Best Banks & Checking Accounts in Andover, Massachusetts - May 2026
Brian McKay
Brian McKay
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The best checking rates for Andover, Massachusetts include Savings Bank Wakefield, MASavings Bank Wakefield, MA84 Main St, Andover, MA 01810A+5.0 ★Texas Ratio: 2.32% Wealth Checking at 0.50% APY, Eastern Bank Boston, MAEastern Bank Boston, MA15 Elm St, Andover, MA 01810A+5.0 ★Texas Ratio: 2.03% Premier Checking at 0.01% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, St Marys Credit UnionSt Marys Credit UnionA+5.0 ★Texas Ratio: 0.62% Kasasa Cash Checking at 5.25% APY, and BankGloucesterBankGloucesterB+4.7 ★Texas Ratio: 19.12% Elite Reward Checking at 4.06% APY. Checking account rates as of May 5, 2026 according to verified data from MonitorBankRates.
Andover has 2 local institutions in our database, with checking rates as high as 0.50% APY from Savings Bank Wakefield, MA at 84 Main St, Andover, MA, 01810. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Andover, Massachusetts. Checking Account Rates Last Updated and Verified: May 5, 2026
Compare Checking Account Rates Today in Andover, Massachusetts & the Surrounding Area
Andover, MA 01810
Exclusively for First Financial Trust clients
Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
Exclusively for First Financial Trust clients
Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
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Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $25,000.00
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Qualifying balance up to $15000
Qualifying balance up to $15,000.00
Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000.00
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Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
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Andover, MA 01810
No additional details provided.
Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $15000
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Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
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Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifying balance up to $10,000.00
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Minimum to Open: $5
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Qualifying balance up to $10,000.00
Monthly compounding
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Minimum to Earn APY* Balances > $250,000
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Business CheckingPLUS is $5 and the minimum balance to earn dividend is $50.00. A $12.00 fee will apply if your balance falls below $1500 minimum per month. Fees may reduce earnings.
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Minimum to Earn APY* $100,000.01 - $250,000
Minimum to Earn APY* $0.01 - $10,000
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Andover, MA Checking Rate Trends
Compare local Andover, MA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield checking rates rose 0.907 points over the past 7 days to 2.257% APY.
Massachusetts free checking rates rose 0.448 points over the past 7 days to 0.810% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Andover, Massachusetts directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Andover, Massachusetts. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Andover, Massachusetts earn interest?
Are banks in Andover, Massachusetts FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Andover, Massachusetts
- Savings Bank Wakefield, MA
Wealth Checking — 0.50% APY - Eastern Bank Boston, MA
Premier Checking — 0.01% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - St Marys Credit Union
Kasasa Cash Checking — 5.25% APY - BankGloucester
Elite Reward Checking — 4.06% APY
