Auto Loan Rates in Amite, Louisiana (LA) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Amite, Louisiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Amite, Louisiana include Fleur de Lis Federal Credit UnionFleur de Lis Federal Credit UnionA+5.0 ★Texas Ratio: 1.37% offering New and Used Auto at 3.00%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%, Jefferson Financial Federal Credit UnionJefferson Financial Federal Credit UnionB4.5 ★Texas Ratio: 20.76% offering New Auto at 3.89%, 705 Federal Credit Union705 Federal Credit UnionA-5.0 ★Texas Ratio: 14.64% offering New Auto Loans at 4.00%, Xplore Federal Credit UnionXplore Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Vehicle Loans New Autos at 4.24%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Amite borrowers have access to 26 lenders serving the Louisiana area, with auto loan rates as low as 3.00% APR from Fleur de Lis Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Amite, Louisiana. Auto Loan Rates Last Updated and Verified: May 2, 2026
Compare Auto Loan Rates Today in Amite, Louisiana & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New and Used Auto
3.00%
Terms Up To 84 Months
▼
APR3.00%
TermTerms Up To 84 Months
Last UpdatedApr 25, 2026
Details
Refinance Options Available
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto
3.89%
36 mo.
▼
APR3.89%
Term36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 3.89%
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
3.89%
Up to 36 mo.
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 3.89%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
A+APR*
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans New Autos
4.24%
84 Months
▼
APR4.24%
Term84 Months
Last UpdatedApr 27, 2026
Details
As Low As; New Autos
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
A+APR*
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.39%
Up to 48 mo.
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.39%
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.39%
Up to 36 mo.
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.39%
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
up to 84 months**
▼
APR4.49%
Termup to 84 months**
Last UpdatedApr 25, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.50%
Up to 60 Months
▼
APR4.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade A, Credit Score Range 720+
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
Up to 72 mo.
▼
APR4.50%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details
Annual Percentage Rate (APR) as low as 4.50%.
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans Used Autos
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 27, 2026
Details
As Low As; Used Autos
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
AAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade A, Credit Score Range 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedApr 19, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.89%
Up to 60 mo.
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.89%
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.89%
Up to 48 mo.
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.89%
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Auto Loans
4.99%
12-60 Month Term
▼
APR4.99%
Term12-60 Month Term
Last UpdatedApr 27, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
AAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
▼
APR5.04%
Term49-66
Last UpdatedApr 19, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.19% APR*
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 1 to 36 Months
5.24%
1 to 36 Months
▼
APR5.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 37 to 48 Months
5.24%
37 to 48 Months
▼
APR5.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 25, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
▼
APR5.29%
Term0-48
Last UpdatedApr 19, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.39%
Up to 72 mo.
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.39%
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.39%
Up to 60 mo.
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.39%
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2022 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2023 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2024 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
APR5.44%
Term96 Months
Last UpdatedMay 2, 2026
Details
up to 96 mo.
APR5.44%
Term84 Months
Last UpdatedMay 2, 2026
Details
up to 84 mo.
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedMay 2, 2026
Details
up to 72 mo.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.49% APR*
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As; 36 months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
BAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Grade A, Credit Score Range 720+
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 25, 2026
Details
APR5.50%
Term0-24
Last UpdatedMay 2, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
▼
APR5.54%
Term67-78
Last UpdatedApr 19, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
▼
APR5.54%
Term49-66
Last UpdatedApr 19, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 49 to 60 Months
5.54%
49 to 60 Months
▼
APR5.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 61 to 66 Months
5.54%
61 to 66 Months
▼
APR5.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedMay 2, 2026
Details
New Vehicle Loan; Rate as low as 4.99% APR, and 100% financing; Ask about additional qualifying rate discounts
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 67 to 75 Months
5.64%
67 to 75 Months
▼
APR5.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; 100% financing available
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.74% APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade B, Credit Score Range 670-719
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
Up to 60 mo.
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
Usually, no vehicle over 15 years old. No salvaged vehicles qualify. APR as low as 5.75%.
APR5.75%
Term25-36
Last UpdatedMay 2, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 76 to 78 Months
5.79%
76 to 78 Months
▼
APR5.79%
Term76 to 78 Months
Last UpdatedApr 26, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2021 Auto Loan
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.89%
Up to 84 mo.
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.89%
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.89%
Up to 72 mo.
