Auto Loan Rates in New Smyrna Beach, Florida (FL) for July 2026
Brian McKay
Brian McKay
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Current auto loan rates in New Smyrna Beach, Florida include Fairwinds Credit UnionFairwinds Credit Union2222 Florida 44, New Smyrna Beach, FL, 32168A+5.0 ★Texas Ratio: 1.43% offering New Car - 36 Months Loan at 4.29%, Faith Connection Federal Credit UnionFaith Connection Federal Credit UnionA+5.0 ★Texas Ratio: 2.22% offering Auto Loan at 2.99%, Panhandle Credit UnionPanhandle Credit UnionA+5.0 ★Texas Ratio: 1.16% offering New & Used Autos at 3.19%, Memorial Employees Financial Credit UnionMemorial Employees Financial Credit UnionA+5.0 ★Texas Ratio: 1.77% offering Auto Loans (with 10% Down Payment) - 2019-2026 at 3.24%, Keys Federal Credit UnionKeys Federal Credit UnionA5.0 ★Texas Ratio: 10.34% offering Auto Loans at 3.25%. Auto loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
New Smyrna Beach has 1 local institution in our database, with auto loan rates as low as 4.29% APR from Fairwinds Credit Union at 2222 Florida 44, New Smyrna Beach, FL, 32168. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Smyrna Beach, Florida. Auto Loan Rates Last Updated and Verified: June 29, 2026
Compare Auto Loan Rates Today in New Smyrna Beach, Florida & Surrounding Area
New Smyrna Beach Auto Loan Rates
36 months at 4.290% (4.290% APR) for a $30,000 loan would result in a monthly payment of $889.59.
48 months at 4.590% (4.590% APR) for a $30,000 loan would result in a monthly payment of $685.32.
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74.
60 months at 5.000% (5.000% APR) for a $30,000 loan would result in a monthly payment of $566.14.
72 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $488.03.
60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96.
72 months at 5.650% (5.650% APR) for a $30,000 loan would result in a monthly payment of $492.25.
Introductory rate for 6 months, after the 6 month period rate will default to standard rate set through the credit union. Terms and Conditions Apply. See credit union for full details.
As Low As; Highest APR* is 18.00% (Autos up to 10 years old)
As Low As
Finance up to 125% MSRP (new vehicles) or NADA (used vehicles)2; No prepayment penalties; Refinance existing Auto Loans for cash out or lower payments
As low as
As low as 3.49% APR
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
As low as
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Minimum Loan Amount: $5,000.00
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As low as
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; 2026 & Newer
As Low As; Up to 120% Financing on Approved Credit
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; 4.74%, 5.24%, 6.24%
As Low As; Up to 120% Financing on Approved Credit
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As low as
As Low As; Fixed APR
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
Loan Amount: $2,500+
Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; APR includes Local Heroes Program Discount
As Low As; 4.49%, 5.24%, 6.24%
As Low As; 4.99%, 5.49%, 6.49%
As Low As; Minimum Loan Amount: $5,000.00
As Low As; $1,137 is the difference between the amount paid in interest between PenAir Credit Union's rate at 4.99% APR compared to 6.35% APR for the National market average over the life of a $30,000 auto loan over 60 months.
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APRs are effective as of 6/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.
As low as 4.750% APR*. Special rate for EV and Hybrid cars/trucks. No application fee2. No prepayment penalty. Up to 84-month Term.
As Low As
As Low As; Fixed APR
As Low As; APR includes Local Heroes Program Discount
As Low As; Fixed APR
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Loan Amount: $2,500+
As Low As; APR includes Local Heroes Program Discount
As Low As; Special Rate
As Low As; 4.74%, 5.49%, 6.49%
As Low As; Up to 120% Financing on Approved Credit
As Low As
As Low As
As Low As; Rates and terms are subject to change without notice. Rates based on Credit Score. Exact rate quoted at time of approval. As of January 2, 2026
As Low As; Minimum Loan Amount: $5,000.00
As Low As; 100%
Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
As Low As; 2025-present
PenAir Rate; $1,137 is the difference between the amount paid in interest between PenAir Credit Union's rate at 4.99% APR compared to 6.35% APR for the National market average over the life of a $30,000 auto loan over 60 months.
