Taylors Falls, Minnesota Best CD Rates August 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Taylors Falls, Minnesota CD rates include PSB of PlainviewPSB of PlainviewA+5.0 ★Texas Ratio: 4.73%Real return: +1.83%APY minus CPI (February 2026) offering 12 Months at 4.63% APY, Cornerstone State BankCornerstone State BankA+5.0 ★Texas Ratio: 0.88%Real return: +1.75%APY minus CPI (February 2026) offering IRA 36-48 month C.D. at 4.55% APY, First Independent Bank Russell, MNFirst Independent Bank Russell, MNA+5.0 ★Texas Ratio: 2.74%Real return: +1.53%APY minus CPI (February 2026) offering 24-Month | Fixed at 4.33% APY, Federated Employees Credit UnionFederated Employees Credit UnionA+5.0 ★Texas Ratio: 1.36%Real return: +1.51%APY minus CPI (February 2026) offering 60 months at 4.31% APY, and My Credit Union Bloomington, MNMy Credit Union Bloomington, MNA5.0 ★Texas Ratio: 7.51%Real return: +1.45%APY minus CPI (February 2026) offering IRA Certificates - 60 Months at 4.25% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.
Taylors Falls is a smaller community with no bank or credit union branches currently in our database. 763 institutions serving the Minnesota area are available to Taylors Falls residents, with CD rates as high as 4.63% APY from PSB of Plainview. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026
Compare Best CD Rates in Taylors Falls, Minnesota & the Surrounding Area
Taylors Falls 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
3 Month Fixed CD
$250
4.16%
▲ 2.91% above Minnesota avg
▼
Rate4.10%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.91% above avgNationally 1.96%
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25): 91 Days Interest
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 3 Months
$0
3.91%
▲ 2.66% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.66% above avgNationally 1.96%
Details
Interest At Maturity
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85%
▲ 2.60% above Minnesota avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.60% above avgNationally 1.96%
Details
Special Offer. balances under $100k
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
3 Months
$0
3.85%
▲ 2.60% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.60% above avgNationally 1.96%
Details
Interest At Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 3 Months
$0
3.85%
▲ 2.60% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.60% above avgNationally 1.96%
Details
Interest At Maturity
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month CD Special
$0
3.80%
▲ 2.55% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.55% above avgNationally 1.96%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month CD Special
$0
3.70%
▲ 2.45% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.45% above avgNationally 1.96%
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificate 3 Months
$0
3.70%
▲ 2.45% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.45% above avgNationally 1.96%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3 month
$0
3.65%
▲ 2.40% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.40% above avgNationally 1.96%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Month (91 Day) CD
$0
3.60%
▲ 2.35% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.35% above avgNationally 1.96%
Details
Maturity
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 3 Month CD
$0
3.60%
▲ 2.35% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.35% above avgNationally 1.96%
Details
Payment Frequency: Maturity
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month CD Special
$0
3.60%
▲ 2.35% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.35% above avgNationally 1.96%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Month (91 Day) CD
$0
3.55%
▲ 2.30% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.30% above avgNationally 1.96%
Details
Maturity
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 3 Month CD
$0
3.55%
▲ 2.30% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.30% above avgNationally 1.96%
Details
Payment Frequency: Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
3 Months
$0
3.55%
▲ 2.30% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.30% above avgNationally 1.96%
Details
Interest At Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 3 Months
$0
3.55%
▲ 2.30% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.30% above avgNationally 1.96%
Details
Interest At Maturity
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3 Month Certificate of Deposit
$0
3.50%
▲ 2.25% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.25% above avgNationally 1.96%
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
3 MONTH CERTIFICATE
$1,000
3.50%
▲ 2.25% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.25% above avgNationally 1.96%
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
3 months
$0
3.49%
▲ 2.24% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.24% above avgNationally 1.96%
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3-Month CD
$1,000
3.40%
▲ 2.15% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.15% above avgNationally 1.96%
Details
Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
3 Months
$0
3.29%
▲ 2.04% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.04% above avgNationally 1.96%
Details
Interest At Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 3 Months
$0
3.29%
▲ 2.04% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.04% above avgNationally 1.96%
Details
Interest At Maturity
Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
3 Months
$500
3.25%
▲ 2.00% above Minnesota avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 2.00% above avgNationally 1.96%
Details
Ameriprise Financial
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
3 months
$0
3.10%
▲ 1.85% above Minnesota avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.85% above avgNationally 1.96%
Details
New Purchases
Ameriprise Financial
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
3 months
$0
3.00%
▲ 1.75% above Minnesota avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.75% above avgNationally 1.96%
Details
New Purchases
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month
$0
3.00%
▲ 1.75% above Minnesota avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.75% above avgNationally 1.96%
Details
Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
3 Month (90 Day) CD
$0
2.90%
▲ 1.65% above Minnesota avg
▼
Rate2.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.65% above avgNationally 1.96%
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3 month
$0
2.90%
▲ 1.65% above Minnesota avg
▼
Rate2.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.65% above avgNationally 1.96%
Details
Tiered Term Share Certificates & IRA Certificates $500 Minimum Balance
Ameriprise Financial
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
3 Months - Relationship
$0
2.75%
▲ 1.50% above Minnesota avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.50% above avgNationally 1.96%
Details
American State Bank of Grygla
Institution Rating:
B+4.8 ★Texas Ratio: 17.89%
3 MONTH CD
$0
2.67%
▲ 1.42% above Minnesota avg
▼
Rate2.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.42% above avgNationally 1.96%
Details
EARLY WITHDRAWAL PENALTY ON CD'S 1 YEAR AND LESS IS 3 MONTHS OF INTEREST. THIS PENALTY MAY INVADE YOUR PRINCIPAL.
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
3 Month CD
$0
2.53%
▲ 1.28% above Minnesota avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 1.28% above avgNationally 1.96%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
3 Month Certificate
$0
2.05%
▲ 0.80% above Minnesota avg
▼
Rate2.03%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.80% above avgNationally 1.96%
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 month
$2,500
2.02%
▲ 0.77% above Minnesota avg
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.77% above avgNationally 1.96%
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
3-Month | Fixed
$1,000
2.02%
▲ 0.77% above Minnesota avg
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.77% above avgNationally 1.96%
Details
FNB of Moose Lake
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3 Month CD
$1,000
2.01%
▲ 0.76% above Minnesota avg
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.76% above avgNationally 1.96%
Details
Early Withdrawal Penalty: 1 month
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
3 Month Share Certificate
$0
2.00%
▲ 0.75% above Minnesota avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.75% above avgNationally 1.96%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
3 Month Certificate
$0
1.95%
▲ 0.70% above Minnesota avg
▼
Rate1.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.70% above avgNationally 1.96%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
3 Month Certificate
$0
1.90%
▲ 0.65% above Minnesota avg
▼
Rate1.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.65% above avgNationally 1.96%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
3 Month Certificate
$0
1.85%
▲ 0.60% above Minnesota avg
▼
Rate1.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.60% above avgNationally 1.96%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
3 Month Certificate
$0
1.80%
▲ 0.55% above Minnesota avg
▼
Rate1.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.55% above avgNationally 1.96%
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
3 Month Certificate
$0
1.70%
▲ 0.45% above Minnesota avg
▼
Rate1.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.45% above avgNationally 1.96%
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
3 Month IRA Certificate
$0
1.70%
▲ 0.45% above Minnesota avg
▼
Rate1.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.45% above avgNationally 1.96%
Details
Traditional and Roth IRA Certificates have a $2,500.00 minimum balance.