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.89%
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 79 to 84 Months
5.94%
79 to 84 Months
▼
APR5.94%
Term79 to 84 Months
Last UpdatedApr 26, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.99% APR* (Selling price must be $30,000)
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.00%
Up to 48 months
▼
APR6.00%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
BAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: A; Credit Score Range: 720+
APR6.00%
Term37-48
Last UpdatedMay 2, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; 100% financing available
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
▼
APR6.04%
Term79-84
Last UpdatedApr 19, 2026
Details
As Low As; New Vehicles Only > $25,000
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
▼
APR6.04%
Term67-78
Last UpdatedApr 19, 2026
Details
As Low As
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
▼
APR6.10%
Term36 Months
Last UpdatedApr 17, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.24%
78 Months
▼
APR6.24%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.24%
78 Months
▼
APR6.24%
Term78 Months
Last UpdatedApr 17, 2026
Details
As Low As; 100% financing available
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 1 to 36 Months
6.24%
1 to 36 Months
▼
APR6.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 37 to 48 Months
6.24%
37 to 48 Months
▼
APR6.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A+APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
APR6.25%
Term49-60
Last UpdatedMay 2, 2026
Details
As Low As
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
▼
APR6.35%
TermUp to 24 Months
Last UpdatedApr 17, 2026
Details
Maximum term for loans up to $5,000 is 24 months
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; 100% financing available
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
6.39%
Up to 36 mo.
▼
APR6.39%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 6.39%
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
6.39%
Up to 84 mo.
▼
APR6.39%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 6.39%
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36 Months
▼
APR6.49%
Term0-36 Months
Last UpdatedApr 27, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.50%
24 Months
▼
APR6.50%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.50%
72 months
▼
APR6.50%
Term72 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Grade B, Credit Score Range 670-719
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 25, 2026
Details
APR6.50%
Term61-72
Last UpdatedMay 2, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 49 to 60 Months
6.54%
49 to 60 Months
▼
APR6.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 61 to 66 Months
6.54%
61 to 66 Months
▼
APR6.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2020 or Older Auto Loan
6.55%
36 Months
▼
APR6.55%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL)
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedMay 2, 2026
Details
Used Vehicle Loan; Rate as low as 5.99% APR, 100% financing; Ask about additional qualifying rate discounts
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
▼
APR6.60%
Term72 Months
Last UpdatedApr 17, 2026
Details
Loan amount is $15,001 or greater
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 67 to 75 Months
6.64%
67 to 75 Months
▼
APR6.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans 1st Time Auto Loan
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 27, 2026
Details
As Low As; 1st Time Auto Loan
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
AAPR*
APR6.75%
Term73-84
Last UpdatedMay 2, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
6.89%
90 Months
▼
APR6.89%
Term90 Months
Last UpdatedApr 17, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
6.89%
90 Months
▼
APR6.89%
Term90 Months
Last UpdatedApr 17, 2026
Details
As Low As; 100% financing available
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
6.89%
Up to 48 mo.
▼
APR6.89%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 6.89%
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
6.94%
0-60
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
6.94%
0-60
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60 Months
▼
APR6.99%
Term49-60 Months
Last UpdatedApr 27, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
6.99%
Up to 36 mo.
▼
APR6.99%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 6.99%
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade C, Credit Score Range 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
▼
APR7.10%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
Loan amount is $14,001 or greater
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.24%
61-120
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.24%
61-120
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade C, Credit Score Range 620 - 669
APR7.25%
Term85-96
Last UpdatedMay 2, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72 Months
▼
APR7.29%
Term61-72 Months
Last UpdatedApr 27, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
7.39%
Up to 60 mo.
▼
APR7.39%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 7.39%
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.49%
Up to 48 mo.
▼
APR7.49%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 7.49%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
CAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
BAPR*
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.54%
121-180
▼
APR7.54%
Term121-180
Last UpdatedApr 17, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.64%
72 Months
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.64%
72 Months
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84 Months
▼
APR7.64%
Term73-84 Months
Last UpdatedApr 27, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
7.74%
120 Months
▼
APR7.74%
Term120 Months
Last UpdatedApr 17, 2026
Details
As Low As
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
▼
APR7.75%
Term96 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
CAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
7.89%
Up to 72 mo.
▼
APR7.89%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 7.89%
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
First Time Auto
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.99%
Up to 60 mo.
▼
APR7.99%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 7.99%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
CAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Grade C, Credit Score Range 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
8.20%
36 months
▼
APR8.20%
Term36 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 8.20% APR*
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
8.24%
78 Months
▼
APR8.24%
Term78 Months
Last UpdatedApr 17, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
8.24%
144 Months
▼
APR8.24%
Term144 Months
Last UpdatedApr 17, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Classic Auto Loans
8.39%
Up to 84 mo.
