Auto Loan Rates in Fairport, Missouri (MO) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Fairport, Missouri. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Fairport, Missouri include Mercy Credit UnionMercy Credit UnionA+5.0 ★Texas Ratio: 1.66% offering New Vehicles 2025-2026* Loan at 3.74%, FRB Federal Credit UnionFRB Federal Credit UnionA5.0 ★Texas Ratio: 6.73% offering New Auto at 3.99%, Century Credit UnionCentury Credit UnionA+5.0 ★Texas Ratio: 0.81% offering New Auto, Truck, SUV & Van at 3.99%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.60% offering Auto Loan at 3.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Fairport borrowers have access to 33 lenders serving the Missouri area, with auto loan rates as low as 3.74% APR from Mercy Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Fairport, Missouri. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Fairport, Missouri & Surrounding Area
Fairport Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Vehicles 2025-2026* Loan
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedJun 16, 2026
Details
As Low As; *APR is the Annual Percentage Rate.
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As Low As*
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
3.99%
30 months
▼
APR3.99%
Term30 months
Last UpdatedJun 16, 2026
Details
APR3.99%
Term66 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.14%
0 - 75 Months
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2026 & Newer
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
4.24%
42 months
▼
APR4.24%
Term42 months
Last UpdatedJun 16, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Autos
4.25%
Up to 96 Months
▼
APR4.25%
TermUp to 96 Months
Last UpdatedJun 11, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
4.25%
48 months max term
▼
APR4.25%
Term48 months max term
Last UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
4.29%
37-48 months
▼
APR4.29%
Term37-48 months
Last UpdatedJun 16, 2026
Details
As Low As*
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
4.49%
54 months
▼
APR4.49%
Term54 months
Last UpdatedJun 16, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Vehicles - 2024 and Older Loan
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedJun 16, 2026
Details
As Low As; **
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
4.49%
1-36 Months
▼
APR4.49%
Term1-36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2026/25/24/23/22 models
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Rates are based on applicant's credit bureau score and various discounts. **
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos
4.59%
60 months
▼
APR4.59%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Summer Auto Refinance
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year term
▼
APR4.59%
Term3-7 year term
Last UpdatedJun 16, 2026
Details
As Low As; *
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
4.59%
37-48 Months
▼
APR4.59%
Term37-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
4.74%
1-36 Months
▼
APR4.74%
Term1-36 Months
Last UpdatedJun 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 60 Months
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 725 & Above
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
4.75%
63 Mo.
▼
APR4.75%
Term63 Mo.
Last UpdatedJun 16, 2026
Details
As Low As
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
2026-2025
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2026/25/24/23/22 models
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedJun 16, 2026
Details
Rates are based on applicant's credit bureau score and various discounts. **
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
4.75%
60 months max term
▼
APR4.75%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Vehicle Loans
4.75%
For loans $30,000 + will lend up to 84 Months.
▼
APR4.75%
TermFor loans $30,000 + will lend up to 84 Months.
Last UpdatedJun 16, 2026
Details
2026 - 2023 Model Years. Interest rates are based on individual credit scores and are subject to change. Call the credit union for more details. Minimum monthly payment of $25 applies to each loan type, except Visa. A late payment fee of $15 will be charged on all loans 15 days or more delinquent. Repossession/foreclosure costs may be applied to loans.
Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Vehicle Loans (2026 - 2023 Model Years)
4.75%
For loans $30,000 + will lend up to 84 Months.
▼
APR4.75%
TermFor loans $30,000 + will lend up to 84 Months.
Last UpdatedJun 16, 2026
Details
Interest rates are based on individual credit scores and are subject to change. Call the credit union for more details.
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
4.79%
61-72 months
▼
APR4.79%
Term61-72 months
Last UpdatedJun 16, 2026
Details
As Low As*
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
4.89%
49-60 Months
▼
APR4.89%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto Loan
4.90%
12 mos.
