Casa Grande, Arizona Best CD Rates October 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Casa Grande, Arizona CD rates range from 0.01% to 4.80% APY, verified by MonitorBankRates as of October 23, 2026. Current Casa Grande, Arizona CD rates include Western State BankWestern State Bank1412 E Florence Blvd, Casa Grande, AZ 85122A5.0 ★Texas Ratio: 6.13%Real return: +0.50%APY minus CPIRate verified Oct 20, 2026 offering 18-mo. CD at 4.20% APY, Vantage West Credit UnionVantage West Credit Union2008 E Florence Blvd, Casa Grande, AZ 85122 5402A+5.0 ★Texas Ratio: 5.26%Real return: +0.36%APY minus CPIRate verified Oct 19, 2026 offering 60 Month CD - Relationship Rate at 4.06% APY, PINAL COUNTYPINAL COUNTY1000 E Florence Blvd, Casa Grande, AZ 85122A+5.0 ★Texas Ratio: 2.54%Real return: +0.10%APY minus CPIRate verified Oct 19, 2026 offering Share Certificate - 2-Year at 3.80% APY, First American Credit UnionFirst American Credit Union1001 N Pinal Ave, Casa Grande, AZ 85122A+5.0 ★Texas Ratio: 1.04%Real return: -0.10%APY minus CPIRate verified Oct 19, 2026 offering 18 Month Promotional Term Share Certificates at 3.60% APY, and Wells FargoWells Fargo1276 E Florence Blvd, Casa Grande, AZ 85122A+5.0 ★Texas Ratio: 5.36%Real return: -2.19%APY minus CPIRate verified Oct 20, 2026 offering Standard Fixed Rate CD 1 year - Relationship at 1.51% APY. CD rates as of October 23, 2026 according to verified data from MonitorBankRates.
Casa Grande has 87 local institutions in our database, with CD rates as high as 4.20% APY from Western State Bank at 1412 E Florence Blvd, Casa Grande, AZ 85122. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Arizona area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 23, 2026
Compare Best CD Rates in Casa Grande, Arizona & the Surrounding Area
Casa Grande 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1276 E Florence Blvd, Casa Grande, AZ 85122
Standard Fixed Rate CD 3 month - Relationship
$2,500
0.06%
▼ 2.53% below Arizona avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 2.53% below avgNationally 2.13%
Details
Relationship rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1276 E Florence Blvd, Casa Grande, AZ 85122
Standard Fixed Rate CD 3 month
$2,500
0.05%
▼ 2.54% below Arizona avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 2.54% below avgNationally 2.13%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 3 Months
$1,000
0.03%
▼ 2.56% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 2.56% below avgNationally 2.13%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 3 Months
$1,000
0.02%
▼ 2.57% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 2.57% below avgNationally 2.13%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 3 Months
$1,000
0.01%
▼ 2.58% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 2.58% below avgNationally 2.13%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month Certificate of Deposit
$0
4.58%
▲ 1.99% above Arizona avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average2.59%▲ 1.99% above avgNationally 2.13%
Details
Balance: Up to $99,999.99; Minimum $1,000 required for all CDs; early withdrawal penalty applies if not held to maturity; Assumes no compounding, interest paid annually or at maturity
Rate History
1 change since Sep 27, 2026 · 4.32% → 4.58% ▲ 0.26 pts · high 4.58% / low 4.32%
- Oct 3, 20264.58%▲ from 4.32%
- Sep 27, 20264.32%first recorded
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
3 Month Share Certificate
$0
4.06%
▲ 1.47% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.59%▲ 1.47% above avgNationally 2.13%
Details
Balance: $10,000 - up; New Certificates
Rate History
1 change since Sep 14, 2026 · 3.29% → 4.06% ▲ 0.77 pts · high 4.06% / low 3.29%
- Oct 13, 20264.06%▲ from 3.29%
- Sep 14, 20263.29%first recorded
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Platinum Loyalty Tier
$0
4.06%
▲ 1.47% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.47% above avgNationally 2.13%
Details
Loyalty Program Platinum Tier; Interest Rate is Base Interest Rate + 0.50%
Rate History
No change since Oct 20, 2026 · 4.06% APY
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 3 Month
$500
4.05%
▲ 1.46% above Arizona avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.59%▲ 1.46% above avgNationally 2.13%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
1 change since Oct 22, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
- Oct 23, 20264.05%▲ from 4.00%
- Oct 22, 20264.00%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 3-Month and 6-Month Certificate
$1,000
4.00%
▲ 1.41% above Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.41% above avgNationally 2.13%
Details
Limited time promotional yield on new certificates; IRA share certificates do not qualify; no additional deposits; substantial early withdrawal penalty applies
Rate History
No change since Oct 20, 2026 · 4.00% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 3-Month Share Certificate
$0
4.00%
▲ 1.41% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.41% above avgNationally 2.13%
Details
Limited time promotional yield; APY calculated on a 3.93% base rate; new certificates only; membership eligibility required; IRA share certificates do not qualify; no additional deposits during term; rolls over to 3-Month Certificate at available rates
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 5 times
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Gold Loyalty Tier
$0
3.96%
▲ 1.37% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.37% above avgNationally 2.13%
Details
Loyalty Program Gold Tier; Interest Rate is Base Interest Rate + 0.40%
Rate History
No change since Oct 20, 2026 · 3.96% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
3 Month Business CDs
$500
3.90%
▲ 1.31% above Arizona avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▲ 1.31% above avgNationally 2.13%
Details
Interest paid at maturity; Ability to fund throughout the term; IRA funds eligible; No penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.90% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
3 Month Stearns Salaam CD
$500
3.90%
▲ 1.31% above Arizona avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▲ 1.31% above avgNationally 2.13%
Details
Expected Profit Rate 3.85%; Expected Annual % Yield 3.90%; Profit paid at maturity; No discount may be applied for early withdrawal; Ability to fund throughout the term; Rates current as of 10/1/2026
Rate History
No change since Oct 22, 2026 · 3.90% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Standard CD - 3 months
$500
3.90%
▲ 1.31% above Arizona avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▲ 1.31% above avgNationally 2.13%
Details
Interest paid at maturity; Ability to fund throughout the term; IRA funds are eligible; No penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.90% APY
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3-Month Time Deposit Account Special Offer
$500
3.85%
▲ 1.26% above Arizona avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.26% above avgNationally 2.13%
Details
Balance: under $100k; Limited time special offer; Effective Date: 10/19/2026; Not available for individual retirement or business accounts; Apply online
Rate History
No change since Oct 20, 2026 · 3.85% APY
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 3 Month (91 Day) CD
$500
3.85%
▲ 1.26% above Arizona avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.26% above avgNationally 2.13%
Details
Balance: $99,999.01 or more; Payment Frequency: Maturity
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60%
- Oct 14, 20263.85%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Silver Loyalty Tier
$0
3.85%
▲ 1.26% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.26% above avgNationally 2.13%
Details
Loyalty Program Silver Tier; Interest Rate is Base Interest Rate + 0.30%
Rate History
No change since Oct 20, 2026 · 3.85% APY
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 3 Month (91 Day) CD
$500
3.80%
▲ 1.21% above Arizona avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.21% above avgNationally 2.13%
Details
Balance: $500 - $99,999; Payment Frequency: Maturity
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.80% ▲ 0.20 pts · high 3.80% / low 3.60%
- Oct 14, 20263.80%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD - Bronze Loyalty Tier
$0
3.75%
▲ 1.16% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 1.16% above avgNationally 2.13%
Details
Loyalty Program Bronze Tier; Interest Rate is Base Interest Rate + 0.20%
Rate History
No change since Oct 20, 2026 · 3.75% APY
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
90 Day Certificates of Deposit
$500
3.75%
▲ 1.16% above Arizona avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average2.59%▲ 1.16% above avgNationally 2.13%
Details
Subject to early withdrawal penalties
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 7 times
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
90 Day IRA Certificates of Deposit
$0
3.75%
▲ 1.16% above Arizona avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average2.59%▲ 1.16% above avgNationally 2.13%
Details
IRA; Subject to early withdrawal penalties
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 3 times
Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3 Month CD
$0
3.55%
▲ 0.96% above Arizona avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 0.96% above avgNationally 2.13%
Details
Base rate (Consumer Rate Sheet)
Rate History
1 change since Sep 15, 2026 · 3.29% → 3.55% ▲ 0.26 pts · high 3.55% / low 3.29%
- Sep 27, 20263.55%▲ from 3.29%
- Sep 15, 20263.29%first recorded
Southeastern Arizona Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3 Month Share Certificate
$0
3.55%
▲ 0.96% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 15, 2026
Arizona Average2.59%▲ 0.96% above avgNationally 2.13%
Details
Rate History
No change since Oct 15, 2026 · 3.55% APY
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
3 Month Share Certificate - Renewal
$0
3.55%
▲ 0.96% above Arizona avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.59%▲ 0.96% above avgNationally 2.13%
Details
Balance: $10,000 - up; Renewals
Rate History
No change since Oct 15, 2026 · 3.55% APY · checked 2 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
3 Month Certificates of Deposit
$0
3.50%
▲ 0.91% above Arizona avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▲ 0.91% above avgNationally 2.13%
Details
Minimum Balance $500
Rate History
No change since Oct 20, 2026 · 3.50% APY · checked 2 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
CD - 3 months
$0
3.50%
▲ 0.91% above Arizona avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▲ 0.91% above avgNationally 2.13%
Details
Accurate as of 09/30/2026
Rate History
No change since Oct 2, 2026 · 3.50% APY · checked 4 times
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 3 Months
$0
3.50%
▲ 0.91% above Arizona avg
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.59%▲ 0.91% above avgNationally 2.13%
Details
Dividend Rate 3.455%; Share Certificate Rates current as of October 23, 2026
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
- Oct 13, 20263.50%▲ from 3.40%
- Sep 14, 20263.40%first recorded
First Internet Bank of Indiana
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
3 Month Certificate of Deposit
$0
3.40%
▲ 0.81% above Arizona avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▲ 0.81% above avgNationally 2.13%
Details
Interest compounded monthly; early withdrawal penalty of 90 days worth of interest; automatically renews for same term with 10-day grace period
Rate History
1 change since Sep 9, 2026 · 3.14% → 3.40% ▲ 0.26 pts · high 3.40% / low 3.14%
- Oct 22, 20263.40%▲ from 3.14%
- Sep 9, 20263.14%first recorded
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3-Month Certificate
$25,000
3.15%
▲ 0.56% above Arizona avg
▼
Rate3.10%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 0.56% above avgNationally 2.13%
Details
Source shows $25,000 min. deposit; the $100,000 figure and 'Jumbo' label are not in the source
Rate History
2 changes since Sep 15, 2026 · 2.96% → 3.15% ▲ 0.19 pts · high 3.15% / low 2.96%
- Oct 14, 20263.15%▲ from 3.05%
- Sep 18, 20263.05%▲ from 2.96%
- Sep 15, 20262.96%first recorded
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Jumbo 3-Month Certificate
$100,000
3.15%
▲ 0.56% above Arizona avg
▼
Rate3.10%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 0.56% above avgNationally 2.13%
Details
$100,000 min. deposit (Jumbo)
Rate History
No change since Oct 20, 2026 · 3.15% APY
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3-Month Certificate
$50,000
3.10%
▲ 0.51% above Arizona avg
▼
Rate3.06%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 0.51% above avgNationally 2.13%
Details
$50,000 min. deposit
Rate History
2 changes since Sep 15, 2026 · 2.96% → 3.10% ▲ 0.14 pts · high 3.10% / low 2.96%
- Oct 14, 20263.10%▲ from 3.05%
- Sep 18, 20263.05%▲ from 2.96%
- Sep 15, 20262.96%first recorded
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3-Month Certificate
$25,000
3.05%
▲ 0.46% above Arizona avg
▼
Rate3.01%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 0.46% above avgNationally 2.13%
Details
$25,000 min. deposit; Rates for California; Effective Date: 02/04/2026
Rate History
1 change since Sep 15, 2026 · 2.96% → 3.05% ▲ 0.09 pts · high 3.05% / low 2.96%
- Sep 18, 20263.05%▲ from 2.96%
- Sep 15, 20262.96%first recorded
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3-Month Certificate
$0
3.01%
▲ 0.42% above Arizona avg
▼
Rate3.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 0.42% above avgNationally 2.13%
Details
Dividend rate only; no APY printed in source table; $25,000 min. deposit
Rate History
2 changes since Sep 15, 2026 · 2.96% → 3.01% ▲ 0.05 pts · high 3.01% / low 2.96%
- Oct 14, 20263.01%▲ from 3.00%
- Sep 18, 20263.00%▲ from 2.96%
- Sep 15, 20262.96%first recorded
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3-Month Certificate
$1,000
3.00%
▲ 0.41% above Arizona avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▲ 0.41% above avgNationally 2.13%
Details
Share Certificate Rates; Effective Date: 02/04/2026; Rates for California
Rate History
1 change since Sep 15, 2026 · 2.96% → 3.00% ▲ 0.04 pts · high 3.00% / low 2.96%
- Sep 18, 20263.00%▲ from 2.96%
- Sep 15, 20262.96%first recorded
Southwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3 Month Certificate of Deposit
$1,000
3.00%
▲ 0.41% above Arizona avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.59%▲ 0.41% above avgNationally 2.13%
Details
Rates fixed for term; minimum daily balance of $1,000 to obtain disclosed APY
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 9 times
Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
3 Month Certificate
$25,000
3.00%
▲ 0.41% above Arizona avg
▼
Rate2.96%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.59%▲ 0.41% above avgNationally 2.13%
Details
Dividends compounded monthly; dividends credited monthly; dividend period: term of account
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 2 times
Coconino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
3 Month Certificate
$2,000
2.75%
▲ 0.16% above Arizona avg
▼
Rate2.71%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.59%▲ 0.16% above avgNationally 2.13%
Details
Dividends compounded monthly; dividends credited monthly; dividend period: term of account
Rate History
No change since Oct 22, 2026 · 2.75% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Month Share Certificate
$1,000
2.00%
▼ 0.59% below Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 0.59% below avgNationally 2.13%
Details
Not available for IRA Certificates
Rate History
2 changes since Sep 18, 2026 · 2.00% → 2.00% ▼ 0.00 pts · high 4.00% / low 2.00%
- Oct 20, 20262.00%▼ from 4.00%
- Sep 24, 20264.00%▲ from 2.00%
- Sep 18, 20262.00%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Month Short-Term Certificate
$0
1.55%
▼ 1.04% below Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 1.04% below avgNationally 2.13%
Details
Balance: $100,000.00 and over; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 1.55% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Month Short-Term Certificate
$0
1.50%
▼ 1.09% below Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 1.09% below avgNationally 2.13%
Details
Balance: $1,000.00 - $19,999.99; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 1.50% APY
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Month Certificate
$1,000
0.60%
▼ 1.99% below Arizona avg
▼
Rate0.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.59%▼ 1.99% below avgNationally 2.13%
Details