▼
APR8.39%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 8.39%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
▼
APR8.75%
Term120 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Vehicle Loan
9.24%
180 Months
▼
APR9.24%
Term180 Months
Last UpdatedApr 17, 2026
Details
As Low As
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.25%
36 months
▼
APR9.25%
Term36 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
CAPR*
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
▼
APR9.75%
Term180 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.75%
48 Months
▼
APR9.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
CAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
▼
APR10.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
DAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade D, Credit Score Range 580 - 619
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.75%
48 Months
▼
APR11.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
DAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
▼
APR11.90%
Term1-6 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade D, Credit Score Range 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.75%
72 Months
▼
APR12.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
▼
APR12.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
▼
APR14.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
15.50%
36 Months
▼
APR15.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade E, Credit Score Range 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
16.00%
48 Months
▼
APR16.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade E, Credit Score Range 579 or less
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
17.00%
Up to 60 Months
▼
APR17.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
EAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
17.00%
36 Months
▼
APR17.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
EAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
17.00%
60 Months
▼
APR17.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: E; Credit Score Range: 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
18.00%
72 Months
▼
APR18.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: E; Credit Score Range: 579 or less
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
▼
APR20.00%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New and Used Auto
3.00%
Terms Up To 84 Months
▼
APR3.00%
TermTerms Up To 84 Months
Last UpdatedApr 25, 2026
Details
Refinance Options Available
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto
3.89%
36 mo.
▼
APR3.89%
Term36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 3.89%
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
3.89%
Up to 36 mo.
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 3.89%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
A+APR*
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans New Autos
4.24%
84 Months
▼
APR4.24%
Term84 Months
Last UpdatedApr 27, 2026
Details
As Low As; New Autos
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
A+APR*
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.39%
Up to 48 mo.
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.39%
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
up to 84 months**
▼
APR4.49%
Termup to 84 months**
Last UpdatedApr 25, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.50%
Up to 60 Months
▼
APR4.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade A, Credit Score Range 720+
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
New Vehicle
4.50%
Up to 72 mo.
▼
APR4.50%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details
Annual Percentage Rate (APR) as low as 4.50%.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
AAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade A, Credit Score Range 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedApr 19, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
4.89%
Up to 60 mo.
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.89%
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
AAPR*
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
▼
APR5.04%
Term49-66
Last UpdatedApr 19, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.19% APR*
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 1 to 36 Months
5.24%
1 to 36 Months
▼
APR5.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 37 to 48 Months
5.24%
37 to 48 Months
▼
APR5.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 25, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.39%
Up to 72 mo.
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.39%
APR5.44%
Term96 Months
Last UpdatedMay 2, 2026
Details
up to 96 mo.
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.49% APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.50%
Up to 60 Months
▼
APR5.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Grade A, Credit Score Range 720+
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 25, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.54%
67-78
▼
APR5.54%
Term67-78
Last UpdatedApr 19, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 49 to 60 Months
5.54%
49 to 60 Months
▼
APR5.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 61 to 66 Months
5.54%
61 to 66 Months
▼
APR5.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedMay 2, 2026
Details
New Vehicle Loan; Rate as low as 4.99% APR, and 100% financing; Ask about additional qualifying rate discounts
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 67 to 75 Months
5.64%
67 to 75 Months
▼
APR5.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.74% APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade B, Credit Score Range 670-719
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 76 to 78 Months
5.79%
76 to 78 Months
▼
APR5.79%
Term76 to 78 Months
Last UpdatedApr 26, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Auto Loans
5.89%
Up to 84 mo.
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.89%
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle - 2023 and Newer Model Years - 79 to 84 Months
5.94%
79 to 84 Months
▼
APR5.94%
Term79 to 84 Months
Last UpdatedApr 26, 2026
Details
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Vehicles
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 5.99% APR* (Selling price must be $30,000)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
BAPR*
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
6.04%
79-84
▼
APR6.04%
Term79-84
Last UpdatedApr 19, 2026
Details
As Low As; New Vehicles Only > $25,000
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.10%
36 Months
▼
APR6.10%
Term36 Months
Last UpdatedApr 17, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36 Months
▼
APR6.49%
Term0-36 Months
Last UpdatedApr 27, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Grade B, Credit Score Range 670-719
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 25, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
New Auto Loans
6.60%
72 Months
▼
APR6.60%
Term72 Months
Last UpdatedApr 17, 2026
Details
Loan amount is $15,001 or greater
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
6.94%
0-60
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60 Months
▼
APR6.99%
Term49-60 Months
Last UpdatedApr 27, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
6.99%
Up to 36 mo.
