Auto Loan Rates in Morganza, Louisiana (LA) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Morganza, Louisiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Morganza, Louisiana include Instep Credit UnionInstep Credit UnionA5.0 ★Texas Ratio: 7.38% offering New and Used Auto at 2.50%, Fleur de Lis Federal Credit UnionFleur de Lis Federal Credit UnionA+5.0 ★Texas Ratio: 1.34% offering New and Used Auto at 3.00%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.06% offering Auto Loans at 3.50%, Calcasieu Teachers And Employees Credit UnionCalcasieu Teachers And Employees Credit UnionA+5.0 ★Texas Ratio: 0.16% offering Auto Loan at 3.75%, GEISMAR COMPLEXGEISMAR COMPLEXA5.0 ★Texas Ratio: 3.75% offering New Vehicle Loan at 3.99%. Auto loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Morganza borrowers have access to 26 lenders serving the Louisiana area, with auto loan rates as low as 2.50% APR from Instep Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Morganza, Louisiana. Auto Loan Rates Last Updated and Verified: July 25, 2026
Compare Auto Loan Rates Today in Morganza, Louisiana & Surrounding Area
Morganza Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New and Used Auto
2.50%
Up to 72 Months
▼
APR2.50%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details
Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. Terms up to 72 months. Other rates and terms available. Rate determined by credit worthiness, and not all applicants will qualify. Refinancing not valid on current Instep Credit Union Loans. For example, a $20,000 auto loan with a term of 72 months and an APR of 2.50% would have a monthly payment of $299.46. Interest will continie to acrrue during the 60-day no-payment period. Offer subject to change at any time and without notice. See credit union for details. Federally insured by NCUA. Join the celebration. Apply today.
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
New and Used Auto
3.00%
Up to 84 Months
▼
APR3.00%
TermUp to 84 Months
Last UpdatedJul 22, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loans
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedJul 25, 2026
Details
Cars, Trucks, & SUVs
Calcasieu Teachers And Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Auto Loan
3.75%
Up to 48 months
▼
APR3.75%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
New Vehicle Loan
3.99%
Terms up to 7 years.
▼
APR3.99%
TermTerms up to 7 years.
Last UpdatedJul 16, 2026
Details
APR varies by term.
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
Used Vehicle Loan
3.99%
Terms up to 6 years.
▼
APR3.99%
TermTerms up to 6 years.
Last UpdatedJul 16, 2026
Details
APR varies by term.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
Calcasieu Teachers And Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Auto Loan
4.05%
Up to 60 months
▼
APR4.05%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
New & Used Vehicles Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedJul 22, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Autos
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedJul 24, 2026
Details
As Low As
Calcasieu Teachers And Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Auto Loan
4.50%
Up to 72 months
▼
APR4.50%
TermUp to 72 months
Last UpdatedJul 16, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.50%
Up to 60 Months
▼
APR4.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 720+
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loans
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedJul 25, 2026
Details
Cars, Trucks, & SUVs
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
New Vehicle Loan
4.50%
Up to 72 mo.
▼
APR4.50%
TermUp to 72 mo.
Last UpdatedJul 25, 2026
Details
Annual Percentage Rate (APR) as low as 4.50%.
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
4.54%
0-48 months
▼
APR4.54%
Term0-48 months
Last UpdatedJul 25, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
A APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
4.75%
Up to 60 Months
▼
APR4.75%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
4.79%
49-66 months
▼
APR4.79%
Term49-66 months
Last UpdatedJul 25, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 24 MONTHS
4.80%
24 months
▼
APR4.80%
Term24 months
Last UpdatedJul 24, 2026
Details
APR4.84%
Term48 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Savings Over 4 Years $474
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 36 MONTHS
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJul 24, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Autos
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 24, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
A APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: A; Credit Score Range: 720+
APR5.03%
Term60 Mo
Last UpdatedJul 16, 2026
Details
As Low As; Savings Over 5 Years $851
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.04%
0-48 months
▼
APR5.04%
Term0-48 months
Last UpdatedJul 25, 2026
Details
As low as
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.05%
24 MONTHS
▼
APR5.05%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.15%
36 MONTHS
▼
APR5.15%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.24%
1 to 36 Months
▼
APR5.24%
Term1 to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.25%
1 - 6 years
▼
APR5.25%
Term1 - 6 years
Last UpdatedJul 23, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 48 MONTHS
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
5.29%
67-78 months
▼
APR5.29%
Term67-78 months
Last UpdatedJul 25, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.29%
49-66 months
▼
APR5.29%
Term49-66 months
Last UpdatedJul 25, 2026
Details
As low as
APR5.44%
Termup to 96 mo.