▼
APR4.90%
Term12 mos.
Last UpdatedJun 16, 2026
Details
As Low As; Interest
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Used Auto Loan
4.90%
12 months
▼
APR4.90%
Term12 months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As Low As*
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Autos & Trucks (new and used)
4.99%
0-12 months
▼
APR4.99%
Term0-12 months
Last UpdatedJun 16, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
4.99%
37-48 Months
▼
APR4.99%
Term37-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
APR4.99%
Term78 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
APR5.00%
Term48 months
Last UpdatedJun 16, 2026
Details
2026-2025
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2026/25/24/23/22 models
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJun 16, 2026
Details
Rates are based on applicant's credit bureau score and various discounts. **
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
5.00%
72 months max term
▼
APR5.00%
Term72 months max term
Last UpdatedJun 16, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.00%
60 months max term
▼
APR5.00%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
New Auto Loan
5.00%
48 mo
▼
APR5.00%
Term48 mo
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
Used Auto Loan
5.00%
36 mo
▼
APR5.00%
Term36 mo
Last UpdatedJun 16, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
5.14%
0 - 75 Months
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2023 - 2025*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
5.19%
61-72 Months
▼
APR5.19%
Term61-72 Months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
5.24%
78 months
▼
APR5.24%
Term78 months
Last UpdatedJun 16, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
5.24%
49-60 Months
▼
APR5.24%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
5.25%
6 YEAR REPAY
▼
APR5.25%
Term6 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 72 Months
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 725 & Above
APR5.25%
Term60 months
Last UpdatedJun 16, 2026
Details
2026-2025
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
5.25%
84 months max term
▼
APR5.25%
Term84 months max term
Last UpdatedJun 16, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.25%
72 months max term
▼
APR5.25%
Term72 months max term
Last UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
5.29%
37-48 months
▼
APR5.29%
Term37-48 months
Last UpdatedJun 16, 2026
Details
As Low As*
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 4.846%
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
Used Vehicles Loan
5.35%
6 YEAR REPAY
▼
APR5.35%
Term6 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2018-2024
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
5.35%
1 - 48 Months
▼
APR5.35%
Term1 - 48 Months
Last UpdatedJun 16, 2026
Details
APR5.40%
Term42 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Used Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJun 16, 2026
Details
Rates as low as...
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
New Auto
5.50%
Varies
▼
APR5.50%
TermVaries
Last UpdatedJun 16, 2026
Details
As Low As; *
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details
2026-2025
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2021/20/19/18 models
5.50%
36 months
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Rates are based on applicant's credit bureau score and various discounts. **
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2026/25/24/23/22 models and over)
5.50%
84 months
▼
APR5.50%
Term84 months
Last UpdatedJun 16, 2026
Details
$45,000; Rates are based on applicant's credit bureau score and various discounts. **
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.50%
84 months max term
▼
APR5.50%
Term84 months max term
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
New Auto Loan
5.50%
72 mo
▼
APR5.50%
Term72 mo
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
Used Auto Loan
5.50%
60 mo
▼
APR5.50%
Term60 mo
Last UpdatedJun 16, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 5.075%
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
5.60%
49 - 60 Months
▼
APR5.60%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
5.64%
61-72 Months
▼
APR5.64%
Term61-72 Months
Last UpdatedJun 16, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
5.75%
7 YEAR REPAY
▼
APR5.75%
Term7 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 60 Months
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 724-690
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 84 Months
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 725 & Above
APR5.75%
Term36 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2021 to 2018) Loan
5.75%
60 months max term
▼
APR5.75%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Used Vehicles (2022 - 2019 Model Years) Loan
5.75%
For vehicles $25,000 + will lend up to 72 months.
▼
APR5.75%
TermFor vehicles $25,000 + will lend up to 72 months.