Balance: $100,000+; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 0.60% APY · checked 5 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Month Certificate
$1,000
0.55%
▼ 2.04% below Arizona avg
▼
Rate0.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.59%▼ 2.04% below avgNationally 2.13%
Details
Balance: $25,000.00 - $49,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 0.55% APY · checked 5 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Month Certificate
$1,000
0.50%
▼ 2.09% below Arizona avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.59%▼ 2.09% below avgNationally 2.13%
Details
Balance: $10,000.00 - $24,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 0.50% APY · checked 5 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Month Certificate
$1,000
0.45%
▼ 2.14% below Arizona avg
▼
Rate0.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.59%▼ 2.14% below avgNationally 2.13%
Details
Balance: $1,000.00 - $9,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 0.45% APY · checked 5 times
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
3 Month Fixed Rate Certificates of Deposit
$1,000
0.10%
▼ 2.49% below Arizona avg
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▼ 2.49% below avgNationally 2.13%
Details
Tier: $90,000+; Renewal Term: 3 Months
Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 5 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
90 Day Standard CD Products
$1,000
0.06%
▼ 2.53% below Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.59%▼ 2.53% below avgNationally 2.13%
Details
Balance: $100,000 or more
Rate History
No change since Oct 14, 2026 · 0.06% APY · checked 2 times
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
3 Month Fixed Rate Certificates of Deposit
$1,000
0.05%
▼ 2.54% below Arizona avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.59%▼ 2.54% below avgNationally 2.13%
Details
Tier: $1,000+; Renewal Term: 3 Months
Rate History
1 change since Sep 24, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05%
- Oct 7, 20260.05%▼ from 0.10%
- Sep 24, 20260.10%first recorded
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3 Month IRA Certificate of Deposit
$0
0.05%
▼ 2.54% below Arizona avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.59%▼ 2.54% below avgNationally 2.13%
Details
Balance: $1,000 and over to obtain APY; rates shown by ZIP code
Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 2 times
BMO Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
3 Month Standard CD
$1,000
0.05%
▼ 2.54% below Arizona avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.59%▼ 2.54% below avgNationally 2.13%
Details
Balance: up to $100,000; Rates for ZIP code 60603
Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 2 times
Casa Grande 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
6 Month CD - Relationship Rate
$0
3.96%
▲ 0.78% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.78% above avgNationally 2.78%
Details
Relationship Rate; requires qualifying consumer checking, $750 monthly direct deposit, and $10,000 aggregate balance
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
6 Month CD
$0
3.70%
▲ 0.52% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.52% above avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 8 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 6-Month
$0
3.50%
▲ 0.32% above Arizona avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.32% above avgNationally 2.78%
Details
Balance: $25,000 & Over; Dividends paid at maturity
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 2 times
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1001 N Pinal Ave, Casa Grande, AZ 85122
6 Month Term Share Certificates
$500
3.00%
▼ 0.18% below Arizona avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▼ 0.18% below avgNationally 2.78%
Details
Minimum $500
Rate History
No change since Oct 13, 2026 · 3.00% APY · checked 2 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 6-Month
$0
3.00%
▼ 0.18% below Arizona avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▼ 0.18% below avgNationally 2.78%
Details
Balance: $10,000 - $24,999; Dividends paid at maturity
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 2 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 6-Month
$0
2.50%
▼ 0.68% below Arizona avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▼ 0.68% below avgNationally 2.78%
Details
Balance: $500 - $9,999; Dividends paid at maturity
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1276 E Florence Blvd, Casa Grande, AZ 85122
Standard Fixed Rate CD 6 month - Relationship
$2,500
0.06%
▼ 3.12% below Arizona avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.12% below avgNationally 2.78%
Details
Relationship rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1276 E Florence Blvd, Casa Grande, AZ 85122
Standard Fixed Rate CD 6 month
$2,500
0.05%
▼ 3.13% below Arizona avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.13% below avgNationally 2.78%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 6 Months
$1,000
0.03%
▼ 3.15% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.15% below avgNationally 2.78%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 6 Months
$250
0.03%
▼ 3.15% below Arizona avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.15% below avgNationally 2.78%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 6 Months
$1,000
0.02%
▼ 3.16% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.16% below avgNationally 2.78%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 6 Months
$250
0.02%
▼ 3.16% below Arizona avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.16% below avgNationally 2.78%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 6 Months
$1,000
0.01%
▼ 3.17% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.17% below avgNationally 2.78%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 6 Months
$250
0.01%
▼ 3.17% below Arizona avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▼ 3.17% below avgNationally 2.78%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
6 Month Certificate of Deposit
$0
4.30%
▲ 1.12% above Arizona avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.18%▲ 1.12% above avgNationally 2.78%
Details
Balance: Up to $99,999.99; Minimum $1,000 required for all CDs; early withdrawal penalty applies if not held to maturity; Assumes no compounding, interest paid annually or at maturity
Rate History
1 change since Sep 27, 2026 · 4.04% → 4.30% ▲ 0.26 pts · high 4.30% / low 4.04%
- Oct 3, 20264.30%▲ from 4.04%
- Sep 27, 20264.04%first recorded
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
6 Month GOLDWATER LIQUID CD
$0
4.25%
▲ 1.07% above Arizona avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.18%▲ 1.07% above avgNationally 2.78%
Details
Term: 6 Month Liquid CD - no penalty; No penalty liquid CD; Subject to early withdrawal penalties
Rate History
1 change since Sep 24, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
- Oct 20, 20264.25%▲ from 3.90%
- Sep 24, 20263.90%first recorded
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 6 Month
$500
4.15%
▲ 0.97% above Arizona avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.97% above avgNationally 2.78%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
1 change since Oct 22, 2026 · 4.25% → 4.15% ▼ 0.10 pts · high 4.25% / low 4.15%
- Oct 23, 20264.15%▼ from 4.25%
- Oct 22, 20264.25%first recorded
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 6 Months
$0
4.15%
▲ 0.97% above Arizona avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.97% above avgNationally 2.78%
Details
Share Certificate Rates current as of October 23, 2026
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.15% ▲ 0.05 pts · high 4.15% / low 4.10%
- Oct 13, 20264.15%▲ from 4.10%
- Sep 14, 20264.10%first recorded
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
6 Month Share Certificate
$0
4.14%
▲ 0.96% above Arizona avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.96% above avgNationally 2.78%
Details
Balance: $2,500 - $9,999.99; New Certificates
Rate History
1 change since Sep 29, 2026 · 3.53% → 4.14% ▲ 0.61 pts · high 4.14% / low 3.53%
- Oct 13, 20264.14%▲ from 3.53%
- Sep 29, 20263.53%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-Month Business CD
$2,500
4.10%
▲ 0.92% above Arizona avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.18%▲ 0.92% above avgNationally 2.78%
Details
APY accurate as of 10/22/2026; maximum deposit $10 million; not available for public units; limited-time offer; early withdrawal penalties apply
Rate History
No change since Oct 14, 2026 · 4.10% APY · checked 3 times
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-Month CD
$2,500
4.10%
▲ 0.92% above Arizona avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.18%▲ 0.92% above avgNationally 2.78%
Details
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
- Oct 10, 20264.10%▲ from 3.70%
- Sep 14, 20263.70%first recorded
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
6 Month Jumbo Certificate
$100,000
4.05%
▲ 0.87% above Arizona avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.87% above avgNationally 2.78%
Details
APY as high as 4.05%; Rate type: Fixed; Terms available from six months to five years; Contact us to open
Rate History
1 change since Sep 18, 2026 · 3.55% → 4.05% ▲ 0.50 pts · high 4.05% / low 3.55%
- Oct 10, 20264.05%▲ from 3.55%
- Sep 18, 20263.55%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
Limited Time 6-Month Share Certificate
$0
4.00%
▲ 0.82% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▲ 0.82% above avgNationally 2.78%
Details
Limited time promotional yield; APY calculated on a 3.93% base rate; new certificates only; membership eligibility required; IRA share certificates do not qualify; no additional deposits during term; rolls over to 6-Month Certificate at available rates
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 5 times
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
6 Month Business Certificate
$500
4.00%
▲ 0.82% above Arizona avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.82% above avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Certificate - 6 Months
$500
4.00%
▲ 0.82% above Arizona avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.82% above avgNationally 2.78%
Details
Rate History
No change since Oct 10, 2026 · 4.00% APY · checked 2 times
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
IRA Certificate - 6 Months
$500
4.00%
▲ 0.82% above Arizona avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.82% above avgNationally 2.78%
Details
Rate History
No change since Oct 10, 2026 · 4.00% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
180 Day Business Certificate
$500
4.00%
▲ 0.82% above Arizona avg
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.18%▲ 0.82% above avgNationally 2.78%
Details
Rate History
No change since Oct 19, 2026 · 4.00% APY · checked 2 times
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
6 Month Promo CD
$500
3.95%
▲ 0.77% above Arizona avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.77% above avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 7 times
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
6 Month Business CDs
$500
3.94%
▲ 0.76% above Arizona avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.18%▲ 0.76% above avgNationally 2.78%
Details
Interest paid at maturity; Ability to fund throughout the term; IRA funds eligible; No penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.94% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
6 Month Stearns Salaam CD
$500
3.94%
▲ 0.76% above Arizona avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.18%▲ 0.76% above avgNationally 2.78%
Details
Expected Profit Rate 3.90%; Expected Annual % Yield 3.94%; Profit paid at maturity; No discount may be applied for early withdrawal; Ability to fund throughout the term; Rates current as of 10/1/2026
Rate History
No change since Oct 22, 2026 · 3.94% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Standard CD - 6 months
$500
3.94%
▲ 0.76% above Arizona avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.18%▲ 0.76% above avgNationally 2.78%
Details
Interest paid at maturity; Ability to fund throughout the term; IRA funds are eligible; No penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.94% APY
Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Certificate - 6 Months
$0
3.85%
▲ 0.67% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.67% above avgNationally 2.78%
Details
Effective Date: October 9, 2026; Interest paid monthly; Early withdrawal penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.82% → 3.85% ▲ 0.03 pts · high 3.85% / low 3.82%
- Oct 19, 20263.85%▲ from 3.82%
- Sep 14, 20263.82%first recorded
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificate Account - 6 months
$0
3.85%
▲ 0.67% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.67% above avgNationally 2.78%
Details
Balance: $50,000 tier
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
180 Day Share Certificate
$500
3.85%
▲ 0.67% above Arizona avg
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.18%▲ 0.67% above avgNationally 2.78%
Details
Share/IRA certificate; also applies to Traditional IRA Certificates and Roth IRA Certificates
Rate History
No change since Oct 19, 2026 · 3.85% APY · checked 2 times
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Certificate of Deposit - 6 Month
$0
3.85%
▲ 0.67% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.67% above avgNationally 2.78%
Details
Rate History
No change since Oct 19, 2026 · 3.85% APY
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 6 Month (182 Day) CD
$500
3.84%
▲ 0.66% above Arizona avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▲ 0.66% above avgNationally 2.78%
Details
Balance: $99,999.01 or more; Payment Frequency: Maturity
Rate History
1 change since Sep 14, 2026 · 3.58% → 3.84% ▲ 0.26 pts · high 3.84% / low 3.58%
- Oct 14, 20263.84%▲ from 3.58%
- Sep 14, 20263.58%first recorded
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
6 Month Share Certificate - Renewal
$0
3.84%
▲ 0.66% above Arizona avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.66% above avgNationally 2.78%
Details
Balance: $2,500 - $9,999.99; Renewals
Rate History
No change since Oct 15, 2026 · 3.84% APY · checked 2 times
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
6 Month Certificate of Deposit
$500
3.82%
▲ 0.64% above Arizona avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.64% above avgNationally 2.78%
Details
Balance: $500.00 to $49,999.99; Dividend paid monthly; early withdrawal penalty may apply
Rate History
No change since Oct 12, 2026 · 3.82% APY · checked 3 times
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
6 Month Certificate
$1,000
3.82%
▲ 0.64% above Arizona avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.64% above avgNationally 2.78%
Details
Effective Date: Monday, October 19th, 2026
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 10 times
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Certificate Account - 6 Months
$0
3.80%
▲ 0.62% above Arizona avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.62% above avgNationally 2.78%
Details
Balance: $50,000 - $99,999; Liquid Certificate available for 6-month term; Unlimited deposits and 2 penalty-free withdrawals; Dividends paid quarterly
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
6 Month Certificate
$1,000
3.80%
▲ 0.62% above Arizona avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.62% above avgNationally 2.78%
Details
Balance: $100,000+; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 5 times
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificate Account - 6 months
$0
3.80%
▲ 0.62% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.62% above avgNationally 2.78%
Details
Balance: $25,000 tier
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 8 times
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 6 Month (182 Day) CD
$500
3.79%
▲ 0.61% above Arizona avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▲ 0.61% above avgNationally 2.78%
Details
Balance: $500 - $99,999; Payment Frequency: Maturity
Rate History
1 change since Sep 14, 2026 · 3.58% → 3.79% ▲ 0.21 pts · high 3.79% / low 3.58%
- Oct 14, 20263.79%▲ from 3.58%
- Sep 14, 20263.58%first recorded
First Western Bank & Trust
Institution Rating:
A-5.0 ★Texas Ratio: 15.55%
6 Month CD
$2,500
3.79%
▲ 0.61% above Arizona avg
▼
Rate3.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.18%▲ 0.61% above avgNationally 2.78%
Details
Special rate as of October 16, 2026; APY effective as of October 16, 2026; $2,500.00 minimum balance required to open and obtain APY
Rate History
1 change since Oct 14, 2026 · 3.78% → 3.79% ▲ 0.01 pts · high 3.79% / low 3.78%
