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Auto Loan Rates in Zachary, Louisiana (LA) for May 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Zachary, Louisiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 2, 2026

Current auto loan rates in Zachary, Louisiana include GP Louisiana Federal Credit UnionGP Louisiana Federal Credit Union1700 E Mt Pleasant Road, Zachary, LA, 70791A+5.0 ★Texas Ratio: 2.43% offering New Vehicles 2023-2025 at 4.50%, Fleur de Lis Federal Credit UnionFleur de Lis Federal Credit UnionA+5.0 ★Texas Ratio: 1.37% offering New and Used Auto at 3.00%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%, Jefferson Financial Federal Credit UnionJefferson Financial Federal Credit UnionB4.5 ★Texas Ratio: 20.76% offering New Auto at 3.89%, 705 Federal Credit Union705 Federal Credit UnionA-5.0 ★Texas Ratio: 14.64% offering New Auto Loans at 4.00%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.

Zachary has 1 local institution in our database, with auto loan rates as low as 4.50% APR from GP Louisiana Federal Credit Union at 1700 E Mt Pleasant Road, Zachary, LA, 70791. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Zachary, Louisiana. Auto Loan Rates Last Updated and Verified: May 2, 2026

Compare Auto Loan Rates Today in Zachary, Louisiana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade A, Credit Score Range 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade A, Credit Score Range 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: A; Credit Score Range: 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: A; Credit Score Range: 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Grade A, Credit Score Range 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade B, Credit Score Range 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: A; Credit Score Range: 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: B; Credit Score Range: 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Grade B, Credit Score Range 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: B; Credit Score Range: 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: C; Credit Score Range: 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: C; Credit Score Range: 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
8.75%
84 Months
View
▼
APR8.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: C; Credit Score Range: 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: D; Credit Score Range: 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
12.75%
72 Months
View
▼
APR12.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: D; Credit Score Range: 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
15.50%
36 Months
View
▼
APR15.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
16.00%
48 Months
View
▼
APR16.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
17.00%
60 Months
View
▼
APR17.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: E; Credit Score Range: 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
18.00%
72 Months
View
▼
APR18.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: E; Credit Score Range: 579 or less

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New and Used Auto
3.00%
Terms Up To 84 Months
View
▼
APR3.00%
TermTerms Up To 84 Months
Last UpdatedApr 25, 2026
Details

Refinance Options Available

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
View
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto
3.89%
36 mo.
View
▼
APR3.89%
Term36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 3.89%

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
3.89%
Up to 36 mo.
View
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 3.89%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

A+APR*

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans New Autos
4.24%
84 Months
View
▼
APR4.24%
Term84 Months
Last UpdatedApr 27, 2026
Details

As Low As; New Autos

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

A+APR*

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.39%
Up to 48 mo.
View
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.39%

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.39%
Up to 36 mo.
View
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.39%

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
up to 84 months**
View
▼
APR4.49%
Termup to 84 months**
Last UpdatedApr 25, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

AAPR*

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
Up to 72 mo.
View
▼
APR4.50%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details

Annual Percentage Rate (APR) as low as 4.50%.

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans Used Autos
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 27, 2026
Details

As Low As; Used Autos

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedApr 19, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.89%
Up to 60 mo.
View
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.89%

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.89%
Up to 48 mo.
View
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.89%

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Auto Loans
4.99%
12-60 Month Term
View
▼
APR4.99%
Term12-60 Month Term
Last UpdatedApr 27, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

AAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedApr 19, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.19% APR*

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 1 to 36 Months
5.24%
1 to 36 Months
View
▼
APR5.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 37 to 48 Months
5.24%
37 to 48 Months
View
▼
APR5.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 25, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedApr 19, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.39%
Up to 72 mo.
View
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.39%

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.39%
Up to 60 mo.
View
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.39%

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2022 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2023 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2024 Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto
5.44%
96 Months
View
▼
APR5.44%
Term96 Months
Last UpdatedMay 2, 2026
Details

up to 96 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 2, 2026
Details

up to 84 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMay 2, 2026
Details

up to 72 mo.

