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Auto Loan Rates in Tyrone, New Mexico (NM) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Tyrone, New Mexico. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Tyrone, New Mexico include State Employees Credit UnionState Employees Credit Union813 Saint Michaels Dr, Santa Fe, NM, 87505 7607C3.8 ★Texas Ratio: 29.00% offering New Vehicle at 2.69%, Four Corners Federal Credit UnionFour Corners Federal Credit Union16 Road 6500, Kirtland, NM, 87417A+5.0 ★Texas Ratio: 1.72% offering New Vehicle at 3.25%, Sandia Area Federal Credit UnionSandia Area Federal Credit Union1850 Wyoming Blvd SE, Albuquerque, NM, 87117A+5.0 ★Texas Ratio: 1.03% offering Auto Loan at 3.89%, US Eagle Federal Credit UnionUS Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM, 87109 4431F1.5 ★Texas Ratio: 56.62% offering New and Used Auto Loans at 3.99%, Chaves County School Employees Credit UnionChaves County School Employees Credit Union1401 N Lea Ave, Roswell, NM, 88201A+5.0 ★Texas Ratio: 0.02% offering New Vehicles at 4.00%.

Auto loan rates in Tyrone, New Mexico are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Tyrone, New Mexico. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Tyrone, New Mexico & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
2.69%
66 Months
View
▼
APR2.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2019 - 2022)
2.69%
66 Months
View
▼
APR2.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
2.99%
75 Months
View
▼
APR2.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

over $15,000; As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
3.09%
84 Months
View
▼
APR3.09%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Cost over $25,000

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
3.09%
84 Months
View
▼
APR3.09%
Term84 Months
Last UpdatedMar 15, 2026
Details

over $25,000; As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
3.24%
72 Months
View
▼
APR3.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2015 - 2018)
3.24%
72 Months
View
▼
APR3.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
3.74%
60 Months
View
▼
APR3.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2014 and older)
3.74%
60 Months
View
▼
APR3.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Auto Loan
3.89%
1-36
View
▼
APR3.89%
Term1-36
Last UpdatedMar 11, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMar 18, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Auto Loan
4.19%
37-48
View
▼
APR4.19%
Term37-48
Last UpdatedMar 11, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
4.19%
1-36
View
▼
APR4.19%
Term1-36
Last UpdatedMar 11, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
New Auto
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
4.41%
36 Months
View
▼
APR4.41%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Fuel-Efficient Auto Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 11, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMar 18, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 18, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 18, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Auto Loan
4.59%
49-66
View
▼
APR4.59%
Term49-66
Last UpdatedMar 11, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Fuel-Efficient Auto Loan
4.65%
48 months
View
▼
APR4.65%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
4.70%
48 Months
View
▼
APR4.70%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Up to36 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
4.84%
65 Months
View
▼
APR4.84%
Term65 Months
Last UpdatedMar 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
4.91%
36 Months
View
▼
APR4.91%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMar 17, 2026
Details

As Low As; (37-48 Months)

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Auto Loan
4.99%
67-75
View
▼
APR4.99%
Term67-75
Last UpdatedMar 11, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
4.99%
49-66
View
▼
APR4.99%
Term49-66
Last UpdatedMar 11, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
5.00%
75 Months
View
▼
APR5.00%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2022-23 Vehicle Loan
5.00%
48-84
View
▼
APR5.00%
Term48-84
Last UpdatedMar 18, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2024-Newer Vehicle Loan
5.00%
48-84
View
▼
APR5.00%
Term48-84
Last UpdatedMar 18, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Fuel-Efficient Auto Loan
5.05%
65 months
View
▼
APR5.05%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMar 17, 2026
Details

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMar 15, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMar 17, 2026
Details

As Low As; (49-66 Months)

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Fuel-Efficient Auto Loan
5.25%
75 months
View
▼
APR5.25%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
5.29%
67-75
View
▼
APR5.29%
Term67-75
Last UpdatedMar 11, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loan
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.34%
65 Months
View
▼
APR5.34%
Term65 Months
Last UpdatedMar 20, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMar 17, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Auto Loan
5.39%
76-84
View
▼
APR5.39%
Term76-84
Last UpdatedMar 11, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
5.40%
84 Months
View
▼
APR5.40%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loan
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.59%
78 Months
View
▼
APR5.59%
Term78 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMar 17, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.65%
48 Months
View
▼
APR5.65%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.69%
24 Months
View
▼
APR5.69%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
5.69%
76-84
View
▼
APR5.69%
Term76-84
Last UpdatedMar 11, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As; (2023 - 2027)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2023 - 2027)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
61 - 75
View
▼
APR5.74%
Term61 - 75
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMar 13, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMar 17, 2026
Details

As Low As; (67-75 Months)

