MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. New Mexico
  6. ›
  7. Las Cruces
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Las Cruces, New Mexico (NM) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Las Cruces, New Mexico. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 26, 2026

Current auto loan rates in Las Cruces, New Mexico include First National Bank TexasFirst National Bank Texas3331 Rinconada Blvd, Las Cruces, NM, 88011F1.0 ★Texas Ratio: 63.89% offering Auto Loan at 4.43%, Nusenda Federal Credit UnionNusenda Federal Credit Union1715 E University Ave, Las Cruces, NM, 88001A+5.0 ★Texas Ratio: 4.72% offering Fuel-Efficient Auto Loan at 4.49%, First Financial Credit UnionFirst Financial Credit Union901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710A5.0 ★Texas Ratio: 10.46% offering New & Used Vehicles (Up to 5 Years Old) at 4.67%, White Sands Federal Credit UnionWhite Sands Federal Credit Union2755 N Main St, Las Cruces, NM, 88001 1149A+5.0 ★Texas Ratio: 0.21% offering Used Auto Loan at 4.79%, FIRSTLIGHTFIRSTLIGHT3105 Del Rey Blvd, Las Cruces, NM, 88012A+5.0 ★Texas Ratio: 1.79% offering 2022-23 Vehicle Loan at 5.00%. Auto loan rates as of March 26, 2026 according to verified data from MonitorBankRates.

Auto loan rates in Las Cruces, New Mexico are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Las Cruces, New Mexico. Auto Loan Rates Last Updated and Verified: March 26, 2026

Compare Auto Loan Rates Today in Las Cruces, New Mexico & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First National Bank Texas
Institution Rating:
F1.0 ★ Texas Ratio: 63.89%
3331 Rinconada Blvd, Las Cruces, NM, 88011
Auto Loan
4.43%
66 Months
View
▼
APR4.43%
Term66 Months
Last UpdatedMar 24, 2026
Details

Offer excludes refinancing of existing First National Bank Texas, First Convenience Bank, and First Heroes National Bank loans.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Fuel-Efficient Auto Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Fuel-Efficient Auto Loan
4.65%
48 months
View
▼
APR4.65%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Auto Loan
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2022-23 Vehicle Loan
5.00%
48-84
View
▼
APR5.00%
Term48-84
Last UpdatedMar 26, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2024-Newer Vehicle Loan
5.00%
48-84
View
▼
APR5.00%
Term48-84
Last UpdatedMar 26, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Fuel-Efficient Auto Loan
5.05%
65 months
View
▼
APR5.05%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Fuel-Efficient Auto Loan
5.25%
75 months
View
▼
APR5.25%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Auto Loan
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Auto Loan
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.59%
78 Months
View
▼
APR5.59%
Term78 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Auto Loan
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Fuel-Efficient Auto Loan
5.75%
84 months
View
▼
APR5.75%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; 2023 and newer

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2020-21 Vehicle Loan
5.75%
48-78
View
▼
APR5.75%
Term48-78
Last UpdatedMar 26, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Auto Loan
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Auto Loan
6.25%
61 - 75 months
View
▼
APR6.25%
Term61 - 75 months
Last UpdatedMar 20, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
6.25%
61 - 75 months
View
▼
APR6.25%
Term61 - 75 months
Last UpdatedMar 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2005-2019 Vehicle Loan
6.75%
48-78
View
▼
APR6.75%
Term48-78
Last UpdatedMar 26, 2026
Details

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
Classic Vehicles
7.49%
Up to 84
View
▼
APR7.49%
TermUp to 84
Last UpdatedMar 26, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
First Time Auto Buyer
16.99%
75 Months
View
▼
APR16.99%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; $20,000 max

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM, 87117
Auto Refinance
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 22, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMar 25, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
New Auto
4.25%
Up To 72 Months
View
▼
APR4.25%
TermUp To 72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 26, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
4.41%
36 Months
View
▼
APR4.41%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMar 25, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 25, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 25, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
4.70%
48 Months
View
▼
APR4.70%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48 months
View
▼
APR4.74%
Term12 - 48 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Up to36 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 26, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
4.84%
65 Months
View
▼
APR4.84%
Term65 Months
Last UpdatedMar 20, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
4.91%
36 Months
View
▼
APR4.91%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMar 25, 2026
Details

As Low As; 37-48 Months

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 22, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 25, 2026
Details

