Best Banks & Checking Accounts in Trends, Minnesota - August 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Trends, Minnesota include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 4.68% Genius Checking at 6.75% APY, Highland BankHighland BankA+5.0 ★Texas Ratio: 1.01% Kasasa Cash Checking� at 5.00% APY, Harvest BankHarvest BankA5.0 ★Texas Ratio: 13.27% Kasasa Cash Checking at 5.00% APY, and PSB of PlainviewPSB of PlainviewA+5.0 ★Texas Ratio: 4.73% Kasasa Cash Checking at 5.00% APY. Checking account rates as of August 28, 2026 according to verified data from MonitorBankRates.
Trends is a smaller community with no bank or credit union branches currently in our database. 37 institutions serving the Minnesota area are available to Trends residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, Minnesota. Checking Account Rates Last Updated and Verified: August 28, 2026
Compare Checking Account Rates Today in Trends, Minnesota & the Surrounding Area
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Qualifications Required: eStatements enrollment; 10 debit card purchases of $5.00 or more per month (excluding ATMs); Balances above $7,500 earn .05% APY.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $25,000.00
Qualifications Required: monthly direct deposit of at least $200 in your Performance Checking account; use your debit card 10 times per month; log into online banking once a month; be enrolled in e-statements; Qualifications Met*
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required: subscription to eStatements; a monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account); and either a minimum of fifteen (15) debit card purchases or $500 in net spend purchases using your debit card are required per month. ATM transactions are not included. Debit card purchases must post to your account by the last calendar day of the month. You must meet the preceding account requirements to earn dividends during the monthly period. No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly.; Fees may reduce earnings. Rates subject to change. Account balances over $25,000 will be paid an APY of 0.25% when requirements are met. Primary owner must be the age of majority (18+) to open this type of account.
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required; Qualifying balance up to $24,999.99
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required: when requirements are met; $.01-$20,000.00
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
No additional details provided.
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Qualifications Required: eStatements enrollment; 10 debit card purchases of $5.00 or more per month (excluding ATMs); Balances above $7,500 earn .05% APY.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $25,000.00
Qualifications Required: monthly direct deposit of at least $200 in your Performance Checking account; use your debit card 10 times per month; log into online banking once a month; be enrolled in e-statements; Qualifications Met*
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $20,000.00
No additional details provided.
Qualifications Required: subscription to eStatements; a monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account); and either a minimum of fifteen (15) debit card purchases or $500 in net spend purchases using your debit card are required per month. ATM transactions are not included. Debit card purchases must post to your account by the last calendar day of the month. You must meet the preceding account requirements to earn dividends during the monthly period. No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly.; Fees may reduce earnings. Rates subject to change. Account balances over $25,000 will be paid an APY of 0.25% when requirements are met. Primary owner must be the age of majority (18+) to open this type of account.
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required; Qualifying balance up to $24,999.99
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required: when requirements are met; $.01-$20,000.00
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $20,000.00
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required; Qualifying balance up to $15,000.00
Qualifications Required: 15 debit card transactions; 1 direct deposit or automatic payment; Earn up to 3.09% annual percentage yield on balances between $0.01 and $15,000. Balances over $15,000 will earn an interest rate on the portion of the balance over $15,000, resulting in a range of 3.09% to 0.23% APY depending on the balance. Fees may reduce the earnings on the account.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
No additional details provided.
Qualifications Required: 2.50% to 0.62%
Qualifications Required: 14 Mastercard debit purchases each statement cycle; 1 ACH auto debit or direct deposit; Receive online statements; Balances up to $20,000 receive APY of 2.00%; and balances over $20,000 earn 1.00% interest rate on the portion of the balance over $20,000, resulting in 1.00% - 2.00% APY, depending on the balance. If qualifications are not met, all balances earn 0.01% APY.
Qualifications Required: 14 Mastercard debit purchases each statement cycle; Use one ACH auto debit or direct deposit; Receive online statements; Balances up to $20,000 receive APY of 2.00%; and balances over $20,000 earn 1.00% interest rate on the portion of the balance over $20,000, resulting in 1.00% - 2.00% APY, depending on the balance. If qualifications are not met, all balances earn 0.01% APY.
Qualifications Required: 12 debit card purchases; eStatements enrollment; 1 ACH debit or credit; An interest rate of 0.15% will be paid only for that portion of your daily balance that is greater than $20,000.00. The APY for this tier will range from 1.00% to 0.15%, depending on the balance in the account.
No additional details provided.
Qualifications Required: 15 combined debit card/credit card purchases; 1 ACH transaction monthly; eStatements enrollment; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Qualifications Required: 1 ACH transaction monthly; 1.00% APY* on balances over $25,000; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Qualifications Required: 14 Mastercard debit purchases each statement cycle; 1 ACH auto debit or direct deposit; Receive online statements; Balances up to $20,000 receive APY of 2.00%; and balances over $20,000 earn 1.00% interest rate on the portion of the balance over $20,000, resulting in 1.00% - 2.00% APY, depending on the balance. If qualifications are not met, all balances earn 0.01% APY.
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required; Qualifying balance up to $50,000.00
No per-check or monthly service charge Free Network ATM's - Find An ATM Near You Instant Issue Debit Cards Digital Wallet connected to your Debit Card Free Visa Gift Cards PowerTeller (Online Banking) and E-statements No-fee overdraft transfers from Savings or Line of Credit Online bill pay No-fee Official Cashier Checks
The average balance to earn dividends for the month is $1000.
Qualifications Required; Qualifying balance up to $50,000.00
$200 minimum balance -$5 monthly maintenance fee and $.20 per debit if balance drops below $200 any day during your monthly statement cycle
No additional details provided.
No additional details provided.
No minimum balance -No monthly maintenance fee
No additional details provided.
No additional details provided.
No additional details provided.
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No additional details provided.
Qualifications Required: Make 15 debit card purchases or accumulate $500 in debit card spending by month end; Subscribe to eStatements; Make a direct deposit or an ACH deposit (from a non-Connexus account) of at least $500; Account balances up to $1,000.00
Balances up to $5,000.00
Qualifications Required: Make 15 debit card purchases or accumulate $500 in debit card spending by month end; Subscribe to eStatements; Make a direct deposit or an ACH deposit (from a non-Connexus account) of at least $500; Account balances over $1,000 will be paid an APY of 0.25%.
No additional details provided.
ages 15-18
No additional details provided.
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$0 monthly service fee
No additional details provided.
No additional details provided.
No additional details provided.
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Interest checking is a variable rate account and the rate may change after the account is opened. $7.00 monthly service charge applies to this account type. Fees could reduce earnings. Please see your nearest personal banker for more information.
No additional details provided.
No additional details provided.
Trends, MN Checking Rate Trends
Compare local Trends, MN checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield checking rates fell 0.031 points over the past 7 days to 1.200% APY.
Minnesota free checking rates fell 0.114 points over the past 7 days to 0.769% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, Minnesota directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, Minnesota. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MN.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Trends, Minnesota earn interest?
Are banks in Trends, Minnesota FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Trends, Minnesota
- Baxter Credit Union
PowerPlusTM Checking — 8.00% APY - Genisys Credit Union
Genius Checking — 6.75% APY - Highland Bank
Kasasa Cash Checking� — 5.00% APY - Harvest Bank
Kasasa Cash Checking — 5.00% APY - PSB of Plainview
Kasasa Cash Checking — 5.00% APY