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Traditional & Roth IRA Certificate 3 Months
$2,500
1.70%
▲ 0.45% above Minnesota avg
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.45% above avgNationally 1.96%
Details
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
3 Month Certificate
$2,000
1.61%
▲ 0.36% above Minnesota avg
▼
Rate1.60%
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.36% above avgNationally 1.96%
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
3 Month
$0
1.50%
▲ 0.25% above Minnesota avg
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▲ 0.25% above avgNationally 1.96%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
3 Months
$0
1.21%
▼ 0.04% below Minnesota avg
▼
Rate1.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▼ 0.04% below avgNationally 1.96%
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
3 Months
$0
1.15%
▼ 0.10% below Minnesota avg
▼
Rate1.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▼ 0.10% below avgNationally 1.96%
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business 3 Months
$0
1.15%
▼ 0.10% below Minnesota avg
▼
Rate1.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▼ 0.10% below avgNationally 1.96%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Months
$0
1.15%
▼ 0.10% below Minnesota avg
▼
Rate1.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▼ 0.10% below avgNationally 1.96%
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
3 month
$0
1.10%
▼ 0.15% below Minnesota avg
▼
Rate1.09%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average1.25%▼ 0.15% below avgNationally 1.96%
Details
Taylors Falls 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
6 Month Fixed CD
$250
4.16%
▲ 2.13% above Minnesota avg
▼
Rate4.10%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 2.13% above avgNationally 2.67%
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25): 181 Days Interest
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
6-month share certificate
$0
4.16%
▲ 2.13% above Minnesota avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 2.13% above avgNationally 2.67%
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
6 Month FlexRate
$0
4.06%
▲ 2.03% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 2.03% above avgNationally 2.67%
Details
PROMO
Crow Wing Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
6-Month CD
$0
4.05%
▲ 2.02% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 2.02% above avgNationally 2.67%
Details
American National Bank of Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
6-Month CD Special
$5,000
4.04%
▲ 2.01% above Minnesota avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 2.01% above avgNationally 2.67%
Details
Effective 7/01/26
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
4.00%
▲ 1.97% above Minnesota avg
▼
Rate3.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.97% above avgNationally 2.67%
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 Month CD
$500
4.00%
▲ 1.97% above Minnesota avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.97% above avgNationally 2.67%
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
6 Month
$0
4.00%
▲ 1.97% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.97% above avgNationally 2.67%
Details
West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
6 month CD Special
$0
3.90%
▲ 1.87% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.87% above avgNationally 2.67%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 6 Months
$0
3.89%
▲ 1.86% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.86% above avgNationally 2.67%
Details
Interest At Maturity
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
6 month Jumbo Certificate
$25,000
3.85%
▲ 1.82% above Minnesota avg
▼
Rate3.80%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.82% above avgNationally 2.67%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
6 Months
$0
3.84%
▲ 1.81% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.81% above avgNationally 2.67%
Details
Interest At Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 6 Months
$0
3.84%
▲ 1.81% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.81% above avgNationally 2.67%
Details
Interest At Maturity
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
6 Months
$0
3.80%
▲ 1.77% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.77% above avgNationally 2.67%
Details
First Western Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
6 Month
$0
3.78%
▲ 1.75% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.75% above avgNationally 2.67%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month CD Special
$0
3.78%
▲ 1.75% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.75% above avgNationally 2.67%
Details
Community Bank Owatonna
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
6 Month CD
$5,000
3.75%
▲ 1.72% above Minnesota avg
▼
Rate3.70%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.72% above avgNationally 2.67%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6-month Share Certificate Account
$0
3.70%
▲ 1.67% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.67% above avgNationally 2.67%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
6 MONTH CERTIFICATE
$500
3.70%
▲ 1.67% above Minnesota avg
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.67% above avgNationally 2.67%
Details
One time NO PENALTY withdrawal.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
6 Month Certificate
$1,000
3.70%
▲ 1.67% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.67% above avgNationally 2.67%
Details
Limited time offer
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
6 months
$0
3.70%
▲ 1.67% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.67% above avgNationally 2.67%
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificate 6 Months
$0
3.70%
▲ 1.67% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.67% above avgNationally 2.67%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month CD Special
$0
3.68%
▲ 1.65% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.65% above avgNationally 2.67%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
6 month
$0
3.65%
▲ 1.62% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.62% above avgNationally 2.67%
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
6 Month
$0
3.65%
▲ 1.62% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.62% above avgNationally 2.67%
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
6 months
$0
3.64%
▲ 1.61% above Minnesota avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.61% above avgNationally 2.67%
Details
Prime Security Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
High-yield 6 month CD
$0
3.63%
▲ 1.60% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.60% above avgNationally 2.67%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
6 Month (182 Day) CD
$0
3.58%
▲ 1.55% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.55% above avgNationally 2.67%
Details
Maturity
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 6 Month CD
$0
3.58%
▲ 1.55% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.55% above avgNationally 2.67%
Details
Payment Frequency: Maturity
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month CD Special
$0
3.58%
▲ 1.55% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.55% above avgNationally 2.67%
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
6 Month Certificate of Deposit
$0
3.55%
▲ 1.52% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.52% above avgNationally 2.67%
Details
Harvest Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.27%
Fixed Rate Certificates of Deposit Minimum) 6 Months
$0
3.55%
▲ 1.52% above Minnesota avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.52% above avgNationally 2.67%
Details
$100,000
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Month Share Certificate
$0
3.55%
▲ 1.52% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.52% above avgNationally 2.67%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
6 Month (182 Day) CD
$0
3.53%
▲ 1.50% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.50% above avgNationally 2.67%
Details
Maturity
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 6 Month CD
$0
3.53%
▲ 1.50% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.50% above avgNationally 2.67%
Details
Payment Frequency: Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
6 Months
$0
3.53%
▲ 1.50% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.50% above avgNationally 2.67%
Details
Interest At Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 6 Months
$0
3.53%
▲ 1.50% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.50% above avgNationally 2.67%
Details
Interest At Maturity
State Bank of Easton
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6 Month "S"
$500
3.53%
▲ 1.50% above Minnesota avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.50% above avgNationally 2.67%
Details
Accentra Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.75%
6 Months Special
$500
3.53%
▲ 1.50% above Minnesota avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.50% above avgNationally 2.67%
Details
Interest Compounded: At Maturity
Accentra Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 15.75%
6-month Certificate Special
$500
3.53%
▲ 1.50% above Minnesota avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.50% above avgNationally 2.67%
Details
Limited Time Offer: Boost Your Savings with our 6-month Certificate Special! With a 3.53% Annual Percentage Yield (APY), this short-term investment opportunity is designed to maximize your returns while providing the peace of mind of a trusted financial institution.
