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Roswell Community Federal Credit Union Rates & Review October 2026

Roswell Community Federal Credit Union's CD of Deposit (CD) - 12 Month rates are at 3.50%, CD of Deposit (CD) - 36 Month rates are at 3.50%, CD of Deposit (CD) - 24 Month rates are at 3.35%, CD of Deposit (CD) - 18 Month rates are at 3.25%, CD of Deposit (CD) - 6 Month rates are at 2.50%. Roswell Community Federal Credit Union's savings rates are at 0.50%. Roswell Community Federal Credit Union's money market rates are at 1.00%. Roswell Community Federal Credit Union's Personal Loan Rates are as low as 10.75%. MonitorBankRates evaluates the financial stability of Roswell Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.62%. Rates last updated and verified on 10/23/2026.

Roswell Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Roswell Community Federal Credit Union? Share your experience about Roswell Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Roswell Community Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.62%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
Roswell Community Federal Credit Union
Main Office
2514 N Main St
Roswell, NM 88201
https://www.roswellcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Roswell Community Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate of Deposit (CD) - 12 Month 3.50% 3.50% 12 months
Min Deposit $2,000
Min Balance $2,000
Details Early Withdrawal Penalty: 90 Days
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 23, 2026: 3.50% APYOct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Certificate of Deposit (CD) - 36 Month 3.50% 3.50% 36 months
Min Deposit $2,000
Min Balance $2,000
Details Early Withdrawal Penalty: 90 Days
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 23, 2026: 3.50% APYOct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Certificate of Deposit (CD) - 24 Month 3.35% 3.35% 24 months
Min Deposit $2,000
Min Balance $2,000
Details Early Withdrawal Penalty: 90 Days
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 23, 2026: 3.35% APYOct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Certificate of Deposit (CD) - 18 Month 3.25% 3.25% 18 months
Min Deposit $2,000
Min Balance $2,000
Details Early Withdrawal Penalty: 90 Days
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Certificate of Deposit (CD) - 6 Month 2.50% 2.50% 6 months
Min Deposit $2,000
Min Balance $2,000
Details Early Withdrawal Penalty: 90 Days
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 23, 2026: 2.50% APYOct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Certificate of Deposit (CD) - 3 Month 2.00% 2.00% 3 months
Min Deposit $2,000
Min Balance $2,000
Details Early Withdrawal Penalty: 90 Days
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 23, 2026: 2.00% APYOct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%

Roswell Community Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Savings 0.50% 0.50%
Min Deposit $0
Details No minimum to open, check mailed on November 1st
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%

Roswell Community Federal Credit Union Checking Rates

Product Rate APY View More
Money Market Checking - 1.00%
Min Balance $2,500
Details Balance: over $2,500.00
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 9 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%

