CD Rates Mapleton, Minnesota (MN) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mapleton, Minnesota CD rates include Cornerstone State BankCornerstone State Bank500 Main St, Madison Lake, MN 56063A+5.0 ★Texas Ratio: 0.88% offering IRA 36-48 month C.D. at 4.55% APY, Brainerd BN Credit UnionBrainerd BN Credit Union804 Laurel St Ste 101, Brainerd, MN 56401 3799A+5.0 ★Texas Ratio: 1.27% offering 6-month share certificate at 4.16% APY, Heritage Bank MinnesotaHeritage Bank Minnesota181 Main St, West Concord, MN 55985A5.0 ★Texas Ratio: 6.39% offering 3 Month Fixed CD at 4.16% APY, Farm Credit Employees Federal Credit UnionFarm Credit Employees Federal Credit Union30 7th St E Ste 265, Saint Paul, MN 55101 4958A+5.0 ★Texas Ratio: 0.00% offering 60 month Share Certificates at 4.07% APY, and Crow Wing Power Credit UnionCrow Wing Power Credit Union17330 State Highway 371, Brainerd, MN 56401A+5.0 ★Texas Ratio: 1.19% offering 6-Month CD at 4.05% APY.
To help you find the best CD rates in Mapleton, Minnesota, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Mapleton, MN CD Rate Trends
Compare local Mapleton, MN CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MN Avg
2.478%
▼ 0.630 from last week
Minnesota 12-month CD rates fell 0.630 points this week to 2.478% APY, down from 3.108% last week.
6-Month CD — MN Avg
2.235%
▼ 0.287 from last week
Minnesota 6-month CD rates fell 0.287 points this week to 2.235% APY, down from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Mapleton, Minnesota & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
3 Month Fixed CD
$250
4.16%
▼
Rate4.10%
Min Deposit$250
Min Balance—
UpdatedMar 16, 2026
Details
EARLY WITHDRAWAL PENALTIES: 91 Days Interest
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$100,000
3.80%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
3 month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
Business Certificates 3 month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$25,000
3.70%
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Month (91 Day) CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $99,999.01 or more
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Month (91 Day) CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Daily Balance of $500 - $99,999
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
3 Month CD and IRA Accounts
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
3 Month Certificate of Deposit & IRA Accounts
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
3 Month CD
$1,000
3.55%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
804 Laurel St Ste 101, Brainerd, MN 56401 3799
6-month share certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
6 Month Fixed CD
$250
4.16%
▼
Rate4.10%
Min Deposit$250
Min Balance—
UpdatedMar 16, 2026
Details
EARLY WITHDRAWAL PENALTIES: 181 Days Interest
Crow Wing Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
17330 State Highway 371, Brainerd, MN 56401
6-Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
American National Bank of Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
7638 Woida Rd, Baxter, MN 56425
6-Month CD Special
$5,000
4.04%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
Effective 3/12/26
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
6 month Jumbo Certificate
$25,000
4.00%
▼
Rate3.94%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
Falcon National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
22 Central Ave S, Richmond, MN 56368
6-Month CD
$500
3.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
A penalty may be applied for early withdrawal. Fees may reduce earnings. $500 minimum opening deposit required to obtain APY. Not valid with any other offer. Rates effective as of 02/16/2026. Expires on or before 3/15//2026.
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
14985 Glazier Ave, Apple Valley, MN 55124
6-Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
New money only.
West Metro Schools Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.84%
1001 Highway 7, Hopkins, MN 55305
6 month Certificate of Deposits
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
6 MONTH CERTIFICATE
$500
3.85%
▼
Rate3.79%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
One time NO PENALTY withdrawal.
Sunrise Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
2300 Como Ave, Saint Paul, MN 55108
6-month CDs
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
FSB of Wyoming
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
26741 Felton Ave, Wyoming, MN 55092
6 Month Relationship CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 6 Month
$0
3.80%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV 25302 2209
6 Month Share Certificates
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
6 Month CD
$100,000
3.78%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN 55447
6 Month IRA Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
804 Laurel St Ste 101, Brainerd, MN 56401 3799
12-month share certificate
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
12 Month Fixed CD
$250
3.96%
▼
Rate3.90%
Min Deposit$250
Min Balance—
UpdatedMar 16, 2026
Details
EARLY WITHDRAWAL PENALTIES: 181 Days Interest
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN 55705 1269
1 Year Certificate Accounts
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
12 month Jumbo Certificate
$25,000
3.80%
▼
Rate3.75%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN 55369
12 Month Certificate Special
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$1,000 minimum opening balance
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN 55369
12 Month IRA Certificate Special
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$1,000 minimum opening balance
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
12 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Anoka Hennepin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
11681 Theatre Dr N, Champlin, MN 55316 2752
12 Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
12 Month CD
$0
3.74%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
128 4th Ave S, Brownton, MN 55312
1 year HSA CD
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 12 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
130 23rd Ave SW, Rochester, MN 55902
1 year Certificate
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
12 month Certificate
$500
3.68%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
12 Month Certificates of Deposit
$0
3.68%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
IRA Certificates 12 Month
$0
3.68%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
18 Month Fixed CD
$250
3.85%
▼
Rate3.80%
Min Deposit$250
Min Balance—
UpdatedMar 16, 2026
Details
EARLY WITHDRAWAL PENALTIES: 365 Days Interest
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
15 E Main St, Crosby, MN 56441
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
18 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Falcon National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
22 Central Ave S, Richmond, MN 56368
18-Month CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
A penalty may be applied for early withdrawal. Fees may reduce earnings. $500 minimum opening deposit required to obtain APY. Not valid with any other offer. Rates effective as of 02/16/2026. Expires on or before 3/15//2026.