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
6 Month
$0
3.50%
▲ 1.47% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.47% above avgNationally 2.67%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
6 Month Certificate
$0
3.50%
▲ 1.47% above Minnesota avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.47% above avgNationally 2.67%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 6 Months
$0
3.46%
▲ 1.43% above Minnesota avg
▼
Rate3.42%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.43% above avgNationally 2.67%
Details
$100,000 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
6 Months
$0
3.41%
▲ 1.38% above Minnesota avg
▼
Rate3.37%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.38% above avgNationally 2.67%
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6-Month CD
$1,000
3.40%
▲ 1.37% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.37% above avgNationally 2.67%
Details
Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
6 Month Certificate
$0
3.40%
▲ 1.37% above Minnesota avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.37% above avgNationally 2.67%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6-month Share Certificate Account
$0
3.39%
▲ 1.36% above Minnesota avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.36% above avgNationally 2.67%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
6 Month Certificate
$0
3.35%
▲ 1.32% above Minnesota avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.32% above avgNationally 2.67%
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
6-Month Term
$0
3.33%
▲ 1.30% above Minnesota avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.30% above avgNationally 2.67%
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
6 Month
$0
3.30%
▲ 1.27% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.03%▲ 1.27% above avgNationally 2.67%
Details
Taylors Falls 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
12 Months
$0
4.63%
▲ 2.21% above Minnesota avg
▼
Rate4.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 2.21% above avgNationally 2.83%
Details
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
12-month IRA share certificate
$0
4.06%
▲ 1.64% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.64% above avgNationally 2.83%
Details
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
12-month share certificate
$0
4.06%
▲ 1.64% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.64% above avgNationally 2.83%
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
12 Months
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business 12 Months
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 12 Months
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Annually
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
12 Month Certificate of Deposit
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
1 Year
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Anoka Hennepin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
12 months
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year Certificate
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Youth Certificate is only for members from ages 0-21. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year Youth Flex Certificate
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Youth Flex Certificate is only for members from ages 0-21.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
12 Month (Moneywise Available)
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
12 Month IRA
$0
4.00%
▲ 1.58% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.58% above avgNationally 2.83%
Details
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
12 Month Fixed CD
$250
3.96%
▲ 1.54% above Minnesota avg
▼
Rate3.90%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.54% above avgNationally 2.83%
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25): 181 Days Interest
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
12 month Jumbo Certificate
$25,000
3.95%
▲ 1.53% above Minnesota avg
▼
Rate3.90%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.53% above avgNationally 2.83%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
12 Months
$0
3.90%
▲ 1.48% above Minnesota avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.48% above avgNationally 2.83%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 12 Months
$0
3.90%
▲ 1.48% above Minnesota avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.48% above avgNationally 2.83%
Details
Annually
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
12 Month Certificate of Deposit
$0
3.90%
▲ 1.48% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.48% above avgNationally 2.83%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
12 Month Certificate
$0
3.90%
▲ 1.48% above Minnesota avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.48% above avgNationally 2.83%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
12 Months
$0
3.85%
▲ 1.43% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.43% above avgNationally 2.83%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
12 Months
$0
3.85%
▲ 1.43% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.43% above avgNationally 2.83%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA 12 Months
$0
3.85%
▲ 1.43% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.43% above avgNationally 2.83%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 1 Year
$0
3.85%
▲ 1.43% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.43% above avgNationally 2.83%
Details
$100,000 and Above
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
12 Month Certificate
$0
3.85%
▲ 1.43% above Minnesota avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.43% above avgNationally 2.83%
Details
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1 Year
$500
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
12 Months
$0
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
12-month Share Certificate Account
$0
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
12 month Certificate
$500
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
12 month IRA Certificate
$500
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
12 month
$0
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Available as an IRA?
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year
$0
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
12 Month Certificate
$0
3.80%
▲ 1.38% above Minnesota avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.38% above avgNationally 2.83%
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
12 month
$0
3.77%
▲ 1.35% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.35% above avgNationally 2.83%
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
IRA Fixed Rate 12 Month
$0
3.77%
▲ 1.35% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.35% above avgNationally 2.83%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
12 Months
$0
3.75%
▲ 1.33% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.33% above avgNationally 2.83%
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
12 months
$0
3.75%
▲ 1.33% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.33% above avgNationally 2.83%
Details
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
12 Month CD
$500
3.74%
▲ 1.32% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.32% above avgNationally 2.83%
Details
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month
$0
3.70%
▲ 1.28% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.28% above avgNationally 2.83%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
12 Months
$0
3.70%
▲ 1.28% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.28% above avgNationally 2.83%
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1 year
$0
3.70%
▲ 1.28% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.28% above avgNationally 2.83%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year
$0
3.70%
▲ 1.28% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.28% above avgNationally 2.83%
Details
West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
12 month CD Special
$0
3.60%
▲ 1.18% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.18% above avgNationally 2.83%
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
12 Month
$0
3.60%
▲ 1.18% above Minnesota avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.18% above avgNationally 2.83%
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
12-month Youth Share Certificate
$250
3.60%
▲ 1.18% above Minnesota avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.18% above avgNationally 2.83%
Details
Interest paid at maturity.
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1 Year
$25,000
3.56%
▲ 1.14% above Minnesota avg
▼
Rate3.51%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.14% above avgNationally 2.83%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1 year (12 Month) CD
$0
3.55%
▲ 1.13% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.13% above avgNationally 2.83%
Details
Maturity
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 1 Year CD
$0
3.55%
▲ 1.13% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.13% above avgNationally 2.83%
Details
Payment Frequency: Maturity
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
12 Months
$0
3.55%
▲ 1.13% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.13% above avgNationally 2.83%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 12 Months
$0
3.55%
▲ 1.13% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.13% above avgNationally 2.83%
Details
Annually
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
12 Months
$0
3.55%
▲ 1.13% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.42%▲ 1.13% above avgNationally 2.83%
Details
Taylors Falls 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
18 Month Certificate of Deposit
$0
4.20%
▲ 1.05% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 1.05% above avgNationally 2.67%
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
18 Month CD Special
$0
4.18%
▲ 1.03% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 1.03% above avgNationally 2.67%
Details
Special; *
Falcon National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
18-Month CD
$500
4.10%
▲ 0.95% above Minnesota avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.95% above avgNationally 2.67%
Details
Rates effective as of 08/17/2026. Expires on or before 09/20/2026.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 18 Months
$0
4.01%
▲ 0.86% above Minnesota avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.86% above avgNationally 2.67%
Details
$100,000 and Above
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 18 Months
$0
4.00%
▲ 0.85% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.85% above avgNationally 2.67%
Details
Annually
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
18 Month Certificate of Deposit
$0
4.00%
▲ 0.85% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.85% above avgNationally 2.67%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
18 Months
$0
3.96%
▲ 0.81% above Minnesota avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.81% above avgNationally 2.67%
Details
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
18-month share certificate
$0
3.91%
▲ 0.76% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.76% above avgNationally 2.67%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
18 Months
$0
3.90%
▲ 0.75% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.75% above avgNationally 2.67%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 18 Months
$0
3.90%
▲ 0.75% above Minnesota avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.75% above avgNationally 2.67%
Details
Annually
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
18 Month
$0
3.90%
▲ 0.75% above Minnesota avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.75% above avgNationally 2.67%
Details
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
IRA/Roth IRA 18 Month+
$250
3.86%
▲ 0.71% above Minnesota avg
▼
Rate3.79%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.71% above avgNationally 2.67%
Details
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
18 Month Fixed CD
$250
3.85%
▲ 0.70% above Minnesota avg
▼
Rate3.80%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.70% above avgNationally 2.67%
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25): 365 Days Interest
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
18 Month
$500
3.80%
▲ 0.65% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.65% above avgNationally 2.67%
Details
American State Bank of Grygla
Institution Rating:
B+4.8 ★Texas Ratio: 17.89%
18 MONTH CD
$0
3.80%
▲ 0.65% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.65% above avgNationally 2.67%
Details
EARLY WITHDRAWAL PENALTY ON CD'S GREATER THAN 1 YEAR IS 6 MONTHS OF INTEREST. THIS PENALTY MAY INVADE YOUR PRINCIPAL.