Last UpdatedJun 16, 2026
Details
We will loan up to MSRP / NADA Retail Value
Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Used Vehicles Loan
5.75%
For vehicles $25,000 + will lend up to 72 months.
▼
APR5.75%
TermFor vehicles $25,000 + will lend up to 72 months.
Last UpdatedJun 16, 2026
Details
2022 - 2019 Model Years. Interest rates are based on individual credit scores and are subject to change. Minimum monthly payment of $25 applies to each loan type, except Visa. A late payment fee of $15 will be charged on all loans 15 days or more delinquent. Repossession/foreclosure costs may be applied to loans.
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 5.312%
APR5.95%
Term52 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
5.99%
73-84 Months
▼
APR5.99%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As
APR5.99%
Term78 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
Used Vehicles Loan
6.00%
5 YEAR REPAY
▼
APR6.00%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2014-2017
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Used Auto
6.00%
Varies
▼
APR6.00%
TermVaries
Last UpdatedJun 16, 2026
Details
As Low As
APR6.00%
Term48 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2021/20/19/18 models
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Rates are based on applicant's credit bureau score and various discounts. **
South Central Missouri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
Auto Loan
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Model years 2026 - 2021
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2021 to 2018) Loan
6.00%
72 months max term
▼
APR6.00%
Term72 months max term
Last UpdatedJun 16, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 5.553%
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Used Auto
6.09%
Up to 63 months
▼
APR6.09%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.10%
61 - 72 Months
▼
APR6.10%
Term61 - 72 Months
Last UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
6.14%
76 - 84 Months
▼
APR6.14%
Term76 - 84 Months
Last UpdatedJun 11, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Other (RV, Older Vehicles, ATV, etc.) Loan
6.24%
up to 60 Mos.
▼
APR6.24%
Termup to 60 Mos.
Last UpdatedJun 16, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJun 16, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Preowned Auto Loan
6.25%
96 months
▼
APR6.25%
Term96 months
Last UpdatedJun 16, 2026
Details
Rates as low as...
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 72 Months
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 724-690
APR6.25%
Term60 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.25%
1 - 48 Months
▼
APR6.25%
Term1 - 48 Months
Last UpdatedJun 16, 2026
Details
APR6.25%
Term42 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
6.29%
61-72 months
▼
APR6.29%
Term61-72 months
Last UpdatedJun 16, 2026
Details
As Low As*
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Used Auto
6.39%
64-72 months
▼
APR6.39%
Term64-72 months
Last UpdatedJun 16, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Used Autos
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
6.49%
73-84 Months
▼
APR6.49%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As
APR6.50%
Term72 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2021/20/19/18 models (Can go up to 72 mos if amount is or more
6.50%
72 months
▼
APR6.50%
Term72 months
Last UpdatedJun 16, 2026
Details
$20,000; Rates are based on applicant's credit bureau score and various discounts. **
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.50%
49 - 60 Months
▼
APR6.50%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
South Central Missouri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
Auto Loan
6.50%
60 months
▼
APR6.50%
Term60 months
Last UpdatedJun 16, 2026
Details
Model years 2026 - 2021
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.60%
73 - 84 Months
▼
APR6.60%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 60 Months
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 689-650
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 84 Months
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 724-690
APR6.75%
Term52 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2017 and Older) Loan
6.75%
60 months max term
▼
APR6.75%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
6.80%
84 Months
▼
APR6.80%
Term84 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 6.298%
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
▼
APR6.99%
Term3-7 year term
Last UpdatedJun 16, 2026
Details
As Low As; *
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Vintage Autos 1990 & Older & Above
6.99%
62 months
▼
APR6.99%
Term62 months
Last UpdatedJun 16, 2026
Details
$12,501; Base Rate (APR): 8.49%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Vintage Autos 1990 & Older - Loan
6.99%
26 months
▼
APR6.99%
Term26 months
Last UpdatedJun 16, 2026
Details
$0 - $5,000; Base Rate (APR): 8.49%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
New Autos, 100% Financed
7.00%
up to 74 months
▼
APR7.00%
Termup to 74 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 8.5%
APR7.00%
Term24 months
Last UpdatedJun 16, 2026
Details
2018 and older
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2017-2014 models
7.00%
36 months
▼
APR7.00%
Term36 months
Last UpdatedJun 16, 2026
Details
up to $15,000; Rates are based on applicant's credit bureau score and various discounts. **
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
7.00%
61 - 72 Months
▼
APR7.00%
Term61 - 72 Months
Last UpdatedJun 16, 2026
Details
South Central Missouri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
Auto Loan
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Model years 2026 - 2021
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto Loan
7.10%
72 mos.
