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Auto Loan Rates in Goldsboro, North Carolina (NC) for March 2026

Current auto loan rates in Goldsboro, North Carolina include State Employees Credit UnionState Employees Credit Union3101 CASHWELL DR, GOLDSBORO, NC, 27534A-5.0 ★Texas Ratio: 15.54% offering New auto loans at 4.25%, Audubon Federal Credit UnionAudubon Federal Credit Union105 E Walnut St, Goldsboro, NC, 27530 3648A+5.0 ★Texas Ratio: 1.81% offering New Vehicles at 4.50%, First Carolina Peoples Credit UnionFirst Carolina Peoples Credit Union201 E ASH ST, GOLDSBORO, NC, 27530F1.1 ★Texas Ratio: 61.44% offering New Vehicle Loan at 4.50%, Emergency Responders Credit UnionEmergency Responders Credit Union105 E Walnut St, Goldsboro, NC, 27530 3648B+4.8 ★Texas Ratio: 17.88% offering New Autos at 5.00%, North Carolina Community Federal Credit UnionNorth Carolina Community Federal Credit Union2401 E Ash St, Goldsboro, NC, 27534 7513A+5.0 ★Texas Ratio: 0.36% offering Auto Loan New, 2025 (untitled) -2026 at 5.19%. Auto loan rates as of March 29, 2026 according to verified data from MonitorBankRates.

Auto loan rates in Goldsboro, North Carolina are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Goldsboro, North Carolina. Auto Loan Rates Last Updated and Verified: March 29, 2026

Compare Auto Loan Rates Today in Goldsboro, North Carolina & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
4.25%
36 months
APR4.25%
Term36 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan
4.50%
84 Months
APR4.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Finance up to 80% of MSRP according to Black Book

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
4.50%
48 months
APR4.50%
Term48 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
Auto Loans
4.75%
36 months
APR4.75%
Term36 months
Last UpdatedMar 28, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
Auto Loans
5.00%
48 months
APR5.00%
Term48 months
Last UpdatedMar 28, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedMar 28, 2026
Details

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Autos
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up tp 84 Months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.19%
24-48
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.19%
24-48
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
Auto Loans
5.25%
60 months
APR5.25%
Term60 months
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.39%
49-60
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.39%
24-48
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.39%
49-60
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.39%
24-48
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan 90% financing
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
Auto Loans
5.50%
72 months
APR5.50%
Term72 months
Last UpdatedMar 28, 2026
Details

As Low As

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Autos (2016 - 2025)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 84 Months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.59%
61-66
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.59%
49-60
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.59%
61-66
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.59%
49-60
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.74%
67-72
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.74%
67-72
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
5.75%
84 months
APR5.75%
Term84 months
Last UpdatedMar 28, 2026
Details

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.79%
61-66
APR5.79%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.79%
61-66
APR5.79%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.94%
67-72
APR5.94%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.94%
67-72
APR5.94%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
6.24%
73-84
APR6.24%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
6.24%
73-84
APR6.24%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
Used Vehicle Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Finance up to 80% of Black Book^

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
6.44%
73-84
APR6.44%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
6.44%
73-84
APR6.44%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
6.50%
96 months
APR6.50%
Term96 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.00%
36 months
APR7.00%
Term36 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.25%
72 Months
APR7.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
7.25%
84 Months
APR7.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
Used Vehicle Loan
7.25%
84 Months
APR7.25%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Finance up to 90% of Black Book^

