Auto Loan Rates in Brentwood, Tennessee (TN) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Brentwood, Tennessee. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Brentwood, Tennessee include Southeast Financial Credit UnionSoutheast Financial Credit Union5110 Maryland Way Ste 100, Brentwood, TN, 37027A5.0 ★Texas Ratio: 9.30% offering New Auto at 3.50%, Koin Credit UnionKoin Credit Union215 Centerview Dr Ste 3 111, Brentwood, TN, 37027A+5.0 ★Texas Ratio: 3.16% offering New Auto at 4.25%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN, 37027A+5.0 ★Texas Ratio: 2.38% offering New Vehicle Loan at 4.74%, PIAS Credit UnionPIAS Credit Union5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072A+5.0 ★Texas Ratio: 0.00% offering New & Used Auto's at 4.99%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%. Auto loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Brentwood has 4 local institutions in our database, with auto loan rates as low as 3.50% APR from Southeast Financial Credit Union at 5110 Maryland Way Ste 100, Brentwood, TN, 37027. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Brentwood, Tennessee. Auto Loan Rates Last Updated and Verified: July 25, 2026
Compare Auto Loan Rates Today in Brentwood, Tennessee & Surrounding Area
Brentwood Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Auto
3.50%
1 year
▼
APR3.50%
Term1 year
Last UpdatedJul 11, 2026
Details
As Low As; New Auto
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 1 Year
3.50%
1 Year
▼
APR3.50%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 2 Years
4.00%
2 Years
▼
APR4.00%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Auto
4.00%
1 year
▼
APR4.00%
Term1 year
Last UpdatedJul 11, 2026
Details
As Low As; Used Auto
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 1 Year
4.00%
1 Year
▼
APR4.00%
Term1 Year
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
4.25%
Up to 24 months
▼
APR4.25%
TermUp to 24 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 3 Years
4.25%
3 Years
▼
APR4.25%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 2 Years
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 4 Years
4.50%
4 Years
▼
APR4.50%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 3 Years
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
New Vehicle Loan
4.74%
Up To 60 Months
▼
APR4.74%
TermUp To 60 Months
Last UpdatedJul 22, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072
New & Used Auto's
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJul 25, 2026
Details
As low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 5 Years
5.00%
5 Years
▼
APR5.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 1 Year
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 4 Years
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
Used Vehicle Loan
5.14%
Up To 60 Months
▼
APR5.14%
TermUp To 60 Months
Last UpdatedJul 22, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
New Vehicle Loan
5.24%
61 - 75 Months
▼
APR5.24%
Term61 - 75 Months
Last UpdatedJul 22, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
Used Vehicle Loan
5.49%
61 - 75 Months
▼
APR5.49%
Term61 - 75 Months
Last UpdatedJul 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 6 Years
5.50%
6 Years
▼
APR5.50%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 5 Years
5.50%
5 Years
▼
APR5.50%
Term5 Years
Last UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
New Vehicle Loan
5.74%
76 - 84 Months
▼
APR5.74%
Term76 - 84 Months
Last UpdatedJul 22, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
5.75%
>$25,0000 for 84 months
▼
APR5.75%
Term>$25,0000 for 84 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 1 Year
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 2 Years
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
Used Vehicle Loan
6.29%
76 - 84 Months
▼
APR6.29%
Term76 - 84 Months
Last UpdatedJul 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 7 Years
6.50%
7 Years
▼
APR6.50%
Term7 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 3 Years
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 6 Years
6.50%
6 Years
▼
APR6.50%
Term6 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
6.75%
>$25,0000 for 84 months
▼
APR6.75%
Term>$25,0000 for 84 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 2 Years
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 4 Years
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 3 Years
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 7 Years
7.50%
7 Years
▼
APR7.50%
Term7 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Classic / Older Used Auto
7.99%
Up to 36 months
▼
APR7.99%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 5 Years
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 4 Years
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 6 Years
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 5 Years
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 7 Years
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 6 Years
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 7 Years
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Auto Loans
3.45%
Max. 84 Months
▼
APR3.45%
TermMax. 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; Starting at 3.45%
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2026-2023
3.75%
48 MONTHS
▼
APR3.75%
Term48 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
3.95%
48 mo. or less
▼
APR3.95%
Term48 mo. or less
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Leaders Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Auto Loans
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedJul 16, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
New Auto
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedJul 11, 2026
Details
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2026-2023
4.00%
60 MONTHS
▼
APR4.00%
Term60 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.00%
49 - 63 mo.
