Best Banks & Checking Accounts in Trends, Massachusetts - August 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Trends, Massachusetts include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY, St Marys Credit UnionSt Marys Credit UnionA+5.0 ★Texas Ratio: 0.60% Kasasa Cash Checking at 5.25% APY, Clinton Savings BankClinton Savings BankA+5.0 ★Texas Ratio: 2.80% Total Access Checking Account at 4.50% APY, Workers Federal Credit UnionWorkers Federal Credit UnionA5.0 ★Texas Ratio: 8.41% A free checking account with no minimum balance and Advantage rewards. at 4.50% APY, and Millbury National BankMillbury National BankA+5.0 ★Texas Ratio: 3.10% Kasasa Cash Checking at 4.07% APY. Checking account rates as of August 30, 2026 according to verified data from MonitorBankRates.
Trends is a smaller community with no bank or credit union branches currently in our database. 49 institutions serving the Massachusetts area are available to Trends residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, Massachusetts. Checking Account Rates Last Updated and Verified: August 30, 2026
Compare Checking Account Rates Today in Trends, Massachusetts & the Surrounding Area
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
Qualifications Required: 1 Direct Deposit/ACH credit or ACH debit transaction; 15 debit card purchases; eStatements enrollment; Daily balances up to $15,000. Daily balances over $15,000 earn 0.995% rate / 1.46% APY. ATM fee reimbursements up to $25.
Balance tiers apply.
No additional details provided.
Qualifications Required: FIFTEEN (15) Debit Card purchases post and clear; ONE (1) ACH Direct Deposit post and clear; receive electronic statements; Limited time offer. Fees may reduce earnings. For full terms & conditions, visit: BankGloucester.com/disclosures.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $1,000.00
A dividend rate of .05% will be paid on any daily balance over $1,000.00. The APY will then range from 4.00% to .05% depending upon the total account balance.
No additional details provided.
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: 15 debit card point of sale (POS) transactions post and settle to your account per qualification cycle; receive your monthly statement electronically; receive at least one direct deposit or ACH debit per qualification cycle; Balances up to $10,000.00 receive an APY of 3.50% if qualifications are met. Up to $25.00 in ATM fee refunds per cycle when qualifications are met (maximum fee of $4.99 per ATM transaction). This account may not to be used for commercial purposes. Fees may reduce earnings. Membership requirements apply.
Qualifications Required: If qualifications are met; Qualifying balance up to $10,000.00
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
No additional details provided.
No additional details provided.
Qualifications Required: 1 Direct Deposit/ACH credit or ACH debit transaction; 15 debit card purchases; eStatements enrollment; Daily balances up to $15,000. Daily balances over $15,000 earn 0.995% rate / 1.46% APY. ATM fee reimbursements up to $25.
Balance tiers apply.
No additional details provided.
Qualifications Required: FIFTEEN (15) Debit Card purchases post and clear; ONE (1) ACH Direct Deposit post and clear; receive electronic statements; Limited time offer. Fees may reduce earnings. For full terms & conditions, visit: BankGloucester.com/disclosures.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $1,000.00
A dividend rate of .05% will be paid on any daily balance over $1,000.00. The APY will then range from 4.00% to .05% depending upon the total account balance.
No additional details provided.
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: 15 debit card point of sale (POS) transactions post and settle to your account per qualification cycle; receive your monthly statement electronically; receive at least one direct deposit or ACH debit per qualification cycle; Balances up to $10,000.00 receive an APY of 3.50% if qualifications are met. Up to $25.00 in ATM fee refunds per cycle when qualifications are met (maximum fee of $4.99 per ATM transaction). This account may not to be used for commercial purposes. Fees may reduce earnings. Membership requirements apply.
Qualifications Required: If qualifications are met; Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
No additional details provided.
Balance tiers apply.
Qualifications Required: FIFTEEN (15) Debit Card purchases post and clear; ONE (1) ACH Direct Deposit post and clear; receive electronic statements; Limited time offer. Fees may reduce earnings. For full terms & conditions, visit: BankGloucester.com/disclosures.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
No additional details provided.