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.25%
48 months
APR7.25%
Term48 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.50%
60 Months
APR7.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.50%
60 months
APR7.50%
Term60 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
7.75%
60 Months
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.75%
72 months
APR7.75%
Term72 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
8.50%
72 Months
APR8.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
8.50%
84 months
APR8.50%
Term84 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
8.75%
72 Months
APR8.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
8.75%
72 Months
APR8.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
9.00%
84 Months
APR9.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
9.00%
48 Months
APR9.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
9.25%
60 Months
APR9.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
9.25%
84 Months
APR9.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
9.25%
96 months
APR9.25%
Term96 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
9.75%
72 Months
APR9.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
10.00%
48 Months
APR10.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
10.25%
60 Months
APR10.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
10.50%
72 Months
APR10.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
10.50%
60 Months
APR10.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
10.75%
72 Months
APR10.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
11.00%
84 Months
APR11.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
11.00%
48 Months
APR11.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
11.25%
60 Months
APR11.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
12.00%
60 Months
APR12.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
12.25%
72 Months
APR12.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
12.50%
60 Months
APR12.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
12.75%
84 Months
APR12.75%
Term84 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
13.25%
72 Months
APR13.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
14.00%
60 Months
APR14.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
14.25%
72 Months
APR14.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
14.50%
48 Months
APR14.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
14.75%
60 Months
APR14.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
15.00%
48 Months
APR15.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
15.00%
60 Months
APR15.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
15.25%
60 Months
APR15.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
15.25%
72 Months
APR15.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
15.50%
72 Months
APR15.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
15.50%
60 Months
APR15.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
15.75%
84 Months
APR15.75%
Term84 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
16.00%
84 Months
APR16.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
16.25%
72 Months
APR16.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
17.00%
60 Months
APR17.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
17.25%
72 Months
APR17.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
17.50%
48 Months
APR17.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
17.75%
60 Months
APR17.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
APR2.90%
Term84 Months
Last UpdatedMar 24, 2026
Details

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
Used Car
2.90%
60 Months
APR2.90%
Term60 Months
Last UpdatedMar 24, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
APR3.79%
Term0-36
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Auto Loan Refinance
3.99%
120 Months
APR3.99%
Term120 Months
Last UpdatedMar 25, 2026
Details

As Low As; Refinance Example #2:$90,000 120-Month Auto Loan

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
APR4.00%
Term36 months - 84 months
Last UpdatedMar 27, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
4.00%
Up to 36 months
APR4.00%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.09%
48 Months
APR4.09%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
APR4.09%
Term48 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.19%
60 Months
APR4.19%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
APR4.19%
Term60 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As; Up to 48 months

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
4.25%
Up to 72 months
APR4.25%
TermUp to 72 months
Last UpdatedMar 29, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
APR4.39%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.39%
36 Months
APR4.39%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.45%
36 Months
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Mountain Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1700 Russ Ave, Waynesville, NC, 28786 5807
Auto Loan
4.49%
Up to 84 months
APR4.49%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 36 Months
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
New Cars, Trucks, and SUVs
4.50%
Up to 60 Months
APR4.50%
TermUp to 60 Months
Last UpdatedMar 29, 2026
Details

As Low As

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.55%
48 Months
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.59%
84 Months
APR4.59%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
APR4.59%
Term84 months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.59%
60 Months
APR4.59%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.65%
60 Months
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.70%
36 Months
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.74%
60 Months
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details

49 to 60 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.74%
60 Months
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details

49 to 60 Months

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.74%
66 Months
APR4.74%
Term66 Months
Last UpdatedMar 25, 2026
Details

As Low As; 49 to 66 months

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details

As Low As; APR*

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2020-2021
4.75%
max term 54 months
APR4.75%
Termmax term 54 months
Last UpdatedMar 29, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
4.75%
up to 60 months
APR4.75%
Termup to 60 months
Last UpdatedMar 29, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
4.75%
up to 60 months
APR4.75%
Termup to 60 months
Last UpdatedMar 29, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
4.75%
Up to 36 months
APR4.75%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.79%
96 Months
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.79%
72 Months
APR4.79%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.80%
48 Months
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.89%
48 Months
APR4.89%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As; Up to 48 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.90%
60 Months
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.95%
72 Months
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2020 or Newer**

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.99%
66 Months
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details

61 to 72 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details

61 to 72 Months

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
6502 McMahan Dr, Charlotte, NC, 28226
Auto Loans
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
6502 McMahan Dr, Charlotte, NC, 28226
Auto Loans Credit Scores 780 & Higher
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
New Auto
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
8210 W Market St, Greensboro, NC, 27409
Auto Loans
4.99%
Up to 48 Months
APR4.99%
TermUp to 48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
APR4.99%
Term120 months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details

As Low As; APR*

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
APR5.00%
Term24 Months or Less
Last UpdatedMar 29, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 60 Months
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 28, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
Used Cars, Trucks, SUVs, and Classics
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
New Car
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details