▼
APR4.00%
Term49 - 63 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.20%
64 - 75 mo.
▼
APR4.20%
Term64 - 75 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2022-2020
4.25%
48 MONTHS
▼
APR4.25%
Term48 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.40%
Up to 36 months
▼
APR4.40%
TermUp to 36 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
New Autos
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedJul 25, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account. 73-84 month terms are available for new and used vehicles within three model years or less. Loan terms may be shorter to qualify for APR.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 90% of Retail
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Semi-New Auto
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 90% of NADA Retail, 501 - 15,000 Miles
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 90% of NADA Retail
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
New Auto Loans
4.49%
60 Month
▼
APR4.49%
Term60 Month
Last UpdatedJul 25, 2026
Details
New Vehicle Loans!
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
New Auto
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJul 11, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Used Auto
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
4.50%
60 Month Fixed
▼
APR4.50%
Term60 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2022-2020
4.50%
60 MONTHS
▼
APR4.50%
Term60 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2026-2023
4.50%
72 MONTHS
▼
APR4.50%
Term72 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 16, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
4.75%
60 Month Fixed
▼
APR4.75%
Term60 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2019-2016
4.75%
48 MONTHS
▼
APR4.75%
Term48 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2022-2020
4.75%
72 MONTHS
▼
APR4.75%
Term72 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
New Autos
4.75%
24 - 120 Months
▼
APR4.75%
Term24 - 120 Months
Last UpdatedJul 25, 2026
Details
As Low As; Financing your new auto with your credit union is the way to go. Take the rebate offered by dealership and finance with us, you are guaranteed to save. 100% of Retail Value.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.85%
48 mo. or less
▼
APR4.85%
Term48 mo. or less
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Used Autos
4.90%
24 - 120 Months
▼
APR4.90%
Term24 - 120 Months
Last UpdatedJul 25, 2026
Details
As Low As; We will finance Loan Value or average retail / trade-in/loan value.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.95%
49 - 63 mo.
▼
APR4.95%
Term49 - 63 mo.
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
4.99%
60 months or less
▼
APR4.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026)
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 16, 2026
Details
Sevier County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.99%
78 months
▼
APR4.99%
Term78 months
Last UpdatedJul 24, 2026
Details
As Low As; Refinance your auto loan with us and don't worry about making payments in the summer!
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.99%
37 - 60 months
▼
APR4.99%
Term37 - 60 months
Last UpdatedJul 24, 2026
Details
Rates as low as
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
Used Autos
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedJul 25, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account. 73-84 month terms are available for new and used vehicles within three model years or less. Loan terms may be shorter to qualify for APR.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 100% of Retail
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
New Auto
5.00%
84 Months**
▼
APR5.00%
Term84 Months**
Last UpdatedJul 11, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJul 11, 2026
Details
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
Auto Loans
5.00%
Up to 36 months
▼
APR5.00%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Fixed rates. Credit qualifications may apply.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
Autos 2026 & older
5.00%
Up to 36 months
▼
APR5.00%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
Fixed
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.00%
48 mos.
▼
APR5.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026)
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2019-2016
5.00%
60 MONTHS
▼
APR5.00%
Term60 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
5.05%
60 months or less
▼
APR5.05%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.10%
76 - 84 mo.
▼
APR5.10%
Term76 - 84 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026)
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
Autos 2026 & older
5.25%
Up to 84 months
▼
APR5.25%
TermUp to 84 months
Last UpdatedJul 15, 2026
Details
Fixed
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026); ($20,000-$29,999)
Outreach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
Vehicle Loan
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJul 22, 2026
Details
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2019-2016
5.25%
66 MONTHS
▼
APR5.25%
Term66 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
5.35%
72 months
▼
APR5.35%
Term72 months
Last UpdatedJul 11, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJul 16, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJul 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026) * Denotes an auto over $40K finanaced
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
5.50%
72 Month Fixed
▼
APR5.50%
Term72 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
New Autos
5.55%
6 - 84 months
▼
APR5.55%
Term6 - 84 months
Last UpdatedJul 24, 2026
Details
As low as
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Used car/truck/van Loan
5.70%
36-84 month financing
▼
APR5.70%
Term36-84 month financing
Last UpdatedJul 15, 2026
Details
2013-2022 models
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Cars, Trucks, Vans Loan
5.74%
Up to 60 mos.