▼
APR7.10%
Term72 mos.
Last UpdatedJun 16, 2026
Details
As Low As; Interest
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Older Used Auto (2017 and Older)
7.19%
36 to 60 months
▼
APR7.19%
Term36 to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Used Auto
7.19%
73-84 months
▼
APR7.19%
Term73-84 months
Last UpdatedJun 16, 2026
Details
As Low As
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 72 Months
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 689-650
APR7.25%
Term36 months
Last UpdatedJun 16, 2026
Details
2018 and older
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
2017 - 2019 Used Vehicle Loan
7.25%
1 - 48 Months
▼
APR7.25%
Term1 - 48 Months
Last UpdatedJun 16, 2026
Details
APR7.25%
Term52 months
Last UpdatedJun 16, 2026
Details
Model Year: 2016-2021
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto Loan
7.35%
84 mos.
▼
APR7.35%
Term84 mos.
Last UpdatedJun 16, 2026
Details
As Low As; Interest
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2023-2025
7.50%
62 months
▼
APR7.50%
Term62 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 9.0%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2023-2025 - Loan
7.50%
68 months
▼
APR7.50%
Term68 months
Last UpdatedJun 16, 2026
Details
Over $30,000; Base Rate (APR): 9.0%
APR7.50%
Term48 months
Last UpdatedJun 16, 2026
Details
2018 and older
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2013 and earlier models
7.50%
24 months
▼
APR7.50%
Term24 months
Last UpdatedJun 16, 2026
Details
up to $8,000; Rates are based on applicant's credit bureau score and various discounts. **
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2017-2014 models
7.50%
48 months
▼
APR7.50%
Term48 months
Last UpdatedJun 16, 2026
Details
up to $15,000; Rates are based on applicant's credit bureau score and various discounts. **
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
2017 - 2019 Used Vehicle Loan
7.50%
49 - 60 Months
▼
APR7.50%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
7.50%
73 - 84 Months
▼
APR7.50%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 84 Months
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 689-650
APR7.75%
Term60 months
Last UpdatedJun 16, 2026
Details
2018 and older
South Central Missouri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
Auto Loan
7.75%
60 months
▼
APR7.75%
Term60 months
Last UpdatedJun 16, 2026
Details
Model years 2026 - 2021
APR7.90%
Term84 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Auto Loan
8.00%
Up to 72 mo.
▼
APR8.00%
TermUp to 72 mo.