Last UpdatedJul 16, 2026
Details
APR5.44%
Termup to 84 mo.
Last UpdatedJul 16, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.15%
Auto Loans
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; See all Loan Rates
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Auto Loans
5.49%
0-36 months
▼
APR5.49%
Term0-36 months
Last UpdatedJul 24, 2026
Details
As Low As
Calcasieu Teachers And Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Auto Loan
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedJul 16, 2026
Details
As Low As
APR5.50%
Term0-24 Months
Last UpdatedJul 16, 2026
Details
New (Non Real Estate)
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.50%
7 - 9 years
▼
APR5.50%
Term7 - 9 years
Last UpdatedJul 23, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.50%
48 MONTHS
▼
APR5.50%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
A APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 720+
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loans
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedJul 25, 2026
Details
Cars, Trucks, & SUVs
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.54%
49 to 60 Months
▼
APR5.54%
Term49 to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
New Car Loan
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedJul 16, 2026
Details
As Low As; New Vehicle Loan; Rate as low as 4.99% APR, and 100% financing; Ask about additional qualifying rate discounts
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 60 MONTHS
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 24 MONTHS
5.60%
24 months
▼
APR5.60%
Term24 months
Last UpdatedJul 24, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.64%
67 to 75 Months
▼
APR5.64%
Term67 to 75 Months
Last UpdatedJul 23, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Auto Loans
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Vehicle Loan
5.74%
24 months
▼
APR5.74%
Term24 months
Last UpdatedJul 12, 2026
Details
As Low As
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Auto Loans
5.74%
37-60 months
▼
APR5.74%
Term37-60 months
Last UpdatedJul 24, 2026
Details
As Low As
APR5.75%
Term25-36 Months
Last UpdatedJul 16, 2026
Details
New (Non Real Estate)
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.75%
10 - 15 years
▼
APR5.75%
Term10 - 15 years
Last UpdatedJul 23, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 24, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 670-719
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Used Vehicle Loan
5.75%
Up to 60 mo.
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedJul 25, 2026
Details
Usually, no vehicle over 15 years old. No salvaged vehicles qualify. APR as low as 5.75%.
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.79%
76 to 78 Months
▼
APR5.79%
Term76 to 78 Months
Last UpdatedJul 23, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.79%
67-78 months
▼
APR5.79%
Term67-78 months
Last UpdatedJul 25, 2026
Details
As low as
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.85%
60 MONTHS
▼
APR5.85%
Term60 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.94%
79 to 84 Months
▼
APR5.94%
Term79 to 84 Months
Last UpdatedJul 23, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 36 MONTHS
5.95%
36 months
▼
APR5.95%
Term36 months
Last UpdatedJul 24, 2026
Details
APR6.00%
Term37-48 Months
Last UpdatedJul 16, 2026
Details
New (Non Real Estate)
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedJul 24, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 72 MONTHS
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.00%
24 MONTHS
▼
APR6.00%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedJul 24, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
6.00%
Up to 60 Months
▼
APR6.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Auto Loans
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Vehicle Loan
6.04%
72 months
▼
APR6.04%
Term72 months
Last UpdatedJul 12, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
6.04%
79-84 months
▼
APR6.04%
Term79-84 months
Last UpdatedJul 25, 2026
Details
As Low As; New Vehicles Only > $25,000
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Auto Loans
6.14%
61-78 months
▼
APR6.14%
Term61-78 months
Last UpdatedJul 24, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Auto Loans
6.24%
78 Months
▼
APR6.24%
Term78 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Vehicle Loan
6.24%
78 months
▼
APR6.24%
Term78 months
Last UpdatedJul 12, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2019-2022 Model Years Loan
6.24%
1 to 36 Months
▼
APR6.24%
Term1 to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
APR6.25%
Term49-60 Months
Last UpdatedJul 16, 2026
Details
New (Non Real Estate)
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Vehicles Loan
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedJul 23, 2026
Details
As Low As; 2021 - 2022
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.25%
36 MONTHS
▼
APR6.25%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 24, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Auto Loans
6.29%
79-84 months
▼
APR6.29%
Term79-84 months
Last UpdatedJul 24, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Auto Loans
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Vehicle Loan
6.39%
84 months
▼
APR6.39%
Term84 months
Last UpdatedJul 12, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 0-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 37-48 Months
