CD Rates Mapleton, Maine (ME) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mapleton, Maine CD rates include Katahdin Federal Credit UnionKatahdin Federal Credit Union1000 Central St, Millinocket, ME 04462 2101A+5.0 ★Texas Ratio: 4.12% offering IRA Certificates 12 month at 4.07% APY, Northeast Bank Portland, MENortheast Bank Portland, ME27 Pearl St, Portland, ME 04101A+5.0 ★Texas Ratio: 5.60% offering 6-Month CD at 3.95% APY, Gardiner Federal Credit UnionGardiner Federal Credit Union420 Brunswick Ave, Gardiner, ME 04345 2836A+5.0 ★Texas Ratio: 0.44% offering Individual Retirement Account (IRA) Certificates & Share Certificates 60 Month at 3.87% APY, Cumberland County Federal Credit UnionCumberland County Federal Credit Union1345 Washington Ave, Portland, ME 04103A+5.0 ★Texas Ratio: 5.16% offering Regular Share Certificate Account 12 Month at 3.87% APY, and KV Federal Credit UnionKV Federal Credit Union316 W River RD, Augusta, ME 04330 3992A+5.0 ★Texas Ratio: 0.82% offering 2 Year Share, IRA & HSA Certificates of Deposit at 3.87% APY.
To help you find the best CD rates in Mapleton, Maine, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 21, 2026
Mapleton, ME CD Rate Trends
Compare local Mapleton, ME CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — ME Avg
1.934%
▼ 1.331 from last week
Maine 12-month CD rates fell 1.331 points this week to 1.934% APY, down from 3.265% last week.
6-Month CD — ME Avg
2.043%
▼ 0.946 from last week
Maine 6-month CD rates fell 0.946 points this week to 2.043% APY, down from 2.989% last week.
As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Mapleton, Maine & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
312 Main St, Saco, ME 04072 1515
IRA and Share Certificate 3 Month Special
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
420 Brunswick Ave, Gardiner, ME 04345 2836
Individual Retirement Account (IRA) Certificates & Share Certificates 3 Month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
27 Pearl St, Portland, ME 04101
6-Month CD
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
420 Brunswick Ave, Gardiner, ME 04345 2836
Individual Retirement Account (IRA) Certificates & Share Certificates 6 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 6 Month
$150,000
3.76%
▼
Rate3.70%
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
$150,000.00 or more
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
6-Month & 1-Year Share Certificates
$0
3.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 6 Month
$50,000
3.66%
▼
Rate3.60%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00 to $149,999.99 APY*
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
6 Month Certificate
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
200 Capitol St, Augusta, ME 04330 6238
6-Month Share Certificates IRAs
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
6 month CD
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
6 Month Term Fixed-Rate Share Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME 04330 3992
6 Month Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
Share Certificates 6 month
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 6 Month
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
$ 1,000.00 to $49,999.99 Rate
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Certificates of Deposit (CDs) - Special Offerings 6 Month Special
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 14, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
100 Minot Ave, Auburn, ME 04210
Individual Retirement Accounts (IRAs) - Special Offerings 6 Month Special
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 14, 2026
Details
Bar Harbor SLA
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
103 Main St, Bar Harbor, ME 04609
6 MONTH CD
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
IRA Certificates 12 month
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
Share Certificates 12 month
$500
4.07%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 12 Month
$150,000
3.87%
▼
Rate3.80%
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
$150,000.00 or more
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
27 Pearl St, Portland, ME 04101
1 Year CD
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
12 Month IRA Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
IRA Certificate 12 Month
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Variable-Rate IRA Share Certificates 12 Month Term
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Wealth Builder IRA Share Certificates 12 Month Term
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
420 Brunswick Ave, Gardiner, ME 04345 2836
Individual Retirement Account (IRA) Certificates & Share Certificates 12 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME 04330 3992
12 Month Share, IRA & HSA Certificates of Deposit
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 12 Month
$50,000
3.76%
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00 to $149,999.99 APY*
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
12 Month Term Fixed-Rate Share Certificates
$1,000
3.75%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
EASY IRA Share Certificate 12 Month Fixed Rate Share Certificates
$1,000
3.72%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Fixed-Rate IRA Share Certificates 12 Month Term
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
1 year Share Certificate
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
IRA Certificates 18 month
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
Share Certificates 18 month
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
18 Month IRA Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
IRA Certificate 18 Month
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME 04330 3992
18 Month Share, IRA & HSA Certificates of Deposit
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Variable-Rate IRA Share Certificates 18 Month Term
$25
3.67%
▼
Rate3.60%
Min Deposit$25
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
18 Month Term Fixed-Rate Share Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
18 Month Variable Rate IRA CD
$500
3.54%
▼
Rate3.48%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Capital Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2010 N Belfast ave, Augusta, ME 04330
CD's (share 18 mo.
