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Auto Loan Rates in Potosi, Missouri (MO) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Potosi, Missouri. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 5, 2026

Current auto loan rates in Potosi, Missouri include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Mercy Credit UnionMercy Credit UnionA+5.0 ★Texas Ratio: 1.69% offering New Vehicles 2025-2026 at 3.74%, Burlington Northtown Community Credit UnionBurlington Northtown Community Credit UnionA+5.0 ★Texas Ratio: 2.79% offering Auto Loans - New (2025 or Newer) at 3.99%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%, FRB Federal Credit UnionFRB Federal Credit UnionA5.0 ★Texas Ratio: 6.96% offering New Auto at 3.99%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Potosi borrowers have access to 38 lenders serving the Missouri area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Potosi, Missouri. Auto Loan Rates Last Updated and Verified: April 5, 2026

Compare Auto Loan Rates Today in Potosi, Missouri & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicles 2025-2026
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 28, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
3.99%
66 Months
View
▼
APR3.99%
Term66 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
3.99%
Up to 36
View
▼
APR3.99%
TermUp to 36
Last UpdatedApr 4, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
View
▼
APR4.15%
Term3 Months
Last UpdatedApr 5, 2026
Details

As Low As; 3 YEAR REPAY

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 25, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Any Model Year Vehicle Loan
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 25, 2026
Details

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Autos
4.25%
Up to 96 Months
View
▼
APR4.25%
TermUp to 96 Months
Last UpdatedMar 27, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As; 48 months max term

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
View
▼
APR4.25%
Term4 Months
Last UpdatedApr 5, 2026
Details

As Low As; 4 YEAR REPAY

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
4.29%
37-48
View
▼
APR4.29%
Term37-48
Last UpdatedApr 4, 2026
Details

As Low As

CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Auto Loan
4.30%
36 Month
View
▼
APR4.30%
Term36 Month
Last UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto or Refinance
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As; Up to 84-month terms2; Up to 125% financing3; Up to 50% savings4 on add-on-options

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
4.49%
30 months
View
▼
APR4.49%
Term30 months
Last UpdatedMar 25, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Auto Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedMar 29, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
View
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2015-2026
4.50%
Up to 42
View
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Auto Loan
4.55%
48 Month
View
▼
APR4.55%
Term48 Month
Last UpdatedMar 25, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 29, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2008 or Newer

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
4.74%
66 months
View
▼
APR4.74%
Term66 months
Last UpdatedMar 25, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 29, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2019-2026
4.75%
43 - 66
View
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details

loan balance $20,000 or more

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; min. $500

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; min. $500

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; 2024-2026 model years; rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Auto Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As; Up to 100% NADA Retail

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
View
▼
APR4.75%
Term5 Months
Last UpdatedApr 5, 2026
Details

As Low As; 5 YEAR REPAY

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
4.79%
61-72
View
▼
APR4.79%
Term61-72
Last UpdatedApr 4, 2026
Details

As Low As

CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Auto Loan
4.80%
60 Month
View
▼
APR4.80%
Term60 Month
Last UpdatedMar 25, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
New & Used Autos
4.84%
72 Months
View
▼
APR4.84%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2019-2026

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
New and Used Auto Loan
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; terms up to 84 months

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Auto Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedMar 29, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
4.89%
1-36
View
▼
APR4.89%
Term1-36
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
37 Months
View
▼
APR4.89%
Term37 Months
Last UpdatedApr 2, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
Used Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2008 or Newer

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60
View
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
View
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedMar 27, 2026
Details

As Low As; 100% Financing with qualified credit

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 29, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Auto Loan
4.99%
12 Months
View
▼
APR4.99%
Term12 Months
Last UpdatedMar 29, 2026
Details

As Low As; 2022 - New; 12 - 48 ($5,000 min.)