- Oct 20, 20263.79%▲ from 3.78%
- Oct 14, 20263.78%first recorded
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
180 Day Certificates of Deposit
$500
3.75%
▲ 0.57% above Arizona avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.18%▲ 0.57% above avgNationally 2.78%
Details
Subject to early withdrawal penalties
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 7 times
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
180 Day IRA Certificates of Deposit
$0
3.75%
▲ 0.57% above Arizona avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.18%▲ 0.57% above avgNationally 2.78%
Details
IRA; Subject to early withdrawal penalties
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 3 times
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Certificate Account - 6 Months
$0
3.75%
▲ 0.57% above Arizona avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.57% above avgNationally 2.78%
Details
Balance: $15,000 - $29,999; Liquid Certificate available for 6-month term; Unlimited deposits and 2 penalty-free withdrawals; Dividends paid quarterly
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Mohave Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
6 Month Term Certificate
$500
3.75%
▲ 0.57% above Arizona avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.18%▲ 0.57% above avgNationally 2.78%
Details
over $50,000; Balance: over $50,000; Term Certificate (over $50,000)
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 2 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
6 Month Certificate
$1,000
3.75%
▲ 0.57% above Arizona avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.57% above avgNationally 2.78%
Details
Balance: $25,000.00 - $49,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.75% APY · checked 5 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
6 Month Business Share Certificates
$0
3.75%
▲ 0.57% above Arizona avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.18%▲ 0.57% above avgNationally 2.78%
Details
Minimum balance tier: $100,000
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 10 times
Casa Grande 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
12 Month CD - Relationship Rate
$0
3.76%
▲ 0.41% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.41% above avgNationally 2.99%
Details
Relationship Rate; requires qualifying consumer checking, $750 monthly direct deposit, and $10,000 aggregate balance
Rate History
No change since Sep 14, 2026 · 3.76% APY · checked 6 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 1-Year
$0
3.75%
▲ 0.40% above Arizona avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.40% above avgNationally 2.99%
Details
Balance: $25,000 & Over; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
12 Month CD
$0
3.50%
▲ 0.15% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.15% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 1-Year
$0
3.25%
▼ 0.10% below Arizona avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▼ 0.10% below avgNationally 2.99%
Details
Balance: $10,000 - $24,999; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 2 times
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1001 N Pinal Ave, Casa Grande, AZ 85122
12 Month Term Share Certificates
$1,000
3.20%
▼ 0.15% below Arizona avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▼ 0.15% below avgNationally 2.99%
Details
Minimum $1,000
Rate History
No change since Oct 13, 2026 · 3.20% APY · checked 2 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 1-Year
$0
3.00%
▼ 0.35% below Arizona avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▼ 0.35% below avgNationally 2.99%
Details
Balance: $1,000 - $9,999; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 2 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1276 E Florence Blvd, Casa Grande, AZ 85122
Standard Fixed Rate CD 1 year - Relationship
$2,500
1.51%
▼ 1.84% below Arizona avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 1.84% below avgNationally 2.99%
Details
Relationship rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 27, 2026 · 1.51% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1276 E Florence Blvd, Casa Grande, AZ 85122
Standard Fixed Rate CD 1 year
$2,500
1.50%
▼ 1.85% below Arizona avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 1.85% below avgNationally 2.99%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 12 Months
$1,000
0.03%
▼ 3.32% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 3.32% below avgNationally 2.99%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 12 Months
$250
0.03%
▼ 3.32% below Arizona avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 3.32% below avgNationally 2.99%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 12 Months
$1,000
0.02%
▼ 3.33% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 3.33% below avgNationally 2.99%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 12 Months
$250
0.02%
▼ 3.33% below Arizona avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 3.33% below avgNationally 2.99%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 12 Months
$1,000
0.01%
▼ 3.34% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 3.34% below avgNationally 2.99%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 12 Months
$250
0.01%
▼ 3.34% below Arizona avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▼ 3.34% below avgNationally 2.99%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
12-Month LifeStage Certificate
$500
4.50%
▲ 1.15% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 1.15% above avgNationally 2.99%
Details
Ages: 0-23; Available to qualifying members ages 0-23. Earns an additional 0.25% APY over the regular 12-Month Certificate rate, up to a maximum balance of $2,000.; Rates as of September 23, 2026
Rate History
No change since Oct 13, 2026 · 4.50% APY · checked 2 times
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 12 Months
$0
4.45%
▲ 1.10% above Arizona avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 1.10% above avgNationally 2.99%
Details
Share Certificate Rates current as of October 23, 2026
Rate History
1 change since Sep 14, 2026 · 4.20% → 4.45% ▲ 0.25 pts · high 4.45% / low 4.20%
- Oct 13, 20264.45%▲ from 4.20%
- Sep 14, 20264.20%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.00% above Arizona avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▲ 1.00% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 6 times
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12-Month Business CD
$500
4.30%
▲ 0.95% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.35%▲ 0.95% above avgNationally 2.99%
Details
APY accurate as of 10/22/2026; maximum deposit $10 million; not available for public units; limited-time offer; early withdrawal penalties apply
Rate History
No change since Oct 14, 2026 · 4.30% APY · checked 3 times
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12-Month CD
$500
4.30%
▲ 0.95% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.35%▲ 0.95% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 10, 20264.30%▲ from 3.80%
- Sep 14, 20263.80%first recorded
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Year Business Certificate
$500
4.30%
▲ 0.95% above Arizona avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.35%▲ 0.95% above avgNationally 2.99%
Details
Rate History
No change since Oct 19, 2026 · 4.30% APY · checked 2 times
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Certificate of Deposit - 12 Month
$0
4.30%
▲ 0.95% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.95% above avgNationally 2.99%
Details
Rate History
No change since Oct 19, 2026 · 4.30% APY
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
12 Month Share Certificate
$0
4.25%
▲ 0.90% above Arizona avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.90% above avgNationally 2.99%
Details
Balance: $2,500 - $9,999.99; New Certificates
Rate History
1 change since Sep 29, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
- Oct 13, 20264.25%▲ from 3.75%
- Sep 29, 20263.75%first recorded
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
12-Month Certificate
$500
4.25%
▲ 0.90% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.90% above avgNationally 2.99%
Details
Rates as of September 23, 2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Sep 29, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
1 Year Share Certificate
$500
4.25%
▲ 0.90% above Arizona avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.35%▲ 0.90% above avgNationally 2.99%
Details
Share/IRA certificate; also applies to Traditional IRA Certificates and Roth IRA Certificates
Rate History
No change since Oct 19, 2026 · 4.25% APY · checked 2 times
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12 Month Certificate of Deposit
$500
4.20%
▲ 0.85% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.35%▲ 0.85% above avgNationally 2.99%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
- Oct 2, 20264.20%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
12 Month Certificates of Deposit
$500
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
Subject to early withdrawal penalties
Rate History
1 change since Sep 24, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 14, 20264.15%▲ from 4.00%
- Sep 24, 20264.00%first recorded
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
12 Month IRA Certificates of Deposit
$0
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
IRA; Subject to early withdrawal penalties
Rate History
No change since Oct 14, 2026 · 4.15% APY · checked 3 times
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 1 Year
$500
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
1 change since Oct 22, 2026 · 4.50% → 4.15% ▼ 0.35 pts · high 4.50% / low 4.15%
- Oct 23, 20264.15%▼ from 4.50%
- Oct 22, 20264.50%first recorded
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
12 Month Promo CD
$500
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
12 Month Business Certificate
$500
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Certificate - 12 Months
$500
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Oct 10, 2026 · 4.15% APY · checked 2 times
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
IRA Certificate - 12 Months
$500
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Oct 10, 2026 · 4.15% APY · checked 2 times
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Youth Certificate - 12 Months
$500
4.15%
▲ 0.80% above Arizona avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Oct 10, 2026 · 4.15% APY · checked 2 times
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
12 Month Certificate of Deposit
$500
4.12%
▲ 0.77% above Arizona avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.77% above avgNationally 2.99%
Details
Balance: $500.00 to $49,999.99; Dividend paid monthly; early withdrawal penalty may apply
Rate History
No change since Oct 12, 2026 · 4.12% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Short-Term Certificate
$0
4.10%
▲ 0.75% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▲ 0.75% above avgNationally 2.99%
Details
Balance: $100,000.00 and over; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 4.10% APY
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
12 Month Certificate
$500
4.08%
▲ 0.73% above Arizona avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.73% above avgNationally 2.99%
Details
Effective Date: Monday, October 19th, 2026
Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 10 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificate - 12 Month
$0
4.07%
▲ 0.72% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.72% above avgNationally 2.99%
Details
Minimum daily balance to earn APY: $40,000; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 4.07% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 12 Month
$0
4.07%
▲ 0.72% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.72% above avgNationally 2.99%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty will or may be imposed
Rate History
3 changes since Sep 14, 2026 · 3.95% → 4.07% ▲ 0.12 pts · high 4.07% / low 3.95%
- Oct 15, 20264.07%▲ from 4.02%
- Oct 5, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
1 Year GOAL Share Certificate
$25
4.07%
▲ 0.72% above Arizona avg
▼
Rate4.00%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.72% above avgNationally 2.99%
Details
Balance: $25-$1,000; A minimum of $25 is required to establish this share certificate
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 9 times
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
12 Month Share Certificate - IRA (Pd Qtrly)
$0
4.06%
▲ 0.71% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.71% above avgNationally 2.99%
Details
Required Amount: IRA (Pd Qtrly); New Certificates; IRA dividends paid quarterly
Rate History
1 change since Sep 14, 2026 · 3.96% → 4.06% ▲ 0.10 pts · high 4.06% / low 3.96%
- Oct 15, 20264.06%▲ from 3.96%
- Sep 14, 20263.96%first recorded
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
12 Month Share Certificate - IRA Renewal
$0
4.06%
▲ 0.71% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.71% above avgNationally 2.99%
Details
Required Amount: IRA (Pd Qtrly); Renewals; IRA dividends paid quarterly
Rate History
No change since Oct 23, 2026 · 4.06% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Short-Term Certificate
$0
4.05%
▲ 0.70% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▲ 0.70% above avgNationally 2.99%
Details
Balance: $1,000.00 - $19,999.99; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 4.05% APY
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
12 Month Certificate
$0
4.05%
▲ 0.70% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.70% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
- Oct 5, 20264.05%▲ from 3.90%
- Sep 14, 20263.90%first recorded
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
IRA Certificate 12-Month
$2,000
4.05%
▲ 0.70% above Arizona avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.70% above avgNationally 2.99%
Details
IRA Certificate; Rates as of September 23, 2026
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month EasyStart Certificate
$50
4.00%
▲ 0.65% above Arizona avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.35%▲ 0.65% above avgNationally 2.99%
Details
Share, IRA, ESA; Rates as of Oct 19, 2026 ET
Rate History
No change since Oct 20, 2026 · 4.00% APY
First Internet Bank of Indiana
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
12 Month Certificate of Deposit
$0
4.00%
▲ 0.65% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.35%▲ 0.65% above avgNationally 2.99%
Details
Interest rate 3.93%; APY based on interest remaining in account until maturity; interest compounded monthly; early withdrawal penalty 180 days of interest; 60 day hold on ACH funds
Rate History
1 change since Sep 9, 2026 · 3.67% → 4.00% ▲ 0.33 pts · high 4.00% / low 3.67%
- Oct 22, 20264.00%▲ from 3.67%
- Sep 9, 20263.67%first recorded
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
12 Month Certificate of Deposit
$0
4.00%
▲ 0.65% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.35%▲ 0.65% above avgNationally 2.99%
Details
Balance: Up to $99,999.99; Minimum $1,000 required for all CDs; early withdrawal penalty applies if not held to maturity; Assumes no compounding, interest paid annually or at maturity
Rate History
1 change since Sep 27, 2026 · 3.00% → 4.00% ▲ 1.00 pts · high 4.00% / low 3.00%
- Oct 3, 20264.00%▲ from 3.00%
- Sep 27, 20263.00%first recorded
Rim Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
12 Month Share Certificate - Renewal
$0
4.00%
▲ 0.65% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.35%▲ 0.65% above avgNationally 2.99%
Details
Balance: $2,500 - $9,999.99; Renewals
Rate History
No change since Oct 15, 2026 · 4.00% APY · checked 2 times
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1 Year IRA/HSA/CESA
$500
4.00%
▲ 0.65% above Arizona avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.65% above avgNationally 2.99%
Details
Balance: $50,000+; Dividends compounded and credited monthly
Rate History
No change since Oct 1, 2026 · 4.00% APY · checked 3 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1-Year Term CD
$1,000
4.00%
▲ 0.65% above Arizona avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.35%▲ 0.65% above avgNationally 2.99%
Details
Rate History
No change since Oct 19, 2026 · 4.00% APY
Casa Grande 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Western State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1412 E Florence Blvd, Casa Grande, AZ 85122
18-mo. CD
$0
4.20%
▲ 0.89% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▲ 0.89% above avgNationally 2.88%
Details
Homepage promotional banner: Build your savings faster. Earn more with a 11-mo. or 18-mo. CD at 4.20% APY.