Up to 84 months

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.09%
84 Months
APR5.09%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As; 67 to 84 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.14%
36 - 63
APR5.14%
Term36 - 63
Last UpdatedMar 29, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
4.25%
36 months
APR4.25%
Term36 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan
4.50%
84 Months
APR4.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Finance up to 80% of MSRP according to Black Book

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
4.50%
48 months
APR4.50%
Term48 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedMar 28, 2026
Details

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Autos
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up tp 84 Months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.19%
24-48
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.19%
24-48
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.39%
49-60
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.39%
49-60
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

A+ = 750+

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan 90% financing
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.59%
61-66
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.59%
61-66
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.74%
67-72
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.74%
67-72
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
5.75%
84 months
APR5.75%
Term84 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

A = 680-749

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
6.24%
73-84
APR6.24%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
6.24%
73-84
APR6.24%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
6.50%
96 months
APR6.50%
Term96 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

B = 640-679

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.00%
36 months
APR7.00%
Term36 months
Last UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.25%
48 months
APR7.25%
Term48 months
Last UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.50%
60 months
APR7.50%
Term60 months
Last UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
7.75%
72 months
APR7.75%
Term72 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
8.50%
72 Months
APR8.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
8.50%
84 months
APR8.50%
Term84 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
9.00%
84 Months
APR9.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

C = 600-639

State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
3101 CASHWELL DR, GOLDSBORO, NC, 27534
New auto loans
9.25%
96 months
APR9.25%
Term96 months
Last UpdatedMar 28, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
10.00%
48 Months
APR10.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
10.25%
60 Months
APR10.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
10.50%
72 Months
APR10.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
11.00%
84 Months
APR11.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

D = 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
15.00%
48 Months
APR15.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
15.25%
60 Months
APR15.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
15.50%
72 Months
APR15.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

E = 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
16.00%
84 Months
APR16.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

E = 549

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
APR2.90%
Term84 Months
Last UpdatedMar 24, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
APR3.79%
Term0-36
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
APR4.00%
Term36 months - 84 months
Last UpdatedMar 27, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
4.00%
Up to 36 months
APR4.00%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.09%
48 Months
APR4.09%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
APR4.09%
Term48 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.19%
60 Months
APR4.19%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
APR4.19%
Term60 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
4.25%
Up to 72 months
APR4.25%
TermUp to 72 months
Last UpdatedMar 29, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.39%
72 Months
APR4.39%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
APR4.39%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.45%
36 Months
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 36 Months
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
New Cars, Trucks, and SUVs
4.50%
Up to 60 Months
APR4.50%
TermUp to 60 Months
Last UpdatedMar 29, 2026
Details

As Low As

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.55%
48 Months
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.59%
84 Months
APR4.59%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
APR4.59%
Term84 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.65%
60 Months
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.70%
36 Months
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.74%
60 Months
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details

49 to 60 Months

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.79%
96 Months
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.80%
48 Months
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.90%
60 Months
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.95%
72 Months
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2020 or Newer**

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.99%
66 Months
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details

61 to 72 Months

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
New Auto
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
APR4.99%
Term120 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
APR5.00%
Term24 Months or Less
Last UpdatedMar 29, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 60 Months
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 28, 2026
Details

Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
New Car
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details

Up to 84 months

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC, 27012
New Auto Loans 2025 - Newer
5.14%
36 - 63
APR5.14%
Term36 - 63
Last UpdatedMar 29, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.39%
24-48
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.39%
24-48
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Autos (2016 - 2025)
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Up to 84 Months

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.59%
49-60
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.59%
49-60
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.79%
61-66
APR5.79%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.79%
61-66
APR5.79%
Term61-66
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.94%
67-72
APR5.94%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.94%
67-72
APR5.94%
Term67-72
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
Used Vehicle Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Finance up to 80% of Black Book^

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
6.44%
73-84
APR6.44%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
6.44%
73-84
APR6.44%
Term73-84
Last UpdatedMar 28, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.25%
72 Months
APR7.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
7.25%
84 Months
APR7.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
Used Vehicle Loan
7.25%
84 Months
APR7.25%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As; Finance up to 90% of Black Book^

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.50%
60 Months
APR7.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
7.75%
60 Months
APR7.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
8.75%
72 Months
APR8.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
8.75%
72 Months
APR8.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
9.00%
48 Months
APR9.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
9.25%
60 Months
APR9.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