As Low As; Fixed

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
5.00%
75 Months
View
▼
APR5.00%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 25, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMar 24, 2026
Details

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60 months
View
▼
APR5.24%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMar 22, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMar 25, 2026
Details

As Low As; Fixed

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - Declining Rate Auto
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMar 25, 2026
Details

As Low As; Fixed

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMar 25, 2026
Details

As Low As; 49-66 Months

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto
5.25%
Up To 72 Months
View
▼
APR5.25%
TermUp To 72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.34%
65 Months
View
▼
APR5.34%
Term65 Months
Last UpdatedMar 20, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMar 24, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022 Refinance
5.40%
84 Months
View
▼
APR5.40%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.49%
61 - 75 months
View
▼
APR5.49%
Term61 - 75 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.49%
61 - 75
View
▼
APR5.49%
Term61 - 75
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMar 24, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.65%
48 Months
View
▼
APR5.65%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 21, 2026
Details

As Low As; (2023 - 2027)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2023 - 2027)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 21, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.69%
24 Months
View
▼
APR5.69%
Term24 Months
Last UpdatedMar 25, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.74%
49 - 60
View
▼
APR5.74%
Term49 - 60
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMar 25, 2026
Details

As Low As; 67-75 Months

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.75%
65 Months
View
▼
APR5.75%
Term65 Months
Last UpdatedMar 21, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
5.85%
75 Months
View
▼
APR5.85%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2026-2022
5.90%
84 Months
View
▼
APR5.90%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As; (Cost over $15,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 21, 2026
Details

over $15,000; As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 24, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMar 25, 2026
Details

As Low As; Fixed

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM, 87105
Vehicle Loan
6.05%
84 Months
View
▼
APR6.05%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As; (Cost over $25,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 21, 2026
Details

over $25,000; As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
61 - 75 months
View
▼
APR6.24%
Term61 - 75 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
6.24%
61 - 75
View
▼
APR6.24%
Term61 - 75
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto Over 10 Years Old
6.25%
Up to 36 Months
View
▼
APR6.25%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 26, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMar 25, 2026
Details

As Low As; 76-84 Months

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.30%
60 Months
View
▼
APR6.30%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.40%
72 Months
View
▼
APR6.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMar 24, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMar 22, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.64%
84 Months
View
▼
APR6.64%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMar 24, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84 months
View
▼
APR6.74%
Term76 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.74%
24 Months
View
▼
APR6.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMar 22, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMar 24, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As; Max Mileage 65K (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K (2019-2022)
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.24%
36 months
View
▼
APR7.24%
Term36 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.24%
48 Months
View
▼
APR7.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMar 24, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As; (2018 and older)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2018 and older)
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
7.49%
84 months
View
▼
APR7.49%
Term84 months
Last UpdatedMar 22, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.49%
48 months
View
▼
APR7.49%
Term48 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMar 22, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3400 NM 528 NW, Albuquerque, NM, 87114
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
View
▼
APR7.74%
Term8 Years
Last UpdatedMar 25, 2026
Details

$30,000; As Low As; Fixed

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.74%
24 Months
View
▼
APR7.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.99%
60 months
View
▼
APR7.99%
Term60 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
8.05%
66 Months
View
▼
APR8.05%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.24%
48 Months
View
▼
APR8.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.25%
24 months
View
▼
APR8.25%
Term24 months
Last UpdatedMar 22, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMar 24, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
8.49%
72-75 months
View
▼
APR8.49%
Term72-75 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
8.49%
84 Months
View
▼
APR8.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
View
▼
APR8.59%
Term37 - 48
Last UpdatedMar 24, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.74%
60 Months
View
▼
APR8.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
8.74%
24 Months
View
▼
APR8.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedMar 22, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
View
▼
APR8.79%
Term49 - 66
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
View
▼
APR8.99%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.99%
72 Months
View
▼
APR8.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
8.99%
36 Months
View
▼
APR8.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
View
▼
APR9.19%
Term76 - 84
Last UpdatedMar 24, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
9.24%
48 Months
View
▼
APR9.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
9.49%
84 Months
View
▼
APR9.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM, 87108
Automobiles & Trucks 2021-2019 Refinance
9.59%
72 Months
View
▼
APR9.59%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Classic: 2015 & Older Vehicle Loan Tier A
9.74%
24 Months
View
▼
APR9.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Classic: 2015 & Older Vehicle Loan Tier A
9.99%
36 Months
View
▼
APR9.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
9.99%
60 Months
View
▼
APR9.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
10.00%
60 months
View
▼
APR10.00%
Term60 months
Last UpdatedMar 22, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