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
18 Month Certificate
$0
3.80%
▲ 0.65% above Minnesota avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.65% above avgNationally 2.67%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
18 Month Certificate
$0
3.75%
▲ 0.60% above Minnesota avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.60% above avgNationally 2.67%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
18-month Share Certificate Account
$0
3.70%
▲ 0.55% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.55% above avgNationally 2.67%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
18 month
$0
3.70%
▲ 0.55% above Minnesota avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.55% above avgNationally 2.67%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
18 Month Certificate
$0
3.70%
▲ 0.55% above Minnesota avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.55% above avgNationally 2.67%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
18 Months
$0
3.61%
▲ 0.46% above Minnesota avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.46% above avgNationally 2.67%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA 18 Months
$0
3.61%
▲ 0.46% above Minnesota avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.46% above avgNationally 2.67%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
18 Month CD
$0
3.58%
▲ 0.43% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.43% above avgNationally 2.67%
Details
Semiannually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 18 Month CD
$0
3.58%
▲ 0.43% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.43% above avgNationally 2.67%
Details
Payment Frequency: Semiannually
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
18 Months
$25,000
3.56%
▲ 0.41% above Minnesota avg
▼
Rate3.51%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.41% above avgNationally 2.67%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 18 Months
$0
3.55%
▲ 0.40% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.40% above avgNationally 2.67%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
18 Month CD
$0
3.53%
▲ 0.38% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.38% above avgNationally 2.67%
Details
Semiannually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 18 Month CD
$0
3.53%
▲ 0.38% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.38% above avgNationally 2.67%
Details
Payment Frequency: Semiannually
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.76%
18 month
$0
3.51%
▲ 0.36% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.36% above avgNationally 2.67%
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
18 Months
$0
3.50%
▲ 0.35% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.35% above avgNationally 2.67%
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
18 Month
$0
3.50%
▲ 0.35% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.35% above avgNationally 2.67%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term
$0
3.45%
▲ 0.30% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.30% above avgNationally 2.67%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials
$0
3.45%
▲ 0.30% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.30% above avgNationally 2.67%
Details
Rewards APY 3.45% Regular APY 3.45% Dividend Rate 3.40%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials Rewards
$0
3.45%
▲ 0.30% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.30% above avgNationally 2.67%
Details
Regular APY 3.45% Dividend Rate 3.40%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials
$0
3.45%
▲ 0.30% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.30% above avgNationally 2.67%
Details
Rewards APY 3.45% Regular APY 3.30% Dividend Rate 3.25%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials Rewards
$0
3.45%
▲ 0.30% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.30% above avgNationally 2.67%
Details
Regular APY 3.30% Dividend Rate 3.25%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA CD Specials - 18-month term
$0
3.45%
▲ 0.30% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.30% above avgNationally 2.67%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
18-month Share Certificate Account
$0
3.39%
▲ 0.24% above Minnesota avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.24% above avgNationally 2.67%
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
18 Months
$500
3.36%
▲ 0.21% above Minnesota avg
▼
Rate3.32%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.21% above avgNationally 2.67%
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 mo. Certificate of Deposit
$1,000
3.35%
▲ 0.20% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.20% above avgNationally 2.67%
Details
effective 8-28-24
Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
18 Months
$500
3.25%
▲ 0.10% above Minnesota avg
▼
Rate3.22%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.10% above avgNationally 2.67%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
18 Months
$0
3.25%
▲ 0.10% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.10% above avgNationally 2.67%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 18 Months
$0
3.25%
▲ 0.10% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.10% above avgNationally 2.67%
Details
Annually
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
18 Month
$0
3.25%
▲ 0.10% above Minnesota avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.10% above avgNationally 2.67%
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
18 Month Certificate
$0
3.25%
▲ 0.10% above Minnesota avg
▼
Rate3.22%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.10% above avgNationally 2.67%
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
18 Month IRA Certificate
$0
3.25%
▲ 0.10% above Minnesota avg
▼
Rate3.22%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.10% above avgNationally 2.67%
Details
Traditional and Roth IRA Certificates have a $2,500.00 minimum balance.
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Traditional & Roth IRA Certificate 18 Months
$2,500
3.25%
▲ 0.10% above Minnesota avg
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.10% above avgNationally 2.67%
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
18-Month Term
$0
3.19%
▲ 0.04% above Minnesota avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▲ 0.04% above avgNationally 2.67%
Details
Ameriprise Financial
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 months
$0
3.10%
▼ 0.05% below Minnesota avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▼ 0.05% below avgNationally 2.67%
Details
New Purchases
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
18-Month Term
$0
3.09%
▼ 0.06% below Minnesota avg
▼
Rate3.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.15%▼ 0.06% below avgNationally 2.67%
Details
Taylors Falls 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
24-Month | Fixed
$5,000
4.33%
▲ 1.24% above Minnesota avg
▼
Rate4.25%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 1.24% above avgNationally 2.71%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Months
$0
4.06%
▲ 0.97% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.97% above avgNationally 2.71%
Details
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
24-month IRA share certificate
$0
4.06%
▲ 0.97% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.97% above avgNationally 2.71%
Details
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
24-month share certificate
$0
4.06%
▲ 0.97% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.97% above avgNationally 2.71%
Details
First Western Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 12.40%
24 Month
$0
4.00%
▲ 0.91% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.91% above avgNationally 2.71%
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
24 Month Certificate of Deposit
$0
4.00%
▲ 0.91% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.91% above avgNationally 2.71%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
24-month Share Certificate Account
$0
4.00%
▲ 0.91% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.91% above avgNationally 2.71%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
24 month Jumbo Certificate
$25,000
4.00%
▲ 0.91% above Minnesota avg
▼
Rate3.95%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.91% above avgNationally 2.71%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
24 month
$0
4.00%
▲ 0.91% above Minnesota avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.91% above avgNationally 2.71%
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
24 Month IRA
$0
4.00%
▲ 0.91% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.91% above avgNationally 2.71%
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
24 Months
$0
3.90%
▲ 0.81% above Minnesota avg
▼
Rate3.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.81% above avgNationally 2.71%
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Business 24 Months
$0
3.90%
▲ 0.81% above Minnesota avg
▼
Rate3.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.81% above avgNationally 2.71%
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
24 months
$0
3.90%
▲ 0.81% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.81% above avgNationally 2.71%
Details
Sentry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
24 months
$10,000
3.85%
▲ 0.76% above Minnesota avg
▼
Rate—
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.76% above avgNationally 2.71%
Details
Limited time offer. $5,000.00 of the funds must be new to Sentry Bank. The APY is fixed for the initial term, certificate will automatically renew upon maturity. Penalty for early withdrawal. Fees could reduce earnings on the account. Not valid with any other offers.
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 24 Months
$0
3.85%
▲ 0.76% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.76% above avgNationally 2.71%
Details
Annually
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
24 Month IRA CD
$2,500
3.85%
▲ 0.76% above Minnesota avg
▼
Rate3.80%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.76% above avgNationally 2.71%
Details
Interest is credited quarterly. Account will automatically renew at maturity. The renewal term will be 24 months. Early withdrawal fees may apply. Fees may reduce earnings on the account. Offer effective April 28, 2026. Offer valid for a limited time. Consult a tax professional for retirement plan advice.