B | 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
9.25%
84 Months
APR9.25%
Term84 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
9.75%
72 Months
APR9.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
10.50%
60 Months
APR10.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
10.75%
72 Months
APR10.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
11.00%
48 Months
APR11.00%
Term48 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
11.25%
60 Months
APR11.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

C | 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
12.00%
60 Months
APR12.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
12.25%
72 Months
APR12.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
12.50%
60 Months
APR12.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
12.75%
84 Months
APR12.75%
Term84 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
13.25%
72 Months
APR13.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
14.00%
60 Months
APR14.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
14.25%
72 Months
APR14.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
14.50%
48 Months
APR14.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
14.75%
60 Months
APR14.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

D | 550-599

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
15.00%
60 Months
APR15.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
15.25%
72 Months
APR15.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
15.50%
60 Months
APR15.50%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
15.75%
84 Months
APR15.75%
Term84 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2018-2020
16.25%
72 Months
APR16.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
17.00%
60 Months
APR17.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2016-2018
17.25%
72 Months
APR17.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
17.50%
48 Months
APR17.50%
Term48 Months
Last UpdatedMar 16, 2026
Details

E | 549

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2015 & Older
17.75%
60 Months
APR17.75%
Term60 Months
Last UpdatedMar 16, 2026
Details

E | 549

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
Used Car
2.90%
60 Months
APR2.90%
Term60 Months
Last UpdatedMar 24, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
APR4.00%
Term36 months - 84 months
Last UpdatedMar 27, 2026
Details

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
APR4.00%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
APR4.09%
Term48 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
APR4.19%
Term60 months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
APR4.39%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.39%
36 Months
APR4.39%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.45%
36 Months
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.55%
48 Months
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
APR4.59%
Term84 months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.59%
60 Months
APR4.59%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.65%
60 Months
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As; All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.70%
36 Months
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details

As Low As; APR*

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2020-2021
4.75%
max term 54 months
APR4.75%
Termmax term 54 months
Last UpdatedMar 29, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
4.75%
up to 60 months
APR4.75%
Termup to 60 months
Last UpdatedMar 29, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
4.75%
up to 60 months
APR4.75%
Termup to 60 months
Last UpdatedMar 29, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
4.75%
Up to 36 months
APR4.75%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.79%
72 Months
APR4.79%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.80%
48 Months
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.90%
60 Months
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.95%
72 Months
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As; 2020 or Newer**

Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
APR4.99%
Term120 months
Last UpdatedMar 25, 2026
Details

As Low As

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: All Years**

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details

As Low As; APR*

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
APR5.00%
Term24 Months or Less
Last UpdatedMar 29, 2026
Details

As Low As

Welcome Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
10810 Chapel Hill Rd, Morrisville, NC, 27560
Used Cars, Trucks, SUVs, and Classics
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As

CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details

As Low As

National Auto Loan Rate Trends

Weekly national average APRs for new and used auto loans

Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.

New Auto Loan — National Avg APR
6.092%
▲ 0.203 from last week

New auto loan rates rose 0.203 points this week to 6.092% APR, up from 5.889% last week.

Used Auto Loan — National Avg APR
6.602%
▲ 0.106 from last week

Used auto loan rates rose 0.106 points this week to 6.602% APR, up from 6.496% last week.

National averages as of Mar 29, 2026 • Weekly data from 8,500+ U.S. banks & credit unions

Frequently Asked Questions about Auto Loans in Goldsboro, North Carolina

How does my credit score affect my car loan rate in North Carolina?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Goldsboro, North Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in North Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Goldsboro, North Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Goldsboro, North Carolina?

Based on our current data, some of the lowest auto loan rates available in Goldsboro, North Carolina include:
  • State Employees Credit Union: 4.25% (New auto loans)
  • Audubon Federal Credit Union: 4.50% (New Vehicles)
  • First Carolina Peoples Credit Union: 4.50% (New Vehicle Loan)
  • Emergency Responders Credit Union: 5.00% (New Autos)
  • North Carolina Community Federal Credit Union: 5.19% (Auto Loan New, 2025 (untitled) -2026)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Goldsboro, North Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 29, 2026