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 20, 20264.20%▲ from 4.00%
- Sep 18, 20264.00%first recorded
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1001 N Pinal Ave, Casa Grande, AZ 85122
18 Month Promotional Term Share Certificates
$1,000
3.60%
▲ 0.29% above Arizona avg
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.29% above avgNationally 2.88%
Details
$1,000 minimum - $150,000 maximum; Dividend Rate 3.54%
Rate History
No change since Oct 13, 2026 · 3.60% APY · checked 2 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
18 Month IRA CD
$0
3.60%
▲ 0.29% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.29% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 8 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 18 Months
$1,000
0.03%
▼ 3.28% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▼ 3.28% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 18 Months
$250
0.03%
▼ 3.28% below Arizona avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▼ 3.28% below avgNationally 2.88%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 18 Months
$1,000
0.02%
▼ 3.29% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▼ 3.29% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 18 Months
$250
0.02%
▼ 3.29% below Arizona avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▼ 3.29% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 18 Months
$1,000
0.01%
▼ 3.30% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▼ 3.30% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 18 Months
$250
0.01%
▼ 3.30% below Arizona avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▼ 3.30% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
18-Month Special Certificate
$500
4.50%
▲ 1.19% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 1.19% above avgNationally 2.88%
Details
Special certificate; Rates as of September 23, 2026
Rate History
No change since Oct 13, 2026 · 4.50% APY · checked 2 times
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 18 Months
$0
4.45%
▲ 1.14% above Arizona avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.31%▲ 1.14% above avgNationally 2.88%
Details
Share Certificate Rates current as of October 23, 2026
Rate History
2 changes since Sep 14, 2026 · 4.25% → 4.45% ▲ 0.20 pts · high 4.45% / low 4.25%
- Oct 23, 20264.45%▲ from 4.35%
- Oct 13, 20264.35%▲ from 4.25%
- Sep 14, 20264.25%first recorded
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
18 Month Certificate of Deposit
$500
4.40%
▲ 1.09% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 1.09% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.10% → 4.40% ▲ 1.30 pts · high 4.40% / low 3.10%
- Oct 2, 20264.40%▲ from 3.10%
- Sep 18, 20263.10%first recorded
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
18 Month Certificates of Deposit
$500
4.35%
▲ 1.04% above Arizona avg
▼
Rate4.28%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.31%▲ 1.04% above avgNationally 2.88%
Details
Subject to early withdrawal penalties
Rate History
1 change since Sep 24, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
- Oct 14, 20264.35%▲ from 4.00%
- Sep 24, 20264.00%first recorded
Goldwater Bank
Institution Rating:
C+4.1 ★Texas Ratio: 26.20%
18 Month IRA Certificates of Deposit
$0
4.35%
▲ 1.04% above Arizona avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.31%▲ 1.04% above avgNationally 2.88%
Details
IRA; Subject to early withdrawal penalties
Rate History
No change since Oct 14, 2026 · 4.35% APY · checked 3 times
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Certificate of Deposit - 18 Month
$0
4.35%
▲ 1.04% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 1.04% above avgNationally 2.88%
Details
Rate History
No change since Oct 19, 2026 · 4.35% APY
Alero Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18-Month Promotional Share Certificate
$500
4.27%
▲ 0.96% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.96% above avgNationally 2.88%
Details
Must be funded with New Money from another financial institution; Requires an eligible Fusion Plus Checking Account established when the certificate is opened; Dividends compound daily; Rate is fixed for the 18-month term
Rate History
No change since Oct 22, 2026 · 4.27% APY
Alero Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18-Month Share Certificate
$0
4.27%
▲ 0.96% above Arizona avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.96% above avgNationally 2.88%
Details
Promo Rate; Includes Individual Retirement Account (IRA) Share Certificates and Coverdell Education Savings Account (ESA) Share Certificates; Penalties will apply for early withdrawal of funds
Rate History
No change since Oct 22, 2026 · 4.27% APY
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
18-Month CD
$500
4.25%
▲ 0.94% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.94% above avgNationally 2.88%
Details
Rate History
No change since Oct 10, 2026 · 4.25% APY · checked 4 times
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 1.5 Year
$500
4.20%
▲ 0.89% above Arizona avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.31%▲ 0.89% above avgNationally 2.88%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
1 change since Oct 22, 2026 · 4.50% → 4.20% ▼ 0.30 pts · high 4.50% / low 4.20%
- Oct 23, 20264.20%▼ from 4.50%
- Oct 22, 20264.50%first recorded
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
18 Month Promo CD
$500
4.20%
▲ 0.89% above Arizona avg
▼
Rate4.14%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.89% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 7 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month Short-Term Certificate
$0
4.15%
▲ 0.84% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▲ 0.84% above avgNationally 2.88%
Details
Balance: $100,000.00 and over; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 4.15% APY
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
18 Month Certificate
$0
4.15%
▲ 0.84% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.84% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 5, 20264.15%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month Short-Term Certificate
$0
4.10%
▲ 0.79% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▲ 0.79% above avgNationally 2.88%
Details
Balance: $1,000.00 - $19,999.99; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 4.10% APY
Unison Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
18 Month Certificate of Deposit
$0
4.01%
▲ 0.70% above Arizona avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.70% above avgNationally 2.88%
Details
Rate History
No change since Oct 22, 2026 · 4.01% APY
First Internet Bank of Indiana
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
18 Month Certificate of Deposit
$1,000
4.00%
▲ 0.69% above Arizona avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.69% above avgNationally 2.88%
Details
Interest compounded monthly; fixed for the term; automatically renews; early withdrawal penalty of 180 days of interest
Rate History
1 change since Sep 9, 2026 · 3.38% → 4.00% ▲ 0.62 pts · high 4.00% / low 3.38%
- Oct 22, 20264.00%▲ from 3.38%
- Sep 9, 20263.38%first recorded
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Term Share Certificates - 18 months
$0
4.00%
▲ 0.69% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.31%▲ 0.69% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 4.25% → 4.00% ▼ 0.25 pts · high 4.25% / low 4.00%
- Oct 4, 20264.00%▼ from 4.25%
- Sep 12, 20264.25%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
18 Month Traditional/Roth IRA Certificate
$100,000
4.00%
▲ 0.69% above Arizona avg
▼
Rate3.93%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.69% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.00% ▲ 0.05 pts · high 4.00% / low 3.95%
- Sep 18, 20264.00%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
18 Month Traditional/Roth IRA Certificates
$1,000
3.90%
▲ 0.59% above Arizona avg
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.59% above avgNationally 2.88%
Details
Balance: $1,000.00 - $49,999.99
Rate History
1 change since Sep 21, 2026 · 3.95% → 3.90% ▼ 0.05 pts · high 3.95% / low 3.90%
- Oct 19, 20263.90%▼ from 3.95%
- Sep 21, 20263.95%first recorded
Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Certificate - 18 Months
$0
3.90%
▲ 0.59% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.59% above avgNationally 2.88%
Details
Effective Date: October 9, 2026; Interest paid monthly; Early withdrawal penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.87% → 3.90% ▲ 0.03 pts · high 3.90% / low 3.87%
- Oct 19, 20263.90%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
CD - 18 months
$0
3.85%
▲ 0.54% above Arizona avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.54% above avgNationally 2.88%
Details
Accurate as of 09/30/2026
Rate History
No change since Oct 2, 2026 · 3.85% APY · checked 4 times
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 18 Month CD
$500
3.84%
▲ 0.53% above Arizona avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▲ 0.53% above avgNationally 2.88%
Details
Balance: $99,999.01 or more; Payment Frequency: Semiannually
Rate History
1 change since Sep 14, 2026 · 3.58% → 3.84% ▲ 0.26 pts · high 3.84% / low 3.58%
- Oct 14, 20263.84%▲ from 3.58%
- Sep 14, 20263.58%first recorded
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 18 Month CD
$500
3.79%
▲ 0.48% above Arizona avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▲ 0.48% above avgNationally 2.88%
Details
Balance: $500 - $99,999; Payment Frequency: Semiannually
Rate History
1 change since Sep 14, 2026 · 3.58% → 3.79% ▲ 0.21 pts · high 3.79% / low 3.58%
- Oct 14, 20263.79%▲ from 3.58%
- Sep 14, 20263.58%first recorded
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Certificate of Deposit 18-Month
$500
3.75%
▲ 0.44% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.44% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
District #6 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Share Certificate - 18 Months
$500
3.75%
▲ 0.44% above Arizona avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.31%▲ 0.44% above avgNationally 2.88%
Details
$500 Minimum
Rate History
1 change since Sep 16, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65%
- Oct 23, 20263.75%▲ from 3.65%
- Sep 16, 20263.65%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month EasyStart Certificate
$50
3.70%
▲ 0.39% above Arizona avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.31%▲ 0.39% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 19, 2026 ET
Rate History
No change since Oct 20, 2026 · 3.70% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
18 Month Business CDs
$500
3.66%
▲ 0.35% above Arizona avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.35% above avgNationally 2.88%
Details
IRA funds eligible; A penalty may be imposed for early withdrawal; Compounds annually
Rate History
No change since Oct 22, 2026 · 3.66% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
18 Month Stearns Salaam CD
$500
3.66%
▲ 0.35% above Arizona avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.35% above avgNationally 2.88%
Details
Expected Profit Rate 3.65%; Expected Annual % Yield 3.66%; A discount may be applied for early withdrawal; Compounds annually; Rates current as of 10/1/2026
Rate History
No change since Oct 22, 2026 · 3.66% APY
Stearns Bank National Association
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Standard CD - 18 months
$500
3.66%
▲ 0.35% above Arizona avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▲ 0.35% above avgNationally 2.88%
Details
IRA funds are eligible; A penalty may be imposed for early withdrawal; Compounds annually
Rate History
No change since Oct 22, 2026 · 3.66% APY
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
IRA Certificate 18-Month
$2,000
3.55%
▲ 0.24% above Arizona avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.24% above avgNationally 2.88%
Details
IRA Certificate; Rates as of September 23, 2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Landings Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
18-Month Certificate
$500
3.50%
▲ 0.19% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.19% above avgNationally 2.88%
Details
Rates as of September 23, 2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
18 Month Share Certificate
$0
3.50%
▲ 0.19% above Arizona avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.19% above avgNationally 2.88%
Details
Balance: $10,000 or Greater
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
18 Month Share Certificate
$0
3.45%
▲ 0.14% above Arizona avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▲ 0.14% above avgNationally 2.88%
Details
Balance: $500-$9,999
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 9 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificate (Personal and Business) - 18-Month
$5,000
3.35%
▲ 0.04% above Arizona avg
▼
Rate3.30%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.31%▲ 0.04% above avgNationally 2.88%
Details
$5,000 minimum opening balance
Rate History
No change since Oct 20, 2026 · 3.35% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificate of Deposit - 18 month
$5,000
3.35%
▲ 0.04% above Arizona avg
▼
Rate3.30%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.31%▲ 0.04% above avgNationally 2.88%
Details
Terms from 6 months to 5 years; penalties apply for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.35% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificates of Deposits - 18 month
$5,000
3.35%
▲ 0.04% above Arizona avg
▼
Rate3.30%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.31%▲ 0.04% above avgNationally 2.88%
Details
$5,000 minimum to open; Terms from 6 months to 5 years; Penalties apply for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.35% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
IRA - 18-Month
$5,000
3.35%
▲ 0.04% above Arizona avg
▼
Rate3.30%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.31%▲ 0.04% above avgNationally 2.88%
Details
$5,000 minimum opening balance
Rate History
No change since Oct 20, 2026 · 3.35% APY · checked 2 times
Arizona Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Certificate of Deposit - 18 Months
$1,000
3.25%
▼ 0.06% below Arizona avg
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.31%▼ 0.06% below avgNationally 2.88%
Details
Minimum to earn APY: $1,000
Rate History
No change since Oct 22, 2026 · 3.25% APY
American Southwest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
18 Month TSC or IRA TSC
$10,000
3.20%
▼ 0.11% below Arizona avg
▼
Rate3.15%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▼ 0.11% below avgNationally 2.88%
Details
Relationship pricing: must have Checking and Direct Deposit or Regular Reoccurring Deposit to Checking; Compounding: Monthly; Effective July 1, 2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 8 times
American Southwest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Term Share Certificate (Non-Relationship Pricing) - 18 Month TSC or IRA TSC
$0
3.20%
▼ 0.11% below Arizona avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▼ 0.11% below avgNationally 2.88%
Details
Non-Relationship Pricing; Balance: $10,000 minimum; Compounding: Monthly; Also available as IRA TSC; Effective July 1, 2026
Rate History
No change since Oct 19, 2026 · 3.20% APY
American Southwest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
18 Month TSC or IRA TSC
$500
3.15%
▼ 0.16% below Arizona avg
▼
Rate3.11%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.31%▼ 0.16% below avgNationally 2.88%
Details
Relationship pricing: must have Checking and Direct Deposit or Regular Reoccurring Deposit to Checking; Compounding: Monthly; Effective July 1, 2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 8 times
Casa Grande 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
24 Month CD - Relationship Rate
$0
3.86%
▲ 0.66% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.66% above avgNationally 2.90%
Details
Relationship Rate; requires qualifying consumer checking, $750 monthly direct deposit, and $10,000 aggregate balance
Rate History
No change since Sep 14, 2026 · 3.86% APY · checked 6 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 2-Year
$0
3.80%
▲ 0.60% above Arizona avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.60% above avgNationally 2.90%
Details
Balance: $25,000 & Over; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 3.80% APY · checked 2 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
24 Month Jump Up CD - Relationship Rate
$0
3.76%
▲ 0.56% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.56% above avgNationally 2.90%
Details
Relationship Rate; requires qualifying consumer checking, $750 monthly direct deposit, and $10,000 aggregate balance
Rate History
No change since Sep 14, 2026 · 3.76% APY · checked 6 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
24 Month CD
$0
3.60%
▲ 0.40% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.40% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 8 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
24 Month Jump Up CD
$0
3.50%
▲ 0.30% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.30% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 2-Year
$0
3.30%
▲ 0.10% above Arizona avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.10% above avgNationally 2.90%
Details
Balance: $10,000 - $24,999; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 3.30% APY · checked 2 times