Roswell Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles 2025-2026 Never Titled 5.19% - 5.19% 0 - 36 Months
Details As Low As; Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 6 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 5.39% - 5.39% 37 - 48 Months
Details As Low As; Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 5.39% APR · checked 6 times
4.89%5.39%5.89%Sep 14, 2026: 5.39% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 5.59% - 5.59% 0 - 36 Months
Details As Low As; Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 5.59% APR · checked 6 times
5.09%5.59%6.09%Sep 14, 2026: 5.59% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 5.59% - 5.59% 49 - 66 Months
Details As Low As; Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 5.59% APR · checked 6 times
5.09%5.59%6.09%Sep 14, 2026: 5.59% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 5.79% - 5.79% 37 - 48 Months
Details As Low As; Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 5.79% APR · checked 6 times
5.29%5.79%6.29%Sep 14, 2026: 5.79% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 5.79% - 5.79% 67 - 75 Months
Details As Low As; Credit Grade: A+; Terms of 72-75 Months require a minimum financed amount of $20,000
Last Updated 10/23/2026
Rate History
2 changes since Sep 14, 2026 · 8.99% → 5.79% ▼ 3.20 pts · high 11.59% / low 5.79%
0.00%8.70%17.39%Sep 14, 2026: 8.99% APROct 4, 2026: 11.59% APROct 15, 2026: 5.79% APRSep 14, 2026Oct 25, 2026
  • Oct 15, 20265.79%▼ from 11.59%
  • Oct 4, 202611.59%▲ from 8.99%
  • Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 5.99% - 5.99% 49 - 66 Months
Details As Low As; Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 5.99% - 5.99% 76 - 84 Months
Details As Low As; Credit Grade: A+; Terms of 76-84 Months require a minimum financed amount of $25,000
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 6.29% - 6.29% 67 - 75 Months
Details As Low As; Credit Grade: A; Terms of 72-75 Months require a minimum financed amount of $20,000
Last Updated 10/23/2026
Rate History
2 changes since Sep 14, 2026 · 8.99% → 6.29% ▼ 2.70 pts · high 11.59% / low 6.29%
0.99%8.94%16.89%Sep 14, 2026: 8.99% APROct 4, 2026: 11.59% APROct 15, 2026: 6.29% APRSep 14, 2026Oct 25, 2026
  • Oct 15, 20266.29%▼ from 11.59%
  • Oct 4, 202611.59%▲ from 8.99%
  • Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 6.49% - 6.49% 76 - 84 Months
Details As Low As; Credit Grade: A; Terms of 76-84 Months require a minimum financed amount of $25,000
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 6 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 6.59% - 6.59% 0 - 36 Months
Details As Low As; Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 6.59% APR · checked 6 times
6.09%6.59%7.09%Sep 14, 2026: 6.59% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 6.69% - 6.69% 37 - 48 Months
Details As Low As; Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 6.69% APR · checked 6 times
6.19%6.69%7.19%Sep 14, 2026: 6.69% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 6.89% - 6.89% 49 - 66 Months
Details As Low As; Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 6.89% APR · checked 6 times
6.39%6.89%7.39%Sep 14, 2026: 6.89% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 7.09% - 7.09% 67 - 75 Months
Details As Low As; Credit Grade: B; Terms of 72-75 Months require a minimum financed amount of $20,000
Last Updated 10/23/2026
Rate History
2 changes since Sep 14, 2026 · 8.99% → 7.09% ▼ 1.90 pts · high 11.59% / low 7.09%
2.59%9.34%16.09%Sep 14, 2026: 8.99% APROct 4, 2026: 11.59% APROct 15, 2026: 7.09% APRSep 14, 2026Oct 25, 2026
  • Oct 15, 20267.09%▼ from 11.59%
  • Oct 4, 202611.59%▲ from 8.99%
  • Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 7.29% - 7.29% 76 - 84 Months
Details As Low As; Credit Grade: B; Terms of 76-84 Months require a minimum financed amount of $25,000
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 7.29% APR · checked 6 times
