Best Banks & Checking Accounts in Brentwood, Tennessee - July 2026
Brian McKay
Brian McKay
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The best checking rates for Brentwood, Tennessee include Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.38% Preferred Checking at 0.20% APY, FirstBank (TN)FirstBank (TN)134 Pewitt Dr Ste 100, Brentwood, TN 37027A5.0 ★Texas Ratio: 6.39% FirstRewards Checking at 1.51% APY, Southeast Financial Credit UnionSoutheast Financial Credit Union5110 Maryland Way Ste 100, Brentwood, TN 37027A5.0 ★Texas Ratio: 9.30% Interest Checking at 0.03% APY, Old National BankOld National Bank5120 Maryland Way, Brentwood, TN 37027A+5.0 ★Texas Ratio: 5.09% ONB Preferred Checking at 0.01% APY, and U.S. BankU.S. Bank289 Franklin Rd, Brentwood, TN 37027A5.0 ★Texas Ratio: 6.46% at 0.01% APY. Checking account rates as of July 27, 2026 according to verified data from MonitorBankRates.
Brentwood has 5 local institutions in our database, with checking rates as high as 3.04% APY from Ascend Federal Credit Union at 782 Old Hickory Blvd, Brentwood, TN, 37027. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Brentwood, Tennessee. Checking Account Rates Last Updated and Verified: July 27, 2026
Compare Checking Account Rates Today in Brentwood, Tennessee & the Surrounding Area
Brentwood Checking Account Rates
Brentwood, TN 37027
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Brentwood, TN 37027
Qualifications Required: At least 10 debit card purchases post and clear; One (1) monthly automated clearing house (ACH) debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement.; Tier 1 - An interest rate of 1.50% will be paid on the entire portion of your daily balance up to but not exceeding $25,000.00. The APY for this tier is 1.51%. Tier 2 - An interest rate of 0.55% will be paid only for that portion of your daily balance that is above $25,000.00. The APY for this tier will range from 1.51% to 0.79%, depending on the balance in the account. The interest rate(s) and APY(s) are accurate as of 2/19/2026. Rates are subject to change after the account is opened. Fees may reduce earnings.
Brentwood, TN 37027
Qualifications Required: At least 10 debit card purchases post and clear; One (1) monthly automated clearing house (ACH) debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement.; Tier 1 - An interest rate of 1.50% will be paid on the entire portion of your daily balance up to but not exceeding $25,000.00. The APY for this tier is 1.51%. Tier 2 - An interest rate of 0.55% will be paid only for that portion of your daily balance that is above $25,000.00. The APY for this tier will range from 1.51% to 0.79%, depending on the balance in the account. The interest rate(s) and APY(s) are accurate as of 2/19/2026. Rates are subject to change after the account is opened. Fees may reduce earnings.
Brentwood, TN 37027
Minimum balance of $1,000 is required to accrue interest. Fees may reduce earnings.
Brentwood, TN 37027
Minimum balance of $1,000 is required to accrue interest. Fees may reduce earnings.
Brentwood, TN 37027
Minimum balance of $1,000 is required to accrue interest. Fees may reduce earnings.
Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
Qualifications Required: At least 10 debit card purchases post and clear; One (1) monthly automated clearing house (ACH) debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement.; A base rate of .01% is applied to all balances when qualifications are not met. Non-FirstBank ATM fees are refunded each cycle.
Brentwood, TN 37027
Fees may reduce earnings on this account. If account is closed within 180 days, a $25 fee will be assessed. Fees could reduce earnings. For interest-bearing accounts, the interest rate and annual percentage yield are determined at the bank's discretion, are subject to change after the date the account is opened and can change at any time including within the period between the account opening date and the date on which the account is fully funded with $20,000 in "new money".
Brentwood, TN 37027
Tiered rate account. Variable rate. Earns interest at a variable rate. Fees could reduce earnings. Advertised rates are variable and effective as of 11/24/2025. Rates in any tier are subject to change at any time before or after account opening.
Brentwood, TN 37027
Tiered rate account. Variable rate. Earns interest at a variable rate. Fees could reduce earnings. Advertised rates are variable and effective as of 11/24/2025. Rates in any tier are subject to change at any time before or after account opening.
Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood High Yield Checking Rates
Brentwood, TN 37027
Qualifications Required: At least 10 debit card purchases post and clear; One (1) monthly automated clearing house (ACH) debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement.; Tier 1 - An interest rate of 1.50% will be paid on the entire portion of your daily balance up to but not exceeding $25,000.00. The APY for this tier is 1.51%. Tier 2 - An interest rate of 0.55% will be paid only for that portion of your daily balance that is above $25,000.00. The APY for this tier will range from 1.51% to 0.79%, depending on the balance in the account. The interest rate(s) and APY(s) are accurate as of 2/19/2026. Rates are subject to change after the account is opened. Fees may reduce earnings.
