Transit Operations Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Transit Operations Federal Credit Union 12-month CD rates can be found at 3.85%, 6-month CD rates at 3.85% and 3-month CD rates at 3.50%. Savings rates are at 1.00% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 13.04%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to Transit Operations Federal Credit Union rates.

Compare Transit Operations Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Transit Operations Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Transit Operations Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Transit Operations Federal Credit Union? Share your experience about Transit Operations Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Transit Operations Federal Credit Union.

Overall, Transit Operations Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.55%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.28%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.03%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Transit Operations Federal Credit Union
MAIN

725 N 7TH ST
MINNEAPOLIS, MN 55411

https://tofcu.org/

MonitorBankRates' Rating

5/5

★★★★★

Review Transit Operations Federal Credit Union

Compare Transit Operations Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Newtek Bank

High Yield Savings

4.45%

IAM Federal Credit Union

36-Month CD

4.25%

$1,000

Dollar Savings Direct

Dollar Savings

4.00%

Great Plains State Bank

18-Month CD

4.00%

$500

Community Bank of Raymore

6-Month CD (IntraFi)

3.84%

$10,000

Aberdeen Proving Ground FCU

18-Month CD

3.80%

$100

FNB of Bangor

36-Month CD

3.55%

$1,000

First Harvest Federal Credit Union

18-Month CD

3.50%

$1,000

Freedom Bank Huntingburg, IN

36-Month CD

3.34%

$500

Needham Bank

60-Month CD

3.25%

$1,000

Bell Bank

12-Month CD

3.25%

$500

Iowa Falls State Bank

24-Month CD

3.02%

$1,000

Commerce Bank & Trust Winter Park, FL

60-Month CD

3.00%

Transpecos Banks

24-Month CD

2.90%

$1,000

Machias Savings Bank

60-Month CD

2.80%

$500

Security Bank Minnesota

60-Month CD

2.65%

$1,000

Laona State Bank

18-Month CD

2.53%

$500

Ambler Savings Bank

60-Month CD

2.50%

$1,000

Main Street Bank

36-Month CD

2.50%

$1,000

Paramount Bank

36-Month CD

2.50%

$1,000

Ergo Bank

48-Month CD

2.47%

$500

KeySavings Bank

30-Month CD

2.27%

$500

PSB of Rhineland

36-Month CD

2.27%

$1,000

Warren-Boynton State Bank

48-Month CD

2.26%

$1,000

FourLeaf Federal Credit Union

6-Month CD

2.25%

$50

Western Nebraska Bank

18-Month CD

2.12%

$250

Yampa Valley Bank

Money Market

1.65%

$2,000

Haven Savings Bank

24-Month CD

1.65%

$100

Alliance Bank WI

Flex-Check Checking

1.61%

$100,000

F&M Bank of Hutsonville

24-Month CD

1.26%

$500

Lincoln FSB of Nebraska

48-Month CD

1.20%

$5,000

Bank of Herrin

Reward Checking

1.11%

$100

Citi

24-Month CD

1.01%

$500

Ion Bank

Money Market

1.00%

$10,000

BAC Community Bank

60-Month CD

0.75%

$2,500

Chelsea State Bank (CSB)

Statement Savings

0.70%

Community National Bank (VT)

36-Month CD

0.69%

$2,500

Beardstown Savings

18-Month CD

0.60%

Capital Bank TX

24-Month CD

0.55%

$500

Kaw Valley Bank

Advantage Plus Savings

0.45%

$2,500

Somerset Trust Company

Advantage Interest Money Market

0.31%

$1,000,000

OBC Bank

36-Month CD

0.25%

$1,000

Mayville State Bank

18-Month CD

0.20%

$1,000

Great Midwest Bank

Simply Savings

0.10%

$200

Bank of Hillsboro

Money Market

0.05%

CNB of McConnelsville

Statement Savings

0.05%

$50

Skyone Federal Credit Union

Advantage Checking

0.05%

$2,500

1st Bank Yuma

1st Select Savings

0.05%

$100

Conneaut Savings Bank

24-Month CD

0.05%

$1,000

First Hawaiian Bank

6-Month CD

0.03%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Transit Operations Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

7-Year ARM

5.625%

5.707%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

Investment Savings Bank

15-Year Fixed

5.750%

5.852%

0.000

Altoona First Savings Bank

20-Year Fixed

5.850%

5.891%

0.000

One Nevada Credit Union

15 Year Fixed

5.875%

5.924%

0.000

Hatboro Federal Savings

20-Year Fixed

5.625%

5.933%

2.000

Port Washington State Bank

15-Year Fixed

5.875%

5.947%

0.000

Consumers Credit Union

15-Year Fixed

5.875%

5.972%

0.000

Collinsville Bank

15-Year Fixed

5.875%

6.054%

0.000

Freedom Credit Union

15 Year Fixed

5.625%

6.055%

0.000

Kirtland Federal Credit Union

20 Year Fixed

5.875%

6.115%

0.000

First Security B&T Co. IA

20-Year Fixed

6.000%

6.164%

0.000

JTNB

20-Year Fixed

6.100%

6.191%

0.000

Vystar Credit Union

5/5 ARM

5.625%

6.282%

0.000

River Falls State Bank

20-Year Fixed

6.125%

6.292%

0.000

Highpoint Community Bank

7/1 ARM

6.125%

6.303%

0.000

Navy Federal Credit Union

5/5 Jumbo ARM

5.875%

6.304%

0.250

1st United Credit Union

15-Year Fixed Jumbo

6.250%

6.306%

0.000

Kalsee Credit Union

10 Year Fixed

5.875%

6.316%

0.000

JTNB

30-Year Fixed

6.250%

6.319%

0.000

Citizens Bank & Trust Company KY

15-Year Fixed

6.250%

6.373%

0.000

NCB North Cambridge Coopertive Bank

15-Year Fixed

6.375%

6.392%

0.000

Sikorsky Credit Union

30-Year Fixed

6.375%

6.410%

0.000

Finger Lakes Federal Credit Union

30 Year Fixed

6.375%

6.437%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Transit Operations Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