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
24 month Certificate
$500
3.85%
▲ 0.76% above Minnesota avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.76% above avgNationally 2.71%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
24 month IRA Certificate
$500
3.85%
▲ 0.76% above Minnesota avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.76% above avgNationally 2.71%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
24 month Step-Up CD
$1,000
3.85%
▲ 0.76% above Minnesota avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.76% above avgNationally 2.71%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 2 Years
$0
3.84%
▲ 0.75% above Minnesota avg
▼
Rate3.79%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.75% above avgNationally 2.71%
Details
$100,000 and Above
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
2 Year
$500
3.80%
▲ 0.71% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.71% above avgNationally 2.71%
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
24 Month Term
$0
3.80%
▲ 0.71% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.71% above avgNationally 2.71%
Details
Rate applicable to new money only. Fees may reduce earnings. Rates are subject to change. IRA accounts are not eligible. Current Prime Rate 6.75% as of 12/11/2025
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
24 Months
$0
3.80%
▲ 0.71% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.71% above avgNationally 2.71%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 24 Months
$0
3.80%
▲ 0.71% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.71% above avgNationally 2.71%
Details
Annually
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
24 Month Fixed CD
$250
3.80%
▲ 0.71% above Minnesota avg
▼
Rate3.75%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.71% above avgNationally 2.71%
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25): 365 Days Interest
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
2 Years
$0
3.79%
▲ 0.70% above Minnesota avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.70% above avgNationally 2.71%
Details
State Bank of Faribault
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
24 Month SPECIAL
$1,000
3.75%
▲ 0.66% above Minnesota avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.66% above avgNationally 2.71%
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
24 Month
$0
3.75%
▲ 0.66% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.66% above avgNationally 2.71%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Months
$0
3.70%
▲ 0.61% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.61% above avgNationally 2.71%
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
2 years
$0
3.70%
▲ 0.61% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.61% above avgNationally 2.71%
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
24-month Share Certificate
$1,000
3.70%
▲ 0.61% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.61% above avgNationally 2.71%
Details
Interest paid quarterly.
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
24-month Share Certificate Account
$0
3.69%
▲ 0.60% above Minnesota avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.60% above avgNationally 2.71%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
24 Months
$0
3.65%
▲ 0.56% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.56% above avgNationally 2.71%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA 24 Months
$0
3.65%
▲ 0.56% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.56% above avgNationally 2.71%
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
24-Month | Variable
$25,000
3.65%
▲ 0.56% above Minnesota avg
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.56% above avgNationally 2.71%
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
24 Month
$0
3.65%
▲ 0.56% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.56% above avgNationally 2.71%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
24 Month Certificate
$0
3.65%
▲ 0.56% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.56% above avgNationally 2.71%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Months
$0
3.60%
▲ 0.51% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.51% above avgNationally 2.71%
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
24 mo. Certificate of Deposit
$1,000
3.60%
▲ 0.51% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.51% above avgNationally 2.71%
Details
effective 8-28-24
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
2 Year
$25,000
3.57%
▲ 0.48% above Minnesota avg
▼
Rate3.52%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.48% above avgNationally 2.71%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
2 Year (24 Month) CD
$0
3.55%
▲ 0.46% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.46% above avgNationally 2.71%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 2 Year CD
$0
3.55%
▲ 0.46% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.46% above avgNationally 2.71%
Details
Payment Frequency: Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
24 Months
$0
3.55%
▲ 0.46% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.46% above avgNationally 2.71%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 24 Months
$0
3.55%
▲ 0.46% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.46% above avgNationally 2.71%
Details
Annually
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
24 Months
$0
3.55%
▲ 0.46% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.46% above avgNationally 2.71%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
24 Month Certificate
$0
3.55%
▲ 0.46% above Minnesota avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.46% above avgNationally 2.71%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
2 Year (24 Month) CD
$0
3.50%
▲ 0.41% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.41% above avgNationally 2.71%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 2 Year CD
$0
3.50%
▲ 0.41% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.41% above avgNationally 2.71%
Details
Payment Frequency: Annually
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
24 Month CD
$500
3.50%
▲ 0.41% above Minnesota avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.41% above avgNationally 2.71%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 Month CD Special
$0
3.50%
▲ 0.41% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.09%▲ 0.41% above avgNationally 2.71%
Details
Taylors Falls 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
IRA Certificates - 36 Months
$0
4.18%
▲ 1.25% above Minnesota avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.25% above avgNationally 2.66%
Details
My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
IRA Certificates - 36 Months
$0
4.16%
▲ 1.23% above Minnesota avg
▼
Rate4.08%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.23% above avgNationally 2.66%
Details
My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
IRA Certificates - 36 Months
$0
4.13%
▲ 1.20% above Minnesota avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.20% above avgNationally 2.66%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
36 month Jumbo Certificate
$25,000
4.10%
▲ 1.17% above Minnesota avg
▼
Rate4.04%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.17% above avgNationally 2.66%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
36 Months
$0
4.06%
▲ 1.13% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.13% above avgNationally 2.66%
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
36 months
$0
4.06%
▲ 1.13% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.13% above avgNationally 2.66%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 3 Years
$0
4.06%
▲ 1.13% above Minnesota avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.13% above avgNationally 2.66%
Details
$100,000 and Above
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
36 Months
$0
4.01%
▲ 1.08% above Minnesota avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.08% above avgNationally 2.66%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
3 Years
$0
4.01%
▲ 1.08% above Minnesota avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.08% above avgNationally 2.66%
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
36 Month Certificate of Deposit
$0
4.00%
▲ 1.07% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.07% above avgNationally 2.66%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
36 month
$0
4.00%
▲ 1.07% above Minnesota avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.07% above avgNationally 2.66%
Details
Available as an IRA?
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
36 Months
$0
3.96%
▲ 1.03% above Minnesota avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.03% above avgNationally 2.66%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
36 month Certificate
$500
3.95%
▲ 1.02% above Minnesota avg
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.02% above avgNationally 2.66%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
36 month IRA Certificate
$500
3.95%
▲ 1.02% above Minnesota avg
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.02% above avgNationally 2.66%
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
36 month Step-Up CD
$1,000
3.95%
▲ 1.02% above Minnesota avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 1.02% above avgNationally 2.66%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
36 Months
$0
3.91%
▲ 0.98% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.98% above avgNationally 2.66%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 36 Months
$0
3.85%
▲ 0.92% above Minnesota avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.92% above avgNationally 2.66%
Details
Annually
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
3 Year
$500
3.80%
▲ 0.87% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.87% above avgNationally 2.66%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
36 Months
$0
3.80%
▲ 0.87% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.87% above avgNationally 2.66%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 36 Months
$0
3.80%
▲ 0.87% above Minnesota avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.87% above avgNationally 2.66%
Details
Annually
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
36 Months
$0
3.80%
▲ 0.87% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.87% above avgNationally 2.66%
Details
Sentry Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
36 months
$10,000
3.75%
▲ 0.82% above Minnesota avg
▼
Rate—
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.82% above avgNationally 2.66%
Details
Limited time offer. $5,000.00 of the funds must be new to Sentry Bank. The APY is fixed for the initial term, certificate will automatically renew upon maturity. Penalty for early withdrawal. Fees could reduce earnings on the account. Not valid with any other offers.
Northern Communities Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
36-month Share Certificate
$1,000
3.75%
▲ 0.82% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.82% above avgNationally 2.66%
Details
Interest paid quarterly.
