CD Rates Hackensack, Minnesota (MN) for March 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Hackensack, Minnesota CD rates include Cornerstone State BankCornerstone State Bank500 Main St, Madison Lake, MN 56063A+5.0 ★Texas Ratio: 0.88% offering IRA 36-48 month C.D. at 4.55% APY, Heritage Bank MinnesotaHeritage Bank Minnesota181 Main St, West Concord, MN 55985A5.0 ★Texas Ratio: 6.39% offering 3 Month Fixed CD at 4.16% APY, Crow Wing Power Credit UnionCrow Wing Power Credit Union17330 State Highway 371, Brainerd, MN 56401A+5.0 ★Texas Ratio: 1.19% offering 6-Month CD at 4.11% APY, Farm Credit Employees Federal Credit UnionFarm Credit Employees Federal Credit Union30 7th St E Ste 265, Saint Paul, MN 55101 4958A+5.0 ★Texas Ratio: 0.00% offering 60 month Share Certificates at 4.07% APY, and American National Bank of MinnesotaAmerican National Bank of Minnesota7638 Woida Rd, Baxter, MN 56425A+5.0 ★Texas Ratio: 5.69% offering 6-Month CD Special at 4.04% APY. CD rates as of March 27, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Hackensack, Minnesota, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 27, 2026
Compare Best CD Rates in Hackensack, Minnesota & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
3 Month Fixed CD
$250
4.16%
▼
Rate4.10%
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25)
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
398 Pacific Ave, Stephen, MN 56757
3 Month CD
$100,000
3.80%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
3 month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Month (91 Day) CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balance of $99,999.01 or more
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
3 Month CD and IRA Accounts
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
3 Month Certificate
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2929 20th St S, Moorhead, MN 56560
3 Month Relationship CD
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
3 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 3 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
3 month Share Certificates & IRA Certificates
$500
2.90%
▼
Rate2.87%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
300 1st St W, Park Rapids, MN 56470
3 Month CD
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 3 month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN 55422 2926
3 Month Share Certificate
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
3 Month Certificate
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN 55447
3 Month IRA Certificates
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
300 Front St, Russell, MN 56169
3-Month CD
$2,500
1.21%
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4450 W 76th St, Edina, MN 55435
3 Month Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Currie State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
117 S Minnesota Ave, Okabena, MN 56161
3-Month CD
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Root River State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 3rd St Se, Chatfield, MN 55923
3 Month Certificate
$0
0.90%
▼
Rate0.89%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Woodland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
217 Main Ave E, Deer River, MN 56636
90 Day Certificate of Deposit
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
State Bank of Faribault
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
428 Central Ave N, Faribault, MN 55021
3 Month IRA Variable
$50
0.25%
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 27, 2026
Details
Minnstar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
202 N Main St, Lake Crystal, MN 56055
90 Day Certificate of Deposit
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
115 1st St S, Sauk Rapids, MN 56379
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Arlington State Bank
Institution Rating:
F1.0 ★Texas Ratio: 263.56%
230 W Main St, Arlington, MN 55307
3 Month Certificates of Deposit
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
6 Month Fixed CD
$250
4.16%
▼
Rate4.10%
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25)
Crow Wing Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.19%
17330 State Highway 371, Brainerd, MN 56401
6-Month CD
$1,000
4.11%
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
American National Bank of Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
7638 Woida Rd, Baxter, MN 56425
6-Month CD Special
$5,000
4.04%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Effective 3/12/26
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
6 month Jumbo Certificate
$25,000
4.00%
▼
Rate3.94%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Falcon National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
22 Central Ave S, Richmond, MN 56368
6-Month CD
$500
3.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Expires on or before 3/15//2026.
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
14985 Glazier Ave, Apple Valley, MN 55124
6-Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
New money only.
