Best Money Market Rates in Mesa, Arizona (AZ) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mesa, Arizona and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union6846 E Warner Rd, Mesa, AZ 85212 2138A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union4325 E Southern Ave, Mesa, AZ 85206A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, Vantage West Credit UnionVantage West Credit Union1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700A5.0 ★Texas Ratio: 6.58% High Yield Money Markets at 3.26% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1840 S Stapley Dr STE 225, Mesa, AZ 85204B4.4 ★Texas Ratio: 21.76% Money Market Plus Account at 3.25% APY, and Desert Financial Credit UnionDesert Financial Credit Union4405 E McKellips Rd, Mesa, AZ 85215A+5.0 ★Texas Ratio: 1.59% Jumbo Money Market at 3.25% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Mesa has 7 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 6846 E Warner Rd, Mesa, AZ 85212 2138. Use the table below to compare all available offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mesa, Arizona and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Mesa, Arizona & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Markets
3.26%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Markets
3.01%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Market
3.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Market
2.75%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1253 S Gilbert Rd, Mesa, AZ 85204
Money Market
2.43%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
As High As
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Money Market
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $4,999.99
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
4405 E McKellips Rd, Mesa, AZ 85215
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $9,999.00
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
4325 E Southern Ave, Mesa, AZ 85206
Money market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market Checking
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1982 W Main St Ste 104, Mesa, AZ 85201 6917
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
When rewards checking requirements are met
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Market
0.05%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
1239 E McKellips Rd Ste 110, Mesa, AZ 85203 2700
High Yield Money Markets
0.05%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1840 S Stapley Dr STE 225, Mesa, AZ 85204
Money Market Plus Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market Checking
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
introductory rate
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
3.31%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $1,000,000.00
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Savings Rate
3.09%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Earn 5x the national average**
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
GB MONEY MARKET PERSONAL*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
GB BIZ MONEY MARKET BUSINESS*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
No term limitations; Deposit or withdraw cash as needed; Free checks & ATM access
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.08%
$0
▼
Rate2.06%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $999,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $499,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $99,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Mesa, Arizona and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mesa, AZ Money Market Rate Trends
Compare local Mesa, AZ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — AZ Avg
3.177%
Unchanged vs 7 days ago
Arizona high-yield MMA rates currently average 3.177% APY.
Standard MMA — AZ Avg
0.942%
Unchanged vs 7 days ago
Arizona standard MMA rates currently average 0.942% APY.
As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Mesa, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mesa, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Mesa, Arizona
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Arizona.
Are Money Market accounts in Mesa, Arizona safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.
How often do MMA rates change in Mesa, Arizona?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Mesa, Arizona?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Mesa, Arizona require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Mesa, Arizona
Here are some of the highest money market account APYs currently available in Mesa, Arizona and the surrounding area:
- America First Federal Credit Union
Money Market — 3.90% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Vantage West Credit Union
High Yield Money Markets — 3.26% APY - UNIFY Financial Federal Credit Union
Money Market Plus Account — 3.25% APY - Desert Financial Credit Union
Jumbo Money Market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mesa, Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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