Best Banks & Checking Accounts in Newton, Kansas - May 2026
Brian McKay
Brian McKay
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The best checking rates for Newton, Kansas include Citizens State Bank Moundridge, KSCitizens State Bank Moundridge, KS2315 S Kansas Rd, Newton, KS 67114A5.0 ★Texas Ratio: 6.75% eChecking Bonus Rate at 1.00% APY, White Eagle Credit UnionWhite Eagle Credit Union300 W Broadway St, Newton, KS 67114A+5.0 ★Texas Ratio: 4.24% Dividend Checking at 0.25% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, United Consumers Credit UnionUnited Consumers Credit UnionA+5.0 ★Texas Ratio: 4.31% at 4.50% APY, and Azura Credit UnionAzura Credit UnionA+5.0 ★Texas Ratio: 3.99% Beyond Checking at 4.07% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.
Newton has 2 local institutions in our database, with checking rates as high as 1.00% APY from Citizens State Bank Moundridge, KS at 2315 S Kansas Rd, Newton, KS, 67114. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Newton, Kansas. Checking Account Rates Last Updated and Verified: May 12, 2026
Compare Checking Account Rates Today in Newton, Kansas & the Surrounding Area
Newton, KS 67114
4 8
Newton, KS 67114
$300 minimum deposit to open; Minimum daily balance of $300; Dividends paid monthly; $4 service charge if balance falls below $300, which could reduce the earnings on the account.
Newton, KS 67114
Open to members 55 yrs or older; $50 minimum deposit to open; Dividends paid monthly (Paid on balances $1,000 or more); No Fees; Complimentary checks.
Newton, KS 67114
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Qualifying balance up to $15000
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
Qualifying balance up to $15000
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Qualifications Required: 12 posted *POS/Debit Card Transactions per monthly statement; APY is 0.75% for daily balances up to $25,000
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paid monthly; Qualifying balance up to $1,000.00
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Qualifying balance up to $1,000.00
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Newton, KS 67114
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Qualifying balance up to $15000
Qualifying balance up to $20,000
Qualifying balance up to $15,000.00
Qualifying balance up to $30,000.00
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Qualifying balance up to $15000
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Qualifying balance up to $20,000
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Qualifying balance up to $2,499.99
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Age 13-21; $25.00 minimum opening balance; NO service charge; Minimum balance of $1,000 to earn dividends
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paid monthly; Qualifying balance up to $1,000.00
In Branch Only
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Newton, KS Checking Rate Trends
Compare local Newton, KS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates currently average 2.389% APY.
Kansas free checking rates rose 0.101 points over the past 7 days to 0.867% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Newton, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Newton, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Newton, Kansas earn interest?
Are banks in Newton, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Newton, Kansas
- Citizens State Bank Moundridge, KS
eChecking Bonus Rate — 1.00% APY - White Eagle Credit Union
Dividend Checking — 0.25% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - United Consumers Credit Union
— 4.50% APY - Azura Credit Union
Beyond Checking — 4.07% APY
