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Auto Loan Rates in Bonita Springs, Florida (FL) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Bonita Springs, Florida. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 14, 2026

Current auto loan rates in Bonita Springs, Florida include Electricians Local 349 Credit UnionElectricians Local 349 Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Car/Truck Loans 20% Down at 2.99%, Panhandle Credit UnionPanhandle Credit UnionA+5.0 ★Texas Ratio: 1.21% offering New & Used Autos at 3.19%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, Memorial Employees Financial Credit UnionMemorial Employees Financial Credit UnionA+5.0 ★Texas Ratio: 1.83% offering Auto Loans (with 10% Down Payment) 2018-2025 at 3.24%, TMH Federal Credit UnionTMH Federal Credit UnionA+5.0 ★Texas Ratio: 5.81% offering New Auto/ Used Auto (Five Years or Newer) at 3.35%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.

Bonita Springs borrowers have access to 48 lenders serving the Florida area, with auto loan rates as low as 2.99% APR from Electricians Local 349 Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Bonita Springs, Florida. Auto Loan Rates Last Updated and Verified: April 14, 2026

Compare Auto Loan Rates Today in Bonita Springs, Florida & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New & Used Autos
3.19%
84 Months
View
▼
APR3.19%
Term84 Months
Last UpdatedApr 13, 2026
Details

As Low As; (Autos up to 10 years old)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2018-2025
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedApr 13, 2026
Details

As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
View
▼
APR3.35%
Term60 Months
Last UpdatedApr 5, 2026
Details

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New & Used Auto
3.39%
up to 24 Months
View
▼
APR3.39%
Termup to 24 Months
Last UpdatedApr 4, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
New Auto
3.49%
Up to 84
View
▼
APR3.49%
TermUp to 84
Last UpdatedApr 8, 2026
Details

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
New Automobile
3.49%
24-84 Months
View
▼
APR3.49%
Term24-84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedApr 8, 2026
Details

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2018-2025
3.49%
24 Months
View
▼
APR3.49%
Term24 Months
Last UpdatedApr 13, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
3.50%
12-36
View
▼
APR3.50%
Term12-36
Last UpdatedApr 14, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
3.59%
36 Months
View
▼
APR3.59%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Used Automobile
3.74%
24-84 Months
View
▼
APR3.74%
Term24-84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2018 & older
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedApr 13, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2019-2025
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedApr 13, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
3.84%
48 Months
View
▼
APR3.84%
Term48 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Sun Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Auto Loan
3.89%
72 Months
View
▼
APR3.89%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As; Offer valid April 24-25, 2026 only. To qualify for the event rate as low as 3.89% APR* for 72 months, vehicles must be from AutoNation or sourced through Auto Advisors.

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
View
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedApr 5, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Used Auto
3.99%
Up to 84
View
▼
APR3.99%
TermUp to 84
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 0% Down
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2026 & Newer

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2018 & older
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 13, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2019-2025
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 13, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedApr 11, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
View
▼
APR4.00%
Termup to 36 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.00%
37-48
View
▼
APR4.00%
Term37-48
Last UpdatedApr 14, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
4.09%
60 Months
View
▼
APR4.09%
Term60 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedApr 11, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
View
▼
APR4.25%
Termup to 36 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New Vehicles
4.40%
36-60
View
▼
APR4.40%
Term36-60
Last UpdatedApr 8, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
4.44%
66 Months
View
▼
APR4.44%
Term66 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
View
▼
APR4.45%
Termup to 48 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 0% Down
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 720+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedApr 14, 2026
Details

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedApr 14, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
View
▼
APR4.59%
Term0-48 Months
Last UpdatedApr 11, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (2025 & newer)
4.60%
84 Months
View
▼
APR4.60%
Term84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 11, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
4.69%
12 Months
View
▼
APR4.69%
Term12 Months
Last UpdatedApr 12, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
4.69%
12 Months
View
▼
APR4.69%
Term12 Months
Last UpdatedApr 12, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
4.69%
72 Months
View
▼
APR4.69%
Term72 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
View
▼
APR4.70%
Termup to 60 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
View
▼
APR4.70%
Termup to 48 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.74%
66 Months
View
▼
APR4.74%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 720+