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Auto Loan
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 29, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
4.99%
37-48
View
▼
APR4.99%
Term37-48
Last UpdatedApr 2, 2026
Details

As Low As

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 2, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
4.99%
78 Months
View
▼
APR4.99%
Term78 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
49 Months
View
▼
APR4.99%
Term49 Months
Last UpdatedApr 2, 2026
Details

As Low As

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2022-2026
5.00%
67 - 72
View
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 72 months max term

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Auto Loan
5.05%
72 Month
View
▼
APR5.05%
Term72 Month
Last UpdatedMar 25, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.08%
48 Months
View
▼
APR5.08%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
5.09%
49-60
View
▼
APR5.09%
Term49-60
Last UpdatedApr 2, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.10%
36 Months
View
▼
APR5.10%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 29, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2013 or Newer

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Auto Loan
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 2022 - New; Up to 60 ($10,000 min.)

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Auto Loan
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedMar 29, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 61 to 72 months
5.24%
61 Months
View
▼
APR5.24%
Term61 Months
Last UpdatedApr 2, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.25%
84-95 Months
View
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
View
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
New Vehicle Loan
5.25%
1 - 48
View
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details

As Low As

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Auto Loans
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 84 months max term

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 72 months max term

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedApr 2, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
5.25%
6 Months
View
▼
APR5.25%
Term6 Months
Last UpdatedApr 5, 2026
Details

As Low As; 6 YEAR REPAY

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Autos & Trucks (new and used)
5.29%
0-12
View
▼
APR5.29%
Term0-12
Last UpdatedApr 5, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.31%
60 Months
View
▼
APR5.31%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.35%
36 Months
View
▼
APR5.35%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
5.35%
1 - 48
View
▼
APR5.35%
Term1 - 48
Last UpdatedMar 28, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2018 to 2024
5.35%
6 Months
View
▼
APR5.35%
Term6 Months
Last UpdatedApr 5, 2026
Details

As Low As; 6 YEAR REPAY

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2018-2024
5.35%
6 Months
View
▼
APR5.35%
Term6 Months
Last UpdatedApr 5, 2026
Details

As Low As; 6 YEAR REPAY

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
5.39%
61-72
View
▼
APR5.39%
Term61-72
Last UpdatedApr 2, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.40%
42 Months
View
▼
APR5.40%
Term42 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

/ln > $20k

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
5.49%
78 months
View
▼
APR5.49%
Term78 months
Last UpdatedMar 25, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
View
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 29, 2026
Details

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Auto Loan
5.49%
12 Months
View
▼
APR5.49%
Term12 Months
Last UpdatedMar 29, 2026
Details

As Low As; 2017 - 2021; 12 - 48 ($5,000 min.)

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
5.49%
2027 Mo
View
▼
APR5.49%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
View
▼
APR5.49%
Term3-7 year
Last UpdatedApr 4, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2023-2026
5.50%
73 - 84
View
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.50%
96-107 Months
View
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
5.50%
61-72
View
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
5.50%
61-72
View
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
View
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
New Vehicle Loan
5.50%
49 - 72
View
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 84 months max term

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
5.50%
2027 Mo
View
▼
APR5.50%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.58%
48 Months
View
▼
APR5.58%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
5.60%
49 - 72
View
▼
APR5.60%
Term49 - 72
Last UpdatedMar 28, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2015 or Newer

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Auto Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 2022 - New; Up to 72 ($15,000 min.)

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMar 29, 2026
Details

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 73 to 84 months
5.74%
73 Months
View
▼
APR5.74%
Term73 Months
Last UpdatedApr 2, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.75%
Up to 120 months
View
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Auto Loans
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Recreation Vehicle loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2020 to 2017)
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As; Up to 100% NADA Retail

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
5.75%
2027 Mo
View
▼
APR5.75%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
5.75%
7 Months
View
▼
APR5.75%
Term7 Months
Last UpdatedApr 5, 2026
Details

As Low As; 7 YEAR REPAY

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.95%
52 Months
View
▼
APR5.95%
Term52 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
5.99%
63 Months
View
▼
APR5.99%
Term63 Months
Last UpdatedMar 27, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto (2018 or older)
5.99%
Up to 60 Months
View
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 29, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedApr 2, 2026
Details

As Low As

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
5.99%
2027 Mo
View
▼
APR5.99%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.99%
78 Months
View
▼
APR5.99%
Term78 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2022-2023