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
New or used auto loan. Rate discount of up to 0.25% available for members meeting qualifying conditions.
As Low As
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
90% Financing
As Low As; Fixed APR
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; APR includes Local Heroes Program Discount
As Low As; 2023 - 2025*
As Low As; Fixed APR
Loan Amount: $2,500+
Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
Models (not over 7 years or 150k miles)
Rates from 5.23% APR for new Cars. Annual Percentage Rate (APR) is accurate as of 02/02/2026 and includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $4,000; maximum loan amount $150,000. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and vehicle. Rates, terms and conditions are subject to change based on borrower eligibility and market conditions. All loans are subject to credit approval.
Bay; As Low As
As Low As; 4.49%, 4.74%, 6.24%
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed APR
As Low As; Minimum Loan Amount: $5,000.00
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
As Low As; Model Year: New Auto 2025 + Newer
90% Financing
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
As Low As; 2023-2024
Models (not over 7 years or 150k miles)
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Fixed APR
Loan Amount: $5,000+
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
APRs are effective as of 6/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.
As Low As; 4.74%, 4.99%, 6.49%
As Low As; Up to 120% Financing on Approved Credit
As Low As
As Low As
Loan Amount: $2,500+
As Low As; Minimum Loan Amount: $5,000.00
As Low As; 100%
Models (not over 7 years or 150k miles)
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
As Low As; Model Year: New Auto 2025 + Newer
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
90% Financing
As Low As; based on credit score
As Low As
As Low As
As Low As; Fixed APR
Loan Amount: $15,000+
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
As Low As; based on credit score
As Low As; Fixed APR
As Low As; Minimum Loan Amount: $5,000.00
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
90% Financing
As Low As; based on credit score; Fixed
As Low As; $15K minimum. APRs are effective as of 6/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount; Minimum loan amount: $25,000; Maximum mileage: 60,000 miles
As Low As; based on credit score
As Low As
As Low As
As Low As; Minimum Loan Amount: $5,000.00
As Low As; 100%
Minimum loan amt of $30K; Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
Models (2021 - 2025, Minimum $15k)
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
New Smyrna Beach New Auto Auto Loan Rates
36 months at 4.290% (4.290% APR) for a $30,000 loan would result in a monthly payment of $889.59.
48 months at 4.590% (4.590% APR) for a $30,000 loan would result in a monthly payment of $685.32.
60 months at 5.000% (5.000% APR) for a $30,000 loan would result in a monthly payment of $566.14.
72 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $488.03.
As Low As; Highest APR* is 18.00% (Autos up to 10 years old)
As low as
As low as 3.49% APR
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As low as
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Up to 120% Financing on Approved Credit
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; 4.74%, 5.24%, 6.24%
As Low As; Up to 120% Financing on Approved Credit
As Low As; Fixed APR
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; 4.49%, 5.24%, 6.24%
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
As Low As; Fixed APR
As Low As; APR includes Local Heroes Program Discount
As Low As; Fixed APR
As Low As; Up to 120% Financing on Approved Credit
As Low As
As Low As; Rates and terms are subject to change without notice. Rates based on Credit Score. Exact rate quoted at time of approval. As of January 2, 2026
As Low As; 100%
Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
As Low As; 2025-present
PenAir Rate; $1,137 is the difference between the amount paid in interest between PenAir Credit Union's rate at 4.99% APR compared to 6.35% APR for the National market average over the life of a $30,000 auto loan over 60 months.