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
APR6.50%
Term61-72 Months
Last UpdatedJul 16, 2026
Details
New (Non Real Estate)
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 48 MONTHS
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.50%
72 MONTHS
▼
APR6.50%
Term72 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 670-719
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2019-2022 Model Years Loan
6.54%
49 to 60 Months
▼
APR6.54%
Term49 to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
Used Car Loan
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedJul 16, 2026
Details
As Low As; Used Vehicle Loan; Rate as low as 5.99% APR, 100% financing; Ask about additional qualifying rate discounts
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2019-2022 Model Years Loan
6.64%
67 to 75 Months
▼
APR6.64%
Term67 to 75 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
APR6.75%
Term73-84 Months
Last UpdatedJul 16, 2026
Details
New (Non Real Estate)
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.75%
48 MONTHS
▼
APR6.75%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
AAPR*
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Auto Loans
6.89%
90 Months
▼
APR6.89%
Term90 Months
Last UpdatedJul 12, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Vehicle Loan
6.89%
90 months
▼
APR6.89%
Term90 months
Last UpdatedJul 12, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 60 MONTHS
6.95%
60 months
▼
APR6.95%
Term60 months
Last UpdatedJul 24, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1st Time Auto Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJul 24, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 84 MONTHS
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
7.00%
Up to 60 Months
▼
APR7.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
7.05%
24 MONTHS
▼
APR7.05%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
7.15%
36 MONTHS
▼
APR7.15%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
7.15%
60 MONTHS
▼
APR7.15%
Term60 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
APR7.25%
Term85-96 Months
Last UpdatedJul 16, 2026
Details
New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 620 - 669
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 61-72 Months
7.29%
72 Months
▼
APR7.29%
Term72 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
7.50%
48 MONTHS
▼
APR7.50%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 72 MONTHS
7.50%
72 months
▼
APR7.50%
Term72 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
C APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
BAPR*
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedJul 25, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 73-84 Months
7.64%
84 Months
▼
APR7.64%
Term84 Months
Last UpdatedJul 24, 2026
Details
As Low As; Terms of 84 months over $30,000.00
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
7.75%
72 MONTHS
▼
APR7.75%
Term72 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
C APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
7.85%
60 MONTHS (20K)
▼
APR7.85%
Term60 MONTHS (20K)
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.00%
84 MONTHS
▼
APR8.00%
Term84 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
C APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 24 MONTHS
8.10%
24 months
▼
APR8.10%
Term24 months
Last UpdatedJul 24, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2018 and Older Model Years Loan
8.24%
1 to 36 Months
▼
APR8.24%
Term1 to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 84 MONTHS
8.25%
84 months
▼
APR8.25%
Term84 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
8.25%
Up to 60 Months
▼
APR8.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
C APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.35%
24 MONTHS
▼
APR8.35%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
C APR*
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2018 and Older Model Years Loan
8.54%
49 to 60 Months
▼
APR8.54%
Term49 to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 36 MONTHS
8.55%
36 months
▼
APR8.55%
Term36 months
Last UpdatedJul 24, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedJul 25, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 48 MONTHS
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.75%
84 MONTHS
▼
APR8.75%
Term84 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.80%
36 MONTHS
▼
APR8.80%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class A
8.90%
1-6 Years
▼
APR8.90%
Term1-6 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10Years Old (From Date of Discharge). % Down: 5%
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
9.00%
72 MONTHS (30K)
▼
APR9.00%
Term72 MONTHS (30K)
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
9.00%
48 MONTHS
▼
APR9.00%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
9.00%
Up to 60 Months
▼
APR9.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 60 MONTHS
9.15%
60 months
▼
APR9.15%
Term60 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
9.25%
72 Months
▼
APR9.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
9.35%
24 MONTHS
▼
APR9.35%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
9.40%
60 MONTHS
▼
APR9.40%
Term60 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
D APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 72 MONTHS
9.65%
72 months
▼
APR9.65%