Last UpdatedJun 16, 2026
Details
Starting as low as 8% APR
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2021-2022
8.00%
50 months
▼
APR8.00%
Term50 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 9.5%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2021-2022 - Loan
8.00%
56 months
▼
APR8.00%
Term56 months
Last UpdatedJun 16, 2026
Details
Over $10,000; Base Rate (APR): 9.5%
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2013 and earlier models and over)
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedJun 16, 2026
Details
$8,000; Rates are based on applicant's credit bureau score and various discounts. **
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Vehicle Loans: 2017-2014 models and over)
8.00%
60 months
▼
APR8.00%
Term60 months
Last UpdatedJun 16, 2026
Details
$15,000; Rates are based on applicant's credit bureau score and various discounts. **
APR8.00%
Term66 months
Last UpdatedJun 16, 2026
Details
Model Year: 2016-2021
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2018-2020
8.25%
44 months
▼
APR8.25%
Term44 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 9.75%
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Used Autos
8.49%
Up to 48 Months
▼
APR8.49%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2018-2020 - Loan
8.50%
50 months
▼
APR8.50%
Term50 months
Last UpdatedJun 16, 2026
Details
Over $10,000; Base Rate (APR): 10.0%
South Central Missouri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
Auto Loan
8.50%
60 months
▼
APR8.50%
Term60 months
Last UpdatedJun 16, 2026
Details
Model years 2026 - 2021
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Classic Vehicle Loans
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedJun 16, 2026
Details
APR9.25%
Term84 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
South Central Missouri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
Auto Loan
9.50%
60 months
▼
APR9.50%
Term60 months
Last UpdatedJun 16, 2026
Details
Model years 2026 - 2021
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 60 Months
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 649-600
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
Used Vehicles Loan
10.00%
4 YEAR REPAY
▼
APR10.00%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2013 & Below
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 72 Months
10.25%
72 Months
▼
APR10.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 649-600
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2011-2017
11.00%
38 months
▼
APR11.00%
Term38 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 12.50%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2011-2017 - Loan
11.00%
44 months
▼
APR11.00%
Term44 months
Last UpdatedJun 16, 2026
Details
Over $15,000; Base Rate (APR): 12.50%
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 84 Months
11.75%
84 Months
▼
APR11.75%
Term84 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 649-600
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2010 & Older
13.75%
32 months
▼
APR13.75%
Term32 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 15.25%
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 60 Months
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 599-550
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 72 Months
15.25%
72 Months
▼
APR15.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 599-550
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 60 Months
16.75%
60 Months
▼
APR16.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 549 & Below
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 84 Months
16.75%
84 Months
▼
APR16.75%
Term84 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 599-550
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Auto Loan 72 Months
17.25%
72 Months
▼
APR17.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 549 & Below
Powered by
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Fairport New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
New Vehicles 2025-2026* Loan
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedJun 16, 2026
Details
As Low As; *APR is the Annual Percentage Rate.
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As Low As*
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
3.99%
30 months
▼
APR3.99%
Term30 months
Last UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
4.24%
42 months
▼
APR4.24%
Term42 months
Last UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
4.25%
48 months max term
▼
APR4.25%
Term48 months max term
Last UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
4.29%
37-48 months
▼
APR4.29%
Term37-48 months
Last UpdatedJun 16, 2026
Details
As Low As*
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
4.49%
54 months
▼
APR4.49%
Term54 months
Last UpdatedJun 16, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
4.49%
1-36 Months
▼
APR4.49%
Term1-36 Months
Last UpdatedJun 16, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos
4.59%
60 months
▼
APR4.59%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Summer Auto Refinance
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Autos, SUVs, Trucks, Vans
4.59%
3-7 year term
▼
APR4.59%
Term3-7 year term
Last UpdatedJun 16, 2026
Details
As Low As; *
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
4.59%
37-48 Months
▼
APR4.59%
Term37-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
APR4.75%
Term36 months
Last UpdatedJun 16, 2026
Details
2026-2025
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
4.75%
60 months max term
▼
APR4.75%
Term60 months max term
Last UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
New Auto
4.79%
61-72 months
▼
APR4.79%
Term61-72 months
Last UpdatedJun 16, 2026
Details
As Low As*
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
4.89%
49-60 Months
▼
APR4.89%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto Loan
4.90%
12 mos.
▼
APR4.90%
Term12 mos.
