Auto Loan Rates in New Smyrna Beach, Florida (FL) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in New Smyrna Beach, Florida. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in New Smyrna Beach, Florida include Fairwinds Credit UnionFairwinds Credit Union2222 Florida 44, New Smyrna Beach, FL, 32168A+5.0 ★Texas Ratio: 1.48% offering Community Heroes Auto Program New Car at 4.19%, Electricians Local 349 Credit UnionElectricians Local 349 Credit Union1657 NW 17th Ave, Miami, FL, 33125A+5.0 ★Texas Ratio: 0.00% offering New Car/Truck Loans 20% Down at 2.99%, Memorial Employees Financial Credit UnionMemorial Employees Financial Credit Union3501 Johnson St, Hollywood, FL, 33021 5421A+5.0 ★Texas Ratio: 1.83% offering Auto Loans (with 10% Down Payment) 2018-2025 at 3.24%, Baxter Credit UnionBaxter Credit Union11800 SW 147th Ave, Miami, FL, 33196A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, TMH Federal Credit UnionTMH Federal Credit Union345 S Magnolia Dr, Tallahassee, FL, 32301A+5.0 ★Texas Ratio: 5.81% offering New Auto/ Used Auto (Five Years or Newer) at 3.35%. Auto loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Auto loan rates in New Smyrna Beach, Florida are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Smyrna Beach, Florida. Auto Loan Rates Last Updated and Verified: March 27, 2026
Compare Auto Loan Rates Today in New Smyrna Beach, Florida & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 26, 2026
Details
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details
48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 26, 2026
Details
60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 26, 2026
Details
72 months at 5.500% (5.500% APR) for a $30,000 loan would result in a monthly payment of $490.14.
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018-2025
3.24%
24 Months
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
New Auto
3.49%
Up to 84
▼
APR3.49%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2018-2025
3.49%
24 Months
▼
APR3.49%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
APR3.49%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
3.50%
12-36
▼
APR3.50%
Term12-36
Last UpdatedMar 24, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.59%
36 Months
▼
APR3.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018 & older
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2019-2025
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Used Automobile
3.74%
24-84 Months
▼
APR3.74%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.84%
48 Months
▼
APR3.84%
Term48 Months
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 21, 2026
Details
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Used Auto
3.99%
Up to 84
▼
APR3.99%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2018 & older
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2019-2025
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
APR4.00%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.00%
37-48
▼
APR4.00%
Term37-48
Last UpdatedMar 24, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
▼
APR4.25%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 24, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
New Vehicles
4.40%
36-60
▼
APR4.40%
Term36-60
Last UpdatedMar 24, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.44%
66 Months
▼
APR4.44%
Term66 Months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
▼
APR4.45%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
New Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Used Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
New Auto
4.49%
24-66 Months
▼
APR4.49%
Term24-66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
New & Up To 5 Years Old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 26, 2026
Details
CREDIT SCORE 720+
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.50%
Up to 36
▼
APR4.50%
TermUp to 36
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 20, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
▼
APR4.59%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
New Automobile
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.69%
72 Months
▼
APR4.69%
Term72 Months
Last UpdatedMar 20, 2026
Details
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 27, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
▼
APR4.70%
Termup to 60 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
▼
APR4.70%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMar 26, 2026
Details
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; Regular APR: 9.99%
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans Used Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
First Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
500 W 1st St, Jacksonville, FL, 32202 3939
Auto Loan
4.74%
1-42
▼
APR4.74%
Term1-42
Last UpdatedMar 26, 2026
Details
As Low As
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2020-2025
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Used Auto, Van, Pickup, SUV2 (2019-2026)
4.75%
0-48
▼
APR4.75%
Term0-48
Last UpdatedMar 21, 2026
Details
As Low As
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.75%
Up to 48
▼
APR4.75%
TermUp to 48
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMar 25, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
▼
APR4.80%
Termup to 72 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.85%
84 Months
▼
APR4.85%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.85%
0-54 months
▼
APR4.85%
Term0-54 months
Last UpdatedMar 25, 2026
Details
As Low As
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
Used Auto (Purchase Only)
4.89%
24-66 Months
▼
APR4.89%
Term24-66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.89%
55-70 months
▼
APR4.89%
Term55-70 months
Last UpdatedMar 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.90%
108 Months
▼
APR4.90%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
Used Vehicles
4.90%
36-60
▼
APR4.90%
Term36-60
Last UpdatedMar 24, 2026
Details
First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
New Vehicles - Model years 2025 or newer
4.94%
Up to 48 months
▼
APR4.94%
TermUp to 48 months
Last UpdatedMar 26, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.95%
120 Months
▼
APR4.95%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
▼
APR4.95%
Termup to 60 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMar 21, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
1421 US Highway 331 S, Defuniak Springs, FL, 32435
New or Used Autos (2020-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMar 22, 2026
Details
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
New or Used Auto Up to 10 years old
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 22, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
New Cars, Trucks, Vans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 24, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
New & Up To 5 Years Old Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2026
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; (Over $40,000, + 1% APR)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL, 34208
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
3333 Henderson Blvd, Tampa, FL, 33609 2955
Auto Refinance
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
Limited time offer.