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN 55014 1131
6 Month Share Certificates
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
398 Pacific Ave, Stephen, MN 56757
6 Month CD
$100,000
3.78%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details
Affinity Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
175 W Lafayette Frontage Rd, Saint Paul, MN 55107 1420
6 month Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
6 Month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
6 Month (182 Day) CD
$0
3.58%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balance of $99,999.01 or more
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
6 Month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
6 Month CD and IRA Accounts
$1,000
3.53%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
6 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
301 N Ramsey Ave, Litchfield, MN 55355
6-month Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
7685 Zachary Ln N, Maple Grove, MN 55369
6-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2929 20th St S, Moorhead, MN 56560
6 Month Relationship CD
$0
3.35%
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
6-Month Term
$50,000
3.33%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN 55016 5031
Standard Share Certificates 6 Month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
FNB of Moose Lake
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
400 Elm Ave, Moose Lake, MN 55767
6 Month CD
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Certificate of Deposit 6 Month Term
$1,000
3.13%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Citizens Independent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
5000 W 36th St, Saint Louis Park, MN 55416
6 Month Certificate
$1,000
3.00%
▼
Rate2.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
6 month Share Certificates & IRA Certificates
$500
2.99%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Keen Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
101 State St N, Waseca, MN 56093
6 month CD
$2,000
2.92%
▼
Rate2.90%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Minnwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
102 Gold St S, Wykoff, MN 55990
6 Month Digital CD
$1,000
2.87%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
202 Cofield St N, Raymond, MN 56282
Triple Option CD 6 Month
$0
2.85%
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
6 Month Certificate
$500
2.79%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
2303 White Bear Ave N, Maplewood, MN 55109
6 Mo Share Certificates
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN 55434 3575
6 month Certificate
$0
2.75%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
300 1st St W, Park Rapids, MN 56470
6 Month CD
$1,000
2.63%
▼
Rate2.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 6 month
$0
2.57%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
6 Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN 55422 2926
6 Month Share Certificate
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
6 month Share Certificates
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4450 W 76th St, Edina, MN 55435
6 Month Certificate
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
300 Front St, Russell, MN 56169
6-Month CD
$2,500
1.21%
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Root River State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 3rd St Se, Chatfield, MN 55923
6 Month Certificate
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Woodland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
217 Main Ave E, Deer River, MN 56636
180 Day Certificate of Deposit
$2,500
0.75%
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 E Marion St, Lake City, MN 55041
6 Month CD
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5921 Main St, Rockford, MN 55373
6 Month Certificate
$2,000
0.65%
▼
Rate0.65%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Community Bank Mankato
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
201 Main St E, Vernon Center, MN 56090
Certificates of Deposit & IRAs 6 Month
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Share Advantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
502 E 2nd St, Duluth, MN 55805 1913
6 Month IRA Traditional IRA
$500
0.35%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
115 1st St S, Sauk Rapids, MN 56379
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Arlington State Bank
Institution Rating:
F1.0 ★Texas Ratio: 263.56%
230 W Main St, Arlington, MN 55307
6 Month Certificates of Deposit
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
12 Month Fixed CD
$250
3.96%
▼
Rate3.90%
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25)
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN 55705 1269
1 Year Certificate Accounts
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
12 month Jumbo Certificate
$25,000
3.80%
▼
Rate3.75%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
12 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
12 Month CD
$0
3.74%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 12 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
12 Month Certificates of Deposit
$0
3.68%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
1 Year Certificate
$2,500
3.65%
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
12 Month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
1 Year Certificates of Deposit
$25,000
3.56%
▼
Rate3.51%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
$25,000 and over
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN 55014 1131
1 Year Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Profinium, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
414 N 5th Ave E, Truman, MN 56088
12 Month Certificate of Deposit/IRA
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
12 Month CD and IRA Accounts
$1,000
3.40%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Certificate of Deposit 12 Month Term
$1,000
3.35%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
398 Pacific Ave, Stephen, MN 56757
12 Month CD
$1,000
3.30%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
12-Month Term
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
State Bank of Easton
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
50 Main St, Easton, MN 56025
12 Month "V" CD
$500
3.28%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
First Bank Blue Earth
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
306 S Main St, Blue Earth, MN 56013
1 Year CD
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minnwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
102 Gold St S, Wykoff, MN 55990
12 Month Digital CD
$1,000
3.20%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN 55121 7707
Flex Certificate 1 Year
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$100 and Above
First Bank Elk River
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
812 Main St Nw, Elk River, MN 55330