▼
APR5.74%
TermUp to 60 mos.
Last UpdatedJul 23, 2026
Details
The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 23, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
5.75%
4YRS
▼
APR5.75%
Term4YRS
Last UpdatedJul 11, 2026
Details
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.75%
84 mos.
▼
APR5.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026); ($30,000 and above)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.75%
72 Month Fixed
▼
APR5.75%
Term72 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.90%
48 mo.
▼
APR5.90%
Term48 mo.
Last UpdatedJul 25, 2026
Details
100,000 miles to 125,000 miles Up to 120% of Retail - see below
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Used Cars, Trucks, Vans Loan
5.94%
Up to 60 mos.
▼
APR5.94%
TermUp to 60 mos.
Last UpdatedJul 23, 2026
Details
Up to 60 months - NADA Average Retail or Purchase Price (whichever is less) - over $15,000 or less than 1 year old Up to 48 months - over $10,000 or less than 5 years old Up to 36 months - over 5 years old. The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Auto Loan
5.99%
2020-2027
▼
APR5.99%
Term2020-2027
Last UpdatedJul 15, 2026
Details
Fixed; as low as
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Auto Loan 2020-2027
5.99%
2020-2027
▼
APR5.99%
Term2020-2027
Last UpdatedJul 15, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans greater than 100,000 Miles Loan
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedJul 16, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Cars, Trucks, Vans Loan
5.99%
Up to 72 mos.
▼
APR5.99%
TermUp to 72 mos.
Last UpdatedJul 23, 2026
Details
The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedJul 24, 2026
Details
Rates as low as
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
5.99%
37 - 60 months
▼
APR5.99%
Term37 - 60 months
Last UpdatedJul 24, 2026
Details
Rates as low as
APR6.00%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2020-2023)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
6.00%
84 Month Fixed
▼
APR6.00%
Term84 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2015-2007
6.00%
48 MONTHS
▼
APR6.00%
Term48 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2026-2023
6.00%
84 MONTHS
▼
APR6.00%
Term84 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.00%
76-84 mo.
▼
APR6.00%
Term76-84 mo.
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
6.10%
60 months or less
▼
APR6.10%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.15%
49 - 60 mo.
▼
APR6.15%
Term49 - 60 mo.
Last UpdatedJul 25, 2026
Details
125,001 miles to 150,000 miles Up to 120% of Retail - see below
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
6.20%
84 months
▼
APR6.20%
Term84 months
Last UpdatedJul 11, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans greater than 100,000 Miles Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedJul 16, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Used Cars, Trucks, Vans Loan
6.24%
Up to 72 mos.
▼
APR6.24%
TermUp to 72 mos.
Last UpdatedJul 23, 2026
Details
Up to 60 months - NADA Average Retail or Purchase Price (whichever is less) - over $15,000 or less than 1 year old Up to 48 months - over $10,000 or less than 5 years old Up to 36 months - over 5 years old. The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedJul 11, 2026
Details
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
Autos Less than 100,000 miles
6.25%
Up to 96 months
▼
APR6.25%
TermUp to 96 months
Last UpdatedJul 15, 2026
Details
Fixed
APR6.25%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2020-2023); ($20,000 and above)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
6.25%
96 Month Fixed
▼
APR6.25%
Term96 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
6.25%
84 Month Fixed
▼
APR6.25%
Term84 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Outreach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
Vehicle Loan
6.25%
Up to 84 Months
▼
APR6.25%
TermUp to 84 Months
Last UpdatedJul 22, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Used Autos
6.25%
6 - 84 months
▼
APR6.25%
Term6 - 84 months
Last UpdatedJul 24, 2026
Details
As low as
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
6.50%
5YRS
▼
APR6.50%
Term5YRS
Last UpdatedJul 11, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
6.50%
4YRS
▼
APR6.50%
Term4YRS
Last UpdatedJul 11, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
6.50%
Up to 96 months
▼
APR6.50%
TermUp to 96 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026) ** Denotes an auto over $50K finanaced
APR6.50%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2017-2019)
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Auto Loan 2015-2007
6.50%
60 MONTHS
▼
APR6.50%
Term60 MONTHS
Last UpdatedJul 22, 2026
Details
As Low As; Actual rate is determined by credit score
Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
Used Vehicles Loan
6.50%
up to 60 months
▼
APR6.50%
Termup to 60 months
Last UpdatedJul 24, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.50%
61 - 72 mo.
