Current auto loan rates in Goldsboro, North Carolina include State Employees Credit UnionState Employees Credit Union3101 CASHWELL DR, GOLDSBORO, NC, 27534A-5.0 ★Texas Ratio: 15.54% offering New auto loans at 4.25%, Audubon Federal Credit UnionAudubon Federal Credit Union105 E Walnut St, Goldsboro, NC, 27530 3648A+5.0 ★Texas Ratio: 1.81% offering New Vehicles at 4.50%, First Carolina Peoples Credit UnionFirst Carolina Peoples Credit Union201 E ASH ST, GOLDSBORO, NC, 27530F1.1 ★Texas Ratio: 61.44% offering New Vehicle Loan at 4.50%, Emergency Responders Credit UnionEmergency Responders Credit Union105 E Walnut St, Goldsboro, NC, 27530 3648B+4.8 ★Texas Ratio: 17.88% offering New Autos at 5.00%, North Carolina Community Federal Credit UnionNorth Carolina Community Federal Credit Union2401 E Ash St, Goldsboro, NC, 27534 7513A+5.0 ★Texas Ratio: 0.36% offering Auto Loan New, 2025 (untitled) -2026 at 5.19%. Auto loan rates as of March 29, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Goldsboro, North Carolina are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Goldsboro, North Carolina. Auto Loan Rates Last Updated and Verified: March 29, 2026
A+ = 750+
As Low As; Finance up to 80% of MSRP according to Black Book
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A+ | 750+
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A | 680-749
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B | 640-679
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As Low As; Refinance Example #2:$90,000 120-Month Auto Loan
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C | 600-639
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Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates rose 0.203 points this week to 6.092% APR, up from 5.889% last week.
Used auto loan rates rose 0.106 points this week to 6.602% APR, up from 6.496% last week.