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Tyler City Employees Credit Union Rates & Review August 2026

Tyler City Employees Credit Union's Personal Loan Rates are at 3.95%. MonitorBankRates evaluates the financial stability of Tyler City Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.88%. Rates last updated and verified on 08/29/2026.

Tyler City Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tyler City Employees Credit Union? Share your experience about Tyler City Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Tyler City Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.88%
Excellent Lower than avg
Tyler City Employees Credit Union
Tyler City Employees Credit Union
3711 Frankston Hwy
Tyler, TX 75701
https://tylercityecu.com
Member NCUA

Tyler City Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Auto - - 3.95% Up to 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 48 Month Term - - 4.95% 48 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 48 Month Term - - 5.45% 48 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 60 Month Term - - 5.45% 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 72 Month Term - - 5.70% 72 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 60 Month Term - - 5.95% 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 84 Month Term - - 6.00% 84 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 72 Month Term - - 6.20% 72 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 84 Month Term - - 6.50% 84 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older - 36, 48, 60 Month Term - - 6.90% 36, 48, 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 48 Month Term - - 6.95% 48 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older - 36, 48, 60 Month Term - - 7.40% 36, 48, 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 60 Month Term - - 7.45% 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 72 Month Term - - 7.70% 72 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 84 Month Term - - 8.00% 84 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older - 36, 48, 60 Month Term - - 8.90% 36, 48, 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 36 Month Term - - 10.15% 36 Month Term
Details Credit score 700+
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 36 Month Term - - 10.65% 36 Month Term
Details Credit score 699-660
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 48 Month Term - - 10.95% 48 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 48 Month Term - - 11.15% 48 Month Term
Details Credit score 700+
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 60 Month Term - - 11.45% 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 48 Month Term - - 11.65% 48 Month Term
Details Credit score 699-660
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 72 Month Term - - 11.70% 72 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 84 Month Term - - 12.00% 84 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 36 Month Term - - 12.15% 36 Month Term
Details Credit score 659-620
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older - 36, 48, 60 Month Term - - 12.90% 36, 48, 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 48 Month Term - - 13.15% 48 Month Term
Details Credit score 659-620
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 48 Month Term - - 13.95% 48 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 60 Month Term - - 14.45% 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 72 Month Term - - 14.70% 72 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2018 - 2021 84 Month Term - - 15.00% 84 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older - 36, 48, 60 Month Term - - 15.90% 36, 48, 60 Month Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 36 Month Term - - 16.15% 36 Month Term
Details Credit score 619-550
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 48 Month Term - - 17.15% 48 Month Term
Details Credit score 619-550
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 36 Month Term - - 18.00% 36 Month Term
Details Credit score 549 or less
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%
Used Auto 2017 & Older 48 Month Term - - 18.00% 48 Month Term
Details Credit score 549 or less
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.88%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tyler City Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tyler City Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tyler City Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tyler City Employees Credit Union
Address 3711 Frankston Hwy, Tyler, TX 75701
Phone 903-592-8012
Fax 903-593-8781
President Gary Rice
CEO Amanda Dawson
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.88%
Return on Assets (ROA)
0.2187%
Return on Equity (ROE)
1.3969%
Non-Performing Loans Ratio (NPL)
1.38%
Total Assets
29,197,474
Total Amount of Shares and Deposits
24,598,270
Total Shares and Deposits < 1 Year
23,728,425
Total Shares and Deposits 1 3 Years
869,845
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
84,899
Total Uninsured Shares and Deposits > $250K (F+J)
84,899
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,513,371
Total Interest Expense (Sum of items 6 8)
221,344
Share Certificates
115
Number of Accounts for Share Drafts
1,509
IRA KEOGH Accounts
40
Number of Accounts for Regular Shares
3,197
Net Income (unless the amount is already included in Undivided Earnings)
63,867
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,413,781
Total Liabilities
24,625,546
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Tyler City Employees Credit Union

How many branches does Tyler City Employees Credit Union operate?

Tyler City Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tyler City Employees Credit Union?

Yes, to access services at Tyler City Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tyler City Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tyler City Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tyler City Employees Credit Union offer online and mobile banking?

Most modern institutions like Tyler City Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://tylercityecu.com.