Brentwood, TN 37027
Minimum balance of $1,000 is required to accrue interest. Fees may reduce earnings.
Brentwood, TN 37027
Minimum balance of $1,000 is required to accrue interest. Fees may reduce earnings.
Brentwood, TN 37027
Minimum balance of $1,000 is required to accrue interest. Fees may reduce earnings.
Brentwood, TN 37027
No additional details provided.
Brentwood, TN 37027
Minimum balance of $1,000 is required to accrue interest. Fees may reduce earnings.
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Subject to Change Monthly
Qualifications Required: Make 15 debit card transactions; Log in to online/mobile banking at least once; Receive eStatements; Have direct deposit.; PREMIUM RATE of 3.50% APY is earned on balances between $500.00 and $10,000.00. Fees may reduce earnings. Ask for details. Rate subject to change.
Qualifications Required: based on qualifying criteria**
Qualifications Required: At least one Direct Deposit or authorize one automatic payment that posts and settles; Receive Electronic Statements (valid e-mail address is required); 15 debit card purchases that posts and settles (NOTE: ATM withdrawals & transfers between accounts with us do not qualify); Balances up to $20,000, average daily balance earns this rate. Reimbursement on ATM fees if qualifications are met. $5 monthly fee if eStatements not received.
Qualifications Required: At least $500 in direct deposits; 10 or more debit card purchases each month; enrolled in e-statements; Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.
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Qualifications Required; Rate applies to balances of $0 - $25,000.
Blended 1.84% APY on a $275,000 balance for example
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Brentwood Rewards Checking Rates
Brentwood, TN 37027
Qualifications Required: At least 10 debit card purchases post and clear; One (1) monthly automated clearing house (ACH) debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement.; Tier 1 - An interest rate of 1.50% will be paid on the entire portion of your daily balance up to but not exceeding $25,000.00. The APY for this tier is 1.51%. Tier 2 - An interest rate of 0.55% will be paid only for that portion of your daily balance that is above $25,000.00. The APY for this tier will range from 1.51% to 0.79%, depending on the balance in the account. The interest rate(s) and APY(s) are accurate as of 2/19/2026. Rates are subject to change after the account is opened. Fees may reduce earnings.
Brentwood, TN 37027
Qualifications Required: At least 10 debit card purchases post and clear; One (1) monthly automated clearing house (ACH) debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement.; Tier 1 - An interest rate of 1.50% will be paid on the entire portion of your daily balance up to but not exceeding $25,000.00. The APY for this tier is 1.51%. Tier 2 - An interest rate of 0.55% will be paid only for that portion of your daily balance that is above $25,000.00. The APY for this tier will range from 1.51% to 0.79%, depending on the balance in the account. The interest rate(s) and APY(s) are accurate as of 2/19/2026. Rates are subject to change after the account is opened. Fees may reduce earnings.
Brentwood, TN 37027
Qualifications Required: At least 10 debit card purchases post and clear; One (1) monthly automated clearing house (ACH) debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement.; A base rate of .01% is applied to all balances when qualifications are not met. Non-FirstBank ATM fees are refunded each cycle.
Brentwood, TN 37027
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Brentwood, TN 37027
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Qualifications Required; Rate applies to balances of $0 - $25,000.
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Rate applies to all balances if qualifications not met.
Brentwood Free Checking Rates
Brentwood, TN 37027
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No monthly fees or minimum balance
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Brentwood Student Checking Rates
Brentwood, TN 37027
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Brentwood Business Checking Rates
Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Brentwood, TN 37027
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Subject to Change Monthly
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Brentwood, TN Checking Rate Trends
Compare local Brentwood, TN checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield checking rates fell 0.067 points over the past 7 days to 2.231% APY.
Tennessee free checking rates fell 0.009 points over the past 7 days to 0.530% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Brentwood, Tennessee checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Brentwood, Tennessee directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Brentwood, Tennessee. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TN.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Brentwood, Tennessee earn interest?
Are banks in Brentwood, Tennessee FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Brentwood, Tennessee
- Ascend Federal Credit Union
Preferred Checking — 0.20% APY - FirstBank (TN)
FirstRewards Checking — 1.51% APY - Southeast Financial Credit Union
Interest Checking — 0.03% APY - Old National Bank
ONB Preferred Checking — 0.01% APY - U.S. Bank
— 0.01% APY
Brentwood, Tennessee Rates & Resources