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Used Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 8, 2026
Details

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Auto Loans (New)
4.74%
86 Months
View
▼
APR4.74%
Term86 Months
Last UpdatedApr 11, 2026
Details

terms up to 86 months

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Auto Loans (Used)
4.74%
86 Months
View
▼
APR4.74%
Term86 Months
Last UpdatedApr 11, 2026
Details

terms up to 86 months

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 13, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedApr 13, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Used Auto, Van, Pickup, SUV2 (2019-2026)
4.75%
0-48
View
▼
APR4.75%
Term0-48
Last UpdatedApr 11, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2020-2025
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 13, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.75%
49-60
View
▼
APR4.75%
Term49-60
Last UpdatedApr 14, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedApr 8, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedApr 13, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedApr 13, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
View
▼
APR4.80%
Termup to 72 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
4.84%
66 Months
View
▼
APR4.84%
Term66 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
New Auto 2025 and Newer
4.85%
0-54 months
View
▼
APR4.85%
Term0-54 months
Last UpdatedApr 8, 2026
Details

As Low As

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
New Auto 2025 and Newer
4.89%
55-70 months
View
▼
APR4.89%
Term55-70 months
Last UpdatedApr 8, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Vehicles
4.90%
36-60
View
▼
APR4.90%
Term36-60
Last UpdatedApr 8, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
View
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedApr 5, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
View
▼
APR4.95%
Termup to 60 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2026
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As; (Over $40,000, + 1% APR)

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 0% Down
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As; up to 48 Months

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Auto Refinance
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 8, 2026
Details

Limited-time offer.

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 720+

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details

FL; As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 11, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
4.99%
37 - 60
View
▼
APR4.99%
Term37 - 60
Last UpdatedApr 13, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedApr 13, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedApr 13, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 13, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New & Used Auto
5.00%
73-84 Months*
View
▼
APR5.00%
Term73-84 Months*
Last UpdatedApr 4, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
5.00%
78 Months
View
▼
APR5.00%
Term78 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
5.00%
78 Months
View
▼
APR5.00%
Term78 Months
Last UpdatedApr 8, 2026
Details

Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.42%
New Vehicle
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 11, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedApr 11, 2026
Details

As Low As; 1-2 yrs. old

Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Auto Loans (with 0% Down Payment) 2020-2025
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 13, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
5.00%
61-72
View
▼
APR5.00%
Term61-72
Last UpdatedApr 14, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedApr 8, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.04%
60 months
View
▼
APR5.04%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 13, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 13, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
New Auto 2025 and Newer
5.09%
71-77 months
View
▼
APR5.09%
Term71-77 months
Last UpdatedApr 8, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
5.09%
72 Months
View
▼
APR5.09%
Term72 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Automobile
5.10%
36 - 84
View
▼
APR5.10%
Term36 - 84
Last UpdatedApr 6, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
View
▼
APR5.10%
Termup to 72 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - Used Vehicles
5.12%
48 Months
View
▼
APR5.12%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Used Auto Loans
5.12%
48 Months
View
▼
APR5.12%
Term48 Months
Last UpdatedApr 8, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 6, 2026
Details

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
5.19%
49-66 Months
View
▼
APR5.19%
Term49-66 Months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.19%
48 months
View
▼
APR5.19%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
5.19%
61 - 72
View
▼
APR5.19%
Term61 - 72
Last UpdatedApr 13, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.19%
24 - 36
View
▼
APR5.19%
Term24 - 36
Last UpdatedApr 13, 2026
Details

As Low As; not over 7 years or 150k miles

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As; 49-60 Months

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Car
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As; up to 48 Months

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 680-719

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Used Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Auto Loan
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 9, 2026
Details