Term72 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
D APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
9.75%
48 Months
▼
APR9.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
CAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class B
9.90%
1-6 Years
▼
APR9.90%
Term1-6 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge). % Down: 5%
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
9.90%
72 MONTHS
▼
APR9.90%
Term72 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 84 MONTHS
10.00%
84 months
▼
APR10.00%
Term84 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
D APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
10.25%
36 MONTHS
▼
APR10.25%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
10.25%
Up to 60 Months
▼
APR10.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
D APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
10.35%
24 MONTHS
▼
APR10.35%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
10.45%
48 MONTHS
▼
APR10.45%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
D APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
10.60%
60 MONTHS (20K)
▼
APR10.60%
Term60 MONTHS (20K)
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
10.80%
36 MONTHS
▼
APR10.80%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class C
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge). % Down: 10%
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan Class A
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge). % Down: Loan value
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
11.00%
48 MONTHS
▼
APR11.00%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
11.00%
Up to 60 Months
▼
APR11.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
DAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
11.15%
72 MONTHS (30K)
▼
APR11.15%
Term72 MONTHS (30K)
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
11.25%
72 Months
▼
APR11.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
DAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
11.50%
84 MONTHS
▼
APR11.50%
Term84 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
DAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
11.50%
60 Months
▼
APR11.50%
Term60 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 580 - 619
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
11.75%
48 Months
▼
APR11.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
DAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan Class B
11.90%
1-6 Years
▼
APR11.90%
Term1-6 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge). % Down: Loan value
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade D - 24 MONTHS
11.95%
24 months
▼
APR11.95%
Term24 months
Last UpdatedJul 24, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
12.00%
72 Months
▼
APR12.00%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 580 - 619
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
12.20%
24 MONTHS
▼
APR12.20%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade D
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
12.50%
84 MONTHS (40K)
▼
APR12.50%
Term84 MONTHS (40K)
Last UpdatedJul 24, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
12.75%
72 Months
▼
APR12.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class D
12.90%
1-5 Years
▼
APR12.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge). % Down: 15%
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan Class C
12.90%
1-5 Years
▼
APR12.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge). % Down: Loan value
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Classic Vehicle Loans
13.50%
84 MONTHS (40K)
▼
APR13.50%
Term84 MONTHS (40K)
Last UpdatedJul 24, 2026
Details
Powered by
MonitorBankRates
Morganza New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New and Used Auto
2.50%
Up to 72 Months
▼
APR2.50%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details
Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. Terms up to 72 months. Other rates and terms available. Rate determined by credit worthiness, and not all applicants will qualify. Refinancing not valid on current Instep Credit Union Loans. For example, a $20,000 auto loan with a term of 72 months and an APR of 2.50% would have a monthly payment of $299.46. Interest will continie to acrrue during the 60-day no-payment period. Offer subject to change at any time and without notice. See credit union for details. Federally insured by NCUA. Join the celebration. Apply today.
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
New and Used Auto
3.00%
Up to 84 Months
▼
APR3.00%
TermUp to 84 Months
Last UpdatedJul 22, 2026
Details
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
New Vehicle Loan
3.99%
Terms up to 7 years.
▼
APR3.99%
TermTerms up to 7 years.
Last UpdatedJul 16, 2026
Details
APR varies by term.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
New & Used Vehicles Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedJul 22, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Autos
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedJul 24, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.50%
Up to 60 Months
▼
APR4.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 720+
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
New Vehicle Loan
4.50%
Up to 72 mo.
▼
APR4.50%
TermUp to 72 mo.
Last UpdatedJul 25, 2026
Details
Annual Percentage Rate (APR) as low as 4.50%.