Northern Communities Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
36-month Youth Share Certificate
$250
3.75%
▲ 0.82% above Minnesota avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.82% above avgNationally 2.66%
Details
Interest paid quarterly.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
36 Month
$0
3.75%
▲ 0.82% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.82% above avgNationally 2.66%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
36 Months
$0
3.70%
▲ 0.77% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.77% above avgNationally 2.66%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
36 Months
$0
3.70%
▲ 0.77% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.77% above avgNationally 2.66%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA 36 Months
$0
3.70%
▲ 0.77% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.77% above avgNationally 2.66%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
36-month Share Certificate Account
$0
3.70%
▲ 0.77% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.77% above avgNationally 2.66%
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
3 years
$0
3.70%
▲ 0.77% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.77% above avgNationally 2.66%
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
36 Month
$0
3.65%
▲ 0.72% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.72% above avgNationally 2.66%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
36 Months
$0
3.60%
▲ 0.67% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.67% above avgNationally 2.66%
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
3 Year
$25,000
3.56%
▲ 0.63% above Minnesota avg
▼
Rate3.51%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.63% above avgNationally 2.66%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Year (36 Month) CD
$0
3.55%
▲ 0.62% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.62% above avgNationally 2.66%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 3 Year CD
$0
3.55%
▲ 0.62% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.62% above avgNationally 2.66%
Details
Payment Frequency: Annually
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
36-Month Term
$0
3.55%
▲ 0.62% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.62% above avgNationally 2.66%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
36 Months
$0
3.55%
▲ 0.62% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.62% above avgNationally 2.66%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 36 Months
$0
3.55%
▲ 0.62% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.62% above avgNationally 2.66%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
3 Year (36 Month) CD
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 3 Year CD
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
Payment Frequency: Annually
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 Month CD Special
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
36 Month Certificate of Deposit
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
36 Months
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
36 Month
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
36 Month Certificate
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificate & IRA/Roth Share Certificate 36 Months
$0
3.50%
▲ 0.57% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.57% above avgNationally 2.66%
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
36-Month Term
$0
3.44%
▲ 0.51% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.51% above avgNationally 2.66%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
36 Months
$0
3.44%
▲ 0.51% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.51% above avgNationally 2.66%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 Month CD Special
$0
3.40%
▲ 0.47% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.47% above avgNationally 2.66%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
36 Month Certificate
$0
3.40%
▲ 0.47% above Minnesota avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.93%▲ 0.47% above avgNationally 2.66%
Details
Taylors Falls 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cornerstone State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
IRA 36-48 month C.D.
$500
4.55%
▲ 1.71% above Minnesota avg
▼
Rate4.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 1.71% above avgNationally 2.65%
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
48 months
$0
4.16%
▲ 1.32% above Minnesota avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 1.32% above avgNationally 2.65%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 4 Years
$0
4.09%
▲ 1.25% above Minnesota avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 1.25% above avgNationally 2.65%
Details
$100,000 and Above
Cornerstone State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
IRA 36-48 month C.D.
$500
4.04%
▲ 1.20% above Minnesota avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 1.20% above avgNationally 2.65%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
4 Years
$0
4.04%
▲ 1.20% above Minnesota avg
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 1.20% above avgNationally 2.65%
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
48 Month Certificate of Deposit
$0
4.00%
▲ 1.16% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 1.16% above avgNationally 2.65%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
48 month
$0
4.00%
▲ 1.16% above Minnesota avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 1.16% above avgNationally 2.65%
Details
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
4 Year
$500
3.80%
▲ 0.96% above Minnesota avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.96% above avgNationally 2.65%
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
48-month Share Certificate
$1,000
3.80%
▲ 0.96% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.96% above avgNationally 2.65%
Details
Interest paid quarterly.
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
48 Month Certificate of Deposit
$0
3.75%
▲ 0.91% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.91% above avgNationally 2.65%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
48 Months
$0
3.75%
▲ 0.91% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.91% above avgNationally 2.65%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA 48 Months
$0
3.75%
▲ 0.91% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.91% above avgNationally 2.65%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
48-month Share Certificate Account
$0
3.75%
▲ 0.91% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.91% above avgNationally 2.65%
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
48 Month
$0
3.75%
▲ 0.91% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.91% above avgNationally 2.65%
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4 years
$0
3.70%
▲ 0.86% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.86% above avgNationally 2.65%
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
48 Month
$0
3.65%
▲ 0.81% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.81% above avgNationally 2.65%
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
4 Year
$25,000
3.64%
▲ 0.80% above Minnesota avg
▼
Rate3.59%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.80% above avgNationally 2.65%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
48 Months
$0
3.60%
▲ 0.76% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.76% above avgNationally 2.65%
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 month Share Certificate
$1,000
3.56%
▲ 0.72% above Minnesota avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.72% above avgNationally 2.65%
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
48-Month Term
$0
3.55%
▲ 0.71% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.71% above avgNationally 2.65%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
48 Months
$0
3.55%
▲ 0.71% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.71% above avgNationally 2.65%
Details
Cornerstone State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
IRA 36-48 month C.D.
$500
3.53%
▲ 0.69% above Minnesota avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.69% above avgNationally 2.65%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 48 Months
$0
3.50%
▲ 0.66% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.66% above avgNationally 2.65%
Details
Annually
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month CD Special
$0
3.50%
▲ 0.66% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.66% above avgNationally 2.65%
Details
Mid Minnesota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
48 Months
$0
3.50%
▲ 0.66% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.66% above avgNationally 2.65%
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
48 Month
$0
3.50%
▲ 0.66% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.66% above avgNationally 2.65%
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificate & IRA/Roth Share Certificate 48 Months
$0
3.50%
▲ 0.66% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.66% above avgNationally 2.65%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
48 Months
$0
3.49%
▲ 0.65% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.65% above avgNationally 2.65%
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
4 Year
$1,000
3.44%
▲ 0.60% above Minnesota avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.60% above avgNationally 2.65%
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
48-Month Term
$0
3.44%
▲ 0.60% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.60% above avgNationally 2.65%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
48 Months
$0
3.44%
▲ 0.60% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.60% above avgNationally 2.65%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
48 Months
$0
3.44%
▲ 0.60% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.60% above avgNationally 2.65%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
48-month Share Certificate Account
$0
3.44%
▲ 0.60% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.60% above avgNationally 2.65%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month CD Special
$0
3.40%
▲ 0.56% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.56% above avgNationally 2.65%
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
48 Month
$500
3.35%
▲ 0.51% above Minnesota avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.51% above avgNationally 2.65%
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Share Certificate 48 Month Jumbo
$0
3.35%
▲ 0.51% above Minnesota avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.51% above avgNationally 2.65%
Details
Rate Bump Option: Allows a one-time "bump" to the current rate during certificate term.
