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Auto Loan Rates in Mobeetie, Texas (TX) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Mobeetie, Texas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 5, 2026

Current auto loan rates in Mobeetie, Texas include Mclennan County Employees Federal Credit UnionMclennan County Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicles at 2.00%, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering New Automobile (NA) at 2.95%, TEXOMA EDUCATORSTEXOMA EDUCATORSA+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%, Lubrizol Employees Credit UnionLubrizol Employees Credit UnionA+5.0 ★Texas Ratio: 1.18% offering New & Used Automobile at 3.24%, Members Choice Credit UnionMembers Choice Credit UnionA5.0 ★Texas Ratio: 8.54% offering New and Pre-Owned Autos at 3.24%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Mobeetie borrowers have access to 83 lenders serving the Texas area, with auto loan rates as low as 2.00% APR from Mclennan County Employees Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mobeetie, Texas. Auto Loan Rates Last Updated and Verified: April 5, 2026

Compare Auto Loan Rates Today in Mobeetie, Texas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
2.00%
60 Months
View
▼
APR2.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2016-2017
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2018-2020
2.00%
48 Months
View
▼
APR2.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
2.25%
72 Months
View
▼
APR2.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2014-2015
2.25%
36 Months
View
▼
APR2.25%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2016-2017
2.25%
48 Months
View
▼
APR2.25%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2018-2020
2.25%
60 Months
View
▼
APR2.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2013 & Older
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2014-2015
2.75%
48 Months
View
▼
APR2.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2016-2017
2.75%
60 Months
View
▼
APR2.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2018-2020
2.75%
72 Months
View
▼
APR2.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 5, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 5, 2026
Details

Grade A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedMar 28, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Pre-Owned Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 27, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; All model years

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
View
▼
APR3.65%
TermUp to 36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
View
▼
APR3.65%
Term37 - 48 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
View
▼
APR3.65%
Term49 - 60 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
View
▼
APR3.65%
Term61 - 72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
View
▼
APR3.67%
Term36 to 72 Months
Last UpdatedApr 5, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
View
▼
APR3.67%
Term73 - 84 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedApr 4, 2026
Details

up to 75 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Fewer than 100,000 miles

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; All model years

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 4, 2026
Details

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
Auto Loans
3.90%
18 Months
View
▼
APR3.90%
Term18 Months
Last UpdatedMar 24, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 5, 2026
Details

Grade: A+ (800+)

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 5, 2026
Details

Grade A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loan A+
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedApr 5, 2026
Details

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000 (Up to 5 Years old / 2021+)

Oak Cliff Christian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Auto Loan
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As; No payments for 90 days.

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
Auto Refinance
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 80% Financing MSRP or NADA Retail (20% down)

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 27, 2026
Details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 27, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 months
View
▼
APR3.99%
Term54 months
Last UpdatedMar 28, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Purchase
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMar 28, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Car Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As; New Auto

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 29, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Drive Smart Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
First Time Auto Buyer Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedMar 28, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedMar 28, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans
4.00%
12 Months
View
▼
APR4.00%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.00%
36-60
View
▼
APR4.00%
Term36-60
Last UpdatedApr 4, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2020 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New & Used Auto
4.00%
36 to 84 Months
View
▼
APR4.00%
Term36 to 84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Purchases
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
Auto Refinances
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New and Used Autos
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 25, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 25, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMar 24, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
Auto Loan
4.00%
1 - 48
View
▼
APR4.00%
Term1 - 48
Last UpdatedMar 27, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Auto Loan
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMar 27, 2026
Details

1

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.15%
36-60
View
▼
APR4.15%
Term36-60
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedApr 4, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedApr 4, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Vehicles-W.A.C.- 2026-2024 Up to 72 months
4.20%
72 Months
View
▼
APR4.20%
Term72 Months
Last UpdatedApr 4, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedMar 28, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.25%
78-84
View
▼
APR4.25%
Term78-84
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedApr 4, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

Common Cents Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Auto Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000 (Up to 5 Years old / 2021+)

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 25, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New and Used Autos
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Any Model Year Vehicle Loan
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 25, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

Southern Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
New Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 27, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 27, 2026
Details

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
Up to 2026 Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
View
▼
APR4.29%
Term3 yrs*
Last UpdatedApr 4, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.29%
up to 48 months
View
▼
APR4.29%
Termup to 48 months
Last UpdatedMar 25, 2026
Details

As Low As

First Financial Bank (TX)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Car Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 26, 2026
Details

Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

Methodist Hospital Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
New Vehicles New and 1 Year Old
4.32%
1 Year
View
▼
APR4.32%
Term1 Year
Last UpdatedApr 4, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedApr 4, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 months
View
▼
APR4.35%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Vehicle Loans
4.35%
60 Months
View
▼
APR4.35%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedApr 4, 2026
Details

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Auto Refinance 2016-2018
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Auto Refinance 2019-2023
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Auto Refinance 2024-2025
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Auto Refinance 2025-2026 New
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

First National Bank Texas
Institution Rating:
F1.0 ★ Texas Ratio: 63.89%
Auto Loan
4.43%
66 Months
View
▼
APR4.43%
Term66 Months
Last UpdatedMar 24, 2026
Details

Offer excludes refinancing of existing First National Bank Texas, First Convenience Bank, and First Heroes National Bank loans.