Last UpdatedJun 16, 2026
Details
As Low As; Interest
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Autos & Trucks (new and used)
4.99%
0-12 months
▼
APR4.99%
Term0-12 months
Last UpdatedJun 16, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
APR5.00%
Term48 months
Last UpdatedJun 16, 2026
Details
2026-2025
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
5.00%
72 months max term
▼
APR5.00%
Term72 months max term
Last UpdatedJun 16, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.00%
60 months max term
▼
APR5.00%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
New Auto Loan
5.00%
48 mo
▼
APR5.00%
Term48 mo
Last UpdatedJun 16, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
New Cars & Trucks Loan
5.05%
66 Months
▼
APR5.05%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
5.19%
61-72 Months
▼
APR5.19%
Term61-72 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
5.24%
78 months
▼
APR5.24%
Term78 months
Last UpdatedJun 16, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
5.25%
6 YEAR REPAY
▼
APR5.25%
Term6 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
APR5.25%
Term60 months
Last UpdatedJun 16, 2026
Details
2026-2025
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicles Loan
5.25%
84 months max term
▼
APR5.25%
Term84 months max term
Last UpdatedJun 16, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.25%
72 months max term
▼
APR5.25%
Term72 months max term
Last UpdatedJun 16, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 4.846%
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJun 16, 2026
Details
Rates as low as...
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
New Auto
5.50%
Varies
▼
APR5.50%
TermVaries
Last UpdatedJun 16, 2026
Details
As Low As; *
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details
2026-2025
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.50%
84 months max term
▼
APR5.50%
Term84 months max term
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
New Auto Loan
5.50%
72 mo
▼
APR5.50%
Term72 mo
Last UpdatedJun 16, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 5.075%
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.68%
New Car Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
5.75%
7 YEAR REPAY
▼
APR5.75%
Term7 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 5.312%
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Auto, Truck, SUV & Van
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
New Vehicle Loan
5.99%
73-84 Months
▼
APR5.99%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 5.553%
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicle Auto Loan
6.80%
84 Months
▼
APR6.80%
Term84 Months
Last UpdatedJun 16, 2026
Details
Loyalty Rate: 6.298%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
New Autos, 100% Financed
7.00%
up to 74 months
▼
APR7.00%
Termup to 74 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 8.5%
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto Loan
7.10%
72 mos.
▼
APR7.10%
Term72 mos.
Last UpdatedJun 16, 2026
Details
As Low As; Interest
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto Loan
7.35%
84 mos.
▼
APR7.35%
Term84 mos.
Last UpdatedJun 16, 2026
Details
As Low As; Interest
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Auto Loan
8.00%
Up to 72 mo.
▼
APR8.00%
TermUp to 72 mo.
Last UpdatedJun 16, 2026
Details
Starting as low as 8% APR
Powered by
MonitorBankRates
Fairport Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.15%
3 YEAR REPAY
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.25%
4 YEAR REPAY
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Used Vehicles - 2024 and Older Loan
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedJun 16, 2026
Details
As Low As; **
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
4.74%
1-36 Months
▼
APR4.74%
Term1-36 Months
Last UpdatedJun 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
4.75%
5 YEAR REPAY
▼
APR4.75%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.89%
37 to 48 months
▼
APR4.89%
Term37 to 48 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Used Auto Loan
4.90%
12 months
▼
APR4.90%
Term12 months
Last UpdatedJun 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
As Low As*
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
Autos & Trucks (new and used)
4.99%
0-12 months
▼
APR4.99%
Term0-12 months
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
4.99%
37-48 Months
▼
APR4.99%
Term37-48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.00%
60 months max term
▼
APR5.00%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
Used Auto Loan
5.00%
36 mo
▼
APR5.00%
Term36 mo