Regular & IRA Certificate 1 Year
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
12 Month Roth IRA
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
12 Month Certificate
$0
3.00%
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
2303 White Bear Ave N, Maplewood, MN 55109
12 Mo Share Certificates
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
12 month Share Certificates & IRA Certificates
$500
2.95%
▼
Rate2.93%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Community Bank Owatonna
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
640 W Bridge St, Owatonna, MN 55060
Automatic Renewable Certificates 1 Year
$1,000
2.75%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
12 month Share Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Grove Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
110 Atlantic Ave W, Grove City, MN 56243
12 Month Certificates of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN 55434 3575
12 month Certificate
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426
12 Month Share Certificate
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
Traditional IRA 12 Month
$0
2.21%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
128 4th Ave S, Brownton, MN 55312
1 year IRA CD Qualifying
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Balance up to $9,999.99
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN 55422 2926
1 Year Share Certificate
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN 55746
12 Month Certificate of Deposit
$0
1.75%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
115 1st St S, Sauk Rapids, MN 56379
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Austin City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
711 4th Ave NE, Austin, MN 55912
1-Year Term Share Certificate
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
SMW Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN 55014 3035
12 Month Certificates of Deposit (CDs)
$500
1.30%
▼
Rate1.29%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
300 Front St, Russell, MN 56169
12-Month CD
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 E Marion St, Lake City, MN 55041
1 Year CD
$500
1.15%
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
FSB of Wyoming
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
26741 Felton Ave, Wyoming, MN 55092
12 Month CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
United Minnesota Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
105 Central Ave E, New London, MN 56273
12 Month Certificate of Deposit
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Penalty may be imposed for early withdrawal.
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5921 Main St, Rockford, MN 55373
12 Month Certificate
$2,000
0.80%
▼
Rate0.80%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Community Bank Mankato
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
201 Main St E, Vernon Center, MN 56090
Certificates of Deposit & IRAs 12 Month
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
State Bank of Faribault
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
428 Central Ave N, Faribault, MN 55021
12 Month CD'S AND IRA'S
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Minnstar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
202 N Main St, Lake Crystal, MN 56055
12 Month Certificate of Deposit
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Arlington State Bank
Institution Rating:
F1.0 ★Texas Ratio: 263.56%
230 W Main St, Arlington, MN 55307
12 Month (Kids) Certificates of Deposit
$100
0.15%
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
18 Month Fixed CD
$250
3.85%
▼
Rate3.80%
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25)
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
15 E Main St, Crosby, MN 56441
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
18 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FSB of Rosemount
Institution Rating:
F2.5 ★Texas Ratio: 45.47%
3025 145th St W, Rosemount, MN 55068
IRA/Roth IRA 18 Month+
$0
3.69%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
18 Month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Reliance Bank
Institution Rating:
A-4.9 ★Texas Ratio: 15.70%
2300 30th St Nw, Faribault, MN 55021
18 month Certificates of Deposit and IRA's
$0
3.46%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
18 Month CD and IRA Accounts
$1,000
3.40%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
18 Month CD
$0
3.33%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balance of $99,999.01 or more
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
18 Month Certificate
$0
3.25%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
18-Month Term
$50,000
3.19%
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
501 16th St SE, Rochester, MN 55904
Jumbo IRA 18 Month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
300 1st St W, Park Rapids, MN 56470
18 Month CD
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
18 Month Certificates of Deposit
$0
3.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4450 W 76th St, Edina, MN 55435
18 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
18 Month Certificate
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
18 month Share Certificates & IRA Certificates
$500
2.92%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
18 month Share Certificates
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN 55102
CD / IRA CD 18 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
OSB Odin State Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
101 E Main St, Odin, MN 56160
*Special 18 Month IRA CD
$0
2.57%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 18 month
$0
2.56%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Keen Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
101 State St N, Waseca, MN 56093
18 month CD
$2,000
2.51%
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 18 Month
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5921 Main St, Rockford, MN 55373
18 Month IRA Certificate
$2,000
2.02%
▼
Rate2.00%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN 55426
18 Month Share Certificate
$0
1.75%
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 E Marion St, Lake City, MN 55041
18 Month IRA CD
$100
1.41%
▼
Rate1.40%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
Root River State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 3rd St Se, Chatfield, MN 55923
18 Month Certificate
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
301 N Ramsey Ave, Litchfield, MN 55355
18-month Certificate
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
300 Front St, Russell, MN 56169
18-Month CD
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
United Minnesota Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
105 Central Ave E, New London, MN 56273
18 Month Certificate of Deposit
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Penalty may be imposed for early withdrawal.