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2020 to 2017)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 72 months max term

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
6.00%
2027 Mo
View
▼
APR6.00%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2014 to 2017
6.00%
5 Months
View
▼
APR6.00%
Term5 Months
Last UpdatedApr 5, 2026
Details

As Low As; 5 YEAR REPAY

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2014-2017
6.00%
5 Months
View
▼
APR6.00%
Term5 Months
Last UpdatedApr 5, 2026
Details

As Low As; 5 YEAR REPAY

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Used Auto (2018-2024)
6.09%
Up to 63
View
▼
APR6.09%
TermUp to 63
Last UpdatedMar 28, 2026
Details

As Low As; months

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
6.14%
Up to 84 Months
View
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 29, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2015 or Newer (/ln > $20k)

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMar 25, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
6.24%
75 Months
View
▼
APR6.24%
Term75 Months
Last UpdatedMar 27, 2026
Details

As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Auto Loan
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 2022 - New; Up to 84 ($25,000 min.)

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
6.24%
73-84
View
▼
APR6.24%
Term73-84
Last UpdatedApr 2, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Other (RV, Older Vehicles, ATV, etc.)
6.24%
60 Months
View
▼
APR6.24%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
6.25%
1 - 48
View
▼
APR6.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details

As Low As; APR Range: 6.25% - 14.89%

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Auto Loans
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMar 28, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
6.25%
42 Months
View
▼
APR6.25%
Term42 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2022-2023

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
6.29%
72 Months
View
▼
APR6.29%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
6.30%
84 Months
View
▼
APR6.30%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Used Auto (2018-2024)
6.39%
64-72
View
▼
APR6.39%
Term64-72
Last UpdatedMar 28, 2026
Details

As Low As; months

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

/ln > $45k

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto > 7 Years
6.49%
36 Months
View
▼
APR6.49%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
View
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
6.49%
Up to 84 Months
View
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 29, 2026
Details

West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Auto Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedMar 29, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
6.50%
73-84
View
▼
APR6.50%
Term73-84
Last UpdatedMar 26, 2026
Details

As Low As; min. $25,000

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
6.50%
73-84
View
▼
APR6.50%
Term73-84
Last UpdatedMar 26, 2026
Details

As Low As; min. $25,000

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2025 - 2027 New Vehicle Loan
6.50%
73 - 84
View
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
New Vehicle Loan
6.50%
73 - 84
View
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
6.50%
49 - 72
View
▼
APR6.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details

As Low As; APR Range: 6.50% - 15.89%

Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Auto Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
6.60%
73 - 84
View
▼
APR6.60%
Term73 - 84
Last UpdatedMar 28, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
6.74%
2027 Mo
View
▼
APR6.74%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2014 & older
6.75%
Up to 36
View
▼
APR6.75%
TermUp to 36
Last UpdatedMar 24, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2025-2026
6.75%
85 - 120
View
▼
APR6.75%
Term85 - 120
Last UpdatedMar 24, 2026
Details

President must approve

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
6.75%
48-72
View
▼
APR6.75%
Term48-72
Last UpdatedMar 28, 2026
Details

As Low As

Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Auto Loans
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2016 and Older)
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As; Up to 100% NADA Retail

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
6.75%
2027 Mo
View
▼
APR6.75%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
New Vehicles 2025-2026
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 28, 2026
Details

As Low As

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
3.99%
Up to 36
View
▼
APR3.99%
TermUp to 36
Last UpdatedApr 4, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
View
▼
APR4.15%
Term3 Months
Last UpdatedApr 5, 2026
Details

As Low As; 3 YEAR REPAY

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 25, 2026
Details

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As; 48 months max term

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
View
▼
APR4.25%
Term4 Months
Last UpdatedApr 5, 2026
Details

As Low As; 4 YEAR REPAY

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
4.29%
37-48
View
▼
APR4.29%
Term37-48
Last UpdatedApr 4, 2026
Details

As Low As

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto or Refinance
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As; Up to 84-month terms2; Up to 125% financing3; Up to 50% savings4 on add-on-options

