MonitorBankRates
Home Checking Accounts Minnesota Checking Plainview, Minnesota iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Plainview, Minnesota - May 2026

The best checking rates for Plainview, Minnesota include PSB of PlainviewPSB of Plainview100 4th Ave Se, Plainview, MN 55964A+5.0 ★Texas Ratio: 4.73% Express Checking with Interest at 5.00% APY, Foresight BankForesight Bank138 W Broadway, Plainview, MN 55964A+5.0 ★Texas Ratio: 4.40% Strategy Checking at 0.85% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% Genius High Yield Checking at 6.75% APY, and SharePoint Credit UnionSharePoint Credit UnionA+5.0 ★Texas Ratio: 4.61% Premier Rate Checking - Introductory Rate at 5.00% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.

Plainview has 2 local institutions in our database, with checking rates as high as 5.00% APY from PSB of Plainview at 100 4th Ave Se, Plainview, MN, 55964. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Plainview, Minnesota. Checking Account Rates Last Updated and Verified: May 12, 2026

Compare Checking Account Rates Today in Plainview, Minnesota & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $25,000.00

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $50,000.00

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Strategy Checking
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Business, Non-Profit, Government

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Strategy Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Business, Non-Profit, Government

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.39%
$1,000
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Strategy Checking
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Business, Non-Profit, Government

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.29%
$1,000
Rate0.45%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Classic Club Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Interest Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Progress Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Business, Non-Profit, Government

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.23%
$1,000
Rate0.35%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Progress Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Business, Non-Profit, Government

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Interest Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Classic Club Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Classic Club Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Interest Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Progress Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Business, Non-Profit, Government

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.13%
$1,000
Rate0.25%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.00%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Strategy Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Business, Non-Profit, Government

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $25,000.00

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $50,000.00

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.39%
$1,000
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.29%
$1,000
Rate0.45%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Interest Checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.23%
$1,000
Rate0.35%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Interest Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

Foresight Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
138 W Broadway
Plainview, MN 55964
Interest Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Consumer

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.13%
$1,000
Rate0.25%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

PSB of Plainview
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
100 4th Ave Se
Plainview, MN 55964
Express Checking with Interest
0.00%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
Rate7.72%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $15000

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Genius High Yield Checking
6.75%
$0
Rate6.55%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Kasasa Cash Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Dividend Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $5,000.00

SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Premier Rate Checking - Introductory Rate
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $20,000.00

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Xtraordinary Checking
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Rewards Checking
4.50%
$100
Rate4.41%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $20,000

North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Hero Checking
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Center National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
CENTER REWARDS CHECKING ACCOUNT
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $15,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Kasasa Cash Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Rewards Checking
4.50%
$100
Rate4.41%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $20,000

Center National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
CENTER REWARDS CHECKING ACCOUNT
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $15,000.00

Minnstar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Interest Rewards Checking
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Rewards Checking
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

FNB of Moose Lake
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Rewards Checking
0.50%
$20,000
Rate0.50%
Min Deposit$20,000
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Crow Wing Power Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Simple Checking
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMay 12, 2026
Details

dividend with average daily balance of $500 or more

Transit Operations Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.36%
Share Draft (free Checking)
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Basic Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

1

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Best Free Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Best Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Qualifying balance up to $2,499.99

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Metropolitan Services Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Teen Checking
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

No additional details provided.

Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Youth Checking
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Qualifying balance up to $5,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Business Checking Business
2.00%
$500
Rate1.98%
Min Deposit$500
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $499.99

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking Business
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Cornerstone State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
CornerStone Regular Business Checking Business
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking Business
0.95%
$0
Rate0.95%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Cornerstone State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
CornerStone Regular Business Checking Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $149,999.99

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking Business
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Cornerstone State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.88%
CornerStone Regular Business Checking Business
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $24,999.99

Harvest Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.27%
Business Interest Checking Business
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Root River State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Heritage Business Checking Business
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
Business Dividend Checking Business
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Qualifying balance up to $49,999.00

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Capital Business Checking Business
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedMay 12, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Business Checking Plus Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

Root River State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Heritage Business Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Business Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

No additional details provided.

New Market Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checking Business
0.13%
$0
Rate0.13%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Business Interest Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Business Interest Checking* Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Plainview, MN Checking Rate Trends

Compare local Plainview, MN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Minnesota Checking Trends →
High-Yield Checking — MN Avg
1.294%
▲ 0.218 vs 7 days ago

Minnesota high-yield checking rates rose 0.218 points over the past 7 days to 1.294% APY.

Free Checking — MN Avg
0.896%
▼ 0.141 vs 7 days ago

Minnesota free checking rates fell 0.141 points over the past 7 days to 0.896% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Plainview, Minnesota directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Plainview, Minnesota. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Plainview, Minnesota earn interest?

Most traditional local checking accounts in Plainview, Minnesota earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Plainview, Minnesota FDIC insured?

Yes. Legitimate banks with branches in Plainview, Minnesota are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Plainview, Minnesota

Based on our current data, some of the highest checking account APYs available to residents of Plainview, Minnesota include:
  • PSB of Plainview
    Express Checking with Interest — 5.00% APY
  • Foresight Bank
    Strategy Checking — 0.85% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
  • Genisys Credit Union
    Genius High Yield Checking — 6.75% APY
  • SharePoint Credit Union
    Premier Rate Checking - Introductory Rate — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Plainview, Minnesota. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 12, 2026