FL; As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
Auto Loan
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedApr 13, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedApr 13, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 13, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedApr 8, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car (as low as)
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedApr 8, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 11, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Older Used Autos
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedApr 11, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
5.25%
49 Months
View
▼
APR5.25%
Term49 Months
Last UpdatedApr 12, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
5.25%
49 Months
View
▼
APR5.25%
Term49 Months
Last UpdatedApr 12, 2026
Details

As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Used Auto (Ten Years or Newer)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedApr 5, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedApr 8, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.29%
37 - 48
View
▼
APR5.29%
Term37 - 48
Last UpdatedApr 13, 2026
Details

As Low As; not over 7 years or 150k miles

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New & Used Autos
3.19%
84 Months
View
▼
APR3.19%
Term84 Months
Last UpdatedApr 13, 2026
Details

As Low As; (Autos up to 10 years old)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
View
▼
APR3.35%
Term60 Months
Last UpdatedApr 5, 2026
Details

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New & Used Auto
3.39%
up to 24 Months
View
▼
APR3.39%
Termup to 24 Months
Last UpdatedApr 4, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
New Auto
3.49%
Up to 84
View
▼
APR3.49%
TermUp to 84
Last UpdatedApr 8, 2026
Details

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
New Automobile
3.49%
24-84 Months
View
▼
APR3.49%
Term24-84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedApr 8, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
3.59%
36 Months
View
▼
APR3.59%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
3.84%
48 Months
View
▼
APR3.84%
Term48 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
View
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedApr 5, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 0% Down
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedApr 11, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
View
▼
APR4.00%
Termup to 36 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
4.09%
60 Months
View
▼
APR4.09%
Term60 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedApr 8, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 8, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedApr 11, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedApr 8, 2026
Details

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New Vehicles
4.40%
36-60
View
▼
APR4.40%
Term36-60
Last UpdatedApr 8, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
4.44%
66 Months
View
▼
APR4.44%
Term66 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
View
▼
APR4.45%
Termup to 48 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 0% Down
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 20% Down
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 720+

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
New Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedApr 14, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
View
▼
APR4.59%
Term0-48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Automobile (2025 & newer)
4.60%
84 Months
View
▼
APR4.60%
Term84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
4.69%
12 Months
View
▼
APR4.69%
Term12 Months
Last UpdatedApr 12, 2026
Details

As Low As

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
New Auto Loan
4.69%
72 Months
View
▼
APR4.69%
Term72 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
View
▼
APR4.70%
Termup to 60 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.74%
66 Months
View
▼
APR4.74%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 720+

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Auto Loans (New)
4.74%
86 Months
View
▼
APR4.74%
Term86 Months
Last UpdatedApr 11, 2026
Details

terms up to 86 months

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedApr 13, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
4.79%
0-48
View
▼
APR4.79%
Term0-48
Last UpdatedApr 8, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedApr 13, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
View
▼
APR4.80%
Termup to 72 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
New Auto 2025 and Newer
4.85%
0-54 months
View
▼
APR4.85%
Term0-54 months
Last UpdatedApr 8, 2026
Details

As Low As

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
New Auto 2025 and Newer
4.89%
55-70 months
View
▼
APR4.89%
Term55-70 months
Last UpdatedApr 8, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
View
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedApr 5, 2026
Details

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2026
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As; (Over $40,000, + 1% APR)

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 0% Down
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car/Truck Loans 10% Down
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As; up to 48 Months

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 720+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 11, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
4.99%
37 - 60
View
▼
APR4.99%
Term37 - 60
Last UpdatedApr 13, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedApr 13, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 13, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New & Used Auto
5.00%
73-84 Months*
View
▼
APR5.00%
Term73-84 Months*
Last UpdatedApr 4, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - New Vehicles
5.00%
78 Months
View
▼
APR5.00%
Term78 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Auto Loans
5.00%
78 Months
View
▼
APR5.00%
Term78 Months
Last UpdatedApr 8, 2026
Details

Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.42%
New Vehicle
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 8, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 11, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Auto/Van/Truck Loans
5.04%
49-66
View
▼
APR5.04%
Term49-66
Last UpdatedApr 8, 2026
Details

As Low As

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.04%
60 months
View
▼
APR5.04%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 13, 2026
Details

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
New Cars & Trucks
5.05%
66 Months
View
▼
APR5.05%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
New Auto 2025 and Newer
5.09%
71-77 months
View
▼
APR5.09%
Term71-77 months
Last UpdatedApr 8, 2026
Details

As Low As

Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Automobile
5.10%
36 - 84
View
▼
APR5.10%
Term36 - 84
Last UpdatedApr 6, 2026
Details

As Low As

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 6, 2026
Details

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
5.19%
49-66 Months
View
▼
APR5.19%
Term49-66 Months
Last UpdatedApr 11, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru New Vehicle Loans
5.19%
61 - 72
View
▼
APR5.19%
Term61 - 72
Last UpdatedApr 13, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
New Vehicle Models 2025 or newer (under 10,000 miles)
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto Loans
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Vehicle
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
New Car
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As; 49-60 Months

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 8, 2026
Details

CREDIT SCORE 680-719

Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle Loan
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 13, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedApr 8, 2026
Details

As Low As

Florida Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
New Car (as low as)
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedApr 8, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 11, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto
5.25%
49 Months
View
▼
APR5.25%
Term49 Months
Last UpdatedApr 12, 2026
Details

As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Used Auto (Ten Years or Newer)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedApr 5, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Panhandle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New & Used Autos
3.19%
84 Months
View
▼
APR3.19%
Term84 Months
Last UpdatedApr 13, 2026
Details

As Low As; (Autos up to 10 years old)

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
View
▼
APR3.35%
Term60 Months
Last UpdatedApr 5, 2026
Details

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New & Used Auto
3.39%
up to 24 Months
View
▼
APR3.39%
Termup to 24 Months
Last UpdatedApr 4, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
3.50%
12-36
View
▼
APR3.50%
Term12-36
Last UpdatedApr 14, 2026
Details

Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Used Automobile
3.74%
24-84 Months
View
▼
APR3.74%
Term24-84 Months
Last UpdatedApr 8, 2026
Details

As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
View
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedApr 5, 2026
Details

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As

Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Used Auto
3.99%
Up to 84
View
▼
APR3.99%
TermUp to 84
Last UpdatedApr 8, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedApr 11, 2026
Details

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.00%
37-48
View
▼
APR4.00%
Term37-48
Last UpdatedApr 14, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
View
▼
APR4.25%
Termup to 36 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details

As Low As

Members First Credit Union of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Used Vehicle
4.49%
Up to 84 months
View
▼
APR4.49%
TermUp to 84 months
Last UpdatedApr 14, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
4.69%
12 Months
View
▼
APR4.69%
Term12 Months
Last UpdatedApr 12, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
View
▼
APR4.70%
Termup to 48 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Used Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 8, 2026
Details

My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Auto Loans (Used)
4.74%
86 Months
View
▼
APR4.74%
Term86 Months
Last UpdatedApr 11, 2026
Details

terms up to 86 months

RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Used Auto, Van, Pickup, SUV2 (2019-2026)
4.75%
0-48
View
▼
APR4.75%
Term0-48
Last UpdatedApr 11, 2026
Details

As Low As

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
4.75%
49-60
View
▼
APR4.75%
Term49-60
Last UpdatedApr 14, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedApr 13, 2026
Details

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
4.84%
66 Months
View
▼
APR4.84%
Term66 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Vehicles
4.90%
36-60
View
▼
APR4.90%
Term36-60
Last UpdatedApr 8, 2026
Details

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
New Auto/ Used Auto (Five Years or Newer)
4.95%
84 Months / $30,000.00 Minimum
View
▼
APR4.95%
Term84 Months / $30,000.00 Minimum
Last UpdatedApr 5, 2026
Details