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required: If qualifications are met; Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: 12 debit card point of sales purchases that post and settle your account; one automatic payment, direct deposit, or online bill payment post and settle your account; be enrolled to receive e-statements; Featured rate on balances up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login
Qualifications Required: 12 debit card point of sales purchases that post and settle your account; one automatic payment, direct deposit, or online bill payment post and settle your account; enrolled to receive e-statements; Qualifying balance up to $10,000.00
No additional details provided.
Rate: 1.98% if linked to Kasasa Saver
Qualifications Required: twelve (12) PIN-based, signature based debit card purchases [each $3.00 or more]; 1 or more ACH deposits during the statement cycle; enroll and agree to receive e-statements rather than paper statements; Daily balances up to and including $25,000 earn 1.489% rate resulting in 1.50% APY; daily balances over $25,000 earn 0.05% rate on the portion of the daily balance over $25,000, resulting in a range from 1.50% to .34% APY. Reimbursements up to $20.00 for nationwide ATM withdrawal fees.
Qualifications Required: enrollment in online banking and eStatements; direct deposits totaling $100.00 or more posted and cleared; 10 debit card transactions posted and cleared; Balances up to and including $15,000.00 will earn an APY of 1.26%, balances in excess of $15,000.00 will earn an APY of 1.26% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10.00. Rates may change after the account is opened. Fees may reduce earnings.
Qualifications Required: 1.00% interest on balances up to $1500 when qualifications are met; ATM fee reimbursements up to monthly limits; Digital banking with bill pay and mobile deposit
No additional details provided.
No additional details provided.
Qualifications Required: 15 debit card point of sale (POS) transactions post and settle to your account per qualification cycle; receive your monthly statement electronically; receive at least one direct deposit or ACH debit per qualification cycle; Balances up to $10,000.00 receive an APY of 3.50% if qualifications are met. Up to $25.00 in ATM fee refunds per cycle when qualifications are met (maximum fee of $4.99 per ATM transaction). This account may not to be used for commercial purposes. Fees may reduce earnings. Membership requirements apply.
No additional details provided.
0.05% APY paid on amounts of $25,000 and above.
No additional details provided.
No additional details provided.
An APY of 0.05% applies to the entire balance if qualifications are not met. Fees may reduce earnings. Membership requirements apply.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
0.01% APY paid on all balances if qualifications are not met.
No additional details provided.
No additional details provided.
No additional details provided.
Free checks and debit card. No monthly maintenance charges or hidden fees. Online and mobile banking access. Rates Effective: 11/14/2025. Rates are subject to change at any time after the account is opened.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
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No additional details provided.
No additional details provided.
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No additional details provided.
Interest rate paid on the daily balance of the next $100,000.01 to $125,000.00
Interest rate paid on the daily balance of the next $75,000.01 to $100,000.00
Interest rate paid on the daily balance of the next $50,000.01 to $75,000.00
For qualifying accounts with balances up to $25,000
Rates shown are Annual Percentage Yield (APY), accurate as of 11/16/2025 and subject to change without notice. Fees may reduce earnings on the account.
Rates shown are Annual Percentage Yield (APY), accurate as of 11/16/2025 and subject to change without notice. Fees may reduce earnings on the account.
Balances $75,000 or more
Interest rate paid on the daily balance of the next $25,000.01 to $50,000.00
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required; Rate applies to balances up to $10,000.00
Balances $50,000 or more but less than $75,000
No additional details provided.
Trends, MA Checking Rate Trends
Compare local Trends, MA checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield checking rates fell 0.064 points over the past 7 days to 0.712% APY.
Massachusetts free checking rates fell 0.061 points over the past 7 days to 0.474% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, Massachusetts directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, Massachusetts. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Trends, Massachusetts earn interest?
Are banks in Trends, Massachusetts FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Trends, Massachusetts
- Baxter Credit Union
PowerPlusTM Checking — 8.00% APY - St Marys Credit Union
Kasasa Cash Checking — 5.25% APY - Clinton Savings Bank
Total Access Checking Account — 4.50% APY - Workers Federal Credit Union
A free checking account with no minimum balance and Advantage rewards. — 4.50% APY - Millbury National Bank
Kasasa Cash Checking — 4.07% APY