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
4.54%
0-48 months
▼
APR4.54%
Term0-48 months
Last UpdatedJul 25, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
4.79%
49-66 months
▼
APR4.79%
Term49-66 months
Last UpdatedJul 25, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 24 MONTHS
4.80%
24 months
▼
APR4.80%
Term24 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 36 MONTHS
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedJul 24, 2026
Details
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
A APR*
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.24%
1 to 36 Months
▼
APR5.24%
Term1 to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 48 MONTHS
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedJul 24, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
5.29%
67-78 months
▼
APR5.29%
Term67-78 months
Last UpdatedJul 25, 2026
Details
As Low As
APR5.44%
Termup to 96 mo.
Last UpdatedJul 16, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
B APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 720+
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.54%
49 to 60 Months
▼
APR5.54%
Term49 to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
New Car Loan
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedJul 16, 2026
Details
As Low As; New Vehicle Loan; Rate as low as 4.99% APR, and 100% financing; Ask about additional qualifying rate discounts
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 60 MONTHS
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 24 MONTHS
5.60%
24 months
▼
APR5.60%
Term24 months
Last UpdatedJul 24, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.64%
67 to 75 Months
▼
APR5.64%
Term67 to 75 Months
Last UpdatedJul 23, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 24, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
B APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 670-719
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.79%
76 to 78 Months
▼
APR5.79%
Term76 to 78 Months
Last UpdatedJul 23, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New Vehicle - 2023 and Newer Model Years Loan
5.94%
79 to 84 Months
▼
APR5.94%
Term79 to 84 Months
Last UpdatedJul 23, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 36 MONTHS
5.95%
36 months
▼
APR5.95%
Term36 months
Last UpdatedJul 24, 2026
Details
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedJul 24, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 72 MONTHS
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
B APR*
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
6.04%
79-84 months
▼
APR6.04%
Term79-84 months
Last UpdatedJul 25, 2026
Details
As Low As; New Vehicles Only > $25,000
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 0-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 37-48 Months
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 48 MONTHS
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedJul 24, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 60 MONTHS
6.95%
60 months
▼
APR6.95%
Term60 months
Last UpdatedJul 24, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade A - 84 MONTHS
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJul 24, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 620 - 669
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 61-72 Months
7.29%
72 Months
▼
APR7.29%
Term72 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 72 MONTHS
7.50%
72 months
▼
APR7.50%
Term72 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
C APR*
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedJul 25, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 73-84 Months
7.64%
84 Months
▼
APR7.64%
Term84 Months
Last UpdatedJul 24, 2026
Details
As Low As; Terms of 84 months over $30,000.00
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
C APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
C APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 24 MONTHS
8.10%
24 months
▼
APR8.10%
Term24 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade B - 84 MONTHS
8.25%
84 months
▼
APR8.25%
Term84 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 36 MONTHS
8.55%
36 months
▼
APR8.55%
Term36 months
Last UpdatedJul 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 48 MONTHS
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedJul 24, 2026
Details
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class A
8.90%
1-6 Years
▼
APR8.90%
Term1-6 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10Years Old (From Date of Discharge). % Down: 5%
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 60 MONTHS
9.15%
60 months
▼
APR9.15%
Term60 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
D APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 72 MONTHS
9.65%
72 months
▼
APR9.65%
Term72 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
D APR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class B
9.90%
1-6 Years
▼
APR9.90%
Term1-6 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge). % Down: 5%
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade C - 84 MONTHS
10.00%
84 months
▼
APR10.00%
Term84 months
Last UpdatedJul 24, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
D APR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class C
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge). % Down: 10%
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
11.50%
60 Months
▼
APR11.50%
Term60 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 580 - 619
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
New Vehicle Loans - Grade D - 24 MONTHS
11.95%
24 months
▼
APR11.95%
Term24 months
Last UpdatedJul 24, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2024-2026 Loan
12.00%
72 Months
▼
APR12.00%
Term72 Months
Last UpdatedJul 24, 2026
Details
Credit Score Range: 580 - 619
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
New Car Loans Class D
12.90%
1-5 Years
▼
APR12.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge). % Down: 15%
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MonitorBankRates
Morganza Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New and Used Auto
2.50%
Up to 72 Months
▼
APR2.50%
TermUp to 72 Months
Last UpdatedJul 16, 2026
Details
Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. Terms up to 72 months. Other rates and terms available. Rate determined by credit worthiness, and not all applicants will qualify. Refinancing not valid on current Instep Credit Union Loans. For example, a $20,000 auto loan with a term of 72 months and an APR of 2.50% would have a monthly payment of $299.46. Interest will continie to acrrue during the 60-day no-payment period. Offer subject to change at any time and without notice. See credit union for details. Federally insured by NCUA. Join the celebration. Apply today.
