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Auto Loan Rates in Carrollton, Texas (TX) for March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Carrollton, Texas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 21, 2026

Current auto loan rates in Carrollton, Texas include Valwood Park Federal Credit UnionValwood Park Federal Credit Union1001 E Crosby Rd, Carrollton, TX, 75006 7260A+5.0 ★Texas Ratio: 1.59% offering Used Auto/Refinance Auto at 3.99%, Nizari Progressive Federal Credit UnionNizari Progressive Federal Credit Union3564 North Josey LN, Carrollton, TX, 75007A+5.0 ★Texas Ratio: 2.18% offering New Auto Loan at 3.99%, Resource One Credit UnionResource One Credit Union2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010B+4.7 ★Texas Ratio: 19.00% offering New and Used Auto Loans at 4.79%, Mclennan County Employees Federal Credit UnionMclennan County Employees Federal Credit Union215 N 5th St Ste 224, Waco, TX, 76701 1364A+5.0 ★Texas Ratio: 0.00% offering New Vehicles at 2.00%, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit Union4345 ALLEN GENOA RD, PASADENA, TX, 77504A+5.0 ★Texas Ratio: 1.98% offering New Auto Loan at 2.95%.

Auto loan rates in Carrollton, Texas are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Carrollton, Texas. Auto Loan Rates Last Updated and Verified: March 21, 2026

Compare Auto Loan Rates Today in Carrollton, Texas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
4.74%
Up to 60 months
View
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.79%
36 months
View
▼
APR4.79%
Term36 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.84%
37 - 48 months
View
▼
APR4.84%
Term37 - 48 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.89%
49 - 60 months
View
▼
APR4.89%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Auto Refinancing
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
New Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Commercial Auto Loan
4.99%
96 Months
View
▼
APR4.99%
Term96 Months
Last UpdatedMar 20, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Commercial Auto Loan
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 years old)

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.99%
61 - 72 months
View
▼
APR4.99%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
5.19%
73 - 78 months
View
▼
APR5.19%
Term73 - 78 months
Last UpdatedMar 21, 2026
Details

As Low As

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
5.24%
Up to 72 months
View
▼
APR5.24%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; (6-10 Years old / 2015+)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Commercial Auto Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (6-10 years old)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
5.79%
79 - 84 months
View
▼
APR5.79%
Term79 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (6-10 Years old / 2015+)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
6.25%
96 Months
View
▼
APR6.25%
Term96 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.00%
60 Months
View
▼
APR2.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.00%
48 Months
View
▼
APR2.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.25%
72 Months
View
▼
APR2.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.25%
36 Months
View
▼
APR2.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.25%
48 Months
View
▼
APR2.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.25%
60 Months
View
▼
APR2.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2013 & Older
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.75%
48 Months
View
▼
APR2.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.75%
60 Months
View
▼
APR2.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.75%
72 Months
View
▼
APR2.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedMar 21, 2026
Details

CREDIT SCORE: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedMar 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 0-36 months
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedMar 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
3.31%
0-36
View
▼
APR3.31%
Term0-36
Last UpdatedMar 18, 2026
Details

A+ Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
3.31%
0-36
View
▼
APR3.31%
Term0-36
Last UpdatedMar 18, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 36 months

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
3.56%
0-36
View
▼
APR3.56%
Term0-36
Last UpdatedMar 18, 2026
Details

A Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A Credit
3.56%
0-36
View
▼
APR3.56%
Term0-36
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
3.56%
37-48
View
▼
APR3.56%
Term37-48
Last UpdatedMar 18, 2026
Details

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
View
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
View
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
View
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
View
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
View
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
View
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedMar 15, 2026
Details

up to 75 Months

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Used Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 100,000 miles

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 48 months

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
10429 Leopard St, Corpus Christi, TX, 78410 1933
Auto Loans
3.90%
18 Months
View
▼
APR3.90%
Term18 Months
Last UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Auto Loan A+
3.95%
0-36
View
▼
APR3.95%
Term0-36
Last UpdatedMar 21, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedMar 21, 2026
Details

CREDIT SCORE: A+ (800+)

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2005 Center St, Deer Park, TX, 77536
Auto Loan A+
3.99%
0-48 Months
View
▼
APR3.99%
Term0-48 Months
Last UpdatedMar 13, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMar 15, 2026
Details

As Low As

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

80% Financing MSRP or NADA Retail (20% down)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; Additional loyalty discount of .25% with direct deposit of $250 per month and auto pay

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
Drive Smart Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
First Time Auto Buyer Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

Oak Cliff Christian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1130 W Camp Wisdom Rd, Dallas, TX, 75232 3404
Auto Loan
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; No payments for 90 days.