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.49% APR*

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As; 36 months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.50%
Up to 60 Months
View
▼
APR5.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 25, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
5.50%
0-24
View
▼
APR5.50%
Term0-24
Last UpdatedMay 2, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
View
▼
APR5.54%
Term67-78
Last UpdatedApr 19, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
View
▼
APR5.54%
Term49-66
Last UpdatedApr 19, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 49 to 60 Months
5.54%
49 to 60 Months
View
▼
APR5.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 61 to 66 Months
5.54%
61 to 66 Months
View
▼
APR5.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
View
▼
APR5.59%
Term84 Months
Last UpdatedMay 2, 2026
Details

New Vehicle Loan; Rate as low as 4.99% APR, and 100% financing; Ask about additional qualifying rate discounts

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 67 to 75 Months
5.64%
67 to 75 Months
View
▼
APR5.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
5.74%
24 Months
View
▼
APR5.74%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As; 100% financing available

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.74% APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

BAPR*

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
Up to 60 mo.
View
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

Usually, no vehicle over 15 years old. No salvaged vehicles qualify. APR as low as 5.75%.

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
5.75%
25-36
View
▼
APR5.75%
Term25-36
Last UpdatedMay 2, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 76 to 78 Months
5.79%
76 to 78 Months
View
▼
APR5.79%
Term76 to 78 Months
Last UpdatedApr 26, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2021 Auto Loan
5.80%
48 Months
View
▼
APR5.80%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.89%
Up to 84 mo.
View
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.89%

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.89%
Up to 72 mo.
View
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.89%

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 79 to 84 Months
5.94%
79 to 84 Months
View
▼
APR5.94%
Term79 to 84 Months
Last UpdatedApr 26, 2026
Details

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.99% APR* (Selling price must be $30,000)

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.00%
Up to 48 months
View
▼
APR6.00%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

BAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+APR*

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.00%
37-48
View
▼
APR6.00%
Term37-48
Last UpdatedMay 2, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; 100% financing available

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
View
▼
APR6.04%
Term79-84
Last UpdatedApr 19, 2026
Details

As Low As; New Vehicles Only > $25,000

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
View
▼
APR6.04%
Term67-78
Last UpdatedApr 19, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
View
▼
APR6.10%
Term36 Months
Last UpdatedApr 17, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.24%
78 Months
View
▼
APR6.24%
Term78 Months
Last UpdatedApr 17, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.24%
78 Months
View
▼
APR6.24%
Term78 Months
Last UpdatedApr 17, 2026
Details

As Low As; 100% financing available

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 1 to 36 Months
6.24%
1 to 36 Months
View
▼
APR6.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 37 to 48 Months
6.24%
37 to 48 Months
View
▼
APR6.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+APR*

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.25%
49-60
View
▼
APR6.25%
Term49-60
Last UpdatedMay 2, 2026
Details

As Low As

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
View
▼
APR6.35%
TermUp to 24 Months
Last UpdatedApr 17, 2026
Details

Maximum term for loans up to $5,000 is 24 months

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.39%
84 Months
View
▼
APR6.39%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; 100% financing available

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
6.39%
Up to 36 mo.
View
▼
APR6.39%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 6.39%

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
6.39%
Up to 84 mo.
View
▼
APR6.39%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 6.39%

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36 Months
View
▼
APR6.49%
Term0-36 Months
Last UpdatedApr 27, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.50%
24 Months
View
▼
APR6.50%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.50%
72 months
View
▼
APR6.50%
Term72 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

AAPR*

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 25, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.50%
61-72
View
▼
APR6.50%
Term61-72
Last UpdatedMay 2, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 49 to 60 Months
6.54%
49 to 60 Months
View
▼
APR6.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 61 to 66 Months
6.54%
61 to 66 Months
View
▼
APR6.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2020 or Older Auto Loan
6.55%
36 Months
View
▼
APR6.55%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL)
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 2, 2026
Details

Used Vehicle Loan; Rate as low as 5.99% APR, 100% financing; Ask about additional qualifying rate discounts

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
View
▼
APR6.60%
Term72 Months
Last UpdatedApr 17, 2026
Details

Loan amount is $15,001 or greater

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 67 to 75 Months
6.64%
67 to 75 Months
View
▼
APR6.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans 1st Time Auto Loan
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedApr 27, 2026
Details

As Low As; 1st Time Auto Loan

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

AAPR*

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
6.75%
73-84
View
▼
APR6.75%
Term73-84
Last UpdatedMay 2, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.89%
90 Months
View
▼
APR6.89%
Term90 Months
Last UpdatedApr 17, 2026
Details

As Low As

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.89%
90 Months
View
▼
APR6.89%
Term90 Months
Last UpdatedApr 17, 2026
Details

As Low As; 100% financing available

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
6.89%
Up to 48 mo.
View
▼
APR6.89%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 6.89%

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
6.94%
0-60
View
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
6.94%
0-60
View
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60 Months
View
▼
APR6.99%
Term49-60 Months
Last UpdatedApr 27, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
6.99%
Up to 36 mo.
View
▼
APR6.99%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 6.99%