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
New and Used Auto
3.00%
Up to 84 Months
▼
APR3.00%
TermUp to 84 Months
Last UpdatedJul 22, 2026
Details
GEISMAR COMPLEX
Institution Rating:
A5.0 ★ Texas Ratio: 3.75%
Used Vehicle Loan
3.99%
Terms up to 6 years.
▼
APR3.99%
TermTerms up to 6 years.
Last UpdatedJul 16, 2026
Details
APR varies by term.
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
New & Used Vehicles Loan
4.49%
up to 84 months
▼
APR4.49%
Termup to 84 months
Last UpdatedJul 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
4.75%
Up to 60 Months
▼
APR4.75%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Autos
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJul 24, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 24, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJul 24, 2026
Details
A+ APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.04%
0-48 months
▼
APR5.04%
Term0-48 months
Last UpdatedJul 25, 2026
Details
As low as
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.05%
24 MONTHS
▼
APR5.05%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.15%
36 MONTHS
▼
APR5.15%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.25%
1 - 6 years
▼
APR5.25%
Term1 - 6 years
Last UpdatedJul 23, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
5.25%
Up to 60 Months
▼
APR5.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
A APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.29%
49-66 months
▼
APR5.29%
Term49-66 months
Last UpdatedJul 25, 2026
Details
As low as
APR5.44%
Termup to 84 mo.
Last UpdatedJul 16, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.50%
7 - 9 years
▼
APR5.50%
Term7 - 9 years
Last UpdatedJul 23, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.50%
48 MONTHS
▼
APR5.50%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
A APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
AAPR*
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.75%
10 - 15 years
▼
APR5.75%
Term10 - 15 years
Last UpdatedJul 23, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedJul 24, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
AAPR*
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Used Vehicle Loan
5.75%
Up to 60 mo.
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedJul 25, 2026
Details
Usually, no vehicle over 15 years old. No salvaged vehicles qualify. APR as low as 5.75%.
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.79%
67-78 months
▼
APR5.79%
Term67-78 months
Last UpdatedJul 25, 2026
Details
As low as
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
5.85%
60 MONTHS
▼
APR5.85%
Term60 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedJul 24, 2026
Details
As Low As
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.00%
24 MONTHS
▼
APR6.00%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedJul 24, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
6.00%
Up to 60 Months
▼
APR6.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: A; Credit Score Range: 720+
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2019-2022 Model Years Loan
6.24%
1 to 36 Months
▼
APR6.24%
Term1 to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Vehicles Loan
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedJul 23, 2026
Details
As Low As; 2021 - 2022
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.25%
36 MONTHS
▼
APR6.25%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
6.25%
Up to 60 Months
▼
APR6.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 24, 2026
Details
A+APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 0-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 37-48 Months
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.50%
72 MONTHS
▼
APR6.50%
Term72 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
B APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
AAPR*
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2019-2022 Model Years Loan
6.54%
49 to 60 Months
▼
APR6.54%
Term49 to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
Used Car Loan
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedJul 16, 2026
Details
As Low As; Used Vehicle Loan; Rate as low as 5.99% APR, 100% financing; Ask about additional qualifying rate discounts
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2019-2022 Model Years Loan
6.64%
67 to 75 Months
▼
APR6.64%
Term67 to 75 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
6.75%
48 MONTHS
▼
APR6.75%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
AAPR*
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
7.00%
Up to 60 Months
▼
APR7.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
7.15%
60 MONTHS
▼
APR7.15%
Term60 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
BAPR*
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 61-72 Months
7.29%
72 Months
▼
APR7.29%
Term72 Months
Last UpdatedJul 24, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
BAPR*
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
New/Used Auto 73-84 Months
7.64%
84 Months
▼
APR7.64%
Term84 Months
Last UpdatedJul 24, 2026
Details
As Low As; Terms of 84 months over $30,000.00
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
7.75%