6.79%7.29%7.79%Sep 14, 2026: 7.29% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 8.39% - 8.39% 0 - 36 Months
Details As Low As; Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 8.39% APR · checked 6 times
7.89%8.39%8.89%Sep 14, 2026: 8.39% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 8.59% - 8.59% 37 - 48 Months
Details As Low As; Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 8.59% APR · checked 6 times
8.09%8.59%9.09%Sep 14, 2026: 8.59% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 8.79% - 8.79% 49 - 66 Months
Details As Low As; Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 8.79% APR · checked 6 times
8.29%8.79%9.29%Sep 14, 2026: 8.79% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 8.99% - 8.99% 67 - 75 Months
Details As Low As; Credit Grade: C; Terms of 72-75 Months require a minimum financed amount of $20,000
Last Updated 10/23/2026
Rate History
2 changes since Sep 14, 2026 · 8.99% → 8.99% ▼ 0.00 pts · high 11.59% / low 8.99%
6.39%10.29%14.19%Sep 14, 2026: 8.99% APROct 4, 2026: 11.59% APROct 15, 2026: 8.99% APRSep 14, 2026Oct 25, 2026
  • Oct 15, 20268.99%▼ from 11.59%
  • Oct 4, 202611.59%▲ from 8.99%
  • Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 9.19% - 9.19% 76 - 84 Months
Details As Low As; Credit Grade: C; Terms of 76-84 Months require a minimum financed amount of $25,000
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 9.19% APR · checked 6 times
8.69%9.19%9.69%Sep 14, 2026: 9.19% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 10.99% - 10.99% 0 - 36 Months
Details As Low As; Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 6 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 11.19% - 11.19% 37 - 48 Months
Details As Low As; Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 11.19% APR · checked 6 times
10.69%11.19%11.69%Sep 14, 2026: 11.19% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 11.39% - 11.39% 49 - 66 Months
Details As Low As; Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 11.39% APR · checked 6 times
10.89%11.39%11.89%Sep 14, 2026: 11.39% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 11.59% - 11.59% 67 - 75 Months
Details As Low As; Credit Grade: D; Terms of 72-75 Months require a minimum financed amount of $20,000
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 8.99% → 11.59% ▲ 2.60 pts · high 11.59% / low 8.99%
6.39%10.29%14.19%Sep 14, 2026: 8.99% APROct 4, 2026: 11.59% APRSep 14, 2026Oct 25, 2026
  • Oct 4, 202611.59%▲ from 8.99%
  • Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 11.79% - 11.79% 76 - 84 Months
Details As Low As; Credit Grade: D; Terms of 76-84 Months require a minimum financed amount of $25,000
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 11.79% APR · checked 6 times
11.29%11.79%12.29%Sep 14, 2026: 11.79% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 15.49% - 15.49% 0 - 36 Months
Details As Low As; Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 15.49% APR · checked 6 times
14.99%15.49%15.99%Sep 14, 2026: 15.49% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 15.99% - 15.99% 37 - 48 Months
Details As Low As; Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 15.99% APR · checked 6 times
15.49%15.99%16.49%Sep 14, 2026: 15.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 16.49% - 16.49% 49 - 66 Months
Details As Low As; Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 16.49% APR · checked 6 times
15.99%16.49%16.99%Sep 14, 2026: 16.49% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
New Vehicles 2025-2026 Never Titled 16.99% - 16.99% 67 - 75 Months
Details As Low As; Credit Grade: E; Terms of 72-75 Months require a minimum financed amount of $20,000
Last Updated 10/23/2026
Rate History
1 change since Sep 14, 2026 · 8.99% → 16.99% ▲ 8.00 pts · high 16.99% / low 8.99%
0.99%12.99%24.99%Sep 14, 2026: 8.99% APROct 4, 2026: 16.99% APRSep 14, 2026Oct 25, 2026
  • Oct 4, 202616.99%▲ from 8.99%
  • Sep 14, 20268.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%