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedApr 4, 2026
Details

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedApr 4, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Vehicles-W.A.C.- 2026-2024 Up to 84 months
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 4, 2026
Details

($35,000+ loan)

4U Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
New Auto Loan
4.45%
48 Months
View
▼
APR4.45%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Gulf Shore Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.87%
Autos 2026-2022
4.49%
0-24
View
▼
APR4.49%
Term0-24
Last UpdatedApr 4, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 4, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 5, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.49%
Up to 48 Months
View
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 25, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedMar 24, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto Loans
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 25, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 months
View
▼
APR4.49%
Term54 months
Last UpdatedMar 28, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 months
View
▼
APR4.49%
Term72 months
Last UpdatedMar 28, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Purchase
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Used Auto Purchase
4.49%
54 Months
View
▼
APR4.49%
Term54 Months
Last UpdatedMar 28, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans
4.49%
up to 60 months
View
▼
APR4.49%
Termup to 60 months
Last UpdatedMar 25, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
Car Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; New Auto

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 28, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 28, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New 2025 Auto Loan
4.50%
1 to 48 months
View
▼
APR4.50%
Term1 to 48 months
Last UpdatedMar 25, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.50%
78-84
View
▼
APR4.50%
Term78-84
Last UpdatedApr 4, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2022 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Car
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

up to 60 month financing available

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New/Used Auto Loan (730+ Credit Score)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 27, 2026
Details

Max LTV 100%; No auto > 7y age. Miles not to exceed 100k

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000 (Up to 5 Years old / 2021+)

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
4.50%
78 Months
View
▼
APR4.50%
Term78 Months
Last UpdatedMar 25, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
2.00%
60 Months
View
▼
APR2.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
2.25%
72 Months
View
▼
APR2.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 5, 2026
Details

Grade: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedMar 28, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 27, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
View
▼
APR3.65%
TermUp to 36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
View
▼
APR3.65%
Term37 - 48 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
View
▼
APR3.65%
Term49 - 60 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
View
▼
APR3.65%
Term61 - 72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
View
▼
APR3.67%
Term36 to 72 Months
Last UpdatedApr 5, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
View
▼
APR3.67%
Term73 - 84 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedApr 4, 2026
Details

up to 75 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Fewer than 7,500 miles

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedApr 4, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (NA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 5, 2026
Details

Grade: A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 29, 2026
Details

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 80% Financing MSRP or NADA Retail (20% down)

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 27, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
3.99%
54 months
View
▼
APR3.99%
Term54 months
Last UpdatedMar 28, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Purchase
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMar 28, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedMar 28, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New vehicles
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedMar 28, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.00%
36-60
View
▼
APR4.00%
Term36-60
Last UpdatedApr 4, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New & Used Auto
4.00%
36 to 84 Months
View
▼
APR4.00%
Term36 to 84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New and Used Autos
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 25, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMar 24, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMar 27, 2026
Details

1

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.15%
36-60
View
▼
APR4.15%
Term36-60
Last UpdatedApr 4, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedApr 4, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Vehicles-W.A.C.- 2026-2024 Up to 72 months
4.20%
72 Months
View
▼
APR4.20%
Term72 Months
Last UpdatedApr 4, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedMar 28, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.25%
78-84
View
▼
APR4.25%
Term78-84
Last UpdatedApr 4, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000; Qualifying rate - Conditions apply

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 25, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New and Used Autos
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

Southern Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
New Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 27, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
View
▼
APR4.29%
Term3 yrs*
Last UpdatedApr 4, 2026
Details

As Low As

First Financial Bank (TX)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Car Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 26, 2026
Details

Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

Methodist Hospital Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
New Vehicles New and 1 Year Old
4.32%
1 Year
View
▼
APR4.32%
Term1 Year
Last UpdatedApr 4, 2026
Details

As Low As

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 months
View
▼
APR4.35%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loan
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedApr 4, 2026
Details

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Auto Refinance 2025-2026 New
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedApr 4, 2026
Details

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
New Vehicles-W.A.C.- 2026-2024 Up to 84 months
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 4, 2026
Details

($35,000+ loan)

4U Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
New Auto Loan
4.45%
48 Months
View
▼
APR4.45%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 4, 2026
Details

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
NEW Autos Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
New Vehicles - 5 years and newer**
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedMar 24, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 25, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Loans
4.49%
72 months
View
▼
APR4.49%
Term72 months
Last UpdatedMar 28, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
New Auto Purchase
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedMar 28, 2026
Details

As Low As

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 28, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New 2025 Auto Loan
4.50%
1 to 48 months
View
▼
APR4.50%
Term1 to 48 months
Last UpdatedMar 25, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars and Trucks
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Cars, Trucks, Vans
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.50%
78-84
View
▼
APR4.50%
Term78-84
Last UpdatedApr 4, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
New Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
New Car
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

up to 60 month financing available

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New/Used Auto Loan (730+ Credit Score)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 27, 2026
Details