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
48-Month Term
$0
3.34%
▲ 0.50% above Minnesota avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.50% above avgNationally 2.65%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month CD Special
$0
3.30%
▲ 0.46% above Minnesota avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.46% above avgNationally 2.65%
Details
Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
48 Months
$500
3.25%
▲ 0.41% above Minnesota avg
▼
Rate3.22%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.41% above avgNationally 2.65%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
48 Months
$0
3.25%
▲ 0.41% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.41% above avgNationally 2.65%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 48 Months
$0
3.25%
▲ 0.41% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.41% above avgNationally 2.65%
Details
Annually
Harvest Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.27%
Fixed Rate Certificates of Deposit Minimum) 48 Months
$0
3.25%
▲ 0.41% above Minnesota avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.41% above avgNationally 2.65%
Details
$100,000
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
48 Month Certificate
$0
3.25%
▲ 0.41% above Minnesota avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.41% above avgNationally 2.65%
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
48-Month Term
$0
3.24%
▲ 0.40% above Minnesota avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.40% above avgNationally 2.65%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
48 Months
$0
3.24%
▲ 0.40% above Minnesota avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.40% above avgNationally 2.65%
Details
The Bank of Elk River
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Months
$200
3.24%
▲ 0.40% above Minnesota avg
▼
Rate3.20%
Min Deposit$200
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.40% above avgNationally 2.65%
Details
****
Lake Central Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4 Year
$0
3.19%
▲ 0.35% above Minnesota avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.35% above avgNationally 2.65%
Details
Early Withdrawal Penalty: 5 Month's Interest
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
48 Month Certificate
$0
3.15%
▲ 0.31% above Minnesota avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.31% above avgNationally 2.65%
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
48 Months
$0
3.14%
▲ 0.30% above Minnesota avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.30% above avgNationally 2.65%
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Share Certificate 48 Month
$0
3.10%
▲ 0.26% above Minnesota avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average2.84%▲ 0.26% above avgNationally 2.65%
Details
Rate Bump Option: Allows a one-time "bump" to the current rate during certificate term.
Taylors Falls 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Federated Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
60 months
$0
4.31%
▲ 1.30% above Minnesota avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 1.30% above avgNationally 2.76%
Details
My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
IRA Certificates - 60 Months
$0
4.25%
▲ 1.24% above Minnesota avg
▼
Rate4.17%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 1.24% above avgNationally 2.76%
Details
My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
IRA Certificates - 60 Months
$0
4.23%
▲ 1.22% above Minnesota avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 1.22% above avgNationally 2.76%
Details
My Credit Union Bloomington, MN
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
IRA Certificates - 60 Months
$0
4.20%
▲ 1.19% above Minnesota avg
▼
Rate4.12%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 1.19% above avgNationally 2.76%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 5 Years
$0
4.08%
▲ 1.07% above Minnesota avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 1.07% above avgNationally 2.76%
Details
$100,000 and Above
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 month Share Certificate
$1,000
4.07%
▲ 1.06% above Minnesota avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 1.06% above avgNationally 2.76%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
5 Years
$0
4.03%
▲ 1.02% above Minnesota avg
▼
Rate3.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 1.02% above avgNationally 2.76%
Details
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
5 Year
$500
4.00%
▲ 0.99% above Minnesota avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.99% above avgNationally 2.76%
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
60 Month Certificate of Deposit
$0
4.00%
▲ 0.99% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.99% above avgNationally 2.76%
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
60 month
$0
4.00%
▲ 0.99% above Minnesota avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.99% above avgNationally 2.76%
Details
Available as an IRA?
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
60 Month
$0
4.00%
▲ 0.99% above Minnesota avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.99% above avgNationally 2.76%
Details
Northern Communities Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
60-month Share Certificate
$1,000
3.90%
▲ 0.89% above Minnesota avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.89% above avgNationally 2.76%
Details
Interest paid quarterly.
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
60 Month Certificate of Deposit
$0
3.75%
▲ 0.74% above Minnesota avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.74% above avgNationally 2.76%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
60 Months
$0
3.75%
▲ 0.74% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.74% above avgNationally 2.76%
Details
Drake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA 60 Months
$0
3.75%
▲ 0.74% above Minnesota avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.74% above avgNationally 2.76%
Details
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
60-month Share Certificate Account
$0
3.75%
▲ 0.74% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.74% above avgNationally 2.76%
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
60 Month
$0
3.75%
▲ 0.74% above Minnesota avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.74% above avgNationally 2.76%
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5 years
$0
3.70%
▲ 0.69% above Minnesota avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.69% above avgNationally 2.76%
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
5 Year
$25,000
3.65%
▲ 0.64% above Minnesota avg
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.64% above avgNationally 2.76%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
60 Months
$0
3.65%
▲ 0.64% above Minnesota avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.64% above avgNationally 2.76%
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
60 Month
$0
3.65%
▲ 0.64% above Minnesota avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.64% above avgNationally 2.76%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
60 Months
$0
3.60%
▲ 0.59% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.59% above avgNationally 2.76%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month CD Special
$0
3.60%
▲ 0.59% above Minnesota avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.59% above avgNationally 2.76%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
5 Year (60 Month) CD
$0
3.55%
▲ 0.54% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.54% above avgNationally 2.76%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 5 Year CD
$0
3.55%
▲ 0.54% above Minnesota avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.54% above avgNationally 2.76%
Details
Payment Frequency: Annually
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
60-Month Term
$0
3.55%
▲ 0.54% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.54% above avgNationally 2.76%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
60 Months
$0
3.55%
▲ 0.54% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.54% above avgNationally 2.76%
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
5 Year (60 Month) CD
$0
3.50%
▲ 0.49% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.49% above avgNationally 2.76%
Details
Annually
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
Business 5 Year CD
$0
3.50%
▲ 0.49% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.49% above avgNationally 2.76%
Details
Payment Frequency: Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 60 Months
$0
3.50%
▲ 0.49% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.49% above avgNationally 2.76%
Details
Annually
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month CD Special
$0
3.50%
▲ 0.49% above Minnesota avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.49% above avgNationally 2.76%
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Share Certificate & IRA/Roth Share Certificate 60 Months
$0
3.50%
▲ 0.49% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.49% above avgNationally 2.76%
Details
Foresight Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
60 Months
$0
3.49%
▲ 0.48% above Minnesota avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.48% above avgNationally 2.76%
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
5 Year
$1,000
3.45%
▲ 0.44% above Minnesota avg
▼
Rate3.41%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.44% above avgNationally 2.76%
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
60 Month
$500
3.45%
▲ 0.44% above Minnesota avg
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.44% above avgNationally 2.76%
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
Share Certificate 60 Month Jumbo
$0
3.45%
▲ 0.44% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.44% above avgNationally 2.76%
Details
Rate Bump Option: Allows a one-time "bump" to the current rate during certificate term.
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
60-Month Term
$0
3.44%
▲ 0.43% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.43% above avgNationally 2.76%
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
60 Month CD
$0
3.44%
▲ 0.43% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.43% above avgNationally 2.76%
Details
***
Two Harbors Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
60-month Share Certificate Account
$0
3.44%
▲ 0.43% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.43% above avgNationally 2.76%
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month CD Special
$0
3.40%
▲ 0.39% above Minnesota avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.39% above avgNationally 2.76%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
60 Month Certificate
$0
3.35%
▲ 0.34% above Minnesota avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.34% above avgNationally 2.76%
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
60-Month Term
$0
3.34%
▲ 0.33% above Minnesota avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.33% above avgNationally 2.76%
Details
The Bank of Elk River
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Months
$200
3.29%
▲ 0.28% above Minnesota avg
▼
Rate3.25%
Min Deposit$200
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.28% above avgNationally 2.76%
Details
****
Bank Forward
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
60 Months
$500
3.25%
▲ 0.24% above Minnesota avg
▼
Rate3.22%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.24% above avgNationally 2.76%
Details
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
60 Months
$0
3.25%
▲ 0.24% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.24% above avgNationally 2.76%
Details
Annually
BankVista
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Certificates of Deposit - 60 Months
$0
3.25%
▲ 0.24% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.24% above avgNationally 2.76%
Details
Annually
United Valley Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.17%
5 Year
$0
3.25%
▲ 0.24% above Minnesota avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.24% above avgNationally 2.76%
Details
Anoka Hennepin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
60 months
$0
3.25%
▲ 0.24% above Minnesota avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.24% above avgNationally 2.76%
Details
Magnifi Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
60 Month Certificate
$0
3.25%
▲ 0.24% above Minnesota avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.24% above avgNationally 2.76%
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
60 Month Certificate
$0
3.25%
▲ 0.24% above Minnesota avg
▼
Rate3.22%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Minnesota Average3.01%▲ 0.24% above avgNationally 2.76%
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Taylors Falls, MN CD Rate Trends
Compare local Taylors Falls, MN CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MN Avg
2.417%
▼ 0.779 vs 7 days ago
Minnesota 12-month CD rates fell 0.779 points over the past 7 days to 2.417% APY.