Roswell Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles, Trailers New and Used Loan - 6.50% 36 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Oct 8, 2026: 6.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 6.75% 36 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Oct 8, 2026: 6.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 7.00% 48 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Oct 8, 2026: 7.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 7.50% 36 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 7.50% 48 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Oct 8, 2026: 7.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 7.50% 60 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Oct 8, 2026: 7.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 7.75% 36 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Oct 12, 2026: 7.75% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 7.75% 48 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Oct 12, 2026: 7.75% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 7.75% 36 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Oct 8, 2026: 7.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 7.75% 60 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Oct 8, 2026: 7.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 7.75% 72 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Oct 8, 2026: 7.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 8.00% 48 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 8.00% 60 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 8.00% 72 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Oct 8, 2026: 8.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 8.25% 60 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Oct 12, 2026: 8.25% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 8.25% 72 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Oct 12, 2026: 8.25% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 8.25% 48 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Oct 8, 2026: 8.25% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 8.25% 84 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Oct 8, 2026: 8.25% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 8.50% 72 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 8.50% APR · checked 3 times
8.00%8.50%9.00%Oct 12, 2026: 8.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 8.50% 60 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 8.50% APR · checked 3 times
8.00%8.50%9.00%Oct 8, 2026: 8.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 8.50% 84 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 8.50% APR · checked 3 times
8.00%8.50%9.00%Oct 8, 2026: 8.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 8.75% 36 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Oct 12, 2026: 8.75% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 8.75% 84 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Oct 12, 2026: 8.75% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 8.75% 72 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Oct 8, 2026: 8.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 8.75% 96 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Oct 8, 2026: 8.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 9.00% 48 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Oct 12, 2026: 9.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.00% 96 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Oct 8, 2026: 9.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.00% 108 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Oct 8, 2026: 9.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 9.25% 84 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 9.25% APR · checked 3 times
8.75%9.25%9.75%Oct 12, 2026: 9.25% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.25% 84 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.25% APR · checked 3 times
8.75%9.25%9.75%Oct 8, 2026: 9.25% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.25% 108 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.25% APR · checked 3 times
8.75%9.25%9.75%Oct 8, 2026: 9.25% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 9.50% 60 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 9.50% APR · checked 3 times
9.00%9.50%10.00%Oct 12, 2026: 9.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.50% 96 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.50% APR · checked 3 times
9.00%9.50%10.00%Oct 8, 2026: 9.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.50% 120 months
Details Credit Grade: A+
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.50% APR · checked 3 times
9.00%9.50%10.00%Oct 8, 2026: 9.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 9.75% 72 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 12, 2026: 9.75% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.75% 36 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 8, 2026: 9.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.75% 108 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 8, 2026: 9.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 9.75% 120 months
Details Credit Grade: A
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 8, 2026: 9.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 10.00% 48 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 10.00% APR · checked 3 times
9.50%10.00%10.50%Oct 8, 2026: 10.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 10.25% 84 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 10.25% APR · checked 3 times
9.75%10.25%10.75%Oct 12, 2026: 10.25% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 10.25% 60 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 10.25% APR · checked 3 times
9.75%10.25%10.75%Oct 8, 2026: 10.25% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 10.25% 120 months
Details Credit Grade: B
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 10.25% APR · checked 3 times
9.75%10.25%10.75%Oct 8, 2026: 10.25% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 10.50% 36 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 10.50% APR · checked 3 times
10.00%10.50%11.00%Oct 12, 2026: 10.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 10.50% 72 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 10.50% APR · checked 3 times
10.00%10.50%11.00%Oct 8, 2026: 10.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 10.75% 48 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 12, 2026: 10.75% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 10.75% 84 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Oct 8, 2026: 10.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 11.00% 60 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 11.00% APR · checked 3 times
10.50%11.00%11.50%Oct 12, 2026: 11.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 11.25% 96 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 11.25% APR · checked 3 times
10.75%11.25%11.75%Oct 8, 2026: 11.25% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 11.50% 72 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 11.50% APR · checked 3 times
11.00%11.50%12.00%Oct 12, 2026: 11.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 11.50% 108 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 11.50% APR · checked 3 times
11.00%11.50%12.00%Oct 8, 2026: 11.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 12.25% 84 months
Details Credit Grade: C
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 12.25% APR · checked 3 times
11.75%12.25%12.75%Oct 12, 2026: 12.25% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 13.50% 36 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 13.50% APR · checked 3 times
13.00%13.50%14.00%Oct 12, 2026: 13.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 13.50% 36 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 13.50% APR · checked 3 times
13.00%13.50%14.00%Oct 8, 2026: 13.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 14.00% 48 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 14.00% APR · checked 3 times
13.50%14.00%14.50%Oct 12, 2026: 14.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 14.00% 48 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 14.00% APR · checked 3 times
13.50%14.00%14.50%Oct 8, 2026: 14.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 14.50% 60 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 14.50% APR · checked 3 times
14.00%14.50%15.00%Oct 12, 2026: 14.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 14.50% 60 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 14.50% APR · checked 3 times
14.00%14.50%15.00%Oct 8, 2026: 14.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 15.00% 72 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 15.00% APR · checked 3 times
14.50%15.00%15.50%Oct 12, 2026: 15.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 15.00% 72 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 15.00% APR · checked 3 times
14.50%15.00%15.50%Oct 8, 2026: 15.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 15.50% 84 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 15.50% APR · checked 3 times
15.00%15.50%16.00%Oct 12, 2026: 15.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 15.50% 36 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 15.50% APR · checked 3 times
15.00%15.50%16.00%Oct 8, 2026: 15.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 15.50% 84 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 15.50% APR · checked 3 times
15.00%15.50%16.00%Oct 8, 2026: 15.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 15.75% 48 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 15.75% APR · checked 3 times
15.25%15.75%16.25%Oct 8, 2026: 15.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 15.75% 96 months
Details Credit Grade: D
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 15.75% APR · checked 3 times
15.25%15.75%16.25%Oct 8, 2026: 15.75% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 16.00% 60 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 16.00% APR · checked 3 times
15.50%16.00%16.50%Oct 8, 2026: 16.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 16.50% 36 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 16.50% APR · checked 3 times
16.00%16.50%17.00%Oct 12, 2026: 16.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 16.50% 72 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 16.50% APR · checked 3 times
16.00%16.50%17.00%Oct 8, 2026: 16.50% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 17.00% 48 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 17.00% APR · checked 3 times
16.50%17.00%17.50%Oct 12, 2026: 17.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 17.00% 84 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 8, 2026 · 17.00% APR · checked 3 times
16.50%17.00%17.50%Oct 8, 2026: 17.00% APROct 8, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 17.50% 60 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 17.50% APR · checked 3 times
17.00%17.50%18.00%Oct 12, 2026: 17.50% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Recreational Vehicles, Trailers New and Used Loan - 17.50% 96 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
1 change since Oct 8, 2026 · 15.75% → 17.50% ▲ 1.75 pts · high 17.50% / low 15.75%
14.00%16.63%19.25%Oct 8, 2026: 15.75% APROct 15, 2026: 17.50% APROct 8, 2026Oct 25, 2026
  • Oct 15, 202617.50%▲ from 15.75%
  • Oct 8, 202615.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Motorcycles, ATV, Side by side, Watercraft New and Used Loan - 18.00% 72 months
Details Credit Grade: E
Last Updated 10/23/2026
Rate History
No change since Oct 12, 2026 · 18.00% APR · checked 3 times
17.50%18.00%18.50%Oct 12, 2026: 18.00% APROct 12, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%