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 26, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
First Florida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
500 W 1st St, Jacksonville, FL, 32202 3939
Auto Loan
4.99%
67-78
▼
APR4.99%
Term67-78
Last UpdatedMar 26, 2026
Details
As Low As
SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
5400 S Biscayne Dr Ste A, North Port, FL, 34287 1932
Used Auto Loans 90% Financing
5.00%
2 Months
▼
APR5.00%
Term2 Months
Last UpdatedMar 15, 2026
Details
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2020-2025
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
San Antonio Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
12542 Curley St, San Antonio, FL, 33576
NEW AUTO
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; APR as low as 5.154%, $18.94 per $1,000 borrowed
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
5.00%
61-72
▼
APR5.00%
Term61-72
Last UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
5.00%
37 to 63 Months
▼
APR5.00%
Term37 to 63 Months
Last UpdatedMar 24, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedMar 24, 2026
Details
As Low As; 1-2 yrs. old
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedMar 25, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMar 16, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMar 16, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
5.04%
49-66
▼
APR5.04%
Term49-66
Last UpdatedMar 25, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
Auto Loans
5.04%
49 - 66 Months
▼
APR5.04%
Term49 - 66 Months
Last UpdatedMar 26, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedMar 20, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
5.09%
71-77 months
▼
APR5.09%
Term71-77 months
Last UpdatedMar 25, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
▼
APR5.10%
Termup to 72 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
12125 N 56th St, Temple Terrace, FL, 33617
New Automobile
5.10%
36 - 84
▼
APR5.10%
Term36 - 84
Last UpdatedMar 22, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
Used Automobile
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - Used Vehicles
5.12%
48 Months
▼
APR5.12%
Term48 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Used Auto Loan
5.12%
48 Months
▼
APR5.12%
Term48 Months
Last UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
5.15%
66 Months
▼
APR5.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
Used Cars & Trucks 2020-2026
5.15%
36 Months
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
5.19%
49-66 Months
▼
APR5.19%
Term49-66 Months
Last UpdatedMar 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 49-60 Months
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedMar 21, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
New Auto
5.24%
67-84 Months
▼
APR5.24%
Term67-84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Used Cars, Trucks, Vans
5.24%
36 months
▼
APR5.24%
Term36 months
Last UpdatedMar 24, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL, 34208
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL, 33511
New Vehicle with Auto Pay from DFCU Account
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL, 33511
Used Vehicle with Auto Pay from DFCU Account
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
Auto Loan
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedMar 26, 2026
Details
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As; Regular APR: 12.99%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Community Heroes Auto Program New Car
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMar 26, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
New Car
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 26, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
New Auto
3.49%
Up to 84
▼
APR3.49%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
APR3.49%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.59%
36 Months
▼
APR3.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.84%
48 Months
▼
APR3.84%
Term48 Months
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 21, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
APR4.00%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 25, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 25, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 24, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 25, 2026
Details
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
New Vehicles
4.40%
36-60
▼
APR4.40%
Term36-60
Last UpdatedMar 24, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.44%
66 Months
▼
APR4.44%
Term66 Months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
▼
APR4.45%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
New Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
New Auto
4.49%
24-66 Months
▼
APR4.49%
Term24-66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
New & Up To 5 Years Old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 26, 2026
Details
CREDIT SCORE 720+
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.50%
Up to 36
▼
APR4.50%
TermUp to 36
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
▼
APR4.59%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
New Automobile
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.69%
72 Months
▼
APR4.69%
Term72 Months
Last UpdatedMar 20, 2026
Details
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
▼
APR4.70%
Termup to 60 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; Regular APR: 9.99%
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
CREDIT SCORE 720+
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.75%
Up to 48
▼
APR4.75%
TermUp to 48
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMar 25, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
▼
APR4.80%
Termup to 72 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.85%
84 Months
▼
APR4.85%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.85%
0-54 months
▼
APR4.85%
Term0-54 months
Last UpdatedMar 25, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.89%
55-70 months
▼
APR4.89%
Term55-70 months
Last UpdatedMar 25, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.90%
108 Months
▼
APR4.90%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
First Coast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
New Vehicles - Model years 2025 or newer
4.94%
Up to 48 months
▼
APR4.94%
TermUp to 48 months
Last UpdatedMar 26, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.95%
120 Months
▼
APR4.95%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMar 21, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
1421 US Highway 331 S, Defuniak Springs, FL, 32435
New or Used Autos (2020-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 21, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMar 22, 2026
Details
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
New or Used Auto Up to 10 years old
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 22, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
New Cars, Trucks, Vans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 24, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
New & Up To 5 Years Old Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2026
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; (Over $40,000, + 1% APR)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL, 34208
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 26, 2026
Details
CREDIT SCORE 720+
San Antonio Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
12542 Curley St, San Antonio, FL, 33576
NEW AUTO
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; APR as low as 5.154%, $18.94 per $1,000 borrowed
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
5.00%
37 to 63 Months
▼
APR5.00%
Term37 to 63 Months
Last UpdatedMar 24, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
New Auto Loan
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedMar 25, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMar 16, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
5.04%
49-66
▼
APR5.04%
Term49-66
Last UpdatedMar 25, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
5.04%
60 months
▼
APR5.04%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
5.09%
71-77 months
▼
APR5.09%
Term71-77 months
Last UpdatedMar 25, 2026
Details
As Low As
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
12125 N 56th St, Temple Terrace, FL, 33617
New Automobile
5.10%
36 - 84
▼
APR5.10%
Term36 - 84
Last UpdatedMar 22, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
5.19%
49-66 Months
▼
APR5.19%
Term49-66 Months
Last UpdatedMar 21, 2026
Details
As Low As
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
New Car
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 49-60 Months
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 21, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
New Auto
5.24%
67-84 Months
▼
APR5.24%
Term67-84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
New Vehicle
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL, 34208
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Auto Loans
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL, 33511
New Vehicle with Auto Pay from DFCU Account
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As; Regular APR: 12.99%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 26, 2026
Details
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details
48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 26, 2026
Details
60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
2222 Florida 44, New Smyrna Beach, FL, 32168
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 26, 2026
Details
72 months at 5.500% (5.500% APR) for a $30,000 loan would result in a monthly payment of $490.14.