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
Car Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As; New Auto

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedMar 21, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedMar 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 37-48 months
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2020 & newer, Up to 60 months

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Auto Purchases
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Auto Refinances
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMar 17, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1002 S Abe St, San Angelo, TX, 76903 7240
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; for 36 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
3030 Cullen Blvd Ste 111, Pearland, TX, 77584
Auto Loan
4.00%
1 - 48
View
▼
APR4.00%
Term1 - 48
Last UpdatedMar 20, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.00%
12 Months
View
▼
APR4.00%
Term12 Months
Last UpdatedMar 21, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Auto Loan
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As; Model Years: 2019-2025

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
4.06%
0-36
View
▼
APR4.06%
Term0-36
Last UpdatedMar 18, 2026
Details

B Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A Credit
4.06%
37-48
View
▼
APR4.06%
Term37-48
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
4.06%
49-60
View
▼
APR4.06%
Term49-60
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans B Credit
4.06%
0-36
View
▼
APR4.06%
Term0-36
Last UpdatedMar 18, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 72 months
4.10%
72 Months
View
▼
APR4.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

1

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedMar 17, 2026
Details

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2016-2018
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2019-2023
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2024-2025
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2025-2026 New
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
1821 W Cameron Ave, Rockdale, TX, 76567
New Vehicles
4.24%
Up to 84 months
View
▼
APR4.24%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedMar 21, 2026
Details

As Low As

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B, Beaumont, TX, 77708
New & Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Vehicle Age: Up to 2026

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 13, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
USED Autos Up to 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Common Cents Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
8109 Smith Rd, Beaumont, TX, 77705 6108
Auto Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedMar 17, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
Any Model Year Vehicle Loan
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
5140 W Parkway St, Groves, TX, 77619
New and Used Autos
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedMar 20, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 21, 2026
Details

As Low As

Southern Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
16035 W Little York Rd, Houston, TX, 77084
New Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Auto Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Auto Loans
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Bank (TX)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2506 Pine Shadows Dr, Huntsville, TX, 77320
New Car Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedMar 17, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 84 months
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

($35,000+ loan)

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
4.36%
0-36
View
▼
APR4.36%
Term0-36
Last UpdatedMar 18, 2026
Details

C Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A Credit
4.36%
49-60
View
▼
APR4.36%
Term49-60
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
4.36%
61-75
View
▼
APR4.36%
Term61-75
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans B Credit
4.36%
37-48
View
▼
APR4.36%
Term37-48
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans C Credit
4.36%
0-36
View
▼
APR4.36%
Term0-36
Last UpdatedMar 18, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
Used Cars
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2016-2018
4.39%
77 Months
View
▼
APR4.39%
Term77 Months
Last UpdatedMar 15, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMar 16, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 18, 2026
Details

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
New Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Pre-Owned Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

4U Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1312 Lawrence St, Gainesville, TX, 76240
New Auto Loan
4.45%
48 Months
View
▼
APR4.45%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedMar 17, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Auto Loans Used
4.49%
54 Months
View
▼
APR4.49%
Term54 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
701 College Dr, Abilene, TX, 79601
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2019-2023
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2024-2025
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2025-2026 New
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
4800 GROVER AVE, AUSTIN, TX, 78756
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6401 Bell St, Amarillo, TX, 79109
New Vehicles - 5 years and newer**
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedMar 17, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2455 Stringer St, Brenham, TX, 77833
2023-2025 Used Vehicles
4.49%
Up to 48 Months
View
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 18, 2026
Details

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Auto Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX, 75228
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4849 N Mesa St, El Paso, TX, 79912
Fuel-Efficient Auto Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
Car Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As; New Auto

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 21, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX, 75248
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX, 75248
Used Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
2101 N Fulton st, Wharton, TX, 77488
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As; New or used vehicle up to 36 months.

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedMar 21, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.79%
36 months
View
▼
APR4.79%
Term36 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.84%
37 - 48 months
View
▼
APR4.84%
Term37 - 48 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.89%
49 - 60 months
View
▼
APR4.89%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
New Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Commercial Auto Loan
4.99%
96 Months
View
▼
APR4.99%
Term96 Months
Last UpdatedMar 20, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.99%
61 - 72 months
View
▼
APR4.99%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
5.19%
73 - 78 months
View
▼
APR5.19%
Term73 - 78 months
Last UpdatedMar 21, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
5.79%
79 - 84 months
View
▼
APR5.79%
Term79 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
New Auto Loan
6.25%
96 Months
View
▼
APR6.25%
Term96 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.00%
60 Months
View
▼
APR2.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.25%
72 Months
View
▼
APR2.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedMar 21, 2026
Details

CREDIT SCORE: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedMar 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 0-36 months
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedMar 21, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
View
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
View
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
View
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
View
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
View
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
View
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedMar 15, 2026
Details

up to 75 Months

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 7,500 miles

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedMar 17, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedMar 21, 2026
Details

CREDIT SCORE: A+ (800+)

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMar 15, 2026
Details

As Low As

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

80% Financing MSRP or NADA Retail (20% down)

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 21, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36-month
View
▼
APR3.99%
Term36-month
Last UpdatedMar 21, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedMar 21, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles: 37-48 months
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMar 17, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1002 S Abe St, San Angelo, TX, 76903 7240
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; for 36 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 72 months
4.10%
72 Months
View
▼
APR4.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

1

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2025-2026 New
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
1821 W Cameron Ave, Rockdale, TX, 76567
New Vehicles
4.24%
Up to 84 months
View
▼
APR4.24%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
4.24%
60-month
View
▼
APR4.24%
Term60-month
Last UpdatedMar 21, 2026
Details

