Auto Loan Rates in Liguori, Missouri (MO) for July 2026
Brian McKay
Brian McKay
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Current auto loan rates in Liguori, Missouri include Mercy Credit UnionMercy Credit UnionA+5.0 ★Texas Ratio: 1.66% offering New Vehicles 2025-2026 Loan at 3.74%, Americas Credit UnionAmericas Credit UnionA+5.0 ★Texas Ratio: 3.45% offering Auto Loans at 3.89%, FRB Federal Credit UnionFRB Federal Credit UnionA5.0 ★Texas Ratio: 6.73% offering New Auto at 3.99%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.60% offering Auto Loan at 3.99%, Century Credit UnionCentury Credit UnionA+5.0 ★Texas Ratio: 0.81% offering New Auto, Truck, SUV & Van at 3.99%. Auto loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Liguori borrowers have access to 36 lenders serving the Missouri area, with auto loan rates as low as 3.74% APR from Mercy Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Liguori, Missouri. Auto Loan Rates Last Updated and Verified: July 25, 2026
Compare Auto Loan Rates Today in Liguori, Missouri & Surrounding Area
Liguori Auto Loan Rates
As Low As; **
Fixed-Rate up to
As Low As*
Model Year: 2024-2026 (New or Used)
As Low As; New or Used Vehicles
As Low As
As Low As; New or Used Vehicles
As Low As*
As Low As
As Low As; **APR is the Annual Percentage Rate.
As Low As
As Low As
Rates start as low as 4.49% APR*. You can currently still apply for loans with Gateway Metro by visiting a local branch. Estimated payment per $1,000 borrowed at 4.49% APR for 36 months is $29.74. Limited time special offer. Not valid on existing loans financed with West Community Credit Union or Gateway Metro Federal Credit Union. Available to qualified borrowers refinancing a 2014 or newer model vehicle. Minimum loan balance of $5,000 required. A minimum FICO score of 640 will be required for 90 days to first payment. Interest will accrue during the first 90 days. $90 will be deposited into your GMFCU savings account within 30 days of loan funding. Restrictions may apply. Offer may be modified or discontinued at any time.
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Rates are based on applicant's credit bureau score and various discounts. **
2015-2026
As Low As
As Low As
Credit Score: 725 & Above
As Low As
Rates for 2026-2025
Rates are based on applicant's credit bureau score and various discounts. **
2026 - 2023 Model Years. Interest rates are based on individual credit scores and are subject to change. Call the credit union for more details.
Interest rates are based on individual credit scores and are subject to change. Call the credit union for more details.
As Low As; New or Used Vehicles
Up to 100% NADA Retail
2019-2026
As Low As*
As Low As; 2019-2026
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As
As Low As;*
As Low As; please call for details
As Low As
Model Year: 2024-2026 (New or Used)
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; 100% Financing with qualified credit
As Low As; Minimum balance $5,000
Rates for 2026-2025
Rates are based on applicant's credit bureau score and various discounts. **
Credit Score: 750+; Loan to Value: 100% of purchase price
2022-2026
As Low As
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As
As Low As
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; Minimum balance $10,000
Credit Score: 725 & Above
Rates for 2026-2025
As Low As; New or Used Vehicles
As Low As;*
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As
Loyalty Rate: 4.846% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As; Used Vehicles
Model Year: 2024-2026 (New or Used)
/ln > $20k
As Low As; $15,000 minimum
Reflects AutoPay .25% deduction
Reflects AutoPay .25% deduction
Reflects AutoPay .25% deduction
As Low As; Minimum balance $5,000
Rates as low as...
As Low As; Rate subject to change.
Rates for 2026-2025
Rates are based on applicant's credit bureau score and various discounts. **
$45,000; Rates are based on applicant's credit bureau score and various discounts. **
Credit Score: 700 - 749; Loan to Value: 100% of purchase price
2023-2026
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
Loyalty Rate: 5.075% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; Minimum balance $10,000
As Low As; Minimum balance $15,000
Credit Score: 724-690
Credit Score: 725 & Above
Rates for 2026 thru 2019
Interest rates are based on individual credit scores and are subject to change.
2022 - 2019 Model Years. Interest rates are based on individual credit scores and are subject to change.
As Low As; New or Used Vehicles
Up to 100% NADA Retail
Loyalty Rate: 5.312% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
Model Year: 2024-2026 (New or Used)
As Low As
Model Year: 2022-2023
As Low As; $20,000 minimum
As Low As
As Low As; Rate subject to change.
Rates for 2026 thru 2019
Rates are based on applicant's credit bureau score and various discounts. **
Credit Score: 675 - 699; Loan to Value: 100% of purchase price
As Low As; Used Vehicles
Loyalty Rate: 5.553% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As; Used Auto (2018-2024)
As Low As; please call for details
As Low As; $15,000 minimum
As Low As; Minimum balance $15,000
As Low As; Minimum balance $25,000
Rates as low as...