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 21, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
3.50%
12-36
▼
APR3.50%
Term12-36
Last UpdatedMar 24, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Used Automobile
3.74%
24-84 Months
▼
APR3.74%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 21, 2026
Details
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Used Auto
3.99%
Up to 84
▼
APR3.99%
TermUp to 84
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.00%
37-48
▼
APR4.00%
Term37-48
Last UpdatedMar 24, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
▼
APR4.25%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Used Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
▼
APR4.70%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; Regular APR: 9.99%
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans Used Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Used Auto, Van, Pickup, SUV2 (2019-2026)
4.75%
0-48
▼
APR4.75%
Term0-48
Last UpdatedMar 21, 2026
Details
As Low As
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 24, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedMar 20, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
Used Auto (Purchase Only)
4.89%
24-66 Months
▼
APR4.89%
Term24-66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
Used Vehicles
4.90%
36-60
▼
APR4.90%
Term36-60
Last UpdatedMar 24, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
▼
APR4.95%
Termup to 60 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedMar 21, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
1421 US Highway 331 S, Defuniak Springs, FL, 32435
New or Used Autos (2020-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Used Auto/Truck
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
New or Used Auto Up to 10 years old
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 22, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1930 NE 47th St Ste 120, Ft Lauderdale, FL, 33308
Auto Loans (New & Used) 2026
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; (Over $40,000, + 1% APR)
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
5400 S Biscayne Dr Ste A, North Port, FL, 34287 1932
Used Auto Loans 90% Financing
5.00%
2 Months
▼
APR5.00%
Term2 Months
Last UpdatedMar 15, 2026
Details
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 22, 2026
Details
Ask about our Protection Plans!
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
5.00%
61-72
▼
APR5.00%
Term61-72
Last UpdatedMar 24, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedMar 24, 2026
Details
As Low As; 1-2 yrs. old
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMar 16, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
▼
APR5.10%
Termup to 72 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
Used Automobile
5.10%
72 Months
▼
APR5.10%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - Used Vehicles
5.12%
48 Months
▼
APR5.12%
Term48 Months
Last UpdatedMar 25, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Used Auto Loan
5.12%
48 Months
▼
APR5.12%
Term48 Months
Last UpdatedMar 25, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
Used Cars & Trucks 2020-2026
5.15%
36 Months
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Used Car
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; up to 48 Months
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Used Auto/Truck
5.24%
66 months
▼
APR5.24%
Term66 months
Last UpdatedMar 21, 2026
Details
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Used Cars, Trucks, Vans
5.24%
36 months
▼
APR5.24%
Term36 months
Last UpdatedMar 24, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Auto Loans
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL, 33511
Used Vehicle with Auto Pay from DFCU Account
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details
As Low As; Regular APR: 12.99%
Powered by
MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.042%
▲ 0.246 from last week
New auto loan rates rose 0.246 points this week to 6.042% APR, up from 5.795% last week.
Used Auto Loan — National Avg APR
6.605%
▲ 0.185 from last week
Used auto loan rates rose 0.185 points this week to 6.605% APR, up from 6.420% last week.
National averages as of Mar 27, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in New Smyrna Beach, Florida
How does my credit score affect my car loan rate in Florida?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in New Smyrna Beach, Florida with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Florida *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in New Smyrna Beach, Florida typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in New Smyrna Beach, Florida?
Based on our current data, some of the lowest auto loan rates available in New Smyrna Beach, Florida include:
- Fairwinds Credit Union: 4.19% (Community Heroes Auto Program New Car)
- Electricians Local 349 Credit Union: 2.99% (New Car/Truck Loans 20% Down)
- Memorial Employees Financial Credit Union: 3.24% (Auto Loans (with 10% Down Payment) 2018-2025)
- Baxter Credit Union: 3.24% (Auto Loans)
- TMH Federal Credit Union: 3.35% (New Auto/ Used Auto (Five Years or Newer))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in New Smyrna Beach, Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 27, 2026