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1001 N Pinal Ave, Casa Grande, AZ 85122
24 Month Term Share Certificates
$1,000
3.20%
At Arizona avg
▼
Rate3.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%At the averageNationally 2.90%
Details
Minimum $1,000
Rate History
No change since Oct 13, 2026 · 3.20% APY · checked 2 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 2-Year
$0
3.05%
▼ 0.15% below Arizona avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▼ 0.15% below avgNationally 2.90%
Details
Balance: $1,000 - $9,999; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 3.05% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 24 Months
$1,000
0.03%
▼ 3.17% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▼ 3.17% below avgNationally 2.90%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 24 Months
$250
0.03%
▼ 3.17% below Arizona avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▼ 3.17% below avgNationally 2.90%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 24 Months
$1,000
0.02%
▼ 3.18% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▼ 3.18% below avgNationally 2.90%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 24 Months
$250
0.02%
▼ 3.18% below Arizona avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▼ 3.18% below avgNationally 2.90%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 24 Months
$1,000
0.01%
▼ 3.19% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▼ 3.19% below avgNationally 2.90%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 24 Months
$250
0.01%
▼ 3.19% below Arizona avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▼ 3.19% below avgNationally 2.90%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
2 Year Business Certificate
$500
4.60%
▲ 1.40% above Arizona avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.20%▲ 1.40% above avgNationally 2.90%
Details
Rate History
No change since Oct 19, 2026 · 4.60% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
2 Year Share Certificate
$500
4.55%
▲ 1.35% above Arizona avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.20%▲ 1.35% above avgNationally 2.90%
Details
Share/IRA certificate; also applies to Traditional IRA Certificates and Roth IRA Certificates
Rate History
No change since Oct 19, 2026 · 4.55% APY · checked 2 times
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
24 Month Certificate
$0
4.50%
▲ 1.30% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 1.30% above avgNationally 2.90%
Details
Most Popular
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Oct 5, 20264.50%▲ from 4.25%
- Sep 14, 20264.25%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Certificate of Deposit - 24 Month
$0
4.40%
▲ 1.20% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 1.20% above avgNationally 2.90%
Details
Rate History
No change since Oct 19, 2026 · 4.40% APY
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 24 Months
$0
4.35%
▲ 1.15% above Arizona avg
▼
Rate4.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 1.15% above avgNationally 2.90%
Details
Share Certificate Rates current as of October 23, 2026
Rate History
1 change since Sep 14, 2026 · 4.30% → 4.35% ▲ 0.05 pts · high 4.35% / low 4.30%
- Oct 23, 20264.35%▲ from 4.30%
- Sep 14, 20264.30%first recorded
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-Month CD
$1,000
4.25%
▲ 1.05% above Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▲ 1.05% above avgNationally 2.90%
Details
Limited time offer; APY effective 08/13/2026, subject to change at any time; interest compounded quarterly; interest rates fixed for the term; early withdrawal penalty applies
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 10 times
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 2 Year
$500
4.25%
▲ 1.05% above Arizona avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 1.05% above avgNationally 2.90%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 2 times
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
24 Month Promo CD
$500
4.25%
▲ 1.05% above Arizona avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 1.05% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Oct 9, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
24-Month CD
$500
4.25%
▲ 1.05% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.20%▲ 1.05% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70%
- Oct 10, 20264.25%▲ from 3.70%
- Sep 14, 20263.70%first recorded
First Western Bank & Trust
Institution Rating:
A-5.0 ★Texas Ratio: 15.55%
24 Month CD
$2,500
4.20%
▲ 1.00% above Arizona avg
▼
Rate4.20%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▲ 1.00% above avgNationally 2.90%
Details
Special rate as of October 16, 2026; APY effective as of October 16, 2026; $2,500.00 minimum balance required to open and obtain APY
Rate History
1 change since Oct 14, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 20, 20264.20%▲ from 4.00%
- Oct 14, 20264.00%first recorded
Unison Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
24 Month Certificate of Deposit
$0
4.20%
▲ 1.00% above Arizona avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.20%▲ 1.00% above avgNationally 2.90%
Details
Rate History
No change since Oct 22, 2026 · 4.20% APY
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
24 Month Certificate of Deposit
$500
4.12%
▲ 0.92% above Arizona avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 0.92% above avgNationally 2.90%
Details
Balance: $500.00 to $49,999.99; Dividend paid monthly; early withdrawal penalty may apply
Rate History
No change since Oct 12, 2026 · 4.12% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificate - 24 Month
$0
4.12%
▲ 0.92% above Arizona avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 0.92% above avgNationally 2.90%
Details
Minimum daily balance to earn APY: $40,000; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 4.12% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 24 Month
$0
4.12%
▲ 0.92% above Arizona avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 0.92% above avgNationally 2.90%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty will or may be imposed
Rate History
3 changes since Sep 14, 2026 · 3.96% → 4.12% ▲ 0.16 pts · high 4.12% / low 3.96%
- Oct 15, 20264.12%▲ from 4.02%
- Oct 13, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.96%
- Sep 14, 20263.96%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2 Year Retirement Liquid Share Certificates
$0
4.10%
▲ 0.90% above Arizona avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.90% above avgNationally 2.90%
Details
Balance: $100,000.00 and over
Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 6 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2 Year Retirement Liquid Share Certificate
$0
4.05%
▲ 0.85% above Arizona avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.85% above avgNationally 2.90%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.05% ▲ 0.05 pts · high 4.05% / low 4.00%
- Sep 18, 20264.05%▲ from 4.00%
- Sep 14, 20264.00%first recorded
First Internet Bank of Indiana
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
24 Month Certificate of Deposit
$0
4.00%
▲ 0.80% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.20%▲ 0.80% above avgNationally 2.90%
Details
Interest compounded monthly; Early withdrawal penalty: 360 days worth of interest; Auto-renews at maturity
Rate History
1 change since Sep 9, 2026 · 3.30% → 4.00% ▲ 0.70 pts · high 4.00% / low 3.30%
- Oct 22, 20264.00%▲ from 3.30%
- Sep 9, 20263.30%first recorded
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Term Share Certificates - 24 months
$0
4.00%
▲ 0.80% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 0.80% above avgNationally 2.90%
Details
Rate History
1 change since Sep 12, 2026 · 4.25% → 4.00% ▼ 0.25 pts · high 4.25% / low 4.00%
- Oct 4, 20264.00%▼ from 4.25%
- Sep 12, 20264.25%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2 Year Business Share Certificates
$0
4.00%
▲ 0.80% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.80% above avgNationally 2.90%
Details
Minimum balance tier: $100,000
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2 Year Retirement Liquid Share Certificates
$0
4.00%
▲ 0.80% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.80% above avgNationally 2.90%
Details
Balance: $10,000.00 - $49,999.99
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 10 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
24 Month Certificate
$0
3.97%
▲ 0.77% above Arizona avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 0.77% above avgNationally 2.90%
Details
Rate History
3 changes since Sep 14, 2026 · 3.80% → 3.97% ▲ 0.17 pts · high 3.97% / low 3.80%
- Oct 23, 20263.97%▲ from 3.86%
- Oct 9, 20263.86%▲ from 3.81%
- Oct 5, 20263.81%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificate 24 Month
$0
3.97%
▲ 0.77% above Arizona avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 0.77% above avgNationally 2.90%
Details
Minimum daily balance to earn APY: $2,000; Effective as of Friday, October 23rd, 2026; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 3.97% APY
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2 Year Business Share Certificates
$0
3.95%
▲ 0.75% above Arizona avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.75% above avgNationally 2.90%
Details
Minimum balance tier: $50,000
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 10 times
Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Certificate - 24 Months
$0
3.95%
▲ 0.75% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.75% above avgNationally 2.90%
Details
Effective Date: October 9, 2026; Interest paid monthly; Early withdrawal penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.92% → 3.95% ▲ 0.03 pts · high 3.95% / low 3.92%
- Oct 19, 20263.95%▲ from 3.92%
- Sep 14, 20263.92%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2 Year Business Share Certificates
$0
3.90%
▲ 0.70% above Arizona avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.70% above avgNationally 2.90%
Details
Minimum balance tier: $1,000
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 10 times
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
24 Month Certificate
$1,000
3.82%
▲ 0.62% above Arizona avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.62% above avgNationally 2.90%
Details
Effective Date: Monday, October 19th, 2026
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 10 times
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 2 Year (24 Month) CD
$500
3.80%
▲ 0.60% above Arizona avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▲ 0.60% above avgNationally 2.90%
Details
Balance: $99,999.01 or more; Payment Frequency: Annually
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
- Oct 14, 20263.80%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 Year Certificate
$1,000
3.80%
▲ 0.60% above Arizona avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.60% above avgNationally 2.90%
Details
Balance: $100,000+; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 5 times
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 2 Year (24 Month) CD
$500
3.75%
▲ 0.55% above Arizona avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▲ 0.55% above avgNationally 2.90%
Details
Balance: $500 - $99,999; Payment Frequency: Annually
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.75% ▲ 0.20 pts · high 3.75% / low 3.55%
- Oct 14, 20263.75%▲ from 3.55%
- Sep 14, 20263.55%first recorded
District #6 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Share Certificate - 24 Months
$500
3.75%
▲ 0.55% above Arizona avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.20%▲ 0.55% above avgNationally 2.90%
Details
$500 Minimum
Rate History
1 change since Sep 16, 2026 · 3.55% → 3.75% ▲ 0.20 pts · high 3.75% / low 3.55%
- Oct 23, 20263.75%▲ from 3.55%
- Sep 16, 20263.55%first recorded
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 Year Certificate
$1,000
3.75%
▲ 0.55% above Arizona avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.55% above avgNationally 2.90%
Details
Balance: $25,000.00 - $49,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.75% APY · checked 5 times
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2 Year IRA/HSA/CESA
$500
3.75%
▲ 0.55% above Arizona avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.55% above avgNationally 2.90%
Details
Balance: $50,000+; Dividends compounded and credited monthly
Rate History
No change since Oct 1, 2026 · 3.75% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
24 Month Short-Term Certificate
$0
3.70%
▲ 0.50% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▲ 0.50% above avgNationally 2.90%
Details
Balance: $100,000.00 and over; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 3.70% APY
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 Year Certificate
$1,000
3.70%
▲ 0.50% above Arizona avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.50% above avgNationally 2.90%
Details
Balance: $10,000.00 - $24,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.70% APY · checked 5 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
24 Month Short-Term Certificate
$0
3.66%
▲ 0.46% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.20%▲ 0.46% above avgNationally 2.90%
Details
Balance: $1,000.00 - $19,999.99; Eligibility: Share, IRA, ESA; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals
Rate History
No change since Oct 20, 2026 · 3.66% APY
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 Year Certificate
$1,000
3.65%
▲ 0.45% above Arizona avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.20%▲ 0.45% above avgNationally 2.90%
Details
Balance: $1,000.00 - $9,999.99; Regular or IRA certificate
Rate History
1 change since Sep 29, 2026 · 3.75% → 3.65% ▼ 0.10 pts · high 3.75% / low 3.65%
- Oct 5, 20263.65%▼ from 3.75%
- Sep 29, 20263.75%first recorded
Casa Grande 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
36 Month CD - Relationship Rate
$0
3.96%
▲ 0.91% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.91% above avgNationally 2.81%
Details
Relationship Rate; requires qualifying consumer checking, $750 monthly direct deposit, and $10,000 aggregate balance
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
36 Month Jump Up CD - Relationship Rate
$0
3.81%
▲ 0.76% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.76% above avgNationally 2.81%
Details
Relationship Rate; requires qualifying consumer checking, $750 monthly direct deposit, and $10,000 aggregate balance
Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 6 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
36 Month IRA CD
$0
3.75%
▲ 0.70% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.70% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 8 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
36 Month CD
$0
3.70%
▲ 0.65% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.65% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 8 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
36 Month Jump Up CD
$0
3.55%
▲ 0.50% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.50% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 3-Year
$0
2.75%
▼ 0.30% below Arizona avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▼ 0.30% below avgNationally 2.81%
Details
Balance: $25,000 & Over; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 2 times
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1001 N Pinal Ave, Casa Grande, AZ 85122
36 Month Term Share Certificates
$1,000
2.50%
▼ 0.55% below Arizona avg
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▼ 0.55% below avgNationally 2.81%
Details
Minimum $1,000
Rate History
No change since Oct 13, 2026 · 2.50% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 36 Months
$1,000
0.03%
▼ 3.02% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▼ 3.02% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 36 Months
$250
0.03%
▼ 3.02% below Arizona avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▼ 3.02% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 36 Months
$1,000
0.02%
▼ 3.03% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▼ 3.03% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 36 Months
$250
0.02%
▼ 3.03% below Arizona avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▼ 3.03% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 36 Months
$1,000
0.01%
▼ 3.04% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▼ 3.04% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 36 Months
$250
0.01%
▼ 3.04% below Arizona avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▼ 3.04% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3 Year Business Certificate
$500
4.65%
▲ 1.60% above Arizona avg
▼
Rate4.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.05%▲ 1.60% above avgNationally 2.81%
Details
Rate History
No change since Oct 19, 2026 · 4.65% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3 Year Share Certificate
$500
4.60%
▲ 1.55% above Arizona avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.05%▲ 1.55% above avgNationally 2.81%
Details
Share/IRA certificate; also applies to Traditional IRA Certificates and Roth IRA Certificates
Rate History
No change since Oct 19, 2026 · 4.60% APY · checked 2 times
Banterra Bank
Institution Rating:
A4.7 ★Texas Ratio: 4.32%
36-Month CD
$0
4.40%
▲ 1.35% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▲ 1.35% above avgNationally 2.81%
Details
Current CD Rate Promotion; APY accurate as of 10/13/2026. Terms and conditions apply.
Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 36 Months
$0
4.30%
▲ 1.25% above Arizona avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 1.25% above avgNationally 2.81%
Details
Share Certificate Rates current as of October 23, 2026
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.30% ▲ 0.05 pts · high 4.30% / low 4.25%
- Oct 23, 20264.30%▲ from 4.25%
- Sep 14, 20264.25%first recorded
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 3 Year
$500
4.25%
▲ 1.20% above Arizona avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 1.20% above avgNationally 2.81%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 2 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificate - 36 Month
$0
4.17%
▲ 1.12% above Arizona avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 1.12% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $40,000; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 4.17% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 36 Month
$0
4.17%
▲ 1.12% above Arizona avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 1.12% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty will or may be imposed
Rate History
4 changes since Sep 14, 2026 · 3.91% → 4.17% ▲ 0.26 pts · high 4.17% / low 3.91%
- Oct 23, 20264.17%▲ from 4.12%
- Oct 15, 20264.12%▲ from 4.02%
- Oct 13, 20264.02%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.91%
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year Long-Term Certificate
$0
4.15%
▲ 1.10% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▲ 1.10% above avgNationally 2.81%
Details
Balance tier: $100K Minimum APY; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals; Dividends compounded daily, credited monthly
Rate History
No change since Oct 20, 2026 · 4.15% APY
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
36 Month Certificate of Deposit
$500
4.12%
▲ 1.07% above Arizona avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 1.07% above avgNationally 2.81%
Details
Balance: $500.00 to $49,999.99; Dividend paid monthly; early withdrawal penalty may apply
Rate History
No change since Oct 12, 2026 · 4.12% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year Long-Term Certificate
$0
4.10%
▲ 1.05% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▲ 1.05% above avgNationally 2.81%
Details
Balance tier: $1K Minimum APY; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals; Dividends compounded daily, credited monthly
Rate History
No change since Oct 20, 2026 · 4.10% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
36 Month Certificate
$0
4.02%
▲ 0.97% above Arizona avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 0.97% above avgNationally 2.81%
Details
Rate History
3 changes since Sep 14, 2026 · 3.76% → 4.02% ▲ 0.26 pts · high 4.02% / low 3.76%
- Oct 23, 20264.02%▲ from 3.86%
- Oct 9, 20263.86%▲ from 3.81%
- Oct 5, 20263.81%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificate 36 Month
$0
4.02%
▲ 0.97% above Arizona avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 0.97% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $2,000; Effective as of Friday, October 23rd, 2026; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 4.02% APY
First Internet Bank of Indiana
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
36 Month Certificate of Deposit
$0
4.00%
▲ 0.95% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.05%▲ 0.95% above avgNationally 2.81%
Details
Interest compounded monthly; early withdrawal penalty of 360 days worth of interest; automatically renews at maturity with 10-day grace period
Rate History
1 change since Sep 9, 2026 · 3.30% → 4.00% ▲ 0.70 pts · high 4.00% / low 3.30%
- Oct 22, 20264.00%▲ from 3.30%
- Sep 9, 20263.30%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
3 Year Business Share Certificates
$0
4.00%
▲ 0.95% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.95% above avgNationally 2.81%
Details
Minimum balance tier: $100,000
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
3 Year Traditional/Roth IRA Certificate
$100,000
4.00%
▲ 0.95% above Arizona avg
▼
Rate3.93%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.95% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.00% ▲ 0.05 pts · high 4.00% / low 3.95%
- Sep 18, 20264.00%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Certificate - 36 Months
$0
4.00%
▲ 0.95% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.95% above avgNationally 2.81%
Details
Effective Date: October 9, 2026; Interest paid monthly; Early withdrawal penalties may apply
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.00% ▲ 0.03 pts · high 4.00% / low 3.97%
- Oct 19, 20264.00%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
3 Year Business Share Certificates
$0
3.95%
▲ 0.90% above Arizona avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.90% above avgNationally 2.81%
Details
Minimum balance tier: $50,000
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
3 Year Traditional/Roth IRA Certificate
$50,000
3.95%
▲ 0.90% above Arizona avg
▼
Rate3.88%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.90% above avgNationally 2.81%
Details
Traditional/Roth IRA Certificates.
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
3 Year Business Share Certificates
$0
3.90%
▲ 0.85% above Arizona avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.85% above avgNationally 2.81%
Details
Minimum balance tier: $1,000
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
3 Year Traditional/Roth IRA Certificates
$1,000
3.90%
▲ 0.85% above Arizona avg
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.85% above avgNationally 2.81%
Details
Balance: $1,000.00 - $49,999.99
Rate History
1 change since Sep 21, 2026 · 3.95% → 3.90% ▼ 0.05 pts · high 3.95% / low 3.90%
- Oct 19, 20263.90%▼ from 3.95%
- Sep 21, 20263.95%first recorded
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 3 Year (36 Month) CD
$500
3.80%
▲ 0.75% above Arizona avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▲ 0.75% above avgNationally 2.81%
Details
Balance: $99,999.01 or more; Payment Frequency: Annually
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
- Oct 14, 20263.80%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Year Certificate
$1,000
3.80%
▲ 0.75% above Arizona avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.75% above avgNationally 2.81%
Details
Balance: $100,000+; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 5 times
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
3 Year IRA/HSA/CESA
$500
3.80%
▲ 0.75% above Arizona avg
▼
Rate3.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.75% above avgNationally 2.81%
Details
Balance: $50,000+; Dividends compounded and credited monthly
Rate History
No change since Oct 1, 2026 · 3.80% APY · checked 3 times
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 3 Year (36 Month) CD
$500
3.75%
▲ 0.70% above Arizona avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▲ 0.70% above avgNationally 2.81%
Details
Balance: $500 - $99,999; Payment Frequency: Annually
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.75% ▲ 0.20 pts · high 3.75% / low 3.55%
- Oct 14, 20263.75%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Term Share Certificates - 36 months
$0
3.75%
▲ 0.70% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.05%▲ 0.70% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 4.00% → 3.75% ▼ 0.25 pts · high 4.00% / low 3.75%
- Oct 4, 20263.75%▼ from 4.00%
- Sep 12, 20264.00%first recorded
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Year Certificate
$1,000
3.75%
▲ 0.70% above Arizona avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.70% above avgNationally 2.81%
Details
Balance: $25,000.00 - $49,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.75% APY · checked 5 times
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Year Certificate
$1,000
3.70%
▲ 0.65% above Arizona avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.65% above avgNationally 2.81%
Details
Balance: $10,000.00 - $24,999.99; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.70% APY · checked 5 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
36 Month Jumbo Share Certificate - DDEP Bonus
$100,000
3.65%
▲ 0.60% above Arizona avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.05%▲ 0.60% above avgNationally 2.81%
Details
JUMBO certificate; DDEP bonus: requires DDEP of $1,000.00 or more monthly; applied upfront after account opening
Rate History
No change since Oct 20, 2026 · 3.65% APY
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
3 Year Certificate
$1,000
3.65%
▲ 0.60% above Arizona avg
▼
Rate3.60%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.60% above avgNationally 2.81%
Details
Balance: $1,000.00 - $9,999.99; Regular or IRA certificate
Rate History
1 change since Sep 29, 2026 · 3.75% → 3.65% ▼ 0.10 pts · high 3.75% / low 3.65%
- Oct 5, 20263.65%▼ from 3.75%
- Sep 29, 20263.75%first recorded
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificate Account - 3 years
$0
3.65%
▲ 0.60% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.60% above avgNationally 2.81%
Details
Balance: $50,000 tier
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 8 times
Copper State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
3 Year Certificate
$0
3.65%
▲ 0.60% above Arizona avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.60% above avgNationally 2.81%
Details
Effective October 19, 2026
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 8 times
Copper State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Business 3 Year Certificate
$0
3.65%
▲ 0.60% above Arizona avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.60% above avgNationally 2.81%
Details
Effective October 19, 2026; Business Checking Account required
Rate History
No change since Oct 19, 2026 · 3.65% APY
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificate Account - 3 years
$0
3.60%
▲ 0.55% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.55% above avgNationally 2.81%
Details
Balance: $25,000 tier
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 8 times
Alero Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36-Month Share Certificate
$0
3.57%
▲ 0.52% above Arizona avg
▼
Rate3.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.05%▲ 0.52% above avgNationally 2.81%
Details
Includes Individual Retirement Account (IRA) Share Certificates and Coverdell Education Savings Account (ESA) Share Certificates; Penalties will apply for early withdrawal of funds
Rate History
No change since Oct 22, 2026 · 3.57% APY
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificate Account - 3 years
$0
3.55%
▲ 0.50% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.05%▲ 0.50% above avgNationally 2.81%
Details
Balance: $10,000 tier
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 8 times
Alero Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36-Month Share Certificate
$0
3.52%
▲ 0.47% above Arizona avg
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.05%▲ 0.47% above avgNationally 2.81%
Details
Includes Individual Retirement Account (IRA) Share Certificates and Coverdell Education Savings Account (ESA) Share Certificates; Penalties will apply for early withdrawal of funds
Rate History
No change since Oct 22, 2026 · 3.52% APY
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
36 Month Certificate of Deposit
$500
3.51%
▲ 0.46% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.05%▲ 0.46% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
- Oct 2, 20263.51%▲ from 3.03%
- Sep 18, 20263.03%first recorded
Casa Grande 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 4-Year
$0
2.56%
▼ 0.18% below Arizona avg
▼
Rate2.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▼ 0.18% below avgNationally 2.81%
Details
Balance: $25,000 & Over; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 2.56% APY · checked 2 times
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1001 N Pinal Ave, Casa Grande, AZ 85122
48 Month Term Share Certificates
$1,000
2.50%
▼ 0.24% below Arizona avg
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▼ 0.24% below avgNationally 2.81%
Details
Minimum $1,000
Rate History
No change since Oct 13, 2026 · 2.50% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 48 Months
$1,000
0.03%
▼ 2.71% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▼ 2.71% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 48 Months
$250
0.03%
▼ 2.71% below Arizona avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▼ 2.71% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 48 Months
$1,000
0.02%
▼ 2.72% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▼ 2.72% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 48 Months
$250
0.02%
▼ 2.72% below Arizona avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▼ 2.72% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 48 Months
$1,000
0.01%
▼ 2.73% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▼ 2.73% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 48 Months
$250
0.01%
▼ 2.73% below Arizona avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▼ 2.73% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
4 Year Business Certificate
$500
4.75%
▲ 2.01% above Arizona avg
▼
Rate4.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.74%▲ 2.01% above avgNationally 2.81%
Details
Rate History
No change since Oct 19, 2026 · 4.75% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
4 Year Share Certificate
$500
4.65%
▲ 1.91% above Arizona avg
▼
Rate4.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.74%▲ 1.91% above avgNationally 2.81%
Details
Share/IRA certificate; also applies to Traditional IRA Certificates and Roth IRA Certificates
Rate History
No change since Oct 19, 2026 · 4.65% APY · checked 2 times
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 4 Year
$500
4.30%
▲ 1.56% above Arizona avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 1.56% above avgNationally 2.81%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
No change since Oct 22, 2026 · 4.30% APY · checked 2 times
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 48 Months
$0
4.25%
▲ 1.51% above Arizona avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 1.51% above avgNationally 2.81%
Details
Share Certificate Rates current as of October 23, 2026
Rate History
1 change since Sep 14, 2026 · 4.20% → 4.25% ▲ 0.05 pts · high 4.25% / low 4.20%
- Oct 13, 20264.25%▲ from 4.20%
- Sep 14, 20264.20%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificate - 48 Month
$0
4.12%
▲ 1.38% above Arizona avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 1.38% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $40,000; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 4.12% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 48 Month
$0
4.12%
▲ 1.38% above Arizona avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 1.38% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty will or may be imposed
Rate History
3 changes since Sep 14, 2026 · 3.91% → 4.12% ▲ 0.21 pts · high 4.12% / low 3.91%
- Oct 23, 20264.12%▲ from 4.07%
- Oct 15, 20264.07%▲ from 3.97%
- Sep 25, 20263.97%▲ from 3.91%
- Sep 14, 20263.91%first recorded
Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Certificate - 48 Months
$0
4.05%
▲ 1.31% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 1.31% above avgNationally 2.81%
Details
Effective Date: October 9, 2026; Interest paid monthly; Early withdrawal penalties may apply
Rate History
1 change since Sep 14, 2026 · 4.02% → 4.05% ▲ 0.03 pts · high 4.05% / low 4.02%
- Oct 19, 20264.05%▲ from 4.02%
- Sep 14, 20264.02%first recorded
First Internet Bank of Indiana
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
48 Month Certificate of Deposit
$0
4.00%
▲ 1.26% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.74%▲ 1.26% above avgNationally 2.81%
Details
Interest compounded monthly; Early withdrawal penalty: 360 days worth of interest; Auto-renews at maturity; 10-day grace period; Funding: 60 day hold on ACH deposits
Rate History
1 change since Sep 9, 2026 · 3.45% → 4.00% ▲ 0.55 pts · high 4.00% / low 3.45%
- Oct 22, 20264.00%▲ from 3.45%
- Sep 9, 20263.45%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
48 Month Certificate
$0
3.97%
▲ 1.23% above Arizona avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 1.23% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 3.76% → 3.97% ▲ 0.21 pts · high 3.97% / low 3.76%
- Oct 23, 20263.97%▲ from 3.81%
- Oct 5, 20263.81%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificate 48 Month
$0
3.97%
▲ 1.23% above Arizona avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 1.23% above avgNationally 2.81%
Details
Minimum daily balance to earn APY: $2,000; Effective as of Friday, October 23rd, 2026; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 3.97% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Jumbo Share Certificate - DDEP Bonus
$100,000
3.90%
▲ 1.16% above Arizona avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 1.16% above avgNationally 2.81%
Details
JUMBO certificate; DDEP bonus: requires DDEP of $1,000.00 or more monthly; applied upfront after account opening
Rate History
No change since Oct 20, 2026 · 3.90% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate - DDEP Bonus
$1,000
3.75%
▲ 1.01% above Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 1.01% above avgNationally 2.81%
Details
DDEP bonus: requires DDEP of $1,000.00 or more monthly; applied upfront after account opening; 36 months and longer terms
Rate History
No change since Oct 20, 2026 · 3.75% APY
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Term Share Certificates - 48 months
$0
3.75%
▲ 1.01% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 1.01% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 4.00% → 3.75% ▼ 0.25 pts · high 4.00% / low 3.75%
- Oct 4, 20263.75%▼ from 4.00%
- Sep 12, 20264.00%first recorded
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
4 Year Certificate
$1,000
3.75%
▲ 1.01% above Arizona avg
▼
Rate3.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 1.01% above avgNationally 2.81%
Details
Balance: $1,000.00+; Regular or IRA certificate
Rate History
No change since Sep 29, 2026 · 3.75% APY · checked 5 times
Copper State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
4 Year Certificate
$0
3.75%
▲ 1.01% above Arizona avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 1.01% above avgNationally 2.81%
Details
Effective October 19, 2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 8 times
Copper State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Business 4 Year Certificate
$0
3.75%
▲ 1.01% above Arizona avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 1.01% above avgNationally 2.81%
Details
Effective October 19, 2026; Business Checking Account required
Rate History
No change since Oct 19, 2026 · 3.75% APY
Southwest Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Term Share Certificates / IRA Certificates (Jumbo) - 48 months
$75,000
3.75%
▲ 1.01% above Arizona avg
▼
Rate3.70%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 1.01% above avgNationally 2.81%
Details
Jumbo; Dividend Rate 3.698%; Penalties may apply for early withdrawal.