Credit Score: 724-690
Rates for 2026 thru 2019
Model Year: 2022-2023
As Low As;*
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As; Used Auto (2018-2024)
/ln > $35k
As Low As
Reflects AutoPay .25% deduction
Rates for 2026 thru 2019
$20,000; Rates are based on applicant's credit bureau score and various discounts. **
Model years 2026 - 2021; Credit score 700 - 749
2025-2026 (President must approve)
Credit Score: 689-650
Credit Score: 724-690
Model Year: 2022-2023
Credit Score: 625 - 674; Loan to Value: 95% of purchase price
Up to 100% NADA Retail
2014 & older
Loyalty Rate: 6.298% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As; $20,000 minimum
$12,501; Base Rate (APR): 8.49%
$0 - $5,000; Base Rate (APR): 8.49%
Rates for 2018 and older
up to $15,000; Rates are based on applicant's credit bureau score and various discounts. **
Model years 2026 - 2021; Credit score 675 - 699
Base Rate (APR): 8.5%
As Low As; Used Auto (2018-2024)
Credit Score: 689-650
Rates for 2018 and older
Model Year: 2016-2021
Credit Score 700 - 749; Loan to Value 100% of purchase price
As Low As; Retail value greater than $3,000
As Low As; Used Vehicle APR
As Low As
Rates for 2018 and older
Liguori New Auto Auto Loan Rates
As Low As; **
As Low As*
As Low As; New or Used Vehicles
As Low As; New or Used Vehicles
As Low As*
As Low As
As Low As
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
2015-2026
As Low As
Rates for 2026-2025
As Low As; New or Used Vehicles
Up to 100% NADA Retail
2019-2026
As Low As*
As Low As; 2019-2026
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; 100% Financing with qualified credit
As Low As; Minimum balance $5,000
Rates for 2026-2025
2022-2026
As Low As
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; Minimum balance $10,000
Rates for 2026-2025
As Low As; New or Used Vehicles
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
Loyalty Rate: 4.846% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
/ln > $20k
As Low As; $15,000 minimum
Reflects AutoPay .25% deduction
Rates as low as...
As Low As; Rate subject to change.
Rates for 2026-2025
2023-2026
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
Loyalty Rate: 5.075% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; Minimum balance $15,000
As Low As; New or Used Vehicles
Loyalty Rate: 5.312% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As
As Low As; $20,000 minimum
Loyalty Rate: 5.553% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
As Low As; Minimum balance $25,000
Loyalty Rate; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
/ln > $35k
2025-2026 (President must approve)
2014 & older
Loyalty Rate: 6.298% APR; Current Model Year with less than 15,000 miles qualifies for the "New Vehicle" rate. Term is based on vehicle value and amount financed. Rates are determined by individual credit scores. Subject to credit approval. Rates, terms, and conditions are subject to change at any time.
Base Rate (APR): 8.5%
Liguori Used Auto Auto Loan Rates
As Low As; New or Used Vehicles
As Low As; New or Used Vehicles
As Low As
As Low As; **APR is the Annual Percentage Rate.
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
2015-2026
As Low As
As Low As; New or Used Vehicles
2019-2026
As Low As; 2019-2026
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As
As Low As;*
As Low As; please call for details
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; 100% Financing with qualified credit
2022-2026
As Low As
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
As Low As; New or Used Vehicles
As Low As;*
As Low As
As Low As; Used Vehicles
As Low As; $15,000 minimum
Reflects AutoPay .25% deduction
Reflects AutoPay .25% deduction
2023-2026
As Low As
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Rates for 2026 thru 2019
Interest rates are based on individual credit scores and are subject to change.
2022 - 2019 Model Years. Interest rates are based on individual credit scores and are subject to change.
As Low As; New or Used Vehicles
Up to 100% NADA Retail
As Low As; $20,000 minimum
As Low As
As Low As; Rate subject to change.
Rates for 2026 thru 2019
As Low As; Used Vehicles
As Low As; Used Auto (2018-2024)
As Low As; please call for details
As Low As; $15,000 minimum
Rates for 2026 thru 2019
As Low As;*
As Low As; Used Auto (2018-2024)
As Low As
Reflects AutoPay .25% deduction
Rates for 2026 thru 2019
2025-2026 (President must approve)
Up to 100% NADA Retail
2014 & older
As Low As; $20,000 minimum
Rates for 2018 and older
As Low As; Used Auto (2018-2024)
Rates for 2018 and older
As Low As; Used Vehicle APR
As Low As
Rates for 2018 and older
Liguori, MO Auto Loan Rate Trends
Compare local Liguori, MO auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri new auto rates rose 0.019 points over the past 7 days to 5.387% APR.
Missouri used auto loan rates currently average 6.253% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Liguori, Missouri auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Liguori, Missouri directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Liguori, Missouri. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MO.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Liguori, Missouri
How does my credit score affect my car loan rate in Missouri?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Liguori, Missouri?
- Mercy Credit Union: 3.74% (New Vehicles 2025-2026 Loan)
- Americas Credit Union: 3.89% (Auto Loans)
- FRB Federal Credit Union: 3.99% (New Auto)
- County Credit Union: 3.99% (Auto Loan)
- Century Credit Union: 3.99% (New Auto, Truck, SUV & Van)