▼
APR6.99%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 6.99%
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade C, Credit Score Range 620 - 669
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.24%
61-120
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade C, Credit Score Range 620 - 669
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72 Months
▼
APR7.29%
Term61-72 Months
Last UpdatedApr 27, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.49%
Up to 48 mo.
▼
APR7.49%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 7.49%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
CAPR*
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.54%
121-180
▼
APR7.54%
Term121-180
Last UpdatedApr 17, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
7.64%
72 Months
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84 Months
▼
APR7.64%
Term73-84 Months
Last UpdatedApr 27, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
CAPR*
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
New Outdoor Vehicle Loans
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
New Outdoor Vehicle Loans
7.99%
Up to 60 mo.
▼
APR7.99%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 7.99%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
CAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Grade C, Credit Score Range 620 - 669
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
New Vehicle Loan
8.24%
78 Months
▼
APR8.24%
Term78 Months
Last UpdatedApr 17, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
DAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade D, Credit Score Range 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade D, Credit Score Range 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
15.50%
36 Months
▼
APR15.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Paper Grade E, Credit Score Range 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Vehicles 2023-2025
16.00%
48 Months
▼
APR16.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Paper Grade E, Credit Score Range 579 or less
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
New Auto Loans
17.00%
Up to 60 Months
▼
APR17.00%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
EAPR*
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New and Used Auto
3.00%
Terms Up To 84 Months
▼
APR3.00%
TermTerms Up To 84 Months
Last UpdatedApr 25, 2026
Details
Refinance Options Available
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.39%
Up to 36 mo.
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.39%
Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
New & Used Vehicles
4.49%
up to 84 months**
▼
APR4.49%
Termup to 84 months**
Last UpdatedApr 25, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Vehicle Loans Used Autos
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedApr 27, 2026
Details
As Low As; Used Autos
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
4.89%
Up to 48 mo.
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 4.89%
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: A; Credit Score Range: 720+
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 25, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
▼
APR5.29%
Term0-48
Last UpdatedApr 19, 2026
Details
As Low As
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.39%
Up to 60 mo.
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.39%
APR5.44%
Term84 Months
Last UpdatedMay 2, 2026
Details
up to 84 mo.
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Used Auto 2023 and under
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedMay 2, 2026
Details
up to 72 mo.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 25, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.54%
49-66
▼
APR5.54%
Term49-66
Last UpdatedApr 19, 2026
Details
As Low As
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Used Vehicle
5.75%
Up to 60 mo.
▼
APR5.75%
TermUp to 60 mo.
Last UpdatedMay 2, 2026
Details
Usually, no vehicle over 15 years old. No salvaged vehicles qualify. APR as low as 5.75%.
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
5.89%
Up to 72 mo.
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 5.89%
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.00%
Up to 48 months
▼
APR6.00%
TermUp to 48 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
A+APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: A; Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
6.04%
67-78
▼
APR6.04%
Term67-78
Last UpdatedApr 19, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 1 to 36 Months
6.24%
1 to 36 Months
▼
APR6.24%
Term1 to 36 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 37 to 48 Months
6.24%
37 to 48 Months
▼
APR6.24%
Term37 to 48 Months
Last UpdatedApr 26, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
A+APR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
6.35%
Up to 24 Months
▼
APR6.35%
TermUp to 24 Months
Last UpdatedApr 17, 2026
Details
Maximum term for loans up to $5,000 is 24 months
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
Used Auto Loans
6.39%
Up to 84 mo.
▼
APR6.39%
TermUp to 84 mo.
