Current Raymore, Missouri CD rates include UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1400 W Foxwood Dr, Raymore, MO 64083 8308B4.4 ★Texas Ratio: 21.76% offering IRA Certificate Term 18-Month Variable at 3.72% APY, Academy BankAcademy Bank2015 W Foxwood Dr, Raymore, MO 64083A+5.0 ★Texas Ratio: 5.58% offering 12-Month Certificate at 3.55% APY, Mazuma Credit UnionMazuma Credit Union615 W Foxwood Dr, Raymore, MO 64083 9194A5.0 ★Texas Ratio: 10.86% offering 1 Year Certificate at 3.20% APY, Community Bank of RaymoreCommunity Bank of Raymore801 W Foxwood Dr, Raymore, MO 64083A+5.0 ★ offering 1 Year Certificates of Deposit at 0.05% APY, and Infuze Credit UnionInfuze Credit Union5000 Illinois Ave, Fort Leonard Wood, MO 65473A+5.0 ★Texas Ratio: 4.06% offering 12-Month IRA Share Certificate at 4.12% APY. CD rates as of March 29, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Raymore, Missouri, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 29, 2026
$100,000 Minimum to Earn APY
The renewal rate for the 3-month CD will be based on the 3-month board rate in effect at time of maturity.
Minimum balance $500.
Interest paid at term or maturity of CD
Preferred Rate with any checking account
Funding Limit: $12M
$500 Minimum balance required to earn dividend
$2,500 minimum opening deposit; Early withdrawal penalties may apply
$100,000 Minimum to Earn APY
Interest paid quarterly
$500 Minimum balance required to earn dividend
$2,500 minimum opening deposit; Early withdrawal penalties may apply
$100,000 Minimum to Earn APY
$500 Minimum balance required to earn dividend
Interest paid quarterly
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
$1,000 minimum
$100,000 Minimum to Earn APY
Preferred Rate with any checking account
Interest paid quarterly
Fees may reduce earnings.
$100,000 Minimum to Earn APY
$500 Minimum balance required to earn dividend
Certificates of Deposit require a minimum deposit of $1,000.
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
$1,000 minimum
$100,000 Minimum to Earn APY
Interest paid quarterly
Funding Limit: $0.5M
1
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Minimum balance is $1,000.
$100,000 Minimum to Earn APY
$500 Minimum balance required to earn dividend
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
$1,000 minimum
$100,000 Minimum to Earn APY
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
Interest paid quarterly
$500 Minimum balance required to earn dividend
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Preferred Rate with any checking account
Compare local Raymore, MO CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri 12-month CD rates fell 1.054 points this week to 2.503% APY, down from 3.557% last week.
Missouri 6-month CD rates fell 0.061 points this week to 2.533% APY, down from 2.594% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Raymore, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Raymore, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.