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
4.49%
30 months
View
▼
APR4.49%
Term30 months
Last UpdatedMar 25, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
View
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2015-2026
4.50%
Up to 42
View
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 29, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
4.74%
66 months
View
▼
APR4.74%
Term66 months
Last UpdatedMar 25, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2019-2026
4.75%
43 - 66
View
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details

loan balance $20,000 or more

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; min. $500

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As; Up to 100% NADA Retail

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
View
▼
APR4.75%
Term5 Months
Last UpdatedApr 5, 2026
Details

As Low As; 5 YEAR REPAY

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
New Auto
4.79%
61-72
View
▼
APR4.79%
Term61-72
Last UpdatedApr 4, 2026
Details

As Low As

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
New & Used Autos
4.84%
72 Months
View
▼
APR4.84%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2019-2026

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
New and Used Auto Loan
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; terms up to 84 months

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
4.89%
1-36
View
▼
APR4.89%
Term1-36
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
37 Months
View
▼
APR4.89%
Term37 Months
Last UpdatedApr 2, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
New Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60
View
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedMar 27, 2026
Details

As Low As; 100% Financing with qualified credit

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
4.99%
37-48
View
▼
APR4.99%
Term37-48
Last UpdatedApr 2, 2026
Details

As Low As

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
49 Months
View
▼
APR4.99%
Term49 Months
Last UpdatedApr 2, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2022-2026
5.00%
67 - 72
View
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 72 months max term

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.08%
48 Months
View
▼
APR5.08%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
5.09%
49-60
View
▼
APR5.09%
Term49-60
Last UpdatedApr 2, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.10%
36 Months
View
▼
APR5.10%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 29, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 61 to 72 months
5.24%
61 Months
View
▼
APR5.24%
Term61 Months
Last UpdatedApr 2, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.25%
84-95 Months
View
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
View
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
New Vehicle Loan
5.25%
1 - 48
View
▼
APR5.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 84 months max term

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 72 months max term

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
5.25%
6 Months
View
▼
APR5.25%
Term6 Months
Last UpdatedApr 5, 2026
Details

As Low As; 6 YEAR REPAY

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Autos & Trucks (new and used)
5.29%
0-12
View
▼
APR5.29%
Term0-12
Last UpdatedApr 5, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.31%
60 Months
View
▼
APR5.31%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.35%
36 Months
View
▼
APR5.35%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
5.39%
61-72
View
▼
APR5.39%
Term61-72
Last UpdatedApr 2, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

/ln > $20k

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
5.49%
78 months
View
▼
APR5.49%
Term78 months
Last UpdatedMar 25, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
5.49%
2027 Mo
View
▼
APR5.49%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
View
▼
APR5.49%
Term3-7 year
Last UpdatedApr 4, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2023-2026
5.50%
73 - 84
View
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.50%
96-107 Months
View
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
5.50%
61-72
View
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
View
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
New Vehicle Loan
5.50%
49 - 72
View
▼
APR5.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 84 months max term

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.58%
48 Months
View
▼
APR5.58%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 73 to 84 months
5.74%
73 Months
View
▼
APR5.74%
Term73 Months
Last UpdatedApr 2, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.75%
Up to 120 months
View
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
5.75%
7 Months
View
▼
APR5.75%
Term7 Months
Last UpdatedApr 5, 2026
Details

As Low As; 7 YEAR REPAY

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedApr 2, 2026
Details

As Low As

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
5.99%
2027 Mo
View
▼
APR5.99%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
6.05%
72 Months
View
▼
APR6.05%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
6.14%
Up to 84 Months
View
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 29, 2026
Details

Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
New Auto, Truck, SUV & Van
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMar 25, 2026
Details

Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
New Vehicle
6.24%
73-84
View
▼
APR6.24%
Term73-84
Last UpdatedApr 2, 2026
Details

As Low As

Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicle Auto Loan
6.30%
84 Months
View
▼
APR6.30%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Loyalty Rate

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - New (2025 or Newer)
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMar 25, 2026
Details

/ln > $45k

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
6.50%
73-84
View
▼
APR6.50%
Term73-84
Last UpdatedMar 26, 2026
Details