▼
APR6.50%
Term61 - 72 mo.
Last UpdatedJul 25, 2026
Details
100,000 miles to 125,000 miles Up to 120% of Retail - see below
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Used Autos
6.75%
6 - 72 months
▼
APR6.75%
Term6 - 72 months
Last UpdatedJul 24, 2026
Details
As low as
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos, Used Autos and All Others
6.85%
24 to 96 Months
▼
APR6.85%
Term24 to 96 Months
Last UpdatedJul 25, 2026
Details
Secured; As Low As; *6.85% - 18%**
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Auto Loan
6.99%
2013-2019
▼
APR6.99%
Term2013-2019
Last UpdatedJul 15, 2026
Details
Fixed; as low as
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Cars, Trucks, Vans Loan
6.99%
Up to 84 mos.
▼
APR6.99%
TermUp to 84 mos.
Last UpdatedJul 23, 2026
Details
The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJul 24, 2026
Details
Rates as low as
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
6.99%
61 - 72 months
▼
APR6.99%
Term61 - 72 months
Last UpdatedJul 24, 2026
Details
Rates as low as
APR7.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2015-2016)
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans greater than 100,000 Miles Loan
7.24%
72 months
▼
APR7.24%
Term72 months
Last UpdatedJul 16, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Used Cars, Trucks, Vans Loan
7.24%
Up to 84 mos.
▼
APR7.24%
TermUp to 84 mos.
Last UpdatedJul 23, 2026
Details
Up to 60 months - NADA Average Retail or Purchase Price (whichever is less) - over $15,000 or less than 1 year old Up to 48 months - over $10,000 or less than 5 years old Up to 36 months - over 5 years old. The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
7.24%
73 - 84 months
▼
APR7.24%
Term73 - 84 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
7.45%
48 months or less
▼
APR7.45%
Term48 months or less
Last UpdatedJul 11, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedJul 25, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
7.60%
60 months
▼
APR7.60%
Term60 months
Last UpdatedJul 11, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
7.75%
6YRS
▼
APR7.75%
Term6YRS
Last UpdatedJul 11, 2026
Details
25k OR ABOVE
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Classic Autos
7.75%
6 - 84 months
▼
APR7.75%
Term6 - 84 months
Last UpdatedJul 24, 2026
Details
As low as
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
8.25%
7YRS
▼
APR8.25%
Term7YRS
Last UpdatedJul 11, 2026
Details
40k OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
8.25%
5YRS
▼
APR8.25%
Term5YRS
Last UpdatedJul 11, 2026
Details
Outreach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
Vehicle Loan
8.25%
Up to 60 Months
▼
APR8.25%
TermUp to 60 Months
Last UpdatedJul 22, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedJul 25, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
8.75%
8YRS
▼
APR8.75%
Term8YRS
Last UpdatedJul 11, 2026
Details
50k OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
8.75%
6YRS
▼
APR8.75%
Term6YRS
Last UpdatedJul 11, 2026
Details
25K OR ABOVE
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Classic Vehicle Loans
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedJul 23, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
CLASSIC/ANTIQUE AUTOS 25 YEARS/ OLDER
9.00%
5 YEARS
▼
APR9.00%
Term5 YEARS
Last UpdatedJul 11, 2026
Details
20K OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
CLASSIC/ANTIQUE AUTOS 25 YEARS/ OLDER
9.50%
6 YEARS
▼
APR9.50%
Term6 YEARS
Last UpdatedJul 11, 2026
Details
25K OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
9.75%
7YRS
▼
APR9.75%
Term7YRS
Last UpdatedJul 11, 2026
Details
40K OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
10.25%
8YRS
▼
APR10.25%
Term8YRS
Last UpdatedJul 11, 2026
Details
50K OR ABOVE
Powered by
MonitorBankRates
Brentwood New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Auto
3.50%
1 year
▼
APR3.50%
Term1 year
Last UpdatedJul 11, 2026
Details
As Low As; New Auto
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 1 Year
3.50%
1 Year
▼
APR3.50%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 2 Years
4.00%
2 Years
▼
APR4.00%
Term2 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
4.25%
Up to 24 months
▼
APR4.25%
TermUp to 24 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 3 Years
4.25%
3 Years
▼
APR4.25%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 4 Years
4.50%
4 Years
▼
APR4.50%
Term4 Years
Last UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
New Vehicle Loan
4.74%
Up To 60 Months
▼
APR4.74%
TermUp To 60 Months
Last UpdatedJul 22, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072
New & Used Auto's
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJul 25, 2026
Details
As low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 5 Years
5.00%
5 Years
▼
APR5.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 1 Year
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
New Vehicle Loan
5.24%
61 - 75 Months
▼
APR5.24%
Term61 - 75 Months
