Best Money Market Rates in Queen Creek, Arizona - June 2026
Brian McKay
Brian McKay
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Current Queen Creek, Arizona and the surrounding area money market deposit account rates include America First Federal Credit UnionAmerica First Federal Credit Union22335 E Queen Creek Rd, Queen Creek, AZ 85142A5.0 ★Texas Ratio: 7.26% Money Market at 3.90% APY, Academy BankAcademy Bank37724 N Gantzel Rd, Queen Creek, AZ 85140A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union22024 S Ellsworth Loop Rd, Queen Creek, AZ 85142A5.0 ★Texas Ratio: 10.12% Money market at 3.55% APY, Nuvision Federal Credit UnionNuvision Federal Credit UnionA+5.0 ★Texas Ratio: 3.48% Advantage Choice Money Market at 4.00% APY, and Pima Federal Credit UnionPima Federal Credit UnionA+5.0 ★Texas Ratio: 2.55% Business Money Market at 4.00% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Queen Creek has 3 local institutions in our database, with money market rates as high as 3.90% APY from America First Federal Credit Union at 22335 E Queen Creek Rd, Queen Creek, AZ 85142. Use the table below to compare all available offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Queen Creek, Arizona and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Queen Creek, Arizona & the Surrounding Area
Balance: $1,000,000.00+
introductory rate
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $250,000.00-$999,999.99
$250,000 - $999,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $100,000.00-$249,999.99
$100,000 - $249,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $50,000.00-$99,999.99
$50,000 - $99,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $25,000.00-$49,999.99
$25,000 - $49,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $10,000.00-$24,999.99
Balance: $5,000.00-$9,999.99
$10,000 - $24,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $0-$4,999.99
$2,500 - $9,999; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
under $2,500; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance range: $500,000 and over
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
Tiered balance; $24,999.01 & Above
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
APY ($125,000.00 and up)
Tiered dividend rates. Higher rates than regular savings. Rates are subject to change.
Earn 5x the national average. To avoid a monthly maintenance fee, you must maintain an average daily balance of $4,000.00.
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
Tiered balance; $24,999.00 & Below
APY for 6 months
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
APY ($100,000 - $124,999.99)
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
Elite Money Market Savings*
Balance range: $250,000 - $499,999.99
(1)
Relationship Rate APY: 3.26%
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
(1)
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Queen Creek, AZ Money Market Rate Trends
Compare local Queen Creek, AZ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield MMA rates rose 0.073 points over the past 7 days to 3.250% APY.
Arizona standard MMA rates currently average 0.942% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Queen Creek, Arizona money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Queen Creek, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Queen Creek, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Queen Creek, Arizona
What is a Money Market Account (MMA)?
Are Money Market accounts in Queen Creek, Arizona safe?
How often do MMA rates change in Queen Creek, Arizona?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Queen Creek, Arizona?
Best Money Market Rates in Queen Creek, Arizona
- America First Federal Credit Union
Money Market — 3.90% APY - Academy Bank
Premier Money Market — 3.65% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Nuvision Federal Credit Union
Advantage Choice Money Market — 4.00% APY - Pima Federal Credit Union
Business Money Market — 4.00% APY
