Best Money Market Rates in West Palm Beach, Florida (FL) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current West Palm Beach, Florida and the surrounding area money market rates include Climate First BankClimate First BankA+5.0 ★Texas Ratio: 0.00% Business Money Market at 4.26% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, Dort Financial Credit UnionDort Financial Credit Union606 N Olive Ave, WEST PALM BEACH, FL 33401 4013A+5.0 ★Texas Ratio: 5.65% Public Funds Money Market at 4.00% APY, RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 1.96% Tidal Wave Money Market Account at 4.00% APY, and Blue Coast Federal Credit UnionBlue Coast Federal Credit UnionA+5.0 ★Texas Ratio: 4.37% Business Money Market Account at 4.00% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
West Palm Beach has 4 local institutions in our database, with money market rates as high as 4.00% APY from Dort Financial Credit Union at 606 N Olive Ave, WEST PALM BEACH, FL 33401 4013. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Palm Beach, Florida and surrounding area. Last Updated and Verified: April 19, 2026
Compare the Best Money Market Rates Today in West Palm Beach, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
606 N Olive Ave, WEST PALM BEACH, FL 33401 4013
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
606 N Olive Ave, WEST PALM BEACH, FL 33401 4013
Public Funds Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
606 N Olive Ave, WEST PALM BEACH, FL 33401 4013
Platinum Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
606 N Olive Ave, WEST PALM BEACH, FL 33401 4013
Public Funds Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connect Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Connect Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Business Impact Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Business Impact Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Business Impact Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1645 Palm Beach Lakes Blvd, West Palm Beach, FL 33401
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1645 Palm Beach Lakes Blvd, West Palm Beach, FL 33401
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1645 Palm Beach Lakes Blvd, West Palm Beach, FL 33401
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1645 Palm Beach Lakes Blvd, West Palm Beach, FL 33401
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1645 Palm Beach Lakes Blvd, West Palm Beach, FL 33401
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ConnectOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
625 N Flagler Dr, West Palm Beach, FL 33401
Business Impact Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
4.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Terms Apply.
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
for balances $2,500 and over
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Money Market Account
4.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 18, 2026
Details
$10,000 Minimum Balance to earn the 4.00% Annual Percentage Yield
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
MONEY MARKET
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Business Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Business Money Market Products
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$500,000 & up
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$500,000 & up
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
Regular Money Market Accounts
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
No service charges or monthly fees.
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market Products
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$500,000 & up
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
Axiom® Select Money Market
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Money Market - Personal & Business
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $10,000.00
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Business Money Market Products
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Up to $2,499
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market Products
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$250,000 - $499,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$250,000 - $499,999
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market Account
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Enhanced Money Market Savings
3.20%
$10,000
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 18, 2026
Details
Minimum to open is $10,000
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
Business Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Daily Money Market
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Annual Percentage Yield (APY) is effective as of April 16, 2026 on balances of $100,000 or greater and is subject to change. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
MORE Money Market Savings
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $50,000.00
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
3.00%
$500,000
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedApr 17, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Down Payment Savings Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market Savings
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
Minimum to open is $2,500
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market Savings
2.90%
$2,500
▼
Rate2.86%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
Minimum to open is $2,500
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Indexed Money Market Account
2.81%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market Savings
2.80%
$2,500
▼
Rate2.77%
Min Deposit$2,500
Min Balance—
UpdatedApr 18, 2026
Details
Minimum to open is $2,500
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
InFocusPersonal Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
InFocusPersonal Money Market
2.28%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate2.17%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
2.07%
$100
▼
Rate2.05%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Warrington Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Money Market Deposit Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Qualifying balance up to $2,500.00
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
InFocusPersonal Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Annual Percentage Yield (APY) is effective as of April 16, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Lake Forest Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Money Market Advanced Special
2.00%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
New money only5
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in West Palm Beach, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
West Palm Beach, FL Money Market Rate Trends
Compare local West Palm Beach, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
3.531%
Unchanged vs 7 days ago
Florida high-yield MMA rates currently average 3.531% APY.
Standard MMA — FL Avg
0.546%
▼ 0.024 vs 7 days ago
Florida standard MMA rates fell 0.024 points over the past 7 days to 0.546% APY.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for West Palm Beach, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Palm Beach, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in West Palm Beach, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in West Palm Beach, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in West Palm Beach, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in West Palm Beach, Florida
Here are some of the highest money market account APYs currently available in West Palm Beach, Florida and the surrounding area:
- Climate First Bank
Business Money Market — 4.26% APY - Total Direct Bank
Money Market Account — 4.01% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY - RadiFi Credit Union
Tidal Wave Money Market Account — 4.00% APY - Blue Coast Federal Credit Union
Business Money Market Account — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in West Palm Beach, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026
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