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
As Low As
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
As Low As; Fixed APR
As Low As
Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
As Low As; 4.49%, 4.74%, 6.24%
As Low As
As Low As
As Low As; Model Year: New Auto 2025 + Newer
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Up to 120% Financing on Approved Credit
As Low As
As Low As; 100%
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
As Low As; Model Year: New Auto 2025 + Newer
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
As Low As; based on credit score
As Low As; based on credit score
As Low As; Fixed APR
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
As Low As; APR includes Local Heroes Program Discount; Minimum loan amount: $25,000; Maximum mileage: 60,000 miles
As Low As; based on credit score
As Low As
As Low As; 100%
Minimum loan amt of $30K; Up to 100% financing (Current Year or Previous with Less Than 15k Miles); As Low As
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
New Smyrna Beach Used Auto Auto Loan Rates
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
48 months at 4.990% (4.990% APR) for a $30,000 loan would result in a monthly payment of $690.74.
60 months at 5.350% (5.350% APR) for a $30,000 loan would result in a monthly payment of $570.96.
72 months at 5.650% (5.650% APR) for a $30,000 loan would result in a monthly payment of $492.25.
As Low As; Highest APR* is 18.00% (Autos up to 10 years old)
As low as
As Low As; Minimum Loan Amount: $5,000.00
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Up to 120% Financing on Approved Credit
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; Up to 120% Financing on Approved Credit
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As low as
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
As Low As; APR includes Local Heroes Program Discount
As Low As; 4.99%, 5.49%, 6.49%
As Low As; Minimum Loan Amount: $5,000.00
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APRs are effective as of 6/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; 4.74%, 5.49%, 6.49%
As Low As; Up to 120% Financing on Approved Credit
As Low As
As Low As; Rates and terms are subject to change without notice. Rates based on Credit Score. Exact rate quoted at time of approval. As of January 2, 2026
As Low As; Minimum Loan Amount: $5,000.00
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
90% Financing
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; APR includes Local Heroes Program Discount
As Low As; Fixed APR
Models (not over 7 years or 150k miles)
As Low As
As Low As
As Low As; Fixed APR
As Low As; Minimum Loan Amount: $5,000.00
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
90% Financing
As Low As; The rate quoted is for a well-qualified borrower. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 5/20/2026, our floor rate is 4.69%.
As Low As; 2023-2024
Models (not over 7 years or 150k miles)
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Fixed APR
APRs are effective as of 6/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.
As Low As; 4.74%, 4.99%, 6.49%
As Low As; Up to 120% Financing on Approved Credit
As Low As
As Low As; Minimum Loan Amount: $5,000.00
Models (not over 7 years or 150k miles)
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
90% Financing
As Low As; Fixed APR
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; Minimum Loan Amount: $5,000.00
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
90% Financing
As Low As; based on credit score; Fixed
As Low As; $15K minimum. APRs are effective as of 6/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; Minimum Loan Amount: $5,000.00
Models (2021 - 2025, Minimum $15k)
Finance your new or used vehicle with terms from 48 to 84 months and APR ranging from 4.74% to 17.49%.
Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.
New Smyrna Beach, FL Auto Loan Rate Trends
Compare local New Smyrna Beach, FL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida new auto rates rose 0.004 points over the past 7 days to 4.990% APR.
Florida used auto rates rose 0.050 points over the past 7 days to 5.755% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Smyrna Beach, Florida auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for New Smyrna Beach, Florida directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in New Smyrna Beach, Florida. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in FL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in New Smyrna Beach, Florida
How does my credit score affect my car loan rate in Florida?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in New Smyrna Beach, Florida?
- Fairwinds Credit Union: 4.29% (New Car - 36 Months Loan)
- Faith Connection Federal Credit Union: 2.99% (Auto Loan)
- Panhandle Credit Union: 3.19% (New & Used Autos)
- Memorial Employees Financial Credit Union: 3.24% (Auto Loans (with 10% Down Payment) - 2019-2026)
- Keys Federal Credit Union: 3.25% (Auto Loans)
New Smyrna Beach, Florida Rates & Resources
