Auto Loan Rates in Edmund, Wisconsin (WI) for July 2026
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Current auto loan rates in Edmund, Wisconsin include Simplicity Credit UnionSimplicity Credit UnionA5.0 ★Texas Ratio: 10.49% offering Auto Loan at 3.99%, Teachers Credit UnionTeachers Credit UnionA+5.0 ★Texas Ratio: 1.19% offering New Cars (2026 - 2024) Loan at 3.99%, Middletown Area Schools Credit UnionMiddletown Area Schools Credit UnionA+5.0 ★Texas Ratio: 1.55% offering New Vehicle Loan at 4.00%, PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.56% offering 48 Month Auto Loan at 4.00%, Carpenters Federal Credit UnionCarpenters Federal Credit UnionA+5.0 ★Texas Ratio: 1.73% offering 2022 - 2026 New & Used Vehicles Loan at 4.04%. Auto loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Edmund borrowers have access to 32 lenders serving the Wisconsin area, with auto loan rates as low as 3.99% APR from Simplicity Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Edmund, Wisconsin. Auto Loan Rates Last Updated and Verified: July 25, 2026
Compare Auto Loan Rates Today in Edmund, Wisconsin & Surrounding Area
Edmund Auto Loan Rates
APR as low as
APR as low as
As Low As
As Low As
As Low As
as low as
As Low As; New Auto loan
Annual Percentage Rate. Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/16/2026. As Low As
As low as
As Low As
APR* as low as
over $20,000; As Low As
As Low As
As Low As
2023 & Newer Vehicles
Financing up to 105% of approx. retail value. Loan rate is based on term, credit score, as well as credit tiers. Qualify for the lowest rate with credit score of 670 or above. Rates are subject to change. *Other secured loans will be based off the Used Vehicle rate tier.
Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
As Low As
As low as
APR as low as
Loan Amount: $35,000
over $20,000; As Low As
with Direct Deposit & Autopay**
As Low As
As Low As
$25,000; As Low As
over $25,000; As Low As
As Low As; Used Auto loan
Credit Score: 750+
Credit Score: 750+
Rates as low as:**; Per $1000 borrowed.
As Low As
APR as low as
APR is Annual Percentage Rate
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
with Direct Deposit & Autopay**
As Low As
As Low As
As Low As; New Auto loan
As Low As; Used Auto loan
Credit Score: 749-700
Credit Score: 750+
Credit Score: 749-700
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
with Direct Deposit & Autopay**
As Low As
As Low As; New Auto loan
Credit Score: 749-700
Credit Score: 750+
Credit Score: 750+
Finance your vehicle for up to 84 months! SCU is offers loan terms up to 84 months for collateral worth more than $30,000. Finance your boat, camper or new vehicle with a rate as low as 5.49% APR*. Rates subject to change without notice. Actual rate determined by credit score. Vehicle loan terms determined by the value of the collateral. We will "Rate Match" up to a maximum of .75% below the current eligible rate with member providing proof of rate eligible elsewhere. Payment equals $15.09 per thousand dollars borrowed
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
As Low As; New Auto loan
As Low As; Used Auto loan
Credit Score: 699-660
Credit Score: 749-700
Credit Score: 699-660
Credit Score: 750+
Credit Score: 749-700
As low as
APR as low as
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As; Used Auto loan
As Low As; Used Auto loan
Credit Score: 699-660
Credit Score: 750+
Credit Score: 749-700
Credit Score: 750+
As Low As; Loan amount >$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/16/2026.