FIRSTLIGHT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3105 Del Rey Blvd, Las Cruces, NM, 88012
2024-Newer Vehicle Loan
5.00%
48-84
View
▼
APR5.00%
Term48-84
Last UpdatedMar 26, 2026
Details

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.59%
78 Months
View
▼
APR5.59%
Term78 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
New Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 22, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.00%
Up to 60
View
▼
APR4.00%
TermUp to 60
Last UpdatedMar 25, 2026
Details

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
New Auto
4.25%
Up To 72 Months
View
▼
APR4.25%
TermUp To 72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
New Vehicles
4.50%
61 - 72
View
▼
APR4.50%
Term61 - 72
Last UpdatedMar 25, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48 months
View
▼
APR4.74%
Term12 - 48 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Up to36 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 26, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
4.94%
37-48
View
▼
APR4.94%
Term37-48
Last UpdatedMar 25, 2026
Details

As Low As; 37-48 Months

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 22, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.19%
0 - 36
View
▼
APR5.19%
Term0 - 36
Last UpdatedMar 24, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60 months
View
▼
APR5.24%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMar 22, 2026
Details

As Low As

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.24%
49-66
View
▼
APR5.24%
Term49-66
Last UpdatedMar 25, 2026
Details

As Low As; 49-66 Months

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
New Vehicle
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.39%
37 - 48
View
▼
APR5.39%
Term37 - 48
Last UpdatedMar 24, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.49%
61 - 75 months
View
▼
APR5.49%
Term61 - 75 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.49%
61 - 75
View
▼
APR5.49%
Term61 - 75
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.59%
0 - 36
View
▼
APR5.59%
Term0 - 36
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.59%
49 - 66
View
▼
APR5.59%
Term49 - 66
Last UpdatedMar 24, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 21, 2026
Details

As Low As; (2023 - 2027)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (2023 - 2027)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 21, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.74%
49 - 60
View
▼
APR5.74%
Term49 - 60
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
5.74%
67-75
View
▼
APR5.74%
Term67-75
Last UpdatedMar 25, 2026
Details

As Low As; 67-75 Months

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.79%
37 - 48
View
▼
APR5.79%
Term37 - 48
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.79%
67 - 75
View
▼
APR5.79%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As; (Cost over $15,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMar 21, 2026
Details

over $15,000; As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
5.99%
49 - 66
View
▼
APR5.99%
Term49 - 66
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A+ Tier
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 24, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.14%
48 Months
View
▼
APR6.14%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As; (Cost over $25,000)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
New Vehicle (Cost
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 21, 2026
Details

over $25,000; As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
61 - 75 months
View
▼
APR6.24%
Term61 - 75 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
6.24%
61 - 75
View
▼
APR6.24%
Term61 - 75
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.29%
67 - 75
View
▼
APR6.29%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
210 N 5th St, Artesia, NM, 88210 2000
New Auto
6.29%
76-84
View
▼
APR6.29%
Term76-84
Last UpdatedMar 25, 2026
Details

As Low As; 76-84 Months

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
New Auto
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED A Tier
6.49%
76 - 84
View
▼
APR6.49%
Term76 - 84
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.59%
0 - 36
View
▼
APR6.59%
Term0 - 36
Last UpdatedMar 24, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMar 22, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.69%
60 Months
View
▼
APR6.69%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.69%
37 - 48
View
▼
APR6.69%
Term37 - 48
Last UpdatedMar 24, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84 months
View
▼
APR6.74%
Term76 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMar 22, 2026
Details

As Low As

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
6.89%
49 - 66
View
▼
APR6.89%
Term49 - 66
Last UpdatedMar 24, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.09%
67 - 75
View
▼
APR7.09%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
New Auto
7.14%
84 Months
View
▼
APR7.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicle may be up to two years old with less than 25,000 miles.