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificate (Personal and Business) - 48-Month
$5,000
3.66%
▲ 0.92% above Arizona avg
▼
Rate3.60%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average2.74%▲ 0.92% above avgNationally 2.81%
Details
$5,000 minimum opening balance
Rate History
No change since Oct 20, 2026 · 3.66% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificate of Deposit - 48 month
$5,000
3.66%
▲ 0.92% above Arizona avg
▼
Rate3.60%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average2.74%▲ 0.92% above avgNationally 2.81%
Details
Terms from 6 months to 5 years; penalties apply for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.66% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificates of Deposits - 48 month
$5,000
3.66%
▲ 0.92% above Arizona avg
▼
Rate3.60%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average2.74%▲ 0.92% above avgNationally 2.81%
Details
$5,000 minimum to open; Terms from 6 months to 5 years; Penalties apply for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.66% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
IRA - 48-Month
$5,000
3.66%
▲ 0.92% above Arizona avg
▼
Rate3.60%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average2.74%▲ 0.92% above avgNationally 2.81%
Details
$5,000 minimum opening balance
Rate History
No change since Oct 20, 2026 · 3.66% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Jumbo Share Certificate
$100,000
3.65%
▲ 0.91% above Arizona avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.91% above avgNationally 2.81%
Details
JUMBO certificate
Rate History
No change since Oct 20, 2026 · 3.65% APY
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
48 Month Certificate of Deposit
$500
3.51%
▲ 0.77% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.74%▲ 0.77% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.03% → 3.51% ▲ 0.48 pts · high 3.51% / low 3.03%
- Oct 2, 20263.51%▲ from 3.03%
- Sep 18, 20263.03%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate
$1,000
3.50%
▲ 0.76% above Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.76% above avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 4 times
Southwest Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
48 Month Term Share Certificates / IRA Certificates (Regular)
$1,000
3.50%
▲ 0.76% above Arizona avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 0.76% above avgNationally 2.81%
Details
Regular term share certificate; Dividend Rate and APY as printed; penalties may apply for early withdrawal
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 2 times
Southwest Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
Term Share Certificates (Regular) - 48 months
$1,000
3.50%
▲ 0.76% above Arizona avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 0.76% above avgNationally 2.81%
Details
Rate History
No change since Oct 19, 2026 · 3.50% APY
Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4 Year Share Certificate
$500
3.45%
▲ 0.71% above Arizona avg
▼
Rate3.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 0.71% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25%
- Oct 9, 20263.45%▲ from 3.25%
- Sep 14, 20263.25%first recorded
American Southwest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
48 Month TSC or IRA TSC
$10,000
3.40%
▲ 0.66% above Arizona avg
▼
Rate3.35%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 0.66% above avgNationally 2.81%
Details
Relationship pricing: must have Checking and Direct Deposit or Regular Reoccurring Deposit to Checking; Compounding: Monthly; Effective July 1, 2026
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 8 times
American Southwest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Term Share Certificate (Non-Relationship Pricing) - 48 Month TSC or IRA TSC
$0
3.40%
▲ 0.66% above Arizona avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 0.66% above avgNationally 2.81%
Details
Non-Relationship Pricing; Balance: $10,000 minimum; Compounding: Monthly; Also available as IRA TSC; Effective July 1, 2026
Rate History
No change since Oct 19, 2026 · 3.40% APY
American Southwest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
48 Month TSC or IRA TSC
$500
3.35%
▲ 0.61% above Arizona avg
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 0.61% above avgNationally 2.81%
Details
Relationship pricing: must have Checking and Direct Deposit or Regular Reoccurring Deposit to Checking; Compounding: Monthly; Effective July 1, 2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 8 times
American Southwest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Term Share Certificate (Non-Relationship Pricing) - 48 Month TSC or IRA TSC
$0
3.30%
▲ 0.56% above Arizona avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average2.74%▲ 0.56% above avgNationally 2.81%
Details
Non-Relationship Pricing; Balance: $500 minimum; Compounding: Monthly; Also available as IRA TSC; Effective July 1, 2026
Rate History
No change since Oct 19, 2026 · 3.30% APY
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
48 Month Certificate of Deposit
$0
3.25%
▲ 0.51% above Arizona avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.74%▲ 0.51% above avgNationally 2.81%
Details
Accurate as of 09/30/2026; Minimum Balance $500
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 3 times
Gateway First Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.16%
CD - 48 months
$0
3.25%
▲ 0.51% above Arizona avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.74%▲ 0.51% above avgNationally 2.81%
Details
Accurate as of 09/30/2026
Rate History
No change since Oct 2, 2026 · 3.25% APY · checked 4 times
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4-Year Certificate
$0
2.85%
▲ 0.11% above Arizona avg
▼
Rate2.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.11% above avgNationally 2.81%
Details
Effective Date: 02/04/2026
Rate History
No change since Sep 18, 2026 · 2.85% APY · checked 9 times
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4-Year IRA
$100,000
2.85%
▲ 0.11% above Arizona avg
▼
Rate2.81%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.11% above avgNationally 2.81%
Details
$100,000 min. deposit (Jumbo); Effective Date: 02/04/2026
Rate History
1 change since Sep 24, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75%
- Oct 7, 20262.85%▲ from 2.75%
- Sep 24, 20262.75%first recorded
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Jumbo 4-Year Certificate
$100,000
2.85%
▲ 0.11% above Arizona avg
▼
Rate2.81%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.11% above avgNationally 2.81%
Details
$100,000 min. deposit (Jumbo)
Rate History
No change since Oct 7, 2026 · 2.85% APY · checked 3 times
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4-Year Certificate
$50,000
2.80%
▲ 0.06% above Arizona avg
▼
Rate2.77%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.06% above avgNationally 2.81%
Details
$50,000 min. deposit
Rate History
No change since Sep 18, 2026 · 2.80% APY · checked 9 times
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4-Year IRA
$50,000
2.80%
▲ 0.06% above Arizona avg
▼
Rate2.76%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.06% above avgNationally 2.81%
Details
$50,000 min. deposit; Effective Date: 02/04/2026
Rate History
1 change since Sep 24, 2026 · 2.75% → 2.80% ▲ 0.05 pts · high 2.80% / low 2.75%
- Oct 7, 20262.80%▲ from 2.75%
- Sep 24, 20262.75%first recorded
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4-Year Certificate
$25,000
2.75%
▲ 0.01% above Arizona avg
▼
Rate2.72%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.01% above avgNationally 2.81%
Details
$25,000 min. deposit
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4-Year IRA
$25,000
2.75%
▲ 0.01% above Arizona avg
▼
Rate2.71%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average2.74%▲ 0.01% above avgNationally 2.81%
Details
$25,000 min. deposit; Effective Date: 02/04/2026; Rates for California
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 8 times
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Certificate of Deposit 48-Month
$500
2.75%
▲ 0.01% above Arizona avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average2.74%▲ 0.01% above avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 4 times
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
48 Month Business & Non-Profit Term Share Certificates
$0
2.75%
▲ 0.01% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average2.74%▲ 0.01% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 3.00% → 2.75% ▼ 0.25 pts · high 3.00% / low 2.75%
- Oct 4, 20262.75%▼ from 3.00%
- Sep 12, 20263.00%first recorded
Casa Grande 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
60 Month CD - Relationship Rate
$0
4.06%
▲ 0.99% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.99% above avgNationally 2.92%
Details
Relationship Rate; requires qualifying consumer checking, $750 monthly direct deposit, and $10,000 aggregate balance
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
Vantage West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
2008 E Florence Blvd, Casa Grande, AZ 85122 5402
60 Month CD
$0
3.80%
▲ 0.73% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.73% above avgNationally 2.92%
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 8 times
First American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1001 N Pinal Ave, Casa Grande, AZ 85122
60 Month Term Share Certificates
$1,000
2.50%
▼ 0.57% below Arizona avg
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▼ 0.57% below avgNationally 2.92%
Details
Minimum $1,000
Rate History
No change since Oct 13, 2026 · 2.50% APY · checked 2 times
PINAL COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
1000 E Florence Blvd, Casa Grande, AZ 85122
Share Certificate - 5-Year
$0
2.44%
▼ 0.63% below Arizona avg
▼
Rate2.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▼ 0.63% below avgNationally 2.92%
Details
Balance: $25,000 & Over; Monthly compounding; Dividends paid monthly
Rate History
No change since Oct 14, 2026 · 2.44% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 60 Months
$1,000
0.03%
▼ 3.04% below Arizona avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▼ 3.04% below avgNationally 2.92%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 60 Months
$250
0.03%
▼ 3.04% below Arizona avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▼ 3.04% below avgNationally 2.92%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 60 Months
$1,000
0.02%
▼ 3.05% below Arizona avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▼ 3.05% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 60 Months
$250
0.02%
▼ 3.05% below Arizona avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▼ 3.05% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
Certificate of Deposit - 60 Months
$1,000
0.01%
▼ 3.06% below Arizona avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▼ 3.06% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1101 E Florence Blvd, Casa Grande, AZ 85122
IRA CD 60 Months
$250
0.01%
▼ 3.06% below Arizona avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▼ 3.06% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
5 Year Business Certificate
$500
4.80%
▲ 1.73% above Arizona avg
▼
Rate4.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.07%▲ 1.73% above avgNationally 2.92%
Details
Rate History
No change since Oct 19, 2026 · 4.80% APY · checked 2 times
TUCSON
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
5 Year Share Certificate
$500
4.70%
▲ 1.64% above Arizona avg
▼
Rate4.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.07%▲ 1.64% above avgNationally 2.92%
Details
Share/IRA certificate; also applies to Traditional IRA Certificates and Roth IRA Certificates
Rate History
No change since Oct 19, 2026 · 4.70% APY · checked 2 times
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
60 Month Certificate
$0
4.50%
▲ 1.44% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 1.44% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Oct 5, 20264.50%▲ from 4.25%
- Sep 14, 20264.25%first recorded
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
60 Month Certificate Account
$500
4.50%
▲ 1.44% above Arizona avg
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 1.44% above avgNationally 2.92%
Details
Rate History
No change since Oct 13, 2026 · 4.50% APY · checked 2 times
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
60 Month Regular Certificate
$500
4.50%
▲ 1.44% above Arizona avg
▼
Rate4.41%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 1.44% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 4.30% → 4.50% ▲ 0.20 pts · high 4.50% / low 4.30%
- Oct 19, 20264.50%▲ from 4.30%
- Sep 14, 20264.30%first recorded
AERO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Share Certificate - 5 Year
$500
4.35%
▲ 1.28% above Arizona avg
▼
Rate4.27%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.07%▲ 1.28% above avgNationally 2.92%
Details
Compounding: Monthly; Jumbo Certificate rates are 0.10% higher than a regular certificate rate
Rate History
1 change since Oct 22, 2026 · 4.50% → 4.35% ▼ 0.15 pts · high 4.50% / low 4.35%
- Oct 23, 20264.35%▼ from 4.50%
- Oct 22, 20264.50%first recorded
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Bump-Rate Certificate 60 Months
$500
4.35%
▲ 1.28% above Arizona avg
▼
Rate4.27%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 1.28% above avgNationally 2.92%
Details
Early-withdrawal penalties may apply; Dividends are credited monthly
Rate History
1 change since Sep 21, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
- Oct 5, 20264.35%▲ from 4.15%
- Sep 21, 20264.15%first recorded
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
60 Month Promo CD
$500
4.30%
▲ 1.23% above Arizona avg
▼
Rate4.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 1.23% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 9, 20264.30%▲ from 3.90%
- Sep 14, 20263.90%first recorded
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Share Certificate - 60 Months
$0
4.25%
▲ 1.19% above Arizona avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.07%▲ 1.19% above avgNationally 2.92%
Details
Share Certificate Rates current as of October 23, 2026
Rate History
1 change since Sep 14, 2026 · 4.15% → 4.25% ▲ 0.10 pts · high 4.25% / low 4.15%
- Oct 13, 20264.25%▲ from 4.15%
- Sep 14, 20264.15%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Jumbo Share Certificate - DDEP Bonus
$100,000
4.15%
▲ 1.09% above Arizona avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 1.09% above avgNationally 2.92%
Details
JUMBO certificate; DDEP bonus: requires DDEP of $1,000.00 or more monthly; applied upfront after account opening
Rate History
No change since Oct 20, 2026 · 4.15% APY
SunWest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
60 Month Certificate of Deposit
$500
4.12%
▲ 1.06% above Arizona avg
▼
Rate4.04%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.07%▲ 1.06% above avgNationally 2.92%
Details
Balance: $500.00 to $49,999.99; Dividend paid monthly; early withdrawal penalty may apply
Rate History
No change since Oct 12, 2026 · 4.12% APY · checked 3 times
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus Certificate - 60 Month
$0
4.12%
▲ 1.06% above Arizona avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.07%▲ 1.06% above avgNationally 2.92%
Details
Minimum daily balance to earn APY: $40,000; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 4.12% APY
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
Bonus IRA Certificates - 60 Month
$0
4.12%
▲ 1.06% above Arizona avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.07%▲ 1.06% above avgNationally 2.92%
Details
Minimum daily balance to earn APY: $40,000; Early withdrawal penalty will or may be imposed
Rate History
2 changes since Sep 14, 2026 · 4.00% → 4.12% ▲ 0.12 pts · high 4.12% / low 4.00%
- Oct 23, 20264.12%▲ from 4.07%
- Oct 15, 20264.07%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Retirement Liquid Share Certificates - 5 Year
$0
4.10%
▲ 1.03% above Arizona avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 1.03% above avgNationally 2.92%
Details
($100,000.00 and over) tier; Dividend Rate 4.03%
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 5 times
Cochise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Certificate - 60 Months
$0
4.10%
▲ 1.03% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 1.03% above avgNationally 2.92%
Details
Effective Date: October 9, 2026; Interest paid monthly; Early withdrawal penalties may apply
Rate History
1 change since Sep 14, 2026 · 4.07% → 4.10% ▲ 0.03 pts · high 4.10% / low 4.07%
- Oct 19, 20264.10%▲ from 4.07%
- Sep 14, 20264.07%first recorded
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Retirement Liquid Share Certificate
$0
4.05%
▲ 0.98% above Arizona avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.98% above avgNationally 2.92%
Details
Balance: $50,000.00 - $99,999.99
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 10 times
First Internet Bank of Indiana
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
60 Month Certificate of Deposit
$0
4.00%
▲ 0.94% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Arizona Average3.07%▲ 0.94% above avgNationally 2.92%
Details
Interest compounded monthly; Early withdrawal penalty: 360 days worth of interest; Automatically renews at maturity; Disclosure as of 10/02/2026
Rate History
1 change since Sep 9, 2026 · 3.45% → 4.00% ▲ 0.55 pts · high 4.00% / low 3.45%
- Oct 22, 20264.00%▲ from 3.45%
- Sep 9, 20263.45%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate - DDEP Bonus
$1,000
4.00%
▲ 0.94% above Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 0.94% above avgNationally 2.92%
Details
DDEP bonus: requires DDEP of $1,000.00 or more monthly; applied upfront after account opening; 36 months and longer terms
Rate History
No change since Oct 20, 2026 · 4.00% APY
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Business Share Certificates
$0
4.00%
▲ 0.94% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.94% above avgNationally 2.92%
Details
Minimum balance tier: $100,000
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Retirement Liquid Share Certificates
$0
4.00%
▲ 0.94% above Arizona avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.94% above avgNationally 2.92%
Details
Balance: $10,000.00 - $49,999.99
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Traditional/Roth IRA Certificate
$100,000
4.00%
▲ 0.94% above Arizona avg
▼
Rate3.93%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.94% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 3.95% → 4.00% ▲ 0.05 pts · high 4.00% / low 3.95%
- Sep 18, 20264.00%▲ from 3.95%
- Sep 14, 20263.95%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
60 Month Certificate
$0
3.97%
▲ 0.91% above Arizona avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.07%▲ 0.91% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 3.84% → 3.97% ▲ 0.13 pts · high 3.97% / low 3.84%
- Oct 23, 20263.97%▲ from 3.84%
- Sep 14, 20263.84%first recorded
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
IRA Certificate 60 Month
$0
3.97%
▲ 0.91% above Arizona avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Arizona Average3.07%▲ 0.91% above avgNationally 2.92%
Details
Minimum daily balance to earn APY: $2,000; Effective as of Friday, October 23rd, 2026; A penalty will or may be imposed for early withdrawal
Rate History
No change since Oct 23, 2026 · 3.97% APY
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Business Share Certificates
$0
3.95%
▲ 0.89% above Arizona avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.89% above avgNationally 2.92%
Details
Minimum balance tier: $50,000
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Traditional/Roth IRA Certificate
$50,000
3.95%
▲ 0.89% above Arizona avg
▼
Rate3.88%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.89% above avgNationally 2.92%
Details
Traditional/Roth IRA Certificates.