Roswell Community Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 10.75% 24 months
Details Loan Amount: up to $2,000; Credit Tier: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 10 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 11.00% 36 months
Details Loan Amount: up to $6,000; Credit Tier: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 10 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 11.25% 48 months
Details Loan Amount: up to $8,000; Credit Tier: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 11.25% APR · checked 10 times
10.75%11.25%11.75%Sep 14, 2026: 11.25% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 11.75% 48 months
Details Loan Amount: up to $12,000; Credit Tier: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 11.75% APR · checked 10 times
11.25%11.75%12.25%Sep 14, 2026: 11.75% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 12.00% 60 months
Details Loan Amount: up to $16,000; Credit Tier: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 10 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 12.00% 36 months
Details Loan Amount: up to $6,000; Credit Tier: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 10 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 12.50% 60 months
Details Loan Amount: up to $24,000; Credit Tier: A+
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 12.50% APR · checked 10 times
12.00%12.50%13.00%Sep 14, 2026: 12.50% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 12.50% 24 months
Details Loan Amount: up to $2,000; Credit Tier: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 12.50% APR · checked 10 times
12.00%12.50%13.00%Sep 14, 2026: 12.50% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 13.00% 48 months
Details Loan Amount: up to $8,000; Credit Tier: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 13.00% APR · checked 10 times
12.50%13.00%13.50%Sep 14, 2026: 13.00% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 13.25% 48 months
Details Loan Amount: up to $12,000; Credit Tier: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 13.25% APR · checked 10 times
12.75%13.25%13.75%Sep 14, 2026: 13.25% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 13.50% 60 months
Details Loan Amount: up to $16,000; Credit Tier: A
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 10 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 14.75% 24 months
Details Loan Amount: up to $2,000; Credit Tier: B
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 14.75% APR · checked 10 times
14.25%14.75%15.25%Sep 14, 2026: 14.75% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 15.50% 36 months
Details Loan Amount: up to $6,000; Credit Tier: B
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 15.50% APR · checked 10 times
15.00%15.50%16.00%Sep 14, 2026: 15.50% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 16.00% 48 months
Details Loan Amount: up to $8,000; Credit Tier: B
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 16.00% APR · checked 10 times
15.50%16.00%16.50%Sep 14, 2026: 16.00% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 16.50% 48 months
Details Loan Amount: up to $12,000; Credit Tier: B
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 16.50% APR · checked 10 times
16.00%16.50%17.00%Sep 14, 2026: 16.50% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 17.00% 24 months
Details Loan Amount: up to $2,000; Credit Tier: C
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 17.00% APR · checked 10 times
16.50%17.00%17.50%Sep 14, 2026: 17.00% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 17.25% 36 months
Details Loan Amount: up to $6,000; Credit Tier: C
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 17.25% APR · checked 10 times
16.75%17.25%17.75%Sep 14, 2026: 17.25% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 17.50% 48 months
Details Loan Amount: up to $8,000; Credit Tier: C
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 17.50% APR · checked 10 times
17.00%17.50%18.00%Sep 14, 2026: 17.50% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 17.50% 24 months
Details Loan Amount: up to $2,000; Credit Tier: D
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 17.50% APR · checked 10 times
17.00%17.50%18.00%Sep 14, 2026: 17.50% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 17.75% 36 months
Details Loan Amount: up to $6,000; Credit Tier: D
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 17.75% APR · checked 10 times
17.25%17.75%18.25%Sep 14, 2026: 17.75% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
Signature Loans 18.00% 24 months
Details Loan Amount: up to $2,000; Credit Tier: E
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 18.00% APR · checked 10 times
17.50%18.00%18.50%Sep 14, 2026: 18.00% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%