Max LTV 100%; No auto > 7y age. Miles not to exceed 100k

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000; Qualifying rate - Conditions apply

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
4.50%
78 Months
View
▼
APR4.50%
Term78 Months
Last UpdatedMar 25, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2016-2017
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2018-2020
2.00%
48 Months
View
▼
APR2.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2014-2015
2.25%
36 Months
View
▼
APR2.25%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2016-2017
2.25%
48 Months
View
▼
APR2.25%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2018-2020
2.25%
60 Months
View
▼
APR2.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2013 & Older
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2014-2015
2.75%
48 Months
View
▼
APR2.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2016-2017
2.75%
60 Months
View
▼
APR2.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles - 2018-2020
2.75%
72 Months
View
▼
APR2.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; With Approved Credit

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedApr 5, 2026
Details

Grade A+ (800+)

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
Pre-Owned Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 27, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; All model years

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
Up to 36 Months
View
▼
APR3.65%
TermUp to 36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
37 - 48 Months
View
▼
APR3.65%
Term37 - 48 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
49 - 60 Months
View
▼
APR3.65%
Term49 - 60 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
61 - 72 Months
View
▼
APR3.65%
Term61 - 72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New & Used Auto Loans
3.67%
36 to 72 Months
View
▼
APR3.67%
Term36 to 72 Months
Last UpdatedApr 5, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
73 - 84 Months
View
▼
APR3.67%
Term73 - 84 Months
Last UpdatedMar 27, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; All model years

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedApr 4, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Pre-Owned (Used) Automobile (UA)
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedApr 5, 2026
Details

Grade A+ (800+)

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000 (Up to 5 Years old / 2021+)

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 80% Financing MSRP or NADA Retail (20% down)

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 27, 2026
Details

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans
4.00%
12 Months
View
▼
APR4.00%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.00%
36-60
View
▼
APR4.00%
Term36-60
Last UpdatedApr 4, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2020 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New & Used Auto
4.00%
36 to 84 Months
View
▼
APR4.00%
Term36 to 84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New and Used Autos
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedMar 26, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 25, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.15%
36-60
View
▼
APR4.15%
Term36-60
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedApr 4, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.25%
78-84
View
▼
APR4.25%
Term78-84
Last UpdatedApr 4, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedApr 4, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedApr 5, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000 (Up to 5 Years old / 2021+)

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 25, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New and Used Autos
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedMar 26, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
USED Autos Up to 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 27, 2026
Details

The Peoples Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.00%
New & Used Vehicles
4.29%
3 yrs*
View
▼
APR4.29%
Term3 yrs*
Last UpdatedApr 4, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedApr 4, 2026
Details

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New & Used Vehicles
4.35%
60 months
View
▼
APR4.35%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedApr 4, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Car Loans
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Pre-Owned Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedApr 4, 2026
Details

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
View
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Auto/Refinance Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2023-2025 Used Vehicles
4.49%
Up to 48 Months
View
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 25, 2026
Details

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Used Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto Loans
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 25, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Auto Loans Used
4.49%
54 months
View
▼
APR4.49%
Term54 months
Last UpdatedMar 28, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
Used Auto Purchase
4.49%
54 Months
View
▼
APR4.49%
Term54 Months
Last UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Pre-Owned Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars and Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Cars, Trucks, Vans
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Temple Inland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto
4.50%
78-84
View
▼
APR4.50%
Term78-84
Last UpdatedApr 4, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; 2022 & newer

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
New & Used Auto
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
View
▼
APR4.50%
Term37 - 48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Met Tran Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
New/Used Auto Loan (730+ Credit Score)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 27, 2026
Details

Max LTV 100%; No auto > 7y age. Miles not to exceed 100k

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Used Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As; Up to $250,000 (Up to 5 Years old / 2021+)

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New and Used Vehicle Loan
4.50%
78 Months
View
▼
APR4.50%
Term78 Months
Last UpdatedMar 25, 2026
Details

Mobeetie, TX Auto Loan Rate Trends

Compare local Mobeetie, TX auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Auto Trends →
New Auto Loan — TX Avg
5.667%
▼ 0.024 vs 7 days ago

Texas new auto rates fell 0.024 points over the past 7 days to 5.667% APR.

Used Auto Loan — TX Avg
5.968%
▼ 0.085 vs 7 days ago

Texas used auto rates fell 0.085 points over the past 7 days to 5.968% APR.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Mobeetie, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Mobeetie, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Mobeetie, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Mobeetie, Texas?

Based on our current data, some of the lowest auto loan rates available in Mobeetie, Texas include:
  • Mclennan County Employees Federal Credit Union: 2.00% (New Vehicles)
  • IBEW Local 66 Federal Credit Union: 2.95% (New Automobile (NA))
  • TEXOMA EDUCATORS: 2.99% (New vehicles)
  • Lubrizol Employees Credit Union: 3.24% (New & Used Automobile)
  • Members Choice Credit Union: 3.24% (New and Pre-Owned Autos)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mobeetie, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026

Mobeetie, Texas Rates & Resources

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