As Low As; min. $25,000

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2025 - 2027 New Vehicle Loan
6.50%
73 - 84
View
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
New Vehicle Loan
6.50%
73 - 84
View
▼
APR6.50%
Term73 - 84
Last UpdatedMar 28, 2026
Details

As Low As

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
6.74%
2027 Mo
View
▼
APR6.74%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2014 & older
6.75%
Up to 36
View
▼
APR6.75%
TermUp to 36
Last UpdatedMar 24, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2025-2026
6.75%
85 - 120
View
▼
APR6.75%
Term85 - 120
Last UpdatedMar 24, 2026
Details

President must approve

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
6.75%
48-72
View
▼
APR6.75%
Term48-72
Last UpdatedMar 28, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
View
▼
APR4.15%
Term3 Months
Last UpdatedApr 5, 2026
Details

As Low As; 3 YEAR REPAY

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
View
▼
APR4.25%
Term4 Months
Last UpdatedApr 5, 2026
Details

As Low As; 4 YEAR REPAY

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2015-2026
4.50%
Up to 42
View
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2008 or Newer

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2019-2026
4.75%
43 - 66
View
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details

loan balance $20,000 or more

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; min. $500

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; 2024-2026 model years; rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
View
▼
APR4.75%
Term5 Months
Last UpdatedApr 5, 2026
Details

As Low As; 5 YEAR REPAY

City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
New & Used Autos
4.84%
72 Months
View
▼
APR4.84%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2019-2026

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
New and Used Auto Loan
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; terms up to 84 months

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
37 Months
View
▼
APR4.89%
Term37 Months
Last UpdatedApr 2, 2026
Details

As Low As

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
Used Auto Loan
4.90%
12 Months
View
▼
APR4.90%
Term12 Months
Last UpdatedApr 4, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2008 or Newer

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
View
▼
APR4.99%
Term48-60
Last UpdatedMar 26, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedMar 27, 2026
Details

As Low As; 100% Financing with qualified credit

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 29, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
49 Months
View
▼
APR4.99%
Term49 Months
Last UpdatedApr 2, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2022-2026
5.00%
67 - 72
View
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2013 or Newer

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 2, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 61 to 72 months
5.24%
61 Months
View
▼
APR5.24%
Term61 Months
Last UpdatedApr 2, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.25%
84-95 Months
View
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 72 months max term

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
5.25%
6 Months
View
▼
APR5.25%
Term6 Months
Last UpdatedApr 5, 2026
Details

As Low As; 6 YEAR REPAY

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Autos & Trucks (new and used)
5.29%
0-12
View
▼
APR5.29%
Term0-12
Last UpdatedApr 5, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
5.35%
1 - 48
View
▼
APR5.35%
Term1 - 48
Last UpdatedMar 28, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2018 to 2024
5.35%
6 Months
View
▼
APR5.35%
Term6 Months
Last UpdatedApr 5, 2026
Details

As Low As; 6 YEAR REPAY

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2018-2024
5.35%
6 Months
View
▼
APR5.35%
Term6 Months
Last UpdatedApr 5, 2026
Details

As Low As; 6 YEAR REPAY

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
View
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 27, 2026
Details

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
View
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 29, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2023-2026
5.50%
73 - 84
View
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.50%
96-107 Months
View
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
5.50%
61-72
View
▼
APR5.50%
Term61-72
Last UpdatedMar 26, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2021 and Newer)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; 84 months max term

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
5.50%
2027 Mo
View
▼
APR5.50%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
5.60%
49 - 72
View
▼
APR5.60%
Term49 - 72
Last UpdatedMar 28, 2026
Details

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2015 or Newer

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 73 to 84 months
5.74%
73 Months
View
▼
APR5.74%
Term73 Months
Last UpdatedApr 2, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
New and Used Vehicle Loan
5.75%
Up to 120 months
View
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 25, 2026
Details

loan balance $75,000 or more

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2020 to 2017)
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As; Up to 100% NADA Retail