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
4.95%
up to 60 months
View
▼
APR4.95%
Termup to 60 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2019-2020
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2021-2022
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2023-2025
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Coral Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans (New & Used) 2026
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As; (Over $40,000, + 1% APR)

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedApr 13, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 14, 2026
Details

As Low As

Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New & Used Auto
5.00%
73-84 Months*
View
▼
APR5.00%
Term73-84 Months*
Last UpdatedApr 4, 2026
Details

As Low As

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
New or Used Auto Up to 10 years old
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 11, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedApr 11, 2026
Details

As Low As; 1-2 yrs. old

SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Automobile
5.00%
61-72
View
▼
APR5.00%
Term61-72
Last UpdatedApr 14, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
View
▼
APR5.04%
Term37 - 48 Months
Last UpdatedApr 13, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
Used Auto Loan
5.09%
72 Months
View
▼
APR5.09%
Term72 Months
Last UpdatedApr 14, 2026
Details

As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
Used Automobile (2017 & newer)
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Used Auto Loans - Model Year 2024-2022
5.10%
up to 72 months
View
▼
APR5.10%
Termup to 72 months
Last UpdatedApr 13, 2026
Details

As Low As; APR includes Local Heroes Program Discount

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Auto Loan - Used Vehicles
5.12%
48 Months
View
▼
APR5.12%
Term48 Months
Last UpdatedApr 8, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
Used Auto Loans
5.12%
48 Months
View
▼
APR5.12%
Term48 Months
Last UpdatedApr 8, 2026
Details

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.19%
24 - 36
View
▼
APR5.19%
Term24 - 36
Last UpdatedApr 13, 2026
Details

As Low As; not over 7 years or 150k miles

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
Used Cars & Trucks 2020-2026
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto Loans
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Used Car
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As; up to 48 Months

First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Used Auto
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
View
▼
APR5.24%
Term83 Months
Last UpdatedApr 12, 2026
Details

As Low As

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicle without Auto Pay
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 12, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedApr 13, 2026
Details

Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Older Used Autos
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedApr 11, 2026
Details

We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto
5.25%
49 Months
View
▼
APR5.25%
Term49 Months
Last UpdatedApr 12, 2026
Details

As Low As

TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
Used Auto (Ten Years or Newer)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedApr 5, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Used Auto/Van/Truck Loans
5.29%
0-48
View
▼
APR5.29%
Term0-48
Last UpdatedApr 8, 2026
Details

As Low As

Tru Fi-Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Tru Used Vehicle Loans Models
5.29%
37 - 48
View
▼
APR5.29%
Term37 - 48
Last UpdatedApr 13, 2026
Details

As Low As; not over 7 years or 150k miles

Bonita Springs, FL Auto Loan Rate Trends

Compare local Bonita Springs, FL auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida Auto Trends →
New Auto Loan — FL Avg
5.120%
▼ 0.007 vs 7 days ago

Florida new auto rates fell 0.007 points over the past 7 days to 5.120% APR.

Used Auto Loan — FL Avg
5.813%
▼ 0.006 vs 7 days ago

Florida used auto rates fell 0.006 points over the past 7 days to 5.813% APR.

As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Bonita Springs, Florida

How does my credit score affect my car loan rate in Florida?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Bonita Springs, Florida with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Florida *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Bonita Springs, Florida typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Bonita Springs, Florida?

Based on our current data, some of the lowest auto loan rates available in Bonita Springs, Florida include:
  • Electricians Local 349 Credit Union: 2.99% (New Car/Truck Loans 20% Down)
  • Panhandle Credit Union: 3.19% (New & Used Autos)
  • Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
  • Memorial Employees Financial Credit Union: 3.24% (Auto Loans (with 10% Down Payment) 2018-2025)
  • TMH Federal Credit Union: 3.35% (New Auto/ Used Auto (Five Years or Newer))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bonita Springs, Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026

Bonita Springs, Florida Rates & Resources

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