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loan
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Fuel-Efficient Auto Loan
5.75%
84 months
View
▼
APR5.75%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.75%
65 Months
View
▼
APR5.75%
Term65 Months
Last UpdatedMar 11, 2026
Details

As Low As

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2020-21 Vehicle Loan
5.75%
48-78
View
▼
APR5.75%
Term48-78
Last UpdatedMar 18, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMar 17, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 18, 2026
Details

As Low As

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.85%
75 Months
View
▼
APR5.85%
Term75 Months
Last UpdatedMar 11, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMar 15, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 17, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMar 13, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMar 17, 2026
Details

As Low As; Fixed

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; (Cost over $15,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

over $15,000; As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loan
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
6.05%
84 Months
View
▼
APR6.05%
Term84 Months
Last UpdatedMar 11, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
76 - 84
View
▼
APR6.24%
Term76 - 84
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMar 13, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; (Cost over $25,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

over $25,000; As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Auto Loan
6.25%
61 - 75 months
View
▼
APR6.25%
Term61 - 75 months
Last UpdatedMar 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.25%
61 - 75 months
View
▼
APR6.25%
Term61 - 75 months
Last UpdatedMar 20, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto Over 10 Years Old
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMar 17, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As; (76-84 Months)

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.30%
60 Months
View
▼
APR6.30%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.40%
72 Months
View
▼
APR6.40%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMar 18, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMar 15, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.64%
84 Months
View
▼
APR6.64%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMar 17, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMar 15, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2016 - 2022

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedMar 13, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.74%
24 Months
View
▼
APR6.74%
Term24 Months
Last UpdatedMar 13, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2005-2019 Vehicle Loan
6.75%
48-78
View
▼
APR6.75%
Term48-78
Last UpdatedMar 18, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
6.79%
36 Months
View
▼
APR6.79%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMar 17, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedMar 13, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedMar 13, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Max Mileage 65K (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K (2019-2022)
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMar 17, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
7.24%
49 - 60
View
▼
APR7.24%
Term49 - 60
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2015 & Older

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.24%
48 Months
View
▼
APR7.24%
Term48 Months
Last UpdatedMar 13, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.24%
36 months
View
▼
APR7.24%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMar 17, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMar 13, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
7.49%
84 months
View
▼
APR7.49%
Term84 months
Last UpdatedMar 15, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.49%
48 months
View
▼
APR7.49%
Term48 months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; (2018 and older)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2018 and older)
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
Classic Vehicles
7.49%
Up to 84
View
▼
APR7.49%
TermUp to 84
Last UpdatedMar 18, 2026
Details

$7,500+

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMar 15, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
7.59%
60 Months
View
▼
APR7.59%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.74%
24 Months
View
▼
APR7.74%
Term24 Months
Last UpdatedMar 13, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 13, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedMar 17, 2026
Details

$30,000; As Low As; Fixed

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
7.89%
72 Months
View
▼
APR7.89%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 13, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedMar 13, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.99%
60 months
View
▼
APR7.99%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
8.05%
66 Months
View
▼
APR8.05%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.24%
48 Months
View
▼
APR8.24%
Term48 Months
Last UpdatedMar 13, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.25%
24 months
View
▼
APR8.25%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
8.29%
120 Months
View
▼
APR8.29%
Term120 Months
Last UpdatedMar 11, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMar 17, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
8.49%
84 Months
View
▼
APR8.49%
Term84 Months
Last UpdatedMar 13, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
8.49%
144 Months
View
▼
APR8.49%
Term144 Months
Last UpdatedMar 11, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
8.49%
72-75 months
View
▼
APR8.49%
Term72-75 months
Last UpdatedMar 15, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
2.69%
66 Months
View
▼
APR2.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2019 - 2022)
2.69%
66 Months
View
▼
APR2.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
2.99%
75 Months
View
▼
APR2.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

over $15,000; As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
3.09%
84 Months
View
▼
APR3.09%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Cost over $25,000

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
3.09%
84 Months
View
▼
APR3.09%
Term84 Months
Last UpdatedMar 15, 2026
Details

over $25,000; As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMar 18, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
4.19%
1-36
View
▼
APR4.19%
Term1-36
Last UpdatedMar 11, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
New Auto
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 11, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMar 18, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Up to36 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMar 17, 2026
Details

As Low As; (37-48 Months)

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
4.99%
49-66
View
▼
APR4.99%
Term49-66
Last UpdatedMar 11, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2024-Newer Vehicle Loan
5.00%
48-84
View
▼
APR5.00%
Term48-84
Last UpdatedMar 18, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMar 17, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMar 15, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMar 17, 2026
Details

As Low As; (49-66 Months)