Community Bank Mankato
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
201 Main St E, Vernon Center, MN 56090
Certificates of Deposit & IRAs 18 Month Add-on IRA only
$100
0.75%
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
Arlington State Bank
Institution Rating:
F1.0 ★Texas Ratio: 263.56%
230 W Main St, Arlington, MN 55307
18 Month Certificates of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Certificate of Deposit 18 Month Term
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Tier 1: $1,000 - $24,999.99
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN 55014 1131
IRA Certificates 2 Year
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Bank Minnesota
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
181 Main St, West Concord, MN 55985
24 Month Fixed CD
$250
3.80%
▼
Rate3.75%
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
EARLY WITHDRAWAL PENALTIES (Minimum $25)
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
24 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
15 E Main St, Crosby, MN 56441
24 Month CD
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
24 Month CD
$10,000
3.65%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
Available for new money only
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN 55016 5031
Jumbo Standard Share Certificates 24 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 27, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
2 Year Certificates of Deposit
$25,000
3.57%
▼
Rate3.52%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
$25,000 and over
Brainerd BN Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
804 Laurel St Ste 101, Brainerd, MN 56401 3799
24-month share certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
24 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Bank Midwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
509 3rd St, Jackson, MN 56143
24-Month Certificate of Deposit
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
24 Month Certificate
$0
3.40%
▼
Rate3.37%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
2 Year (24 Month) CD
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balance of $99,999.01 or more
FNB of Moose Lake
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
400 Elm Ave, Moose Lake, MN 55767
24 Month CD
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN 55124
24 Month FlexRate Certificates & IRA
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
<sup>1,2</sup>
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
2 Year Certificate
$500
3.24%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Community Bank Mankato
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
201 Main St E, Vernon Center, MN 56090
24 mo. CD
$0
3.23%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Bank Blue Earth
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
306 S Main St, Blue Earth, MN 56013
2 Year CD
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
501 16th St SE, Rochester, MN 55904
Jumbo IRA 24 Month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
2303 White Bear Ave N, Maplewood, MN 55109
24 Mo Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
300 1st St W, Park Rapids, MN 56470
24 Month CD
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
24 Month Certificates of Deposit
$0
3.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2929 20th St S, Moorhead, MN 56560
2 Year Relationship CD
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
24-Month Term
$25,000
2.93%
▼
Rate2.90%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
202 Cofield St N, Raymond, MN 56282
Triple Option CD 24 Month
$0
2.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
128 4th Ave S, Brownton, MN 55312
2 year HSA CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
24 month Share Certificates & IRA Certificates
$500
2.67%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
24 Month Roth IRA
$500
2.63%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 24 month
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
Traditional IRA 24 Month
$0
2.41%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4450 W 76th St, Edina, MN 55435
24 Month Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Grove Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
110 Atlantic Ave W, Grove City, MN 56243
24 Month Certificates of Deposit
$0
2.26%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Keen Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
101 State St N, Waseca, MN 56093
24 month CD
$2,000
2.25%
▼
Rate2.25%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN 55422 2926
2 Year Share Certificate
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northwoods Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN 55720
24 Month Roth IRA Certificate
$1,000
1.87%
▼
Rate1.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
$100,000.00 and up
Root River State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 3rd St Se, Chatfield, MN 55923
24 Month Certificate
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
SMW Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN 55014 3035
24 Month Certificates of Deposit (CDs)
$500
1.55%
▼
Rate1.54%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
FSB of Wyoming
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
26741 Felton Ave, Wyoming, MN 55092
2 Year CD
$2,000
1.51%
▼
Rate1.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 E Marion St, Lake City, MN 55041
2 Year CD
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN 55075
24 month term
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
United Minnesota Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
105 Central Ave E, New London, MN 56273
24 Month Certificate of Deposit
$500
1.10%
▼
Rate1.10%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Penalty may be imposed for early withdrawal.