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
View
▼
APR7.10%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details

Loan amount is $14,001 or greater

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.24%
61-120
View
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.24%
61-120
View
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
7.24%
84 Months
View
▼
APR7.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

CENTRIC
Institution Rating:
C+4.1 ★ Texas Ratio: 25.48%
Auto Loans
7.25%
85-96
View
▼
APR7.25%
Term85-96
Last UpdatedMay 2, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72 Months
View
▼
APR7.29%
Term61-72 Months
Last UpdatedApr 27, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
7.39%
Up to 60 mo.
View
▼
APR7.39%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 7.39%

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.49%
Up to 48 mo.
View
▼
APR7.49%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 7.49%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

BAPR*

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.54%
121-180
View
▼
APR7.54%
Term121-180
Last UpdatedApr 17, 2026
Details

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.64%
72 Months
View
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.64%
72 Months
View
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84 Months
View
▼
APR7.64%
Term73-84 Months
Last UpdatedApr 27, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
7.74%
120 Months
View
▼
APR7.74%
Term120 Months
Last UpdatedApr 17, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
View
▼
APR7.75%
Term96 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

BAPR*

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
7.89%
Up to 72 mo.
View
▼
APR7.89%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 7.89%

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
First Time Auto
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.99%
Up to 60 mo.
View
▼
APR7.99%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 7.99%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

CAPR*

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
8.20%
36 months
View
▼
APR8.20%
Term36 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 8.20% APR*

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
8.24%
78 Months
View
▼
APR8.24%
Term78 Months
Last UpdatedApr 17, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
8.24%
144 Months
View
▼
APR8.24%
Term144 Months
Last UpdatedApr 17, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
8.39%
Up to 84 mo.
View
▼
APR8.39%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 8.39%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
View
▼
APR8.75%
Term120 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
9.24%
180 Months
View
▼
APR9.24%
Term180 Months
Last UpdatedApr 17, 2026
Details

As Low As

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.25%
36 months
View
▼
APR9.25%
Term36 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.50%
36 Months
View
▼
APR9.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

CAPR*

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
View
▼
APR9.75%
Term180 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.75%
72 Months
View
▼
APR9.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.75%
48 Months
View
▼
APR9.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
10.00%
84 Months
View
▼
APR10.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
View
▼
APR10.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
View
▼
APR10.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.75%
48 Months
View
▼
APR11.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

DAPR*

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
View
▼
APR11.90%
Term1-6 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
17.00%
Up to 60 Months
View
▼
APR17.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

EAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
17.00%
36 Months
View
▼
APR17.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

EAPR*

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
View
▼
APR20.00%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade A, Credit Score Range 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade A, Credit Score Range 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Grade A, Credit Score Range 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade B, Credit Score Range 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Grade B, Credit Score Range 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
8.00%
60 Months
View
▼
APR8.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Grade C, Credit Score Range 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade D, Credit Score Range 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
15.50%
36 Months
View
▼
APR15.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Paper Grade E, Credit Score Range 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
New Vehicles 2023-2025
16.00%
48 Months
View
▼
APR16.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Paper Grade E, Credit Score Range 579 or less

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New and Used Auto
3.00%
Terms Up To 84 Months
View
▼
APR3.00%
TermTerms Up To 84 Months
Last UpdatedApr 25, 2026
Details

Refinance Options Available

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto
3.89%
36 mo.
View
▼
APR3.89%
Term36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 3.89%

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
3.89%
Up to 36 mo.
View
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 3.89%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

A+APR*

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans New Autos
4.24%
84 Months
View
▼
APR4.24%
Term84 Months
Last UpdatedApr 27, 2026
Details

As Low As; New Autos

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

A+APR*

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.39%
Up to 48 mo.
View
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.39%

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
View
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
up to 84 months**
View
▼
APR4.49%
Termup to 84 months**
Last UpdatedApr 25, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

AAPR*

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
Up to 72 mo.
View
▼
APR4.50%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details

Annual Percentage Rate (APR) as low as 4.50%.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

AAPR*

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedApr 19, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.89%
Up to 60 mo.
View
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.89%

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
View
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

AAPR*

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedApr 19, 2026
Details

As Low As

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.19% APR*

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 1 to 36 Months
5.24%
1 to 36 Months
View
▼
APR5.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 37 to 48 Months
5.24%
37 to 48 Months
View
▼
APR5.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 25, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.39%
Up to 72 mo.
View
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.39%

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
New Auto
5.44%
96 Months
View
▼
APR5.44%
Term96 Months
Last UpdatedMay 2, 2026
Details

up to 96 mo.