Last UpdatedJul 22, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 6 Years
5.50%
6 Years
▼
APR5.50%
Term6 Years
Last UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
New Vehicle Loan
5.74%
76 - 84 Months
▼
APR5.74%
Term76 - 84 Months
Last UpdatedJul 22, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
New Auto
5.75%
>$25,0000 for 84 months
▼
APR5.75%
Term>$25,0000 for 84 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 2 Years
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Car & Truck Loans - 7 Years
6.50%
7 Years
▼
APR6.50%
Term7 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 3 Years
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 4 Years
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 5 Years
8.00%
5 Years
▼
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 6 Years
9.00%
6 Years
▼
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
New Vehicle Loan - 7 Years
10.00%
7 Years
▼
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
3.95%
48 mo. or less
▼
APR3.95%
Term48 mo. or less
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
New Auto
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedJul 11, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.00%
49 - 63 mo.
▼
APR4.00%
Term49 - 63 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.20%
64 - 75 mo.
▼
APR4.20%
Term64 - 75 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.40%
Up to 36 months
▼
APR4.40%
TermUp to 36 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
New Autos
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedJul 25, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account. 73-84 month terms are available for new and used vehicles within three model years or less. Loan terms may be shorter to qualify for APR.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 90% of Retail
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Semi-New Auto
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 90% of NADA Retail, 501 - 15,000 Miles
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
New Auto Loans
4.49%
60 Month
▼
APR4.49%
Term60 Month
Last UpdatedJul 25, 2026
Details
New Vehicle Loans!
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
New Auto
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJul 11, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
4.50%
60 Month Fixed
▼
APR4.50%
Term60 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
4.74%
72 months
▼
APR4.74%
Term72 months
Last UpdatedJul 16, 2026
Details
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
New Autos
4.75%
24 - 120 Months
▼
APR4.75%
Term24 - 120 Months
Last UpdatedJul 25, 2026
Details
As Low As; Financing your new auto with your credit union is the way to go. Take the rebate offered by dealership and finance with us, you are guaranteed to save. 100% of Retail Value.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.85%
48 mo. or less
▼
APR4.85%
Term48 mo. or less
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.95%
49 - 63 mo.
▼
APR4.95%
Term49 - 63 mo.
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
4.99%
60 months or less
▼
APR4.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
4.99%
37 - 60 months
▼
APR4.99%
Term37 - 60 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Auto
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 100% of Retail
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
New Auto
5.00%
84 Months**
▼
APR5.00%
Term84 Months**
Last UpdatedJul 11, 2026
Details
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.00%
48 mos.
▼
APR5.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026)
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.10%
76 - 84 mo.
▼
APR5.10%
Term76 - 84 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026)
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026); ($20,000-$29,999)
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
5.30%
72 months
▼
APR5.30%
Term72 months
Last UpdatedJul 11, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
New Cars, Trucks, and Vans Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJul 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026) * Denotes an auto over $40K finanaced
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
5.50%
72 Month Fixed
▼
APR5.50%
Term72 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
New Autos
5.55%
6 - 84 months
▼
APR5.55%
Term6 - 84 months
Last UpdatedJul 24, 2026
Details
As low as
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Cars, Trucks, Vans Loan
5.74%
Up to 60 mos.
▼
APR5.74%
TermUp to 60 mos.
Last UpdatedJul 23, 2026
Details
The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 23, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
5.75%
4YRS
▼
APR5.75%
Term4YRS
Last UpdatedJul 11, 2026
Details
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.75%
84 mos.
▼
APR5.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026); ($30,000 and above)
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.90%
48 mo.
