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Lyons Federal Bank

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Lyons Federal Bank Rates & Review May 2026

Q: How many branches does Lyons Federal Bank operate?

Lyons Federal Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Lyons Federal Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lyons Federal Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare Lyons Federal Bank rates to other rates in our database, including 12-month CD rates currently at 0.50%, 6-month CD rates at 2.28% and 3-month CD rates at 3.40%. Savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.75%. All these rates can be compared to Lyons Federal Bank rates. MonitorBankRates evaluates the financial stability of Lyons Federal Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.86%. Rates were last updated on 05/16/2026.

Lyons Federal Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lyons Federal Bank? Share your experience about Lyons Federal Bank by leaving a review below, or read customer reviews before you decide to use Lyons Federal Bank.

Exceptional Health Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.86%

Excellent Lower than avg

Lyons Federal Bank

200 East Ave S
Lyons, KS 67554

https://WWW.LYONSFED.COM

Current Rate Availability

We do not have Lyons Federal Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lyons Federal Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lyons Federal Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lyons Federal Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Lyons Federal Bank

FDIC Certificate # 27727

Address 200 East Ave S, Lyons, KS 67554 · Rice

Website https://www.lyonsfed.com/

Established 01/01/1913

FDIC Insurance Date 08/09/1989

Domestic Offices 4

Total Branches 4

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.86%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8794%

Return on Equity (ROE) 6.7500%

Non-Performing Loans (NPL) 0.07%

Total Assets $199,166,000

Total Deposits $169,651,000

Equity Capital $26,484,000

Net Income $2,454,000

Headquarters Lyons

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Lyons Federal Bank earned the Exceptional Health badge

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Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Frequently Asked Questions About Lyons Federal Bank

How many branches does Lyons Federal Bank operate?

Lyons Federal Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lyons Federal Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lyons Federal Bank provides members with tools to manage their accounts and build a solid financial history.

Does Lyons Federal Bank offer online and mobile banking?

Most modern institutions like Lyons Federal Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lyonsfed.com/.