Current auto loan rates in Pasadena, Texas include IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit Union4345 ALLEN GENOA RD, PASADENA, TX, 77504A+5.0 ★Texas Ratio: 1.98% offering New Automobile (NA) at 2.95%, Texas Bay Credit UnionTexas Bay Credit Union1301 W Pasadena Fwy, Pasadena, TX, 77506A5.0 ★Texas Ratio: 8.99% offering Auto Loans - Used & New at 3.94%, Chemcel Federal Credit UnionChemcel Federal Credit Union9502 Bayport Blvd, Pasadena, TX, 77507 1402A+5.0 ★Texas Ratio: 5.87% offering Auto Loans at 4.99%, Essential Credit UnionEssential Credit Union1199 Pasadena Blvd, Pasadena, TX, 77501A5.0 ★Texas Ratio: 11.36% offering Auto Loans at 5.49%, TEXOMA EDUCATORSTEXOMA EDUCATORSA+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%. Auto loan rates as of May 4, 2026 according to verified data from MonitorBankRates.
Pasadena has 4 local institutions in our database, with auto loan rates as low as 2.95% APR from IBEW Local 66 Federal Credit Union at 4345 ALLEN GENOA RD, PASADENA, TX, 77504. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pasadena, Texas. Auto Loan Rates Last Updated and Verified: May 4, 2026
Grade: A+ (800+)
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Grade A+ (800+)
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Grade A+ (800+)
Grade: A (720-799)
Grade A (720-799)
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Grade: C (640 -679)
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Grade: D (600 - 639)
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Grade D (600 - 639)
Grade: E (560-599)
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Sub < 559
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As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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Rates as low as 4.35%. Apply for a new car loan with us today.
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As Low As; Up to 125% of MSRP with approved credit.
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Model Year: 2011 to 2015
Rates as low as 4.60%. Apply today.
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Grade: A+ (800+)
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Grade: A+ (800+)
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Grade: A+ (800+)
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Grade: A+ (800+)
Grade: A (720-799)
Grade: B (680-719)
Grade: C (640 -679)
Grade: C (640 -679)
Grade: D (600 - 639)
Grade: D (600 - 639)
Grade: D (600 - 639)
Grade: E (560-599)
Grade: E (560-599)
Grade: Sub < 559
Grade: Sub < 559
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As Low As; Fewer than 7,500 miles
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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Rates as low as 4.35%. Apply for a new car loan with us today.
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As Low As; Up to 48 Months
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As Low As; Up to 125% of MSRP with approved credit.
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As Low As; Fewer than 7,500 miles
Grade A+ (800+)
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Grade A+ (800+)
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Grade A+ (800+)
Grade A (720-799)
Grade B (680-719)
Grade C (640 -679)
Grade C (640 -679)
Grade D (600 - 639)
Grade D (600 - 639)
Grade D (600 - 639)
Grade E (560-599)
Grade E (560-599)
Sub < 559
Sub < 559
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As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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Rates as low as 4.60%. Apply today.
Compare local Pasadena, TX auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas new auto rates fell 0.025 points over the past 7 days to 5.187% APR.
Texas used auto rates fell 0.028 points over the past 7 days to 5.649% APR.