72 MONTHS
▼
APR7.75%
Term72 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.00%
84 MONTHS
▼
APR8.00%
Term84 MONTHS
Last UpdatedJul 24, 2026
Details
Grade A
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2018 and Older Model Years Loan
8.24%
1 to 36 Months
▼
APR8.24%
Term1 to 36 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
8.25%
Up to 60 Months
▼
APR8.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
C APR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.35%
24 MONTHS
▼
APR8.35%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
C APR*
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
Used Vehicle - 2018 and Older Model Years Loan
8.54%
49 to 60 Months
▼
APR8.54%
Term49 to 60 Months
Last UpdatedJul 23, 2026
Details
As Low As; Effective Date: 03/30/26
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedJul 25, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.75%
84 MONTHS
▼
APR8.75%
Term84 MONTHS
Last UpdatedJul 24, 2026
Details
Grade B
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
8.80%
36 MONTHS
▼
APR8.80%
Term36 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
9.00%
48 MONTHS
▼
APR9.00%
Term48 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
9.00%
Up to 60 Months
▼
APR9.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
CAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
9.25%
72 Months
▼
APR9.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
9.40%
60 MONTHS
▼
APR9.40%
Term60 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
CAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
9.75%
48 Months
▼
APR9.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
CAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
9.90%
72 MONTHS
▼
APR9.90%
Term72 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - Up to 60 Months
10.25%
Up to 60 Months
▼
APR10.25%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
D APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old - 72 Months
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedJul 24, 2026
Details
D APR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan Class A
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge). % Down: Loan value
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
11.00%
Up to 60 Months
▼
APR11.00%
TermUp to 60 Months
Last UpdatedJul 24, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 6 to 10 years old
11.25%
72 Months
▼
APR11.25%
Term72 Months
Last UpdatedJul 24, 2026
Details
DAPR*
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
11.50%
84 MONTHS
▼
APR11.50%
Term84 MONTHS
Last UpdatedJul 24, 2026
Details
Grade C
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedJul 24, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 11 to 15 years old
11.75%
48 Months
▼
APR11.75%
Term48 Months
Last UpdatedJul 24, 2026
Details
DAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan Class B
11.90%
1-6 Years
▼
APR11.90%
Term1-6 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge). % Down: Loan value
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.92%
Used Vehicle Loans
12.20%
24 MONTHS
▼
APR12.20%
Term24 MONTHS
Last UpdatedJul 24, 2026
Details
Grade D
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2016-2025 Loan
12.75%
72 Months
▼
APR12.75%
Term72 Months
Last UpdatedJul 24, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan Class C
12.90%
1-5 Years
▼
APR12.90%
Term1-5 Years
Last UpdatedJul 16, 2026
Details
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge). % Down: Loan value
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Morganza, LA Auto Loan Rate Trends
Compare local Morganza, LA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — LA Avg
7.426%
▲ 0.077 vs 7 days ago
Louisiana new auto rates rose 0.077 points over the past 7 days to 7.426% APR.
Used Auto Loan — LA Avg
7.842%
▼ 0.078 vs 7 days ago
Louisiana used auto rates fell 0.078 points over the past 7 days to 7.842% APR.
As of Jul 27, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Morganza, Louisiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Morganza, Louisiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Morganza, Louisiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in LA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Morganza, Louisiana
How does my credit score affect my car loan rate in Louisiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Morganza, Louisiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Louisiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Morganza, Louisiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Morganza, Louisiana?
Based on our current data, some of the lowest auto loan rates available in Morganza, Louisiana include:
- Instep Credit Union: 2.50% (New and Used Auto)
- Fleur de Lis Federal Credit Union: 3.00% (New and Used Auto)
- Riverland Federal Credit Union: 3.50% (Auto Loans)
- Calcasieu Teachers And Employees Credit Union: 3.75% (Auto Loan)
- GEISMAR COMPLEX: 3.99% (New Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Morganza, Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 25, 2026
Morganza, Louisiana Rates & Resources
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