Share Advantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
502 E 2nd St, Duluth, MN 55805 1913
24 Month IRA Roth IRA
$500
1.05%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
State Bank of Faribault
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
428 Central Ave N, Faribault, MN 55021
24 Month CD'S AND IRA'S
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5921 Main St, Rockford, MN 55373
24 Month Certificate
$2,000
0.90%
▼
Rate0.90%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Minnstar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
202 N Main St, Lake Crystal, MN 56055
24 Month Certificate of Deposit
$500
0.65%
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Certificate of Deposit 24 Month Term
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Tier 1: $1,000 - $24,999.99
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8111 Lyndale Ave S, Bloomington, MN 55420
36 month Jumbo Certificate
$25,000
3.80%
▼
Rate3.75%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
36 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
36 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN 55016 5031
Jumbo Standard Share Certificates 36 Month
$35,000
3.60%
▼
Rate3.54%
Min Deposit$35,000
Min Balance—
UpdatedMar 27, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
3 Year Certificates of Deposit
$25,000
3.56%
▼
Rate3.51%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
$25,000 and over
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
36-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
36 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Riverland Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.67%
700 Seville Dr, Jordan, MN 55352
36 Month CD and IRA Accounts
$1,000
3.40%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
First Bank Blue Earth
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
306 S Main St, Blue Earth, MN 56013
3 Year CD
$0
3.35%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
36 month Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
300 1st St W, Park Rapids, MN 56470
36 Month CD
$10,000
3.29%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
(Step up Rate)
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
3 Year (36 Month) CD
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balance of $500 - $99,999
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
36 Month Certificate
$0
3.20%
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
2303 White Bear Ave N, Maplewood, MN 55109
36 Mo Share Certificates
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
3 Year Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN 55124
36 Month FlexRate Certificates & IRA
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
<sup>1,2</sup>
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
Roth IRA 36 Month
$0
2.92%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
501 16th St SE, Rochester, MN 55904
Jumbo IRA 36 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Certificate of Deposit 36 Month Term
$1,000
2.83%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
FNB of Moose Lake
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
400 Elm Ave, Moose Lake, MN 55767
36 Month CD
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 36 month
$0
2.65%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
36 Month Certificate
$500
2.63%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
FNB at St. James
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
202 1st Ave S, Saint James, MN 56081
36 Month Variable* Certificates of Deposit
$5,000
2.52%
▼
Rate2.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
36 month Share Certificates & IRA Certificates
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4450 W 76th St, Edina, MN 55435
36 Month Certificate
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 36 Month
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN 55422 2926
3 Year Share Certificate
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
202 Cofield St N, Raymond, MN 56282
Triple Option CD 36 Month
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Grove Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
110 Atlantic Ave W, Grove City, MN 56243
36 Month Certificates of Deposit
$0
2.06%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FSB of Wyoming
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
26741 Felton Ave, Wyoming, MN 55092
3 Year CD
$2,000
2.02%
▼
Rate2.00%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Woodland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
217 Main Ave E, Deer River, MN 56636
Individual Retirement Account (IRA) 3 Year Term
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
(a, b, c)
Northwoods Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN 55720
36 Month Roth IRA Certificate
$1,000
1.97%
▼
Rate1.95%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
$100,000.00 and up
Root River State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 3rd St Se, Chatfield, MN 55923
36 Month Certificate
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 E Marion St, Lake City, MN 55041
3 Year CD
$500
1.66%
▼
Rate1.65%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
SMW Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN 55014 3035
36 Month Certificates of Deposit (CDs)
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN 55075
36 month term
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
301 N Ramsey Ave, Litchfield, MN 55355
36-month Certificate
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
United Minnesota Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
105 Central Ave E, New London, MN 56273
36 Month Certificate of Deposit
$500
1.20%
▼
Rate1.20%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Penalty may be imposed for early withdrawal.