Roswell Community Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
O/D Protection Loan - A+ Tier - - 16.00%
Details Tier: A+; Limit: $500
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 16.00% APR
15.50%16.00%16.50%Oct 23, 2026: 16.00% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
O/D Protection Loan - B Tier - - 16.00%
Details Tier: B; Limit: $500
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 16.00% APR
15.50%16.00%16.50%Oct 23, 2026: 16.00% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
O/D Protection Loan - C Tier - - 18.00%
Details Tier: C; Limit: $300
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 18.00% APR
17.50%18.00%18.50%Oct 23, 2026: 18.00% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
O/D Protection Loan - D Tier - - 18.00%
Details Tier: D; Limit: $300
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 18.00% APR
17.50%18.00%18.50%Oct 23, 2026: 18.00% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
O/D Protection Loan - E Tier - - 18.00%
Details Tier: E; Limit: $300
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 18.00% APR
17.50%18.00%18.50%Oct 23, 2026: 18.00% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
IRA's - - 0.50%
Min Balance $25
Details Balance: $25.00 - $9,999.99; Traditional, Education, and Roth IRA's
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
IRA's - - 0.55%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99; Traditional, Education, and Roth IRA's
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
IRA's - - 0.65%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99; Traditional, Education, and Roth IRA's
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 8 times
0.15%0.65%1.15%Sep 14, 2026: 0.65% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
IRA's - - 0.75%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99; Traditional, Education, and Roth IRA's
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 8 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%
IRA's - - 0.85%
Min Balance $100,000
Details Balance: $100,000.00 and up; Traditional, Education, and Roth IRA's
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 8 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.62%