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
5.75%
2027 Mo
View
▼
APR5.75%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
5.75%
7 Months
View
▼
APR5.75%
Term7 Months
Last UpdatedApr 5, 2026
Details

As Low As; 7 YEAR REPAY

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
5.99%
63 Months
View
▼
APR5.99%
Term63 Months
Last UpdatedMar 27, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto (2018 or older)
5.99%
Up to 60 Months
View
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 29, 2026
Details

Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
New/Used Auto Loans1
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedApr 2, 2026
Details

As Low As

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2020 to 2017)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; 72 months max term

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
6.00%
2027 Mo
View
▼
APR6.00%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2014 to 2017
6.00%
5 Months
View
▼
APR6.00%
Term5 Months
Last UpdatedApr 5, 2026
Details

As Low As; 5 YEAR REPAY

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Used Vehicles 2014-2017
6.00%
5 Months
View
▼
APR6.00%
Term5 Months
Last UpdatedApr 5, 2026
Details

As Low As; 5 YEAR REPAY

St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Used Auto (2018-2024)
6.09%
Up to 63
View
▼
APR6.09%
TermUp to 63
Last UpdatedMar 28, 2026
Details

As Low As; months

Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Auto Loans - Used 2025 or older Max age 15 years
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedMar 25, 2026
Details

Model Year: 2015 or Newer (/ln > $20k)

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
6.24%
75 Months
View
▼
APR6.24%
Term75 Months
Last UpdatedMar 27, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
6.25%
1 - 48
View
▼
APR6.25%
Term1 - 48
Last UpdatedMar 28, 2026
Details

As Low As; APR Range: 6.25% - 14.89%

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Used Auto
6.29%
72 Months
View
▼
APR6.29%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Used Auto (2018-2024)
6.39%
64-72
View
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APR6.39%
Term64-72
Last UpdatedMar 28, 2026
Details

As Low As; months

Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto > 7 Years
6.49%
36 Months
View
▼
APR6.49%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
View
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 27, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
6.49%
Up to 84 Months
View
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 29, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
6.50%
73-84
View
▼
APR6.50%
Term73-84
Last UpdatedMar 26, 2026
Details

As Low As; min. $25,000

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
6.50%
49 - 72
View
▼
APR6.50%
Term49 - 72
Last UpdatedMar 28, 2026
Details

As Low As; APR Range: 6.50% - 15.89%

Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Used Vehicle Loan
6.60%
73 - 84
View
▼
APR6.60%
Term73 - 84
Last UpdatedMar 28, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2014 & older
6.75%
Up to 36
View
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APR6.75%
TermUp to 36
Last UpdatedMar 24, 2026
Details

Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
New & Used Auto 2025-2026
6.75%
85 - 120
View
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APR6.75%
Term85 - 120
Last UpdatedMar 24, 2026
Details

President must approve

Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Used Vehicles (2016 and Older)
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; 60 months max term

Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As; Up to 100% NADA Retail

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Used Car: 2017-2027 Models
6.75%
2027 Mo
View
▼
APR6.75%
Term2027 Mo
Last UpdatedApr 2, 2026
Details

Potosi, MO Auto Loan Rate Trends

Compare local Potosi, MO auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri Auto Trends →
New Auto Loan — MO Avg
5.479%
▲ 0.007 vs 7 days ago

Missouri new auto rates rose 0.007 points over the past 7 days to 5.479% APR.

Used Auto Loan — MO Avg
6.081%
▲ 0.147 vs 7 days ago

Missouri used auto rates rose 0.147 points over the past 7 days to 6.081% APR.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Potosi, Missouri

How does my credit score affect my car loan rate in Missouri?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Potosi, Missouri with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Missouri *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Potosi, Missouri typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Potosi, Missouri?

Based on our current data, some of the lowest auto loan rates available in Potosi, Missouri include:
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Mercy Credit Union: 3.74% (New Vehicles 2025-2026)
  • Burlington Northtown Community Credit Union: 3.99% (Auto Loans - New (2025 or Newer))
  • County Credit Union: 3.99% (Auto Loan)
  • FRB Federal Credit Union: 3.99% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Potosi, Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026

Potosi, Missouri Rates & Resources

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