Last UpdatedMay 2, 2026
Details
As Low As; 6.39%
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.49%
0-36 Months
▼
APR6.49%
Term0-36 Months
Last UpdatedApr 27, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.50%
72 months
▼
APR6.50%
Term72 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
AAPR*
Valex Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.45%
New or Used Vehicle
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 25, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 49 to 60 Months
6.54%
49 to 60 Months
▼
APR6.54%
Term49 to 60 Months
Last UpdatedApr 26, 2026
Details
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 61 to 66 Months
6.54%
61 to 66 Months
▼
APR6.54%
Term61 to 66 Months
Last UpdatedApr 26, 2026
Details
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 34.41%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL)
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedMay 2, 2026
Details
Used Vehicle Loan; Rate as low as 5.99% APR, 100% financing; Ask about additional qualifying rate discounts
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle - 2022 and Older Model Years - 67 to 75 Months
6.64%
67 to 75 Months
▼
APR6.64%
Term67 to 75 Months
Last UpdatedApr 26, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
6.75%
48 Months
▼
APR6.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
AAPR*
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
6.94%
0-60
▼
APR6.94%
Term0-60
Last UpdatedApr 17, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
6.99%
49-60 Months
▼
APR6.99%
Term49-60 Months
Last UpdatedApr 27, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: B; Credit Score Range: 670-719
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Used Auto Loans
7.10%
Up to 60 Months
▼
APR7.10%
TermUp to 60 Months
Last UpdatedApr 17, 2026
Details
Loan amount is $14,001 or greater
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.24%
61-120
▼
APR7.24%
Term61-120
Last UpdatedApr 17, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.29%
61-72 Months
▼
APR7.29%
Term61-72 Months
Last UpdatedApr 27, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.50%
36 Months
▼
APR7.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
BAPR*
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Used Vehicle Loan
7.64%
72 Months
▼
APR7.64%
Term72 Months
Last UpdatedApr 17, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New/Used Auto
7.64%
73-84 Months
▼
APR7.64%
Term73-84 Months
Last UpdatedApr 27, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
7.75%
96 months
▼
APR7.75%
Term96 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
BAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Vehicles
8.20%
36 months
▼
APR8.20%
Term36 months
Last UpdatedApr 26, 2026
Details
As Low As; Rates as Low as 8.20% APR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
8.75%
120 months
▼
APR8.75%
Term120 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: C; Credit Score Range: 620 - 669
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.25%
36 months
▼
APR9.25%
Term36 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
CAPR*
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Used Auto
9.75%
180 months
▼
APR9.75%
Term180 months
Last UpdatedApr 18, 2026
Details
1% APR interest rate reduction for School Employees for this loan category.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
9.75%
48 Months
▼
APR9.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
CAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
▼
APR10.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Up to 60 Months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
72 Months
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan A
10.90%
1-5 Years
▼
APR10.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio < or = 29.99%, No Public Records, No Past Due Accounts, Bankruptcy Over 10 Years Old (From Date of Discharge)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
DAPR*
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
11.75%
48 Months
▼
APR11.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
DAPR*
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan B
11.90%
1-6 Years
▼
APR11.90%
Term1-6 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio 30% to 39.99%, No Public Records, Some (1 or 2) 30 Day Past Due, Bankruptcy 7 to 10 Years Old (From Date of Discharge)
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
12.75%
72 Months
▼
APR12.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: D; Credit Score Range: 580 - 619
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan C
12.90%
1-5 Years
▼
APR12.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio 40% to 49.99%, Public Records, Some (3 or 4) 30 Day Past Due, Some (1 or 2) 60 Day Past Due, Bankruptcy 3 to 6.99 Years Old (From Date of Discharge)
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan D
14.90%
1-5 Years
▼
APR14.90%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio 50% to 59.99%, Some (3 or 4) 90 Day Past Due, Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.64%
Pre-Owned Auto Loans 11 to 15 years old
17.00%
36 Months
▼
APR17.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
EAPR*
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
17.00%
60 Months
▼
APR17.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: E; Credit Score Range: 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Vehicles 2024-2015
18.00%
72 Months
▼
APR18.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Paper Guide: E; Credit Score Range: 579 or less
New Orleans Port Commission Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
Used Car Loan E
20.00%
1-5 Years
▼
APR20.00%
Term1-5 Years
Last UpdatedApr 19, 2026
Details
Requirements: Debt Ratio > or = 60%, Bankruptcy 0 to 1.99 Years Old (From Date of Discharge), Need Board Approval
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MonitorBankRates
Amite, LA Auto Loan Rate Trends
Compare local Amite, LA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — LA Avg
5.849%
▼ 0.270 vs 7 days ago
Louisiana new auto rates fell 0.270 points over the past 7 days to 5.849% APR.
Used Auto Loan — LA Avg
6.613%
▼ 0.198 vs 7 days ago
Louisiana used auto rates fell 0.198 points over the past 7 days to 6.613% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Amite, Louisiana
How does my credit score affect my car loan rate in Louisiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Amite, Louisiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Louisiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Amite, Louisiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Amite, Louisiana?
Based on our current data, some of the lowest auto loan rates available in Amite, Louisiana include:
- Fleur de Lis Federal Credit Union: 3.00% (New and Used Auto)
- Riverland Federal Credit Union: 3.50% (Auto Loans)
- Jefferson Financial Federal Credit Union: 3.89% (New Auto)
- 705 Federal Credit Union: 4.00% (New Auto Loans)
- Xplore Federal Credit Union: 4.24% (Vehicle Loans New Autos)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Amite, Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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