bonners Ferry, Idaho?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Idaho rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Bonners Ferry, Idaho
Here are some of the highest money market account APYs currently available in Bonners Ferry, Idaho and the surrounding area:
- CAPITAL EDUCATORS
Business Money Market Savings Account — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Goldenwest Federal Credit Union
Insured Money Market Account — 3.65% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bonners Ferry, Idaho. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026
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