▼
APR5.90%
Term48 mo.
Last UpdatedJul 25, 2026
Details
100,000 miles to 125,000 miles Up to 120% of Retail - see below
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Cars, Trucks, Vans Loan
5.99%
Up to 72 mos.
▼
APR5.99%
TermUp to 72 mos.
Last UpdatedJul 23, 2026
Details
The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
6.00%
84 Month Fixed
▼
APR6.00%
Term84 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.00%
76-84 mo.
▼
APR6.00%
Term76-84 mo.
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.15%
49 - 60 mo.
▼
APR6.15%
Term49 - 60 mo.
Last UpdatedJul 25, 2026
Details
125,001 miles to 150,000 miles Up to 120% of Retail - see below
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
New Auto
6.20%
84 months
▼
APR6.20%
Term84 months
Last UpdatedJul 11, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Car Loan
6.25%
96 Month Fixed
▼
APR6.25%
Term96 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
6.50%
5YRS
▼
APR6.50%
Term5YRS
Last UpdatedJul 11, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 19.67%
New Auto
6.50%
Up to 96 months
▼
APR6.50%
TermUp to 96 months
Last UpdatedJul 11, 2026
Details
New Auto (2025-2026) ** Denotes an auto over $50K finanaced
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.50%
61 - 72 mo.
▼
APR6.50%
Term61 - 72 mo.
Last UpdatedJul 25, 2026
Details
100,000 miles to 125,000 miles Up to 120% of Retail - see below
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos, Used Autos and All Others
6.85%
24 to 96 Months
▼
APR6.85%
Term24 to 96 Months
Last UpdatedJul 25, 2026
Details
Secured; As Low As; *6.85% - 18%**
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
New Cars, Trucks, Vans Loan
6.99%
Up to 84 mos.
▼
APR6.99%
TermUp to 84 mos.
Last UpdatedJul 23, 2026
Details
The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
NEW Auto Loan
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedJul 25, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
7.75%
6YRS
▼
APR7.75%
Term6YRS
Last UpdatedJul 11, 2026
Details
25k OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
8.25%
7YRS
▼
APR8.25%
Term7YRS
Last UpdatedJul 11, 2026
Details
40k OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
NEW AUTO LOANS 2026 OR NEWER
8.75%
8YRS
▼
APR8.75%
Term8YRS
Last UpdatedJul 11, 2026
Details
50k OR ABOVE
Powered by
MonitorBankRates
Brentwood Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Auto
4.00%
1 year
▼
APR4.00%
Term1 year
Last UpdatedJul 11, 2026
Details
As Low As; Used Auto
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 1 Year
4.00%
1 Year
▼
APR4.00%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 2 Years
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
4.49%
24 months
▼
APR4.49%
Term24 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 3 Years
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 11, 2026
Details
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072
New & Used Auto's
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJul 25, 2026
Details
As low as
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 4 Years
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
Used Vehicle Loan
5.14%
Up To 60 Months
▼
APR5.14%
TermUp To 60 Months
Last UpdatedJul 22, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
Used Vehicle Loan
5.49%
61 - 75 Months
▼
APR5.49%
Term61 - 75 Months
Last UpdatedJul 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 5 Years
5.50%
5 Years
▼
APR5.50%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 1 Year
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
782 Old Hickory Blvd, Brentwood, TN, 37027
Used Vehicle Loan
6.29%
76 - 84 Months
▼
APR6.29%
Term76 - 84 Months
Last UpdatedJul 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 6 Years
6.50%
6 Years
▼
APR6.50%
Term6 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Used Auto
6.75%
>$25,0000 for 84 months
▼
APR6.75%
Term>$25,0000 for 84 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 2 Years
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 3 Years
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Car & Truck Loans - 7 Years
7.50%
7 Years
▼
APR7.50%
Term7 Years
Last UpdatedJul 11, 2026
Details
Koin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Classic / Older Used Auto
7.99%
Up to 36 months
▼
APR7.99%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 4 Years
8.00%
4 Years
▼
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 5 Years
9.00%
5 Years
▼
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 6 Years
10.00%
6 Years
▼
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
5110 Maryland Way Ste 100, Brentwood, TN, 37027
Used Vehicle Loan - 7 Years
11.00%
7 Years
▼
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 24, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
3.95%
48 mo. or less
▼
APR3.95%
Term48 mo. or less
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.00%
49 - 63 mo.