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
IRA/Roth IRA 18 Month+
$0
3.63%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
18 Month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
18 Month Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
804 Laurel St Ste 101, Brainerd, MN 56401 3799
18-month share certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Metropolitan Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
475 Etna St Ste 10, Saint Paul, MN 55106 5845
Certificates of Deposit Minimum) 18 Month
$0
3.51%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$2,000
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV 25302 2209
IRA Certificates 2 Year
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
24 Month Fixed CD
$250
3.80%
▼
Rate3.75%
Min Deposit$250
Min Balance—
UpdatedMar 16, 2026
Details
EARLY WITHDRAWAL PENALTIES: 365 Days Interest
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Variable Rate Certificate of Deposit 24 Month Term
$25,000
3.80%
▼
Rate3.75%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
Rate applicable to new money only. Fees may reduce earnings. Rates are subject to change. IRA accounts are not eligible. 24 Month - Prime minus 3.00%; Current Prime Rate 7.00% as of 12/11/2025
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
24 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
15 E Main St, Crosby, MN 56441
24 Month CD
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
15 E Main St, Crosby, MN 56441
IRA CD Special 24 Month
$2,500
3.70%
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Account will automatically renew at maturity. The renewal term will be 24 months.
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
24 month Jumbo Certificate
$25,000
3.65%
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
24 Month CD
$10,000
3.65%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 15, 2026
Details
Available for new money only
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
24 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
300 Front St, Russell, MN 56169
24-Month CD
$25,000
3.65%
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Share Certificates 24 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Traditional/Roth IRA Share Certificates 24 Month Jumbo
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
2 Year Certificates of Deposit
$25,000
3.57%
▼
Rate3.52%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Metropolitan Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
475 Etna St Ste 10, Saint Paul, MN 55106 5845
Certificates of Deposit Minimum) 24 Month
$0
3.56%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$2,000
Metropolitan Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
475 Etna St Ste 10, Saint Paul, MN 55106 5845
IRA Certificates of Deposit Minimum) 24 Month
$0
3.56%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$2,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
36 month Jumbo Certificate
$25,000
3.80%
▼
Rate3.75%
Min Deposit$25,000
Min Balance—
UpdatedMar 15, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
36 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
36 month Certificate
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
36 month IRA Certificate
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
36 month Step-Up CD
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
36 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Share Certificates 36 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Traditional/Roth IRA Share Certificates 36 Month Jumbo
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
3 Year Certificates of Deposit
$25,000
3.56%
▼
Rate3.51%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
36-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
36-Month Term IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cornerstone State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
500 Main St, Madison Lake, MN 56063
IRA 36-48 month C.D.
$500
4.55%
▼
Rate4.50%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
$75,000 to $199,999.99
Cornerstone State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
500 Main St, Madison Lake, MN 56063
IRA 36-48 month C.D.
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
$25,000 to $74,999.99
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
48 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
48 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
4 Year Certificates of Deposit
$25,000
3.64%
▼
Rate3.59%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Share Certificates 48 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Traditional/Roth IRA Share Certificates 48 Month Jumbo
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
48 month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
Share Certificates 48 month
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
48-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
48-Month Term IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN 55447
48 Month IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
48 month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
Business Certificates 48 month
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
60 month Share Certificates
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
Share Certificates 60 month
$1,000
4.07%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
60 Month Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
60 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Jumbo Share Certificates 60 Month
$35,000
3.70%
▼
Rate3.64%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY 41101 7550
Traditional/Roth IRA Share Certificates 60 Month Jumbo
$35,000
3.70%
▼
Rate3.64%
Min Deposit$35,000
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
5 Year Certificates of Deposit
$25,000
3.65%
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN 55447
60 Month IRA Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
104 S Main St, Drayton, ND 58225
60 Month CD
$100,000
3.60%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
60 Month CD and IRA Accounts
$1,000
3.55%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
60 Month Certificate of Deposit & IRA Accounts
$1,000
3.55%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
60-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
2601 4th St Sw, Mason City, IA 50401
60-Month Term IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
60 month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Available as an IRA?
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Mapleton, Minnesota
Are CD rates in Mapleton, Minnesota FDIC insured?
Yes, most established banks in Mapleton, Minnesota are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mapleton, Minnesota?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mapleton, Minnesota.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mapleton, Minnesota may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mapleton, Minnesota?
Here are recent top rates found for this area:
- Cornerstone State Bank: 4.55% APY (IRA 36-48 month C.D.)
- Brainerd BN Credit Union: 4.16% APY (6-month share certificate)
- Heritage Bank Minnesota: 4.16% APY (3 Month Fixed CD)
- Farm Credit Employees Federal Credit Union: 4.07% APY (60 month Share Certificates)
- Crow Wing Power Credit Union: 4.05% APY (6-Month CD)
- American National Bank of Minnesota: 4.04% APY (6-Month CD Special)
- Members Choice WV Federal Credit Union: 4.01% APY (IRA Certificates 2 Year)
- Toro Employees Federal Credit Union: 4.00% APY (6 month Jumbo Certificate)
- Falcon National Bank: 3.95% APY (6-Month CD)
- Wings Financial Credit Union: 3.90% APY (6-Month Certificate)
Rates reflect recent verified offers available in Mapleton, Minnesota. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mapleton, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mapleton, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