Teachers Federal Credit Union

Visa Cash Back

16.100%

Suncoast Credit Union

Rewards Classic Starter VISA

16.500%

Credit Limit - $300 - $500

Access Federal Credit Union

Access FCU Visa Gold

9.900%

ACFCU

Max Cash Preferred Card Visa

19.490% - 29.740%

Get more value with up to 5% cash back in 2 categories you choose.

University First Federal Credit Union

Visa Business Rewards Card

15.240%

Abbott Laboratories Credit Union

Student Select Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Aberdeen Proving Ground FCU

Classroom Supply Visa

8.500%

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

Teachers Federal Credit Union

Visa Student

14.000%

AAEC Credit Union

VISA Credit Card

11.900%

No annual fee

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

Access Federal Credit Union

Access FCU Visa Classic

13.500%

Vystar Credit Union

Visa Signature® Cash Back

17.750%

ABNB Federal Credit Union

VISA Preferred

12.240% - 18.000%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

University First Federal Credit Union

Visa Secure Card

13.740%

Mountain America Federal Credit Union

Cash Back Credit Card

17.740%

Automatically get 1.5% cash back on all purchases with no fuss

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

ACFCU

Travel Rewards+ Card Visa

19.740% - 29.740%

Earn 4x unlimited points on travel and more, plus receive a $250 bonus.

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

SchoolsFirst Federal Credit Union

Share-Secured Mastercard

13.900%

Maximum Loan Amount Up to $5,000.00

Abbey Credit Union

VISA® Classic

12.960%

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

Teachers Federal Credit Union

Visa Low Rate

14.000%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Transit Operations Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

1st Liberty Federal Credit Union

Signature Loans

11.240%

$0 - $10,000

60 - 60

The Golden 1 Credit Union

Personal Line of Credit

13.040%

1st Valley Credit Union

AMP Loan

10.500%

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

Suncoast Credit Union

Personal Signature Loan

11.000%

1st Street Credit Union

Note Loan

8.990% - 17.990%

Advantage Plus Federal Credit Union

Signature Loan

12.990%

1 - 24

InFirst Bank

Personal Loan

13.000% - 13.200%

$1,500 - $15,000

24 - 24

Access Community Credit Union

Personal Loans

11.990%

1 - 12

Abilene Teachers Federal Credit Union

Personal Line of Credit

7.750% - 16.750%

1 - 36

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

Academic Federal Credit Union

Personal Line of Credit

9.000%

Act 1st Federal Credit Union

Signature Loan

11.500%

48 - 48

SchoolsFirst Federal Credit Union

Overdraft Protection Loan

11.500% - 17.900%

$0 - $5,000

1st MidAmerica Credit Union

Signature Loan

10.700%

$0 - $10,000

60 - 60

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

ABCO Federal Credit Union

Personal Loans

10.490%

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $100

12 - 24

Acipco Federal Credit Union

Signature Loan

10.000%

1 - 36

1st University Credit Union

Unsecured Signature Loan

9.250%

1 - 24

Security Service Federal Credit Union

Debt Consolidation Loan

9.990% - 16.240%

61 - 66

Security Service Federal Credit Union

Personal Loan

11.240% - 17.950%

25 - 36

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

University First Federal Credit Union

Personal Loans

12.990%

$0 - $2,000

24 - 24

Abbott Laboratories Credit Union

Personal Loan

8.490%

36 - 36

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Transit Operations Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Transit Operations Federal Credit Union Information

Credit Union Name: Transit Operations Federal Credit Union

Website: https://tofcu.org/

Full Time Employees: 1
Part Time Employees: 0
President: Traci Williamson
CEO: JoAnn Schultz
Branch Locations: 2
ATM Locations: 0

Corporate Office Address:

725 N 7TH ST
MINNEAPOLIS, MN 55411
Phone Number: 612-338-9985
Fax Number:

Transit Operations Federal Credit Union Financials

Total Assets:

4,017,664

Total Amount of Shares and Deposits:

3,308,598

Total Shares and Deposits < 1 Year:

3,308,598

Total Insured Shares and Deposits > $250K (item 17 less item K):

3,308,598

Total Interest Expense (Sum of items 6 8):

3,207

Share Certificates:

Number of Accounts for Share Drafts:

189

IRA KEOGH Accounts:

Number of Accounts for Regular Shares:

684

All other shares:

Net Income (unless the amount is already included in Undivided Earnings):

6,839

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

865,273

Total Liabilities:

3,311,076

Transit Operations Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

PALs II (FCU Only):

Payday Alternative Loans (PAL loans) (FCU Only):

Mortgage Processing:

Approved Mortgage Seller?:

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Are New Loans Available:

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Can I download my account history?:

Electronic Signature Authentication Certification:

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Remote Deposit Allowed:

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

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