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.49% APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.50%
Up to 60 Months
View
▼
APR5.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

BAPR*

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 25, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
View
▼
APR5.54%
Term67-78
Last UpdatedApr 19, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 49 to 60 Months
5.54%
49 to 60 Months
View
▼
APR5.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 61 to 66 Months
5.54%
61 to 66 Months
View
▼
APR5.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
View
▼
APR5.59%
Term84 Months
Last UpdatedMay 2, 2026
Details

New Vehicle Loan; Rate as low as 4.99% APR, and 100% financing; Ask about additional qualifying rate discounts

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 67 to 75 Months
5.64%
67 to 75 Months
View
▼
APR5.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.74% APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

BAPR*

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 76 to 78 Months
5.79%
76 to 78 Months
View
▼
APR5.79%
Term76 to 78 Months
Last UpdatedApr 26, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.89%
Up to 84 mo.
View
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.89%

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 79 to 84 Months
5.94%
79 to 84 Months
View
▼
APR5.94%
Term79 to 84 Months
Last UpdatedApr 26, 2026
Details

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 5.99% APR* (Selling price must be $30,000)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

BAPR*

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
View
▼
APR6.04%
Term79-84
Last UpdatedApr 19, 2026
Details

As Low As; New Vehicles Only > $25,000

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
View
▼
APR6.10%
Term36 Months
Last UpdatedApr 17, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36 Months
View
▼
APR6.49%
Term0-36 Months
Last UpdatedApr 27, 2026
Details

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 25, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
View
▼
APR6.60%
Term72 Months
Last UpdatedApr 17, 2026
Details

Loan amount is $15,001 or greater

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
6.94%
0-60
View
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60 Months
View
▼
APR6.99%
Term49-60 Months
Last UpdatedApr 27, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
6.99%
Up to 36 mo.
View
▼
APR6.99%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 6.99%

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.24%
61-120
View
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72 Months
View
▼
APR7.29%
Term61-72 Months
Last UpdatedApr 27, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.49%
Up to 48 mo.
View
▼
APR7.49%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 7.49%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

CAPR*

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.54%
121-180
View
▼
APR7.54%
Term121-180
Last UpdatedApr 17, 2026
Details

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
View
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.64%
72 Months
View
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84 Months
View
▼
APR7.64%
Term73-84 Months
Last UpdatedApr 27, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

CAPR*

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.99%
Up to 60 mo.
View
▼
APR7.99%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 7.99%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

CAPR*

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
8.24%
78 Months
View
▼
APR8.24%
Term78 Months
Last UpdatedApr 17, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.75%
72 Months
View
▼
APR9.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
10.00%
84 Months
View
▼
APR10.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
17.00%
Up to 60 Months
View
▼
APR17.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

EAPR*

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: A; Credit Score Range: 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: A; Credit Score Range: 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: A; Credit Score Range: 720+

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: B; Credit Score Range: 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: B; Credit Score Range: 670-719

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: C; Credit Score Range: 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: C; Credit Score Range: 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
8.75%
84 Months
View
▼
APR8.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: C; Credit Score Range: 620 - 669

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: D; Credit Score Range: 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
12.75%
72 Months
View
▼
APR12.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: D; Credit Score Range: 580 - 619

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
17.00%
60 Months
View
▼
APR17.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: E; Credit Score Range: 579 or less

GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
1700 E Mt Pleasant Road, Zachary, LA, 70791
Used Vehicles 2024-2015
18.00%
72 Months
View
▼
APR18.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Paper Guide: E; Credit Score Range: 579 or less

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New and Used Auto
3.00%
Terms Up To 84 Months
View
▼
APR3.00%
TermTerms Up To 84 Months
Last UpdatedApr 25, 2026
Details

Refinance Options Available

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.39%
Up to 36 mo.
View
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.39%

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
up to 84 months**
View
▼
APR4.49%
Termup to 84 months**
Last UpdatedApr 25, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans Used Autos
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedApr 27, 2026
Details

As Low As; Used Autos

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.89%
Up to 48 mo.
View
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 4.89%

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 25, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedApr 19, 2026
Details

As Low As

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.39%
Up to 60 mo.
View
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.39%

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto
5.44%
84 Months
View
▼
APR5.44%
Term84 Months
Last UpdatedMay 2, 2026
Details

up to 84 mo.

BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMay 2, 2026
Details

up to 72 mo.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 25, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
View
▼
APR5.54%
Term49-66
Last UpdatedApr 19, 2026
Details

As Low As

Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
Up to 60 mo.
View
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details

Usually, no vehicle over 15 years old. No salvaged vehicles qualify. APR as low as 5.75%.

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.89%
Up to 72 mo.
View
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 5.89%

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.00%
Up to 48 months
View
▼
APR6.00%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+APR*

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
View
▼
APR6.04%
Term67-78
Last UpdatedApr 19, 2026
Details

As Low As

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 1 to 36 Months
6.24%
1 to 36 Months
View
▼
APR6.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 37 to 48 Months
6.24%
37 to 48 Months
View
▼
APR6.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+APR*

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
View
▼
APR6.35%
TermUp to 24 Months
Last UpdatedApr 17, 2026
Details

Maximum term for loans up to $5,000 is 24 months

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
6.39%
Up to 84 mo.
View
▼
APR6.39%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details

As Low As; 6.39%

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36 Months
View
▼
APR6.49%
Term0-36 Months
Last UpdatedApr 27, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.50%
72 months
View
▼
APR6.50%
Term72 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

AAPR*

Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 25, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 49 to 60 Months
6.54%
49 to 60 Months
View
▼
APR6.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 61 to 66 Months
6.54%
61 to 66 Months
View
▼
APR6.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details

Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL)
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMay 2, 2026
Details

Used Vehicle Loan; Rate as low as 5.99% APR, 100% financing; Ask about additional qualifying rate discounts

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 67 to 75 Months
6.64%
67 to 75 Months
View
▼
APR6.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.75%
48 Months
View
▼
APR6.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

AAPR*

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
6.94%
0-60
View
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60 Months
View
▼
APR6.99%
Term49-60 Months
Last UpdatedApr 27, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
View
▼
APR7.10%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details

Loan amount is $14,001 or greater

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.24%
61-120
View
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72 Months
View
▼
APR7.29%
Term61-72 Months
Last UpdatedApr 27, 2026
Details

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

BAPR*

Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.64%
72 Months
View
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84 Months
View
▼
APR7.64%
Term73-84 Months
Last UpdatedApr 27, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
View
▼
APR7.75%
Term96 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.75%
48 Months
View
▼
APR7.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

BAPR*

River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
8.20%
36 months
View
▼
APR8.20%
Term36 months
Last UpdatedApr 26, 2026
Details

As Low As; Rates as Low as 8.20% APR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
View
▼
APR8.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
View
▼
APR8.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
View
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
View
▼
APR8.75%
Term120 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.25%
36 months
View
▼
APR9.25%
Term36 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.50%
36 Months
View
▼
APR9.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

CAPR*

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
View
▼
APR9.75%
Term180 months
Last UpdatedApr 18, 2026
Details

1% APR interest rate reduction for School Employees for this loan category.

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.75%
48 Months
View
▼
APR9.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

CAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
View
▼
APR10.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Up to 60 Months

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
View
▼
APR10.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

72 Months

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
View
▼
APR10.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

DAPR*

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.75%
48 Months
View
▼
APR11.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

DAPR*

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
View
▼
APR11.90%
Term1-6 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
View
▼
APR12.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
View
▼
APR14.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)

705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
17.00%
36 Months
View
▼
APR17.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

EAPR*

New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
View
▼
APR20.00%
Term1-5 Years
Last UpdatedApr 19, 2026
Details

Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval

Zachary, LA Auto Loan Rate Trends

Compare local Zachary, LA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana Auto Trends →
New Auto Loan — LA Avg
5.849%
▼ 0.270 vs 7 days ago

Louisiana new auto rates fell 0.270 points over the past 7 days to 5.849% APR.

Used Auto Loan — LA Avg
6.613%
▼ 0.198 vs 7 days ago

Louisiana used auto rates fell 0.198 points over the past 7 days to 6.613% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Zachary, Louisiana

How does my credit score affect my car loan rate in Louisiana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Zachary, Louisiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Louisiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Zachary, Louisiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Zachary, Louisiana?

Based on our current data, some of the lowest auto loan rates available in Zachary, Louisiana include:
  • GP Louisiana Federal Credit Union: 4.50% (New Vehicles 2023-2025)
  • Fleur de Lis Federal Credit Union: 3.00% (New and Used Auto)
  • Riverland Federal Credit Union: 3.50% (Auto Loans)
  • Jefferson Financial Federal Credit Union: 3.89% (New Auto)
  • 705 Federal Credit Union: 4.00% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Zachary, Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026

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