As Low As

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B, Beaumont, TX, 77708
New & Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Vehicle Age: Up to 2026

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 13, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
5140 W Parkway St, Groves, TX, 77619
New and Used Autos
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedMar 20, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Southern Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
16035 W Little York Rd, Houston, TX, 77084
New Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

First Financial Bank (TX)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2506 Pine Shadows Dr, Huntsville, TX, 77320
New Car Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 84 months
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

($35,000+ loan)

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMar 16, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
2025 & Newer Auto Loans
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMar 18, 2026
Details

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
New Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

4U Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1312 Lawrence St, Gainesville, TX, 76240
New Auto Loan
4.45%
48 Months
View
▼
APR4.45%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
701 College Dr, Abilene, TX, 79601
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 60 Months
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2025-2026 New
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
4800 GROVER AVE, AUSTIN, TX, 78756
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6401 Bell St, Amarillo, TX, 79109
New Vehicles - 5 years and newer**
4.49%
24 to 36
View
▼
APR4.49%
Term24 to 36
Last UpdatedMar 17, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX, 75228
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 21, 2026
Details

As Low As

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX, 75248
New Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
2101 N Fulton st, Wharton, TX, 77488
New or used vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As; New or used vehicle up to 36 months.

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
4.49%
72-month
View
▼
APR4.49%
Term72-month
Last UpdatedMar 21, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
4.74%
Up to 60 months
View
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.79%
36 months
View
▼
APR4.79%
Term36 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.84%
37 - 48 months
View
▼
APR4.84%
Term37 - 48 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.89%
49 - 60 months
View
▼
APR4.89%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Commercial Auto Loan
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 years old)

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
4.99%
61 - 72 months
View
▼
APR4.99%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
5.19%
73 - 78 months
View
▼
APR5.19%
Term73 - 78 months
Last UpdatedMar 21, 2026
Details

As Low As

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
5.24%
Up to 72 months
View
▼
APR5.24%
TermUp to 72 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; (6-10 Years old / 2015+)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Commercial Auto Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (6-10 years old)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Resource One Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.00%
2501 E Hebron Pkwy Ste 300, Carrollton, TX, 75010
New and Used Auto Loans
5.79%
79 - 84 months
View
▼
APR5.79%
Term79 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
3564 North Josey LN, Carrollton, TX, 75007
Used Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; (6-10 Years old / 2015+)

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.00%
48 Months
View
▼
APR2.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.25%
36 Months
View
▼
APR2.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.25%
48 Months
View
▼
APR2.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.25%
60 Months
View
▼
APR2.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2013 & Older
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.75%
48 Months
View
▼
APR2.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.75%
60 Months
View
▼
APR2.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.75%
72 Months
View
▼
APR2.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 36 months

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
View
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
View
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
View
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
View
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
View
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
View
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Used Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 100,000 miles

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 48 months

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

80% Financing MSRP or NADA Retail (20% down)

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2020 & newer, Up to 60 months

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.00%
12 Months
View
▼
APR4.00%
Term12 Months
Last UpdatedMar 21, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedMar 17, 2026
Details

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B, Beaumont, TX, 77708
New & Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Vehicle Age: Up to 2026

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 13, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
USED Autos Up to 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedMar 17, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
5140 W Parkway St, Groves, TX, 77619
New and Used Autos
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedMar 20, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 21, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedMar 17, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
Used Cars
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMar 16, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Pre-Owned Autos
4.45%
84 Months
View
▼
APR4.45%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; * As Low As (Based On Credit Score And Loan Term)

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2020
4.45%
1 - 60
View
▼
APR4.45%
Term1 - 60
Last UpdatedMar 17, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Auto Loans Used
4.49%
54 Months
View
▼
APR4.49%
Term54 Months
Last UpdatedMar 15, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
701 College Dr, Abilene, TX, 79601
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
4800 GROVER AVE, AUSTIN, TX, 78756
New and Used Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
2455 Stringer St, Brenham, TX, 77833
2023-2025 Used Vehicles
4.49%
Up to 48 Months
View
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 18, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
7474 Ferguson Rd, Dallas, TX, 75228
New or Used Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX, 75248
Used Vehicle Loan (Car / Truck / SUV)
4.49%
36 Months
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▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

Texasgulf Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
2101 N Fulton st, Wharton, TX, 77488
New or used vehicle
4.49%
36 Months
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▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As; New or used vehicle up to 36 months.

Frequently Asked Questions about Auto Loans in Carrollton, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Carrollton, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Carrollton, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Carrollton, Texas?

Based on our current data, some of the lowest auto loan rates available in Carrollton, Texas include:
  • Valwood Park Federal Credit Union: 3.99% (Used Auto/Refinance Auto)
  • Nizari Progressive Federal Credit Union: 3.99% (New Auto Loan)
  • Resource One Credit Union: 4.79% (New and Used Auto Loans)
  • Mclennan County Employees Federal Credit Union: 2.00% (New Vehicles)
  • IBEW Local 66 Federal Credit Union: 2.95% (New Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Carrollton, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026

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