State Bank of Faribault
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
428 Central Ave N, Faribault, MN 55021
36 Month CD'S AND IRA'S
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Share Advantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
502 E 2nd St, Duluth, MN 55805 1913
36 Month IRA Roth IRA
$500
1.10%
▼
Rate1.10%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5921 Main St, Rockford, MN 55373
36 Month Certificate
$2,000
1.00%
▼
Rate1.00%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Community Bank Mankato
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
201 Main St E, Vernon Center, MN 56090
Certificates of Deposit & IRAs 36 Month
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Minnstar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
202 N Main St, Lake Crystal, MN 56055
36 Month Certificate of Deposit
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Arlington State Bank
Institution Rating:
F1.0 ★Texas Ratio: 263.56%
230 W Main St, Arlington, MN 55307
3 Year (36 Month) Certificates of Deposit
$2,500
0.35%
▼
Rate0.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cornerstone State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
500 Main St, Madison Lake, MN 56063
IRA 36-48 month C.D.
$500
4.55%
▼
Rate4.50%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
$75,000 to $199,999.99
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★Texas Ratio: 12.22%
3059 Joppa Ave S, Saint Louis Park, MN 55416
48 Month Certificate of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Luminate Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
2523 South Wayzata Boulevard, Minneapolis, MN 55405
48 Month Certificate
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
4 Year Certificates of Deposit
$25,000
3.64%
▼
Rate3.59%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
$25,000 and over
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
48 month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
48-Month Term
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
First Bank Blue Earth
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
306 S Main St, Blue Earth, MN 56013
4 Year CD
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN 55016 5031
Share Certificates with Rate Bump Option 48 Month Jumbo
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minimum balance required to open account and earn the stated APY= $35,000/Jumbo. A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Fees may reduce earnings. Yields are compounded monthly. Rate Bump Option: Allows a one-time "bump" to the current rate during certificate term.
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
398 Pacific Ave, Stephen, MN 56757
48 Month CD
$25,000
3.40%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
4625 County Highway 101, Minnetonka, MN 55345
4 Year Certificates of Deposit
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Currie State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
117 S Minnesota Ave, Okabena, MN 56161
4-Year CD
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
4 Year Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
Roth IRA 48 Month
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN 55124
48 Month FlexRate Certificates & IRA
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
<sup>1,2</sup>
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
501 16th St SE, Rochester, MN 55904
Jumbo IRA 48 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
48 Month Certificate
$10,000
2.84%
▼
Rate2.80%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Certificate of Deposit 48 Month Term Tier 4
$1,000
2.83%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
$100,000 and over
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
48 Month Certificates of Deposit
$0
2.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Keen Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
101 State St N, Waseca, MN 56093
48 month CD
$2,000
2.75%
▼
Rate2.75%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 48 month
$0
2.65%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN 55422 2926
4 Year Share Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4450 W 76th St, Edina, MN 55435
48 Month Certificate
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 48 Month
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Independent Bank Russell, MN
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
300 Front St, Russell, MN 56169
IRA (Individual Retirement Account) 48-Month | Fixed
$1,000
2.22%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
202 Cofield St N, Raymond, MN 56282
Triple Option CD 48 Month
$0
2.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Root River State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 3rd St Se, Chatfield, MN 55923
48 Month Certificate
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Grove Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
110 Atlantic Ave W, Grove City, MN 56243
48 Month Certificates of Deposit
$0
2.06%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 E Marion St, Lake City, MN 55041
4 Year CD
$500
1.91%
▼
Rate1.90%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
SMW Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN 55014 3035
48 Month Certificates of Deposit (CDs)
$500
1.90%
▼
Rate1.88%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN 55075
48 month term
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
United Minnesota Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
105 Central Ave E, New London, MN 56273
48 Month Certificate of Deposit
$500
1.30%
▼
Rate1.30%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Penalty may be imposed for early withdrawal.