Last UpdatedJun 16, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
5.24%
49-60 Months
▼
APR5.24%
Term49-60 Months
Last UpdatedJun 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
5.25%
6 YEAR REPAY
▼
APR5.25%
Term6 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.25%
72 months max term
▼
APR5.25%
Term72 months max term
Last UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
5.29%
37-48 months
▼
APR5.29%
Term37-48 months
Last UpdatedJun 16, 2026
Details
As Low As*
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Used Cars & Trucks 2020-2026 Loan
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
Used Vehicles Loan
5.35%
6 YEAR REPAY
▼
APR5.35%
Term6 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2018-2024
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
5.35%
1 - 48 Months
▼
APR5.35%
Term1 - 48 Months
Last UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Used Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2022 and Newer) Loan
5.50%
84 months max term
▼
APR5.50%
Term84 months max term
Last UpdatedJun 16, 2026
Details
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.72%
Used Auto Loan
5.50%
60 mo
▼
APR5.50%
Term60 mo
Last UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
5.60%
49 - 60 Months
▼
APR5.60%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
5.64%
61-72 Months
▼
APR5.64%
Term61-72 Months
Last UpdatedJun 16, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedJun 16, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
New or Used Vehicles Loan
5.75%
7 YEAR REPAY
▼
APR5.75%
Term7 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2025 to 2026
APR5.75%
Term36 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2021 to 2018) Loan
5.75%
60 months max term
▼
APR5.75%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Used Vehicles (2022 - 2019 Model Years) Loan
5.75%
For vehicles $25,000 + will lend up to 72 months.
▼
APR5.75%
TermFor vehicles $25,000 + will lend up to 72 months.
Last UpdatedJun 16, 2026
Details
We will loan up to MSRP / NADA Retail Value
Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Used Vehicles Loan
5.75%
For vehicles $25,000 + will lend up to 72 months.
▼
APR5.75%
TermFor vehicles $25,000 + will lend up to 72 months.
Last UpdatedJun 16, 2026
Details
2022 - 2019 Model Years. Interest rates are based on individual credit scores and are subject to change. Minimum monthly payment of $25 applies to each loan type, except Visa. A late payment fee of $15 will be charged on all loans 15 days or more delinquent. Repossession/foreclosure costs may be applied to loans.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
Used Vehicles Loan
6.00%
5 YEAR REPAY
▼
APR6.00%
Term5 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2014-2017
Assemblies Of God Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.98%
Used Auto
6.00%
Varies
▼
APR6.00%
TermVaries
Last UpdatedJun 16, 2026
Details
As Low As
APR6.00%
Term48 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2021 to 2018) Loan
6.00%
72 months max term
▼
APR6.00%
Term72 months max term
Last UpdatedJun 16, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Used Auto
6.09%
Up to 63 months
▼
APR6.09%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.10%
61 - 72 Months
▼
APR6.10%
Term61 - 72 Months
Last UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJun 16, 2026
Details
APR6.25%
Term60 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.25%
1 - 48 Months
▼
APR6.25%
Term1 - 48 Months
Last UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Used Auto
6.29%
61-72 months
▼
APR6.29%
Term61-72 months
Last UpdatedJun 16, 2026
Details
As Low As*
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Used Auto
6.39%
64-72 months
▼
APR6.39%
Term64-72 months
Last UpdatedJun 16, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Used Autos
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
6.49%
73-84 Months
▼
APR6.49%
Term73-84 Months
Last UpdatedJun 16, 2026
Details
As Low As
APR6.50%
Term72 months
Last UpdatedJun 16, 2026
Details
2026 thru 2019
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.50%
49 - 60 Months
▼
APR6.50%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
6.60%
73 - 84 Months
▼
APR6.60%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Used Vehicles (2017 and Older) Loan
6.75%
60 months max term
▼
APR6.75%
Term60 months max term
Last UpdatedJun 16, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year term
▼
APR6.99%
Term3-7 year term
Last UpdatedJun 16, 2026
Details
As Low As; *
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
APR7.00%
Term24 months
Last UpdatedJun 16, 2026
Details
2018 and older
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