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED B Tier
7.29%
76 - 84
View
▼
APR7.29%
Term76 - 84
Last UpdatedMar 24, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
New Auto Loan (2025 or newer)
7.49%
84 months
View
▼
APR7.49%
Term84 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier A
7.49%
84 Months
View
▼
APR7.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.74%
24 Months
View
▼
APR7.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.24%
48 Months
View
▼
APR8.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.39%
0 - 36
View
▼
APR8.39%
Term0 - 36
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.59%
37 - 48
View
▼
APR8.59%
Term37 - 48
Last UpdatedMar 24, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.74%
60 Months
View
▼
APR8.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.79%
49 - 66
View
▼
APR8.79%
Term49 - 66
Last UpdatedMar 24, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
8.99%
67 - 75
View
▼
APR8.99%
Term67 - 75
Last UpdatedMar 24, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
8.99%
72 Months
View
▼
APR8.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
2514 N Main St, Roswell, NM, 88201
NEW VEHICLES 2025-2026 NEVER TITLED C Tier
9.19%
76 - 84
View
▼
APR9.19%
Term76 - 84
Last UpdatedMar 24, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
New Vehicle: 2025-2024 Tier B
9.49%
84 Months
View
▼
APR9.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
4.67%
36 Months
View
▼
APR4.67%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
4.90%
48 months
View
▼
APR4.90%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
5.30%
65 months
View
▼
APR5.30%
Term65 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
2755 N Main St, Las Cruces, NM, 88001 1149
Used Auto Loan
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
5.50%
75 months
View
▼
APR5.50%
Term75 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.69%
66 Months
View
▼
APR5.69%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
New & Used Vehicles (Up to 5 Years Old)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMar 20, 2026
Details

As Low As; Qualified buyers: Take 90 days to make your first payment.

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
6.09%
60 Months
View
▼
APR6.09%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
1715 E University Ave, Las Cruces, NM, 88001
Used Auto Loans
6.25%
61 - 75 months
View
▼
APR6.25%
Term61 - 75 months
Last UpdatedMar 20, 2026
Details

As Low As

First Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.46%
901 E UNIVERSITY AVE STE Q, LAS CRUCES, NM, 88001 5710
Used Vehicles (5-7 Years Old)
6.59%
75 Months
View
▼
APR6.59%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 22, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 26, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 25, 2026
Details

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (5 - 10 years old)
4.50%
Up to 60
View
▼
APR4.50%
TermUp to 60
Last UpdatedMar 25, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
4.74%
12 - 48 months
View
▼
APR4.74%
Term12 - 48 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

As Low As

Chaves County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
1401 N Lea Ave, Roswell, NM, 88201
Used Vehicles (4 years old or less)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 25, 2026
Details

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.24%
49 - 60 months
View
▼
APR5.24%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.24%
37 to 66 months
View
▼
APR5.24%
Term37 to 66 months
Last UpdatedMar 22, 2026
Details

As Low As

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto
5.25%
Up To 72 Months
View
▼
APR5.25%
TermUp To 72 Months
Last UpdatedMar 21, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.49%
61 - 75 months
View
▼
APR5.49%
Term61 - 75 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.49%
61 - 75
View
▼
APR5.49%
Term61 - 75
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM, 87109
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.69%
24 Months
View
▼
APR5.69%
Term24 Months
Last UpdatedMar 25, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.74%
49 - 60
View
▼
APR5.74%
Term49 - 60
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
5.94%
76 to 84 months
View
▼
APR5.94%
Term76 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
5.99%
76 - 84 months
View
▼
APR5.99%
Term76 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
5.99%
76 - 84
View
▼
APR5.99%
Term76 - 84
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2022 - 2027

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.24%
61 - 75 months
View
▼
APR6.24%
Term61 - 75 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
6.24%
61 - 75
View
▼
APR6.24%
Term61 - 75
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

The Florist Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
313 W Country Club Rd Ste 11, ROSWELL, NM, 88201 5804
Used Auto Over 10 Years Old
6.25%
Up to 36 Months
View
▼
APR6.25%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Four Corners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
16 Road 6500, Kirtland, NM, 87417
Used Vehicle
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 26, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.30%
60 Months
View
▼
APR6.30%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.40%
72 Months
View
▼
APR6.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.64%
Up to 65 months
View
▼
APR6.64%
TermUp to 65 months
Last UpdatedMar 22, 2026
Details

As Low As

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM, 88101
Used Auto
6.64%
84 Months
View
▼
APR6.64%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Automobiles
6.74%
76 - 84 months
View
▼
APR6.74%
Term76 - 84 months
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

Otero Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
New & Used Cars, Trucks, and Passenger Vans
6.74%
76 - 84
View
▼
APR6.74%
Term76 - 84
Last UpdatedMar 21, 2026
Details