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
301 N Ramsey Ave, Litchfield, MN 55355
48-month Certificate
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Share Advantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
502 E 2nd St, Duluth, MN 55805 1913
48 Month IRA Roth IRA
$500
1.21%
▼
Rate1.20%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5921 Main St, Rockford, MN 55373
48 Month Certificate
$2,000
1.16%
▼
Rate1.15%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Community Bank Mankato
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
201 Main St E, Vernon Center, MN 56090
Certificates of Deposit & IRAs 48 Month
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
Minnstar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
202 N Main St, Lake Crystal, MN 56055
48 Month Certificate of Deposit
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Arlington State Bank
Institution Rating:
F1.0 ★Texas Ratio: 263.56%
230 W Main St, Arlington, MN 55307
4 Year (48 Month) Certificates of Deposit
$10,000
0.40%
▼
Rate0.40%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farm Credit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 7th St E Ste 265, Saint Paul, MN 55101 4958
60 month Share Certificates
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
706 N Walnut St, Chaska, MN 55318
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Relationship
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN 55016 5031
Jumbo Standard Share Certificates 60 Month
$35,000
3.70%
▼
Rate3.64%
Min Deposit$35,000
Min Balance—
UpdatedMar 27, 2026
Details
First National Bank of Bemidji
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1600 Paul Bunyan Dr Nw, Bemidji, MN 56601
5 Year Certificates of Deposit
$25,000
3.65%
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
$25,000 and over
KodaBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
398 Pacific Ave, Stephen, MN 56757
60 Month CD
$100,000
3.60%
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
UpdatedMar 27, 2026
Details
First Bank Blue Earth
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
306 S Main St, Blue Earth, MN 56013
5 Year CD
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CNB of Park Rapids
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
300 1st St W, Park Rapids, MN 56470
60 Month CD***
$10,000
3.44%
▼
Rate3.40%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
CorTrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
4625 County Highway 101, Minnetonka, MN 55345
5 Year Certificates of Deposit
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
First Citizens Bank Mason City, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
730 Forest Ave E, Mora, MN 55051
60-Month Term
$5,000
3.34%
▼
Rate3.30%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1018 Hobart St, Hawley, MN 56549
5 Year (60 Month) CD
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Daily Balance of $99,999.01 or more
Southpoint Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
920 Main St E, Sleepy Eye, MN 56085 4380
60 Month Certificate
$0
3.25%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ultima Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
9 W Minnesota Ave, Winger, MN 56592
Roth IRA 60 Month
$0
3.12%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN 55311 1565
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Currie State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
117 S Minnesota Ave, Okabena, MN 56161
5-Year CD
$500
3.05%
▼
Rate3.02%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN 55125 1495
60 Month Certificate
$10,000
3.04%
▼
Rate3.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
Citizens Bank Minnesota
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
513 Main St, Ormsby, MN 56162
Special IRA Certificates of Deposit 60 month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Security Bank Byron, MN
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
316 Byron Ave N, Byron, MN 55920
60 Month Certificates of Deposit
$0
3.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN 55124
60 Month FlexRate Certificates & IRA
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
<sup>1,2</sup>
Heritage Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
202 Cofield St N, Raymond, MN 56282
Triple Option CD 60 Month
$0
2.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
501 16th St SE, Rochester, MN 55904
Jumbo IRA 60 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
MidCountry Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.71%
100 S Main St, Sanborn, MN 56083
Certificate of Deposit 60 Month Term Tier 4
$1,000
2.83%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 27, 2026
Details
$100,000 and over
Citizens Bank & Trust Co. MN
Institution Rating:
F1.0 ★Texas Ratio: 70.18%
102 Main St S, Hutchinson, MN 55350
5 Year Certificate
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Gate City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2929 20th St S, Moorhead, MN 56560
5 Year Relationship CD
$0
2.75%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
New Market Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
