Plainview, Minnesota (MN) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Plainview, Minnesota and the surrounding area include PSB of PlainviewPSB of Plainview100 4th Ave Se, Plainview, MN 55964A+5.0 ★Texas Ratio: 4.73% Peoples Preferred Savings at 3.51% APY, Foresight BankForesight Bank138 W Broadway, Plainview, MN 55964A+5.0 ★Texas Ratio: 4.40% Youth Savings at 2.42% APY, Genisys Credit UnionGenisys Credit Union3300 Central Park Village Dr, Eagan, MN 55121 7707A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, West Metro Schools Credit UnionWest Metro Schools Credit Union1001 Highway 7, Hopkins, MN 55305A5.0 ★Texas Ratio: 7.84% Holiday Savings at 5.00% APY, and Southpoint Financial Credit UnionSouthpoint Financial Credit Union920 Main St E, Sleepy Eye, MN 56085 4380A+5.0 ★Texas Ratio: 2.84% EzMoney Savings at 4.07% APY.
To see how these savings rates in Plainview, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Plainview, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Plainview, Minnesota and the surrounding area. Last Updated and Verified: March 20, 2026
Plainview, MN Savings Rate Trends
Compare local Plainview, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MN Avg
1.174%
Minnesota high-yield savings rates currently average 1.174% APY based on data from institutions in our monitoring network.
Standard Savings — MN Avg
0.626%
▲ 0.176 from last week
Minnesota standard savings rates rose 0.176 points this week to 0.626% APY, up from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Plainview, Minnesota & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
3.51%
$1,000
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
3.20%
$1,000
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Youth Savings
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $2,000.00
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Youth Savings
2.42%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
2.32%
$1,000
▼
Rate2.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Youth Savings
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Youth Savings
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Youth Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
1.76%
$1,000
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
HSA Savings
1.66%
$25
▼
Rate1.65%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
IRA Savings
1.66%
$25
▼
Rate1.65%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
1.51%
$1,000
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Health Savings
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Health Savings Account
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
HSA Savings
1.31%
$25
▼
Rate1.30%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $19,999.99
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Health Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Health Savings Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
1.21%
$1,000
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Health Savings
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Health Savings Account
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Foresight Savings
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
High-Interest Savings
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Youth Savings
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Peoples Preferred Savings
0.90%
$1,000
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Foresight Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
High-Interest Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
Foresight Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
138 W Broadway, Plainview, MN 55964
High-Interest Savings
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Youth Savings
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
100 4th Ave Se, Plainview, MN 55964
Regular Savings
0.65%
$25
▼
Rate0.65%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
High Yield Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Balances above $500.00 are paid the standard share savings rate.
West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
1001 Highway 7, Hopkins, MN 55305
Holiday Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
max $300 deposit per month
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
EzMoney Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $5,000.00
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
EzMoney Savings+
4.07%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $5,000.00
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Business High Yield Savings Account
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fairmont School Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.99%
110 Eltinge Pl, Fairmont, MN 56031 3423
Share Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings Account
3.40%
$75,000
▼
Rate0.00%
Min Deposit$75,000
Min Balance—
UpdatedMar 20, 2026
Details
APY accurate as of 1/1/2026 and may change after account opening.
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
Estate Savings
3.39%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
High Yield Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
12080 73rd Ave N, Maple Grove, MN 55369
MONEY MARKET SAVINGS
3.04%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426
eSavings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifications Required: 50 minimum direct deposit per month; enroll in online banking; Qualifying balance up to $10,000.00
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN 55369
TopLine Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
IRA SAVINGS (Traditional, Roth, or Educational)
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN 55309 4653
High Yield Savings Plus
3.00%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
$1,000 bonus
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Business High Yield Savings Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN 55125 9201
High Yield Savings
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
YES (Youth Education Savings)
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
13283 Isle Dr, Baxter, MN 56425 8554
Youth Education Savings (YES) Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN 55075 2421
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN 55369
TopLine Savings
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Plainview, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Plainview, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Plainview, Minnesota
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Minnesota, help your money grow faster through a higher APY.
Are savings accounts in Plainview, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do savings rates change in Plainview, Minnesota?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Plainview, Minnesota may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Plainview, Minnesota?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Plainview, Minnesota offer in-person customer service, which some customers prefer.
How do I open a savings account in Plainview, Minnesota?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Plainview, Minnesota
Here are recent savings rates observed in Plainview, Minnesota and the surrounding area:
- PSB of Plainview
Peoples Preferred Savings — 3.51% APY - Foresight Bank
Youth Savings — 2.42% APY - Genisys Credit Union
High Yield Youth Savings — 5.12% APY - West Metro Schools Credit Union
Holiday Savings — 5.00% APY - Southpoint Financial Credit Union
EzMoney Savings — 4.07% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Plainview, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
