Best Money Market Rates in Arizona (AZ) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Arizona money market deposit account rates include Pima Federal Credit UnionPima Federal Credit Union3730 N Stone Ave, tucson, AZ 85705 3204A+5.0 ★Texas Ratio: 2.69% Business Money Market at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit Union6846 E Warner Rd, Mesa, AZ 85212 2138A5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Academy BankAcademy Bank12900 W Thunderbird Rd, El Mirage, AZ 85335A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, First Internet Bank of IndianaFirst Internet Bank of Indiana51 W 3rd St, Tempe, AZ 85281A+5.0 ★Texas Ratio: 1.39% Money Market Savings at 3.64% APY, and Mountain America Federal Credit UnionMountain America Federal Credit Union5910 W Northern Ave, Glendale, AZ 85301A5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Arizona side-by-side. Arizona money market rates currently reach as high as 4.00% APY from Pima Federal Credit Union at 3730 N Stone Ave, tucson, AZ 85705 3204. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Arizona and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Arizona
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Business Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Money Market Savings Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Money Market Accounts
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Non-Profit Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
12900 W Thunderbird Rd, El Mirage, AZ 85335
Premier Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
introductory rate
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
5910 W Northern Ave, Glendale, AZ 85301
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
7047 E Greenway Pkwy, Scottsdale, AZ 85254
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Money Market Savings
3.31%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
High Yield Money Markets
3.26%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
High Yield Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy, Tempe, AZ 85281
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave, Phoenix, AZ 85020 3933
Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
as high as; Rates increase as balance increases
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ 85119 0002
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
5910 W Northern Ave, Glendale, AZ 85301
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings Rate
3.09%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Earn 5x the national average**
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $1,000,000.00
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
7047 E Greenway Pkwy, Scottsdale, AZ 85254
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
13877 W Thunderbird St, Glendale, AZ 85307
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
High Yield Money Markets
3.01%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
GB MONEY MARKET PERSONAL*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Money Market Accounts
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Money Market Savings Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Business Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
High Yield Money Market
3.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
American Southwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
MAX Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
and up
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Non-Profit Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $250,000
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
GB BIZ MONEY MARKET BUSINESS*
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market Account2
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market Account2
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.90%
$500,000
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Money Market Savings
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market Account2
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Vantage West Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
High Yield Money Market
2.75%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $100,000
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ 85119 0002
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market Account2
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Jumbo Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.65%
$250,000
▼
Rate2.62%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Money Market
2.65%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
No term limitations; Deposit or withdraw cash as needed; Free checks & ATM access
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St, Phoenix, AZ 85008 6608
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minimum $50,000
American Southwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
MAX Money Market
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5323 N 99th Ave Ste 220, Glendale, AZ 85305 2224
Money Market
2.43%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
As High As
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
5910 W Northern Ave, Glendale, AZ 85301
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
2.30%
$100,000
▼
Rate2.28%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Money Market Plus
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Money Market Plus Account1
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
American Southwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.41%
3090 E Fry Blvd, Sierra Vista, AZ 85635
MAX Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ 85119 0002
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave, Glendale, AZ 85308
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
12900 W Thunderbird Rd, El Mirage, AZ 85335
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Money Market Checking
2.13%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Non-Profit Money Market
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Money Market Savings
2.08%
$0
▼
Rate2.06%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6846 E Warner Rd, Mesa, AZ 85212 2138
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Money Market Checking
1.83%
$0
▼
Rate2.39%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
12900 W Thunderbird Rd, El Mirage, AZ 85335
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Money Market Checking
1.37%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $999,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $499,999.99
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $99,999.99
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
12900 W Thunderbird Rd, El Mirage, AZ 85335
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
MONEY MARKET PLUS PERSONAL & BUSINESS*
1.10%
$1,000
▼
Rate1.09%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
MONEY MARKET PLUS PERSONAL & BUSINESS*
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $99,999.99
1st Bank Yuma
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Star High Yield Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Arizona and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Arizona Money Market Rate Trends
Compare local Arizona money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — AZ Avg
3.177%
Unchanged vs 7 days ago
Arizona high-yield MMA rates currently average 3.177% APY.
Standard MMA — AZ Avg
0.942%
Unchanged vs 7 days ago
Arizona standard MMA rates currently average 0.942% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Arizona
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Arizona.
Are Money Market accounts in Arizona safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.
How often do MMA rates change in Arizona?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Arizona?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Arizona require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Arizona
Here are some of the highest money market account APYs currently available in Arizona:
- Pima Federal Credit Union
Business Money Market — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Academy Bank
Premier Money Market — 3.65% APY - First Internet Bank of Indiana
Money Market Savings — 3.64% APY - Mountain America Federal Credit Union
Money market — 3.55% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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