$1,000
3.45%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
200 Capitol St, Augusta, ME 04330 6238
18-Month Share Certificates IRAs
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
420 Brunswick Ave, Gardiner, ME 04345 2836
Individual Retirement Account (IRA) Certificates & Share Certificates 24 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME 04330 3992
2 Year Share, IRA & HSA Certificates of Deposit
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
24 Month IRA Certificate
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
IRA Certificate 24 Month
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Variable-Rate IRA Share Certificates 24 Month Term
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Wealth Builder IRA Share Certificates 24 Month Term
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Capital Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2010 N Belfast ave, Augusta, ME 04330
CD's (share 24 mo.
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
24 Month Term Fixed-Rate Share Certificates
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Fixed-Rate IRA Share Certificates 24 Month Term
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
2 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
IRA 2 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 24 Month
$150,000
3.45%
▼
Rate3.40%
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
$150,000.00 or more
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 24 Month
$50,000
3.35%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00 to $149,999.99 APY*
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
200 Capitol St, Augusta, ME 04330 6238
2-Year Share Certificates IRAs
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
IRA Certificates 24 month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
420 Brunswick Ave, Gardiner, ME 04345 2836
Individual Retirement Account (IRA) Certificates & Share Certificates 36 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Wealth Builder IRA Share Certificates 36 Month Term
$1,000
3.67%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
36 Month Term Fixed-Rate Share Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Fixed-Rate IRA Share Certificates 36 Month Term
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME 04330 3992
3 Year Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
3 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
IRA 3 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 36 Month
$150,000
3.45%
▼
Rate3.40%
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
$150,000.00 or more
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 36 Month
$50,000
3.35%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00 to $149,999.99 APY*
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
420 Brunswick Ave, Gardiner, ME 04345 2836
Individual Retirement Account (IRA) Certificates & Share Certificates 48 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Wealth Builder IRA Share Certificates 48 Month Term
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
48 Month Term Fixed-Rate Share Certificates
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Fixed-Rate IRA Share Certificates 48 Month Term
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME 04330 3992
4 Year Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 48 Month
$150,000
3.51%
▼
Rate3.45%
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
$150,000.00 or more
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
4 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
IRA 4 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 48 Month
$50,000
3.40%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00 to $149,999.99 APY*
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 48 Month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
$ 1,000.00 to $49,999.99 Rate
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Gardiner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
420 Brunswick Ave, Gardiner, ME 04345 2836
Individual Retirement Account (IRA) Certificates & Share Certificates 60 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Wealth Builder IRA Share Certificates 60 Month Term
$1,000
3.72%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
60 Month Term Fixed-Rate Share Certificates
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Fixed-Rate IRA Share Certificates 60 Month Term
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
KV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
316 W River RD, Augusta, ME 04330 3992
5 Year Share, IRA & HSA Certificates of Deposit
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
IRA Certificates 60 month
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1000 Central St, Millinocket, ME 04462 2101
Share Certificates 60 month
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 60 Month
$150,000
3.56%
▼
Rate3.50%
Min Deposit$150,000
Min Balance—
UpdatedMar 20, 2026
Details
$150,000.00 or more
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
60 Month CD
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
5 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
IRA 5 Year Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 60 Month
$50,000
3.45%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00 to $149,999.99 APY*
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME 04103
Regular Share Certificate Account 60 Month
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
$ 1,000.00 to $49,999.99 Rate
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.16%
101 Western Ave, Hampden, ME 04444
5 year Certificate
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Mapleton, Maine
Are CD rates in Mapleton, Maine FDIC insured?
Yes, most established banks in Mapleton, Maine are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mapleton, Maine?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mapleton, Maine.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mapleton, Maine may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mapleton, Maine?
Here are recent top rates found for this area:
- Katahdin Federal Credit Union: 4.07% APY (IRA Certificates 12 month)
- Northeast Bank Portland, ME: 3.95% APY (6-Month CD)
- KV Federal Credit Union: 3.87% APY (2 Year Share, IRA & HSA Certificates of Deposit)
- Cumberland County Federal Credit Union: 3.87% APY (Regular Share Certificate Account 12 Month)
- Gardiner Federal Credit Union: 3.87% APY (Individual Retirement Account (IRA) Certificates & Share Certificates 60 Month)
- Central Maine Federal Credit Union: 3.82% APY (Variable-Rate IRA Share Certificates 12 Month Term)
- Town & Country Federal Credit Union: 3.82% APY (12 Month IRA Certificate)
- Saco Valley Credit Union: 3.76% APY (IRA and Share Certificate 3 Month Special)
- Bangor Federal Credit Union: 3.66% APY (1 year Share Certificate)
- Maine Family Federal Credit Union: 3.65% APY (6 Month Certificate)
Rates reflect recent verified offers available in Mapleton, Maine. Last Updated: March 21, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mapleton, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mapleton, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 21, 2026