▼
APR4.00%
Term49 - 63 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.20%
64 - 75 mo.
▼
APR4.20%
Term64 - 75 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Auto
4.49%
Up to 84 Months
▼
APR4.49%
TermUp to 84 Months
Last UpdatedJul 25, 2026
Details
As Low As; 90% of NADA Retail
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Used Auto
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 24, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
4.75%
60 Month Fixed
▼
APR4.75%
Term60 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.85%
48 mo. or less
▼
APR4.85%
Term48 mo. or less
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Used Autos
4.90%
24 - 120 Months
▼
APR4.90%
Term24 - 120 Months
Last UpdatedJul 25, 2026
Details
As Low As; We will finance Loan Value or average retail / trade-in/loan value.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
4.95%
49 - 63 mo.
▼
APR4.95%
Term49 - 63 mo.
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJul 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 12.47%
Used Autos
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedJul 25, 2026
Details
As Low As; Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account. 73-84 month terms are available for new and used vehicles within three model years or less. Loan terms may be shorter to qualify for APR.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJul 11, 2026
Details
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.00%
48 mos.
▼
APR5.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026)
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
5.05%
60 months or less
▼
APR5.05%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.10%
76 - 84 mo.
▼
APR5.10%
Term76 - 84 mo.
Last UpdatedJul 25, 2026
Details
Up to 25,000 miles Up to 135% of Retail - see below
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.25%
60 mos.
▼
APR5.25%
Term60 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026); ($20,000-$29,999)
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
5.35%
72 months
▼
APR5.35%
Term72 months
Last UpdatedJul 11, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans less than 100,000 Miles Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJul 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJul 25, 2026
Details
Up to 120% Financing on Approved Credit
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.50%
72 mos.
▼
APR5.50%
Term72 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026)
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Used car/truck/van Loan
5.70%
36-84 month financing
▼
APR5.70%
Term36-84 month financing
Last UpdatedJul 15, 2026
Details
2013-2022 models
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 23, 2026
Details
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★ Texas Ratio: 6.31%
New or Used Auto
5.75%
84 mos.
▼
APR5.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
New or Used Auto (2024-2026); ($30,000 and above)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
5.75%
72 Month Fixed
▼
APR5.75%
Term72 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New & Used Auto
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedJul 25, 2026
Details
Rate is based on credit score and term. Loans are subject to credit approval. New and used auto rates. Other restrictions apply.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
5.90%
48 mo.
▼
APR5.90%
Term48 mo.
Last UpdatedJul 25, 2026
Details
100,000 miles to 125,000 miles Up to 120% of Retail - see below
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Used Cars, Trucks, Vans Loan
5.94%
Up to 60 mos.
▼
APR5.94%
TermUp to 60 mos.
Last UpdatedJul 23, 2026
Details
Up to 60 months - NADA Average Retail or Purchase Price (whichever is less) - over $15,000 or less than 1 year old Up to 48 months - over $10,000 or less than 5 years old Up to 36 months - over 5 years old. The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans greater than 100,000 Miles Loan
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedJul 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
5.99%
37 - 60 months
▼
APR5.99%
Term37 - 60 months
Last UpdatedJul 24, 2026
Details
Rates as low as
APR6.00%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2020-2023)
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.00%
76-84 mo.
▼
APR6.00%
Term76-84 mo.
Last UpdatedJul 25, 2026
Details
25,001 miles to 99,999 miles Up to 135% of Retail - see below
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
6.10%
60 months or less
▼
APR6.10%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.15%
49 - 60 mo.
▼
APR6.15%
Term49 - 60 mo.
Last UpdatedJul 25, 2026
Details
125,001 miles to 150,000 miles Up to 120% of Retail - see below
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans greater than 100,000 Miles Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedJul 16, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Used Cars, Trucks, Vans Loan
6.24%
Up to 72 mos.
▼
APR6.24%
TermUp to 72 mos.