101 Old Town Rd, Elko New Market, MN 55054
Certificates of Deposit 60 month
$0
2.70%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4450 W 76th St, Edina, MN 55435
60 Month Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
North Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3300 Oakdale Ave N, Robbinsdale, MN 55422 2926
5 Year "Step Up" Rate Certificate
$0
2.55%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FSB of Wyoming
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
26741 Felton Ave, Wyoming, MN 55092
5 Year CD
$2,000
2.52%
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Woodland Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
217 Main Ave E, Deer River, MN 56636
Individual Retirement Account (IRA) 5 Year Term
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
(a, b, c)
Gateway Bank Mendota Heights, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
745 Market St, Mendota Heights, MN 55118
Certificates of Deposit (CD) 60 Month
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Root River State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 3rd St Se, Chatfield, MN 55923
60 Month Certificate
$0
2.35%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minnesota Power Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 W Superior St Ste 126, Duluth, MN 55802 2191
60 month Share Certificates & IRA Certificates
$500
2.25%
▼
Rate2.24%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Forward Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 E Marion St, Lake City, MN 55041
5 Year CD
$500
2.17%
▼
Rate2.15%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Grove Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
110 Atlantic Ave W, Grove City, MN 56243
60 Month Certificates of Deposit
$0
2.06%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Security Bank & Trust Company MN
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
128 4th Ave S, Brownton, MN 55312
5 year IRA CD Qualifying
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Balance up to $9,999.99
SMW Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN 55014 3035
60 Month Certificates of Deposit (CDs)
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
United Minnesota Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
105 Central Ave E, New London, MN 56273
60 Month Certificate of Deposit
$500
1.40%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Penalty may be imposed for early withdrawal.
Bankwest
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
5921 Main St, Rockford, MN 55373
60 Month Certificate
$2,000
1.31%
▼
Rate1.30%
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
Center National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
301 N Ramsey Ave, Litchfield, MN 55355
60-month Certificate
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Minnstar Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
202 N Main St, Lake Crystal, MN 56055
60 Month Certificate of Deposit
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Arlington State Bank
Institution Rating:
F1.0 ★Texas Ratio: 263.56%
230 W Main St, Arlington, MN 55307
5 Year (60 Month) Certificates of Deposit
$5,000
0.50%
▼
Rate0.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Hackensack, MN CD Rate Trends
Compare local Hackensack, MN CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MN Avg
2.443%
▼ 1.050 from last week
Minnesota 12-month CD rates fell 1.050 points this week to 2.443% APY, down from 3.494% last week.
6-Month CD — MN Avg
2.006%
▼ 1.499 from last week
Minnesota 6-month CD rates fell 1.499 points this week to 2.006% APY, down from 3.505% last week.
As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions about CD Rates in Hackensack, Minnesota
Are CD rates in Hackensack, Minnesota FDIC insured?
Yes, most established banks in Hackensack, Minnesota are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Hackensack, Minnesota?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Hackensack, Minnesota.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Hackensack, Minnesota may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Hackensack, Minnesota?
Here are recent top rates found for this area:
- Cornerstone State Bank: 4.55% APY (IRA 36-48 month C.D.)
- Heritage Bank Minnesota: 4.16% APY (3 Month Fixed CD)
- Crow Wing Power Credit Union: 4.11% APY (6-Month CD)
- Farm Credit Employees Federal Credit Union: 4.07% APY (60 month Share Certificates)
- American National Bank of Minnesota: 4.04% APY (6-Month CD Special)
- Members Choice WV Federal Credit Union: 4.01% APY (IRA Certificates 2 Year)
- Toro Employees Federal Credit Union: 4.00% APY (6 month Jumbo Certificate)
- Falcon National Bank: 3.95% APY (6-Month CD)
- Wings Financial Credit Union: 3.90% APY (6-Month Certificate)
- Embarrass Vermillion Federal Credit Union: 3.90% APY (1 Year Certificate Accounts)
Rates reflect recent verified offers available in Hackensack, Minnesota. Last Updated: March 27, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hackensack, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hackensack, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 27, 2026