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 10 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificate (Personal and Business) - 60-Month
$5,000
3.92%
▲ 0.86% above Arizona avg
▼
Rate3.85%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.07%▲ 0.86% above avgNationally 2.92%
Details
$5,000 minimum opening balance
Rate History
No change since Oct 20, 2026 · 3.92% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificate of Deposit - 60 month
$5,000
3.92%
▲ 0.86% above Arizona avg
▼
Rate3.85%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.07%▲ 0.86% above avgNationally 2.92%
Details
Terms from 6 months to 5 years; penalties apply for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.92% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
Certificates of Deposits - 60 month
$5,000
3.92%
▲ 0.86% above Arizona avg
▼
Rate3.85%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.07%▲ 0.86% above avgNationally 2.92%
Details
$5,000 minimum to open; Terms from 6 months to 5 years; Penalties apply for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.92% APY · checked 2 times
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
IRA - 60-Month
$5,000
3.92%
▲ 0.86% above Arizona avg
▼
Rate3.85%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Arizona Average3.07%▲ 0.86% above avgNationally 2.92%
Details
$5,000 minimum opening balance
Rate History
No change since Oct 20, 2026 · 3.92% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year Long-Term Certificate
$0
3.90%
▲ 0.84% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 0.84% above avgNationally 2.92%
Details
Balance tier: $100K Minimum APY; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals; Dividends compounded daily, credited monthly
Rate History
No change since Oct 20, 2026 · 3.90% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Jumbo Share Certificate
$100,000
3.90%
▲ 0.84% above Arizona avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 0.84% above avgNationally 2.92%
Details
JUMBO certificate
Rate History
No change since Oct 20, 2026 · 3.90% APY
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Business Share Certificates
$0
3.90%
▲ 0.84% above Arizona avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.84% above avgNationally 2.92%
Details
Minimum balance tier: $1,000
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 10 times
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
5 Year Traditional/Roth IRA Certificates
$1,000
3.90%
▲ 0.84% above Arizona avg
▼
Rate3.83%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.84% above avgNationally 2.92%
Details
Balance: $1,000.00 - $49,999.99
Rate History
1 change since Sep 21, 2026 · 3.95% → 3.90% ▼ 0.05 pts · high 3.95% / low 3.90%
- Oct 19, 20263.90%▼ from 3.95%
- Sep 21, 20263.95%first recorded
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
5 Year IRA/HSA/CESA
$500
3.90%
▲ 0.84% above Arizona avg
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.84% above avgNationally 2.92%
Details
Balance: $50,000+; Dividends compounded and credited monthly
Rate History
No change since Oct 1, 2026 · 3.90% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year Long-Term Certificate
$0
3.85%
▲ 0.79% above Arizona avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 0.79% above avgNationally 2.92%
Details
Balance tier: $1K Minimum APY; Rates as of Oct 19, 2026 ET; Penalties apply for early withdrawals; Dividends compounded daily, credited monthly
Rate History
No change since Oct 20, 2026 · 3.85% APY
Copper State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
5 Year Certificate
$0
3.85%
▲ 0.79% above Arizona avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.79% above avgNationally 2.92%
Details
Effective October 19, 2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
Copper State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
Business 5 Year Certificate
$0
3.85%
▲ 0.79% above Arizona avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Arizona Average3.07%▲ 0.79% above avgNationally 2.92%
Details
Effective October 19, 2026; Business Checking Account required
Rate History
No change since Oct 19, 2026 · 3.85% APY
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 5 Year (60 Month) CD
$500
3.80%
▲ 0.73% above Arizona avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 0.73% above avgNationally 2.92%
Details
Balance: $99,999.01 or more; Payment Frequency: Annually
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55%
- Oct 14, 20263.80%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$1,000
3.75%
▲ 0.69% above Arizona avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 0.69% above avgNationally 2.92%
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 4 times
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Certificate of Deposit - 5 Year (60 Month) CD
$500
3.75%
▲ 0.69% above Arizona avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Arizona Average3.07%▲ 0.69% above avgNationally 2.92%
Details
Balance: $500 - $99,999; Payment Frequency: Annually
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.75% ▲ 0.20 pts · high 3.75% / low 3.55%
- Oct 14, 20263.75%▲ from 3.55%
- Sep 14, 20263.55%first recorded
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Casa Grande, AZ CD Rate Trends
Compare local Casa Grande, AZ CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD AZ Avg
3.351%
▼ 0.017 vs 7 days ago
Arizona 12-month CD rates fell 0.017 points over the past 7 days to 3.351% APY.
6-Month CD AZ Avg
3.181%
▲ 0.008 vs 7 days ago
Arizona 6-month CD rates rose 0.008 points over the past 7 days to 3.181% APY.
As of Oct 25, 2026 • Rate data sourced from 8,500+ monitored institutions
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AZ CD Rate Forecast, Next 12 Months
Where are Arizona CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
AZ 12-Month Avg APY
3.351%
6-Month Forecast
3.351%
Range: 3.15%, 3.50%
12-Month Forecast
3.601%
Range: 3.40%, 3.75%
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What Your Savings Earn at AZ CD Rates Today
Annual interest earnings at today’s Arizona average APYs. State average used where available; national average as fallback.
| CD Term | AZ Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.586% | $129.30 | $258.60 | $646.50 | $1,293.00 |
| 6-Month CD | 3.181% | $159.03 | $318.05 | $795.13 | $1,590.25 |
| 12-Month CD | 3.351% | $167.53 | $335.07 | $837.67 | $1,675.35 |
| 18-Month CD | 3.306% | $165.28 | $330.55 | $826.38 | $1,652.75 |
| 24-Month CD | 3.196% | $159.80 | $319.61 | $799.02 | $1,598.05 |
| 36-Month CD | 3.053% | $152.64 | $305.27 | $763.18 | $1,526.35 |
| 48-Month CD | 2.740% | $136.99 | $273.98 | $684.95 | $1,369.90 |
| 60-Month CD | 3.065% | $153.25 | $306.50 | $766.25 | $1,532.50 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 23, 2026. | |||||
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Sample CD Ladder for Casa Grande, Arizona Savers
$25,000 split equally across 5 terms using today’s Arizona average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | AZ Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.586% | $129.30 |
| 2 | 6-Month CD | $5,000 | 3.181% | $159.03 |
| 3 | 12-Month CD | $5,000 | 3.351% | $167.53 |
| 4 | 24-Month CD | $5,000 | 3.196% | $159.80 |
| 5 | 36-Month CD | $5,000 | 3.053% | $152.64 |
| Total ($25,000 invested) | $25,000 | 3.073% blended | $768.30/yr | |
Ladder example uses equal $5,000 rungs and Arizona average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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954
CD Rates
Tracked in Casa Grande, Arizona
Tracked in Casa Grande, Arizona
29 Banks
43 Credit Unions
About Our Casa Grande, Arizona CD Rate Database
MonitorBankRates tracks 954 CD rates from 29 banks and 43 credit unions with locations in Casa Grande, Arizona, plus national online institutions available to Arizona residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Western State Bank offers a CD at 4.20% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Casa Grande, Arizona.
How to Find the Best CD Rates in Casa Grande, Arizona
What to compare when shopping for a CD in Casa Grande, Arizona
To find the best APYs in Casa Grande, Arizona, start with credit unions and online-only banks: Casa Grande, Arizona has 43 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Casa Grande, Arizona
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Casa Grande, Arizona: 72 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Casa Grande, Arizona savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Casa Grande, Arizona money market rates
Casa Grande, Arizona Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
19.9%
National avg: 17.3%
Median Individual Earnings
$39,748
National avg: $47,340
Poverty Rate
13.5%
National avg: 11.1%
Unemployment Rate
6.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$133/yr
At AZ 12-mo avg 3.351% APY
19.9% of residents are 65 or older, in line with the national average of 17.3%. At today’s AZ 12-month CD average of 3.351%, saving 10% of the local median salary ($3,974/year) and putting it in a CD would earn an additional $133 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Casa Grande, Arizona
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Casa Grande, Arizona
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Casa Grande, Arizona typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Casa Grande, Arizona as everywhere in the U.S.
Choosing a CD Term in Casa Grande, Arizona
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Casa Grande, Arizona savers easier access to their funds. For example, Vantage West Credit Union is offering its 6 Month CD - Relationship Rate at 3.96% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Vantage West Credit Union is offering its 60 Month CD - Relationship Rate at 4.06% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Casa Grande, Arizona Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Casa Grande, Arizona saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Casa Grande, Arizona
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Casa Grande, Arizona CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Casa Grande, Arizona
Most CDs carry a fixed rate that is locked for the entire term, protecting a Casa Grande, Arizona depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Casa Grande, Arizona
Are CD rates in Casa Grande, Arizona FDIC insured?
Yes, most established banks in Casa Grande, Arizona are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Casa Grande, Arizona?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Casa Grande, Arizona.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Casa Grande, Arizona may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Casa Grande, Arizona?
Here are recent top rates found for this area:
- Western State Bank: 4.20% APY (18-mo. CD)
- Vantage West Credit Union: 4.06% APY (60 Month CD - Relationship Rate)
- PINAL COUNTY: 3.80% APY (Share Certificate - 2-Year)
- First American Credit Union: 3.60% APY (18 Month Promotional Term Share Certificates)
- Wells Fargo: 1.51% APY (Standard Fixed Rate CD 1 year - Relationship)
- PNC Bank: 0.03% APY (Certificate of Deposit - 12 Months)
- TUCSON: 4.80% APY (5 Year Business Certificate)
- Austin Capital Bank: 4.58% APY (3 Month Certificate of Deposit)
- Mountain America Federal Credit Union: 4.50% APY (24 Month Certificate)
- America First Federal Credit Union: 4.50% APY (60 Month Certificate Account)
Rates reflect recent verified offers available in Casa Grande, Arizona. Last Updated: October 23, 2026
Casa Grande, Arizona CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Casa Grande, Arizona rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Casa Grande, Arizona
Casa Grande, Arizona CD Calculator
At today’s AZ top rate of 4.20% APY, a $10,000 deposit earns $420 in the first year. Enter your amount to see your exact return.
Casa Grande, Arizona CD LadderAZ CD rates currently range from 2.586% (3-month) to 3.053% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Casa Grande, Arizona CD at 4.20% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsArizona’s average 12-month CD is 3.351% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Casa Grande, Arizona CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Casa Grande, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Casa Grande, Arizona. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 23, 2026
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