As Low As
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As; New Auto loan
As Low As; Used Auto loan
As Low As; Used Auto loan
Credit Score: 699-660
Credit Score: 749-700
Credit Score: 749-700
Credit Score: 750+
Credit Score: 699-660
** Over $20,000 Financed.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
Credit Score: 699-660
Credit Score: 749-700
As Low As
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As; Used Auto loan
Credit Score: 659-630
Credit Score: 699-660
Credit Score: 659-630
Credit Score: 699-660
Credit Score: 750+
*** Over $30,000 Financed on 2015 or Newer.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Model Year: 2020-2027
Credit Score: 659-630
Credit Score: 750+ (A+)
Credit Score: 699-660
Credit Score: 749-700
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
*GAP Insurance purchased through the credit union is required
Minimum Loan Amount $25,000
Credit Score: 659-630
Credit Score: 750+ (A+)
Credit Score: 749-700 (A)
Credit Score: 659-630
Edmund New Auto Auto Loan Rates
APR as low as
As Low As
As Low As
As Low As
As Low As; New Auto loan
over $20,000; As Low As
As Low As
Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
over $20,000; As Low As
$25,000; As Low As
over $25,000; As Low As
As Low As; Used Auto loan
Credit Score: 750+
Credit Score: 750+
As Low As
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; New Auto loan
Credit Score: 749-700
Credit Score: 750+
Credit Score: 749-700
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; New Auto loan
Credit Score: 749-700
Credit Score: 750+
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; New Auto loan
As Low As; Used Auto loan
Credit Score: 699-660
Credit Score: 749-700
Credit Score: 699-660
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Used Auto loan
Credit Score: 699-660
Credit Score: 750+
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; New Auto loan
As Low As; Used Auto loan
Credit Score: 699-660
Credit Score: 749-700
As Low As
As Low As; Used Auto loan
Credit Score: 659-630
Credit Score: 699-660
Credit Score: 659-630
Credit Score: 659-630
As Low As; Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, terms, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Some terms may contain a balloon. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
*GAP Insurance purchased through the credit union is required
Minimum Loan Amount $25,000
Credit Score: 659-630
Edmund Used Auto Auto Loan Rates
APR as low as
As Low As
As Low As
Rates above based on credit score >=670 and 36-month term. Actual rates, terms and loan amounts subject to credit approval. Other restrictions may apply.
over $20,000; As Low As
over $25,000; As Low As
As Low As; Used Auto loan
As Low As
As Low As; Used Auto loan
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As
As Low As
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
Credit Score: 750+
As Low As
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
As Low As; Used Auto loan
Credit Score: 750+
Credit Score: 749-700
As Low As
As Low As; Used Auto loan
As Low As; Used Auto loan
Credit Score: 749-700
Credit Score: 750+
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As; Used Auto loan
As Low As; Used Auto loan
Credit Score: 749-700
Credit Score: 750+
Credit Score: 699-660
** Over $20,000 Financed.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
Credit Score: 699-660
Credit Score: 749-700
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As
As Low As; Used Auto loan
Credit Score: 699-660
Credit Score: 750+
*** Over $30,000 Financed on 2015 or Newer.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Credit Score: 750+ (A+)
Credit Score: 699-660
Credit Score: 749-700
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
*GAP Insurance purchased through the credit union is required
Minimum Loan Amount $25,000
Credit Score: 750+ (A+)
Credit Score: 749-700 (A)
Credit Score: 659-630
Edmund, WI Auto Loan Rate Trends
Compare local Edmund, WI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin new auto rates fell 0.036 points over the past 7 days to 5.431% APR.
Wisconsin used auto rates fell 0.083 points over the past 7 days to 6.664% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Edmund, Wisconsin auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Edmund, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Edmund, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Edmund, Wisconsin
How does my credit score affect my car loan rate in Wisconsin?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Edmund, Wisconsin?
- Simplicity Credit Union: 3.99% (Auto Loan)
- Teachers Credit Union: 3.99% (New Cars (2026 - 2024) Loan)
- Middletown Area Schools Credit Union: 4.00% (New Vehicle Loan)
- PCM Credit Union: 4.00% (48 Month Auto Loan)
- Carpenters Federal Credit Union: 4.04% (2022 - 2026 New & Used Vehicles Loan)