Last UpdatedJul 23, 2026
Details
Up to 60 months - NADA Average Retail or Purchase Price (whichever is less) - over $15,000 or less than 1 year old Up to 48 months - over $10,000 or less than 5 years old Up to 36 months - over 5 years old. The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedJul 11, 2026
Details
APR6.25%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2020-2023); ($20,000 and above)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Car Loan
6.25%
84 Month Fixed
▼
APR6.25%
Term84 Month Fixed
Last UpdatedJul 22, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Used Autos
6.25%
6 - 84 months
▼
APR6.25%
Term6 - 84 months
Last UpdatedJul 24, 2026
Details
As low as
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
6.50%
4YRS
▼
APR6.50%
Term4YRS
Last UpdatedJul 11, 2026
Details
APR6.50%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2017-2019)
Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
Used Vehicles Loan
6.50%
up to 60 months
▼
APR6.50%
Termup to 60 months
Last UpdatedJul 24, 2026
Details
Scenic Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New and Used Vehicles Loan
6.50%
61 - 72 mo.
▼
APR6.50%
Term61 - 72 mo.
Last UpdatedJul 25, 2026
Details
100,000 miles to 125,000 miles Up to 120% of Retail - see below
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Used Autos
6.75%
6 - 72 months
▼
APR6.75%
Term6 - 72 months
Last UpdatedJul 24, 2026
Details
As low as
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
New Autos, Used Autos and All Others
6.85%
24 to 96 Months
▼
APR6.85%
Term24 to 96 Months
Last UpdatedJul 25, 2026
Details
Secured; As Low As; *6.85% - 18%**
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
6.99%
61 - 72 months
▼
APR6.99%
Term61 - 72 months
Last UpdatedJul 24, 2026
Details
Rates as low as
APR7.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Used Auto (2015-2016)
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.74%
Used Cars, Trucks, and Vans greater than 100,000 Miles Loan
7.24%
72 months
▼
APR7.24%
Term72 months
Last UpdatedJul 16, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Used Cars, Trucks, Vans Loan
7.24%
Up to 84 mos.
▼
APR7.24%
TermUp to 84 mos.
Last UpdatedJul 23, 2026
Details
Up to 60 months - NADA Average Retail or Purchase Price (whichever is less) - over $15,000 or less than 1 year old Up to 48 months - over $10,000 or less than 5 years old Up to 36 months - over 5 years old. The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
USED Auto Loan
7.24%
73 - 84 months
▼
APR7.24%
Term73 - 84 months
Last UpdatedJul 24, 2026
Details
Rates as low as
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
7.45%
48 months or less
▼
APR7.45%
Term48 months or less
Last UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Used Auto
7.60%
60 months
▼
APR7.60%
Term60 months
Last UpdatedJul 11, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
8.25%
5YRS
▼
APR8.25%
Term5YRS
Last UpdatedJul 11, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedJul 25, 2026
Details
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
8.75%
6YRS
▼
APR8.75%
Term6YRS
Last UpdatedJul 11, 2026
Details
25K OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
9.75%
7YRS
▼
APR9.75%
Term7YRS
Last UpdatedJul 11, 2026
Details
40K OR ABOVE
Dixie Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
USED CAR 2018-2025 Loan
10.25%
8YRS
▼
APR10.25%
Term8YRS
Last UpdatedJul 11, 2026
Details
50K OR ABOVE
Powered by
MonitorBankRates
Brentwood, TN Auto Loan Rate Trends
Compare local Brentwood, TN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — TN Avg
5.956%
▲ 0.008 vs 7 days ago
Tennessee new auto rates rose 0.008 points over the past 7 days to 5.956% APR.
Used Auto Loan — TN Avg
6.404%
▼ 0.048 vs 7 days ago
Tennessee used auto rates fell 0.048 points over the past 7 days to 6.404% APR.
As of Jul 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Brentwood, Tennessee auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Brentwood, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Brentwood, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in TN.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Brentwood, Tennessee
How does my credit score affect my car loan rate in Tennessee?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Brentwood, Tennessee with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Tennessee *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Brentwood, Tennessee typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Brentwood, Tennessee?
Based on our current data, some of the lowest auto loan rates available in Brentwood, Tennessee include:
- Southeast Financial Credit Union: 3.50% (New Auto)
- Koin Credit Union: 4.25% (New Auto)
- Ascend Federal Credit Union: 4.74% (New Vehicle Loan)
- PIAS Credit Union: 4.99% (New & Used Auto's)
- American Airlines Federal Credit Union: 3.34% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Brentwood, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 25, 2026
Brentwood, Tennessee Rates & Resources
Rate Assistant
MonitorBankRates.com · Live Data
Try asking