6-Month CD — MN Avg
2.029%
▼ 0.757 vs 7 days ago
Minnesota 6-month CD rates fell 0.757 points over the past 7 days to 2.029% APY.
As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
MN CD Rate Forecast — Next 12 Months
Where are Minnesota CD rates headed through August 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
MN 12-Month Avg APY
2.417%
6-Month Forecast
2.417%
Range: 2.22% – 2.57%
12-Month Forecast
2.167%
Range: 1.97% – 2.32%
Powered by
MonitorBankRates
What Your Savings Earn at MN CD Rates Today
Annual interest earnings at today’s Minnesota average APYs. State average used where available; national average as fallback.
| CD Term | MN Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.250% | $62.49 | $124.97 | $312.43 | $624.85 |
| 6-Month CD | 2.029% | $101.44 | $202.87 | $507.18 | $1,014.35 |
| 12-Month CD | 2.417% | $120.86 | $241.71 | $604.28 | $1,208.55 |
| 18-Month CD | 3.146% | $157.30 | $314.59 | $786.48 | $1,572.95 |
| 24-Month CD | 3.093% | $154.63 | $309.26 | $773.15 | $1,546.30 |
| 36-Month CD | 2.929% | $146.47 | $292.93 | $732.33 | $1,464.65 |
| 48-Month CD | 2.842% | $142.08 | $284.17 | $710.43 | $1,420.85 |
| 60-Month CD | 3.010% | $150.51 | $301.02 | $752.55 | $1,505.10 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026. | |||||
Sample CD Ladder for Taylors Falls, Minnesota Savers
$25,000 split equally across 5 terms using today’s Minnesota average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | MN Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.250% | $62.49 |
| 2 | 6-Month CD | $5,000 | 2.029% | $101.44 |
| 3 | 12-Month CD | $5,000 | 2.417% | $120.86 |
| 4 | 24-Month CD | $5,000 | 3.093% | $154.63 |
| 5 | 36-Month CD | $5,000 | 2.929% | $146.47 |
| Total ($25,000 invested) | $25,000 | 2.344% blended | $585.89/yr | |
Ladder example uses equal $5,000 rungs and Minnesota average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
883
CD Rates
Tracked in Taylors Falls, Minnesota
Tracked in Taylors Falls, Minnesota
66 Banks
37 Credit Unions
About Our Taylors Falls, Minnesota CD Rate Database
MonitorBankRates tracks 883 CD rates from 66 banks and 37 credit unions with locations in Taylors Falls, Minnesota, plus national online institutions available to Minnesota residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: PSB of Plainview offers a CD at 4.63% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Taylors Falls, Minnesota.
How to Find the Best CD Rates in Taylors Falls, Minnesota
What to compare when shopping for a CD in Taylors Falls, Minnesota
To find the best APYs in Taylors Falls, Minnesota, start with credit unions and online-only banks — Taylors Falls, Minnesota has 37 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Taylors Falls, Minnesota
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Taylors Falls, Minnesota — 103 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days — compare Taylors Falls, Minnesota savings rates instead
- Rates are rising and you want to benefit — a variable-rate savings or money market account keeps pace
- You want check-writing access — compare Taylors Falls, Minnesota money market rates
Taylors Falls, Minnesota Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
22.5%
National avg: 17.3%
Median Individual Earnings
$42,826
National avg: $47,340
Poverty Rate
5.4%
National avg: 11.1%
Unemployment Rate
2.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$104/yr
At MN 12-mo avg 2.417% APY
22.5% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 2.2% reflects a strong local economy. At today’s MN 12-month CD average of 2.417%, saving 10% of the local median salary ($4,282/year) and putting it in a CD would earn an additional $104 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Taylors Falls, Minnesota
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Taylors Falls, Minnesota
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Taylors Falls, Minnesota typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Taylors Falls, Minnesota as everywhere in the U.S.
Choosing a CD Term in Taylors Falls, Minnesota
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Taylors Falls, Minnesota savers easier access to their funds. For example, Heritage Bank Minnesota is offering its 6 Month Fixed CD at 4.16% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Federated Employees Credit Union is offering its 60 months at 4.31% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Taylors Falls, Minnesota Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Taylors Falls, Minnesota saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Taylors Falls, Minnesota
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Taylors Falls, Minnesota CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Taylors Falls, Minnesota
Most CDs carry a fixed rate that is locked for the entire term, protecting a Taylors Falls, Minnesota depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Taylors Falls, Minnesota
Are CD rates in Taylors Falls, Minnesota FDIC insured?
Yes, most established banks in Taylors Falls, Minnesota are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Taylors Falls, Minnesota?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Taylors Falls, Minnesota.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Taylors Falls, Minnesota may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Taylors Falls, Minnesota?
Here are recent top rates found for this area:
- PSB of Plainview: 4.63% APY (12 Months)
- Cornerstone State Bank: 4.55% APY (IRA 36-48 month C.D.)
- First Independent Bank Russell, MN: 4.33% APY (24-Month | Fixed)
- Federated Employees Credit Union: 4.31% APY (60 months)
- My Credit Union Bloomington, MN: 4.25% APY (IRA Certificates - 60 Months)
- First Security Bank Byron, MN: 4.20% APY (18 Month Certificate of Deposit)
- Associated Healthcare Credit Union: 4.18% APY (18 Month CD Special)
- Heritage Bank Minnesota: 4.16% APY (3 Month Fixed CD)
- Brainerd BN Credit Union: 4.16% APY (6-month share certificate)
- Falcon National Bank: 4.10% APY (18-Month CD)
Rates reflect recent verified offers available in Taylors Falls, Minnesota. Last Updated: August 28, 2026
Taylors Falls, Minnesota CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Taylors Falls, Minnesota rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Taylors Falls, Minnesota
Taylors Falls, Minnesota CD Calculator
At today’s MN top rate of 4.63% APY, a $10,000 deposit earns $463 in the first year. Enter your amount to see your exact return.
Taylors Falls, Minnesota CD LadderMN CD rates currently range from 1.250% (3-month) to 2.929% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Taylors Falls, Minnesota CD at 4.63% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsMinnesota’s average 12-month CD is 2.417% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Taylors Falls, Minnesota CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Taylors Falls, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Taylors Falls, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026
Taylors Falls, Minnesota Rates & Resources
Taylors Falls, Minnesota Mortgage Rates
Taylors Falls, Minnesota Home Equity Loan Rates
Taylors Falls, Minnesota Savings Rates
Taylors Falls, Minnesota Money Market Rates
Taylors Falls, Minnesota Checking Rates
Taylors Falls, Minnesota Auto Loan Rates
Taylors Falls, Minnesota Personal Loan Rates
Taylors Falls, Minnesota Homeowners Insurance
Taylors Falls, Minnesota Car Insurance
Rate Assistant
MonitorBankRates.com · Live Data
Try asking