Roswell Community Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Roswell Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Roswell Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityRoswell Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Roswell Community Federal Credit Union? Share your experience about Roswell Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Roswell Community Federal Credit Union. Overall, Roswell Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Roswell Community Federal Credit Union Main Office 2514 N Main St Roswell, NM 88201  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonEveryday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
VISA Platinum with Rewards
8.900%
Member First VISA
15.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
16.240%
$0
60
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loans
11.740% - 17.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Roswell Community Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Roswell Community Federal Credit Union
Website: https://www.roswellcu.org
Full Time Employees: 8Part Time Employees: 1 President: Carol Smith CEO: Karen Griffo Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
2514 N Main St
Roswell, NM 88201 Phone Number: 575-623-7788 Fax Number: 575-622-2340 FinancialsTotal Assets:
49,492,328
Total Amount of Shares and Deposits:
39,909,654
Total Shares and Deposits < 1 Year:
38,447,294
Total Shares and Deposits 1 3 Years:
1,462,360
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,655,808
Total Uninsured Shares and Deposits > $250K (F+J):
6,655,808
Total Insured Shares and Deposits > $250K (item 17 less item K):
33,253,846
Total Interest Expense (Sum of items 6 8):
607,037
Share Certificates:
263
Number of Accounts for Share Drafts:
1,363
IRA KEOGH Accounts:
35
Number of Accounts for Regular Shares:
3,777
Non Member Deposits:
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,623,439
Total Liabilities:
40,357,835
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Roswell Community Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Roswell Community Federal Credit UnionIs a member application needed to join Roswell Community Federal Credit Union?Yes, to access services at Roswell Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Roswell Community Federal Credit Union provides a range of mortgage and home equity products. Is Roswell Community Federal Credit Union a safe place to deposit money?Yes, Roswell Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Roswell Community Federal Credit Union offer online and mobile banking?Most modern institutions like Roswell Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.09%, 6-month CD rates at 0.25% and 3-month CD rates at 0.75%. Savings rates are at 0.20% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 5.68%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to 
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