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 First Choice Community Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
First Choice Community Credit Union's 60 Month CD rates are at 3.56%, 36 Month IRA-CD rates are at 0.90%, 36 Month CD rates are at 0.90%, 24 Month IRA-CD rates are at 0.75%, 18 Month IRA-CD rates are at 0.50%. First Choice Community Credit Union's savings rates are at 0.10%. First Choice Community Credit Union's money market rates are at 1.05%. First Choice Community Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of First Choice Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.95%. Rates last updated and verified on 08/28/2026. First Choice Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Choice Community Credit Union? Share your experience about First Choice Community Credit Union by leaving a review below, or read customer reviews before you decide to use First Choice Community Credit Union. First Choice Community Credit Union
First Choice Community Credit Union 100 N 17th St
https://www.firstchoiceccu.org Knoxville, TN 37921 6750 
First Choice Community Credit Union CD Rates
First Choice Community Credit Union Savings Rates
First Choice Community Credit Union Money Market Rates
First Choice Community Credit Union Checking Rates
First Choice Community Credit Union Home Equity & HELOC
First Choice Community Credit Union Auto Loan Rates
First Choice Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Choice Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Choice Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Choice Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Choice Community Credit Union
Website
https://www.firstchoiceccu.org
Address
100 N 17th St,
Knoxville, TN 37921 6750
Phone
865-637-0112
Fax
865-637-0777
President
Jason Haggard
CEO
Carisa Chitwood
Full-Time Employees
11
Part-Time Employees
3
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.95%
Return on Assets (ROA)
0.8330%
Return on Equity (ROE)
5.3142%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
49,908,667
Total Amount of Shares and Deposits
41,821,741
Total Shares and Deposits < 1 Year
40,931,448
Total Shares and Deposits 1 3 Years
665,549
Total Shares and Deposits > 3 Years
224,742
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
666,323
Total Uninsured Shares and Deposits > $250K (F+J)
666,323
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,155,418
Total Interest Expense (Sum of items 6 8)
161,536
Share Certificates
117
Number of Accounts for Share Drafts
2,255
IRA KEOGH Accounts
116
Number of Accounts for Regular Shares
4,198
All other shares
54
Money Market Shares
108
Net Income (unless the amount is already included in Undivided Earnings)
415,729
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,177,818
Total Liabilities
42,085,707
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for First Choice Community Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for First Choice Community Credit Union
Frequently Asked Questions About First Choice Community Credit UnionHow many branches does First Choice Community Credit Union operate?First Choice Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Choice Community Credit Union?Yes, to access services at First Choice Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Choice Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Choice Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Choice Community Credit Union offer online and mobile banking?Most modern institutions like First Choice Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstchoiceccu.org. Current First Choice Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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