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
5.29%
67-75
View
▼
APR5.29%
Term67-75
Last UpdatedMar 11, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMar 17, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.59%
78 Months
View
▼
APR5.59%
Term78 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMar 17, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
5.69%
76-84
View
▼
APR5.69%
Term76-84
Last UpdatedMar 11, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As; (2023 - 2027)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2023 - 2027)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
61 - 75
View
▼
APR5.74%
Term61 - 75
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMar 13, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMar 17, 2026
Details

As Low As; (67-75 Months)

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMar 17, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 18, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMar 15, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 17, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMar 13, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; (Cost over $15,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details

over $15,000; As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
76 - 84
View
▼
APR6.24%
Term76 - 84
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMar 13, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; (Cost over $25,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

over $25,000; As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMar 17, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As; (76-84 Months)

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMar 17, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMar 17, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMar 15, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2016 - 2022

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedMar 13, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMar 17, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedMar 13, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMar 17, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
7.24%
49 - 60
View
▼
APR7.24%
Term49 - 60
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2015 & Older

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMar 17, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMar 13, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
7.49%
84 months
View
▼
APR7.49%
Term84 months
Last UpdatedMar 15, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMar 15, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.74%
24 Months
View
▼
APR7.74%
Term24 Months
Last UpdatedMar 13, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 13, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.24%
48 Months
View
▼
APR8.24%
Term48 Months
Last UpdatedMar 13, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
8.29%
120 Months
View
▼
APR8.29%
Term120 Months
Last UpdatedMar 11, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMar 17, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
New Auto Loan
8.49%
144 Months
View
▼
APR8.49%
Term144 Months
Last UpdatedMar 11, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
3.24%
72 Months
View
▼
APR3.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2015 - 2018)
3.24%
72 Months
View
▼
APR3.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
3.74%
60 Months
View
▼
APR3.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2014 and older)
3.74%
60 Months
View
▼
APR3.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 18, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 18, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 18, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMar 15, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.69%
24 Months
View
▼
APR5.69%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
61 - 75
View
▼
APR5.74%
Term61 - 75
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 18, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMar 15, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
76 - 84
View
▼
APR6.24%
Term76 - 84
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2023 - 2027

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4100 Pan American FWY NE, Albuquerque, NM, 87107
Used Auto Loans
6.25%
61 - 75 months
View
▼
APR6.25%
Term61 - 75 months
Last UpdatedMar 20, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto Over 10 Years Old
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.30%
60 Months
View
▼
APR6.30%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.40%
72 Months
View
▼
APR6.40%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM, 87110 3160
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMar 18, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMar 15, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.64%
84 Months
View
▼
APR6.64%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMar 15, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2016 - 2022

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.74%
24 Months
View
▼
APR6.74%
Term24 Months
Last UpdatedMar 13, 2026
Details

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
6.79%
36 Months
View
▼
APR6.79%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMar 15, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedMar 13, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Max Mileage 65K (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K (2019-2022)
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
7.24%
49 - 60
View
▼
APR7.24%
Term49 - 60
Last UpdatedMar 15, 2026
Details

As Low As; Vehicle Year: 2015 & Older

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.24%
48 Months
View
▼
APR7.24%
Term48 Months
Last UpdatedMar 13, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.24%
36 months
View
▼
APR7.24%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.49%
48 months
View
▼
APR7.49%
Term48 months
Last UpdatedMar 15, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As; (2018 and older)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2018 and older)
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 15, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMar 15, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
7.59%
60 Months
View
▼
APR7.59%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 13, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Used Auto Loan
7.89%
72 Months
View
▼
APR7.89%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedMar 13, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.99%
60 months
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APR7.99%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
8.05%
66 Months
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APR8.05%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.25%
24 months
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APR8.25%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
8.49%
84 Months
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APR8.49%
Term84 Months
Last UpdatedMar 13, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
8.49%
72-75 months
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▼
APR8.49%
Term72-75 months
Last UpdatedMar 15, 2026
Details

As Low As

Frequently Asked Questions about Auto Loans in Tyrone, New Mexico

How does my credit score affect my car loan rate in New Mexico?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Tyrone, New Mexico with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in New Mexico *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Tyrone, New Mexico typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Tyrone, New Mexico?

Based on our current data, some of the lowest auto loan rates available in Tyrone, New Mexico include:
  • State Employees Credit Union: 2.69% (New Vehicle)
  • Four Corners Federal Credit Union: 3.25% (New Vehicle)
  • Sandia Area Federal Credit Union: 3.89% (Auto Loan)
  • US Eagle Federal Credit Union: 3.99% (New and Used Auto Loans)
  • Chaves County School Employees Credit Union: 4.00% (New Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tyrone, New Mexico. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

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