Financial Health History

Roswell Community Federal Credit Union’s Texas Ratio rose from 3.91% in Q3 2023 to 5.62% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.91% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.62% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$50M5.62%5.0A+
March 31, 2026$50M2.26%5.0A+
December 31, 2025$50M2.91%5.0A+
September 30, 2025$49M3.94%5.0A+
June 30, 2025$50M2.52%5.0A+
March 31, 2025$50M2.75%5.0A+
December 31, 2024$47M8.59%5.0A
September 30, 2024$47M6.63%5.0A
June 30, 2024$45M3.62%5.0A+
March 31, 2024$45M0.69%5.0A+
December 31, 2023$44M4.74%5.0A+
September 30, 2023$43M3.91%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Roswell Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Roswell Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Roswell Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Roswell Community Federal Credit Union
Address 2514 N Main St, Roswell, NM 88201
Phone 575-623-7788
Fax 575-622-2340
President Carol Smith
CEO Karen Griffo
Full-Time Employees 8
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.62%
Return on Assets (ROA)
1.2935%
Return on Equity (ROE)
7.6889%
Non-Performing Loans Ratio (NPL)
1.39%
Total Assets
50,263,041
Total Amount of Shares and Deposits
39,935,236
Total Shares and Deposits < 1 Year
37,773,304
Total Shares and Deposits 1 3 Years
2,161,932
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,353,799
Total Uninsured Shares and Deposits > $250K (F+J)
5,353,799
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,581,437
Total Interest Expense (Sum of items 6 8)
376,036
Share Certificates
257
Number of Accounts for Share Drafts
1,473
IRA KEOGH Accounts
32
Number of Accounts for Regular Shares
3,562
Non Member Deposits
2
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,188,301
Total Liabilities
40,256,228
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Roswell Community Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/roswell-community-federal-credit-union-rates-review-9093">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Roswell Community Federal Credit Union

Does Roswell Community Federal Credit Union offer CDs?

Yes. Roswell Community Federal Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Roswell Community Federal Credit Union NCUA insured?

Yes. Roswell Community Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Roswell Community Federal Credit Union?

The highest CD rate MonitorBankRates has verified for Roswell Community Federal Credit Union is 3.50% APY on its CD of Deposit (CD) - 12 Month, as of October 23, 2026.

What CD terms does Roswell Community Federal Credit Union offer?

The Roswell Community Federal Credit Union CD terms we track include 6 month, 12 month, 18 month, 2 year and 3 year terms, with rates from 2.50% to 3.50% APY. The institution may offer other terms or specials that are not listed here, so check with Roswell Community Federal Credit Union for its full lineup.

What is the highest savings rate at Roswell Community Federal Credit Union?

The highest savings rate MonitorBankRates has verified for Roswell Community Federal Credit Union is 0.50% APY on its Christmas Club Savings, as of October 23, 2026.

What is the highest money market rate at Roswell Community Federal Credit Union?

The highest money market rate MonitorBankRates has verified for Roswell Community Federal Credit Union is 1.00% APY on its Money Market Checking, as of October 23, 2026.

What is the highest checking rate at Roswell Community Federal Credit Union?

The highest checking rate MonitorBankRates has verified for Roswell Community Federal Credit Union is 1.00% APY on its Money Market Checking, as of October 23, 2026.

What is the lowest auto loan rate at Roswell Community Federal Credit Union?

The lowest auto loan rate MonitorBankRates has verified for Roswell Community Federal Credit Union is 5.19% rate on its New Vehicles 2025-2026 Never Titled, as of October 23, 2026.

What is the lowest personal loan rate at Roswell Community Federal Credit Union?

The lowest personal loan rate MonitorBankRates has verified for Roswell Community Federal Credit Union is 10.75% APR on its Signature Loans, as of October 23, 2026.

How many branches does Roswell Community Federal Credit Union operate?

Roswell Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Roswell Community Federal Credit Union?

Yes, to access services at Roswell Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Roswell Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Roswell Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Roswell Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Roswell Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.roswellcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Roswell Community Federal Credit Union rates compare?

Roswell Community Federal Credit Union's top rates are 3.50% APY on its CD of Deposit (CD) - 12 Month, 0.50% APY on savings, 1.00% APY on money market and personal loans from 10.75% APR, verified by MonitorBankRates on October 23, 2026. To compare Roswell Community Federal Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best personal loan rates, updated daily from banks and credit unions across the country.

Current Roswell Community Federal Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.25%
  • 24-Month CD3.35%
  • Savings0.50%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.