As Low As; Vehicle Year: 2018 - 2021

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.74%
66 to 75 months
View
▼
APR6.74%
Term66 to 75 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.74%
24 Months
View
▼
APR6.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
6.84%
Up to 60 months
View
▼
APR6.84%
TermUp to 60 months
Last UpdatedMar 22, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As; Max Mileage 65K (2019-2022)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle Max Mileage 65K (2019-2022)
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.04%
24 Months
View
▼
APR7.04%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.24%
36 months
View
▼
APR7.24%
Term36 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.24%
48 Months
View
▼
APR7.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As; (2018 and older)

State Employees Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.00%
813 Saint Michaels Dr, Santa Fe, NM, 87505 7607
Used Vehicle (2018 and older)
7.49%
75 Months
View
▼
APR7.49%
Term75 Months
Last UpdatedMar 21, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.49%
48 months
View
▼
APR7.49%
Term48 months
Last UpdatedMar 22, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Used Auto
7.54%
36 Months
View
▼
APR7.54%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

US Eagle Federal Credit Union
Institution Rating:
F1.5 ★ Texas Ratio: 56.62%
3939 Osuna Rd NE, Albuquerque, NM, 87109 4431
New and Used Auto Loans
7.54%
36 to 48 months
View
▼
APR7.54%
Term36 to 48 months
Last UpdatedMar 22, 2026
Details

As Low As

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
7.99%
60 months
View
▼
APR7.99%
Term60 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
7.99%
72 Months
View
▼
APR7.99%
Term72 Months
Last UpdatedMar 25, 2026
Details

Jemez Valley Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.94%
17117 HIGHWAY 4, JEMEZ SPRINGS, NM, 87025 0120
Late Model Used Auto
8.05%
66 Months
View
▼
APR8.05%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As; Vehicles up to four years old or with more than 25,000 miles.

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.25%
24 months
View
▼
APR8.25%
Term24 months
Last UpdatedMar 22, 2026
Details

As Low As

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2024-2016)
8.49%
72-75 months
View
▼
APR8.49%
Term72-75 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier A
8.49%
84 Months
View
▼
APR8.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
8.74%
24 Months
View
▼
APR8.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
8.99%
36 Months
View
▼
APR8.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
9.24%
48 Months
View
▼
APR9.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedMar 22, 2026
Details

As Low As

Eddy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
1711 S Canal St, Carlsbad, NM, 88220
Used Vehicle: 2023-2016 Tier B
9.99%
60 Months
View
▼
APR9.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

ZIA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
1001 Central Ave, Los Alamos, NM, 87544
Used Auto Loan (2015 and older)
10.00%
60 months
View
▼
APR10.00%
Term60 months
Last UpdatedMar 22, 2026
Details

As Low As

National Auto Loan Rate Trends

Weekly national average APRs for new and used auto loans

Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.

New Auto Loan — National Avg APR
6.039%
▲ 0.196 from last week

New auto loan rates rose 0.196 points this week to 6.039% APR, up from 5.843% last week.

Used Auto Loan — National Avg APR
6.644%
▲ 0.012 from last week

Used auto loan rates rose 0.012 points this week to 6.644% APR, up from 6.633% last week.

National averages as of Mar 26, 2026 • Weekly data from 8,500+ U.S. banks & credit unions

Frequently Asked Questions about Auto Loans in Las Cruces, New Mexico

How does my credit score affect my car loan rate in New Mexico?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Las Cruces, New Mexico with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in New Mexico *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Las Cruces, New Mexico typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Las Cruces, New Mexico?

Based on our current data, some of the lowest auto loan rates available in Las Cruces, New Mexico include:
  • First National Bank Texas: 4.43% (Auto Loan)
  • Nusenda Federal Credit Union: 4.49% (Fuel-Efficient Auto Loan)
  • First Financial Credit Union: 4.67% (New & Used Vehicles (Up to 5 Years Old))
  • White Sands Federal Credit Union: 4.79% (Used Auto Loan)
  • FIRSTLIGHT: 5.00% (2022-23 Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Las Cruces, New Mexico. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026

Las Cruces, New Mexico Rates & Resources

$
Las Cruces, New Mexico CD Rates
$
Las Cruces, New Mexico Savings Rates
$
Las Cruces, New Mexico Money Market Rates
$
Las Cruces, New Mexico Mortgage Rates
$
Las Cruces, New Mexico Checking Account Rates
$
Las Cruces, New Mexico Personal Loan Rates