7.00%
61 - 72 Months
▼
APR7.00%
Term61 - 72 Months
Last UpdatedJun 16, 2026
Details
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Older Used Auto (2017 and Older)
7.19%
36 to 60 months
▼
APR7.19%
Term36 to 60 months
Last UpdatedJun 16, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.42%
Used Auto
7.19%
73-84 months
▼
APR7.19%
Term73-84 months
Last UpdatedJun 16, 2026
Details
As Low As
APR7.25%
Term36 months
Last UpdatedJun 16, 2026
Details
2018 and older
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
2017 - 2019 Used Vehicle Loan
7.25%
1 - 48 Months
▼
APR7.25%
Term1 - 48 Months
Last UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2023-2025
7.50%
62 months
▼
APR7.50%
Term62 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 9.0%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2023-2025 - Loan
7.50%
68 months
▼
APR7.50%
Term68 months
Last UpdatedJun 16, 2026
Details
Over $30,000; Base Rate (APR): 9.0%
APR7.50%
Term48 months
Last UpdatedJun 16, 2026
Details
2018 and older
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
2017 - 2019 Used Vehicle Loan
7.50%
49 - 60 Months
▼
APR7.50%
Term49 - 60 Months
Last UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Vehicle Loan
7.50%
73 - 84 Months
▼
APR7.50%
Term73 - 84 Months
Last UpdatedJun 16, 2026
Details
APR7.75%
Term60 months
Last UpdatedJun 16, 2026
Details
2018 and older
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Used Vehicle Loan
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2021-2022
8.00%
50 months
▼
APR8.00%
Term50 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 9.5%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2021-2022 - Loan
8.00%
56 months
▼
APR8.00%
Term56 months
Last UpdatedJun 16, 2026
Details
Over $10,000; Base Rate (APR): 9.5%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2018-2020
8.25%
44 months
▼
APR8.25%
Term44 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 9.75%
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Used Autos
8.49%
Up to 48 Months
▼
APR8.49%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Reflects AutoPay .25% deduction
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2018-2020 - Loan
8.50%
50 months
▼
APR8.50%
Term50 months
Last UpdatedJun 16, 2026
Details
Over $10,000; Base Rate (APR): 10.0%
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
Used Vehicles Loan
10.00%
4 YEAR REPAY
▼
APR10.00%
Term4 YEAR REPAY
Last UpdatedJun 16, 2026
Details
As Low As; 2013 & Below
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2011-2017
11.00%
38 months
▼
APR11.00%
Term38 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 12.50%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2011-2017 - Loan
11.00%
44 months
▼
APR11.00%
Term44 months
Last UpdatedJun 16, 2026
Details
Over $15,000; Base Rate (APR): 12.50%
Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Used Autos, 2010 & Older
13.75%
32 months
▼
APR13.75%
Term32 months
Last UpdatedJun 16, 2026
Details
Base Rate (APR): 15.25%
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MonitorBankRates
Fairport, MO Auto Loan Rate Trends
Compare local Fairport, MO auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MO Avg
5.277%
▼ 0.266 vs 7 days ago
Missouri new auto rates fell 0.266 points over the past 7 days to 5.277% APR.
Used Auto Loan — MO Avg
6.241%
▼ 0.322 vs 7 days ago
Missouri used auto rates fell 0.322 points over the past 7 days to 6.241% APR.
As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fairport, Missouri auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Fairport, Missouri directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Fairport, Missouri. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MO.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Fairport, Missouri
How does my credit score affect my car loan rate in Missouri?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Fairport, Missouri with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Missouri *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Fairport, Missouri typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Fairport, Missouri?
Based on our current data, some of the lowest auto loan rates available in Fairport, Missouri include:
- Mercy Credit Union: 3.74% (New Vehicles 2025-2026* Loan)
- FRB Federal Credit Union: 3.99% (New Auto)
- Century Credit Union: 3.99% (New Auto, Truck, SUV & Van)
- County Credit Union: 3.99% (Auto Loan)
- Baxter Credit Union: 4.14% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fairport, Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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