Boulder, Wyoming (WY) Savings Rates - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Boulder, Wyoming and the surrounding area include Valley Financial Credit UnionValley Financial Credit UnionA+5.0 ★Texas Ratio: 2.09% Youth Savings at 5.12% APY, Blue Federal Credit UnionBlue Federal Credit UnionA5.0 ★Texas Ratio: 13.48% Accelerated Savings at 5.00% APY, HIGHMARKHIGHMARKA5.0 ★Texas Ratio: 11.71% Money Market Savings at 2.50% APY, Security State Bank Basin, WYSecurity State Bank Basin, WYA+5.0 ★Texas Ratio: 1.64% Christmas Savings at 2.50% APY, and Sunlight Federal Credit UnionSunlight Federal Credit UnionA+5.0 ★Texas Ratio: 4.48% *High Yield Savings at 2.02% APY.
Boulder is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Wyoming area are available to Boulder residents, with savings rates as high as 5.12% APY from Valley Financial Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Boulder, Wyoming and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Boulder, Wyoming & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Youth Savings
5.12%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
Accelerated Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Christmas Savings
2.50%
$50
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Money Market Savings/Business Money Market
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Sunlight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
*High Yield Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Money Market Savings/Business Money Market
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Money Market Savings/Business Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Rewards Savings
1.76%
$1
▼
Rate1.75%
Min Deposit$1
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $20,000.00
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Liquid Gold Savings
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Money Market Savings/Business Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Money Market Savings/Business Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
StagePoint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Health Savings Account
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Horizon Savings
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Acpe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Back to School Club Savings Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Max. $8,000.00
Acpe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Holiday Club Savings Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Max. $8,000.00
Acpe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
IRA Savings Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Acpe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Vacation Club Savings Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Max. $10,000.00
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Money Market Savings/Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
$0 - $25,000
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
High Yield Savings
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifications Required: 10 debit card purchases post and settle; e-statements enrollment; 1 monthly direct deposit, ACH automatic debit, or bill payment post and settle; Qualifying balance up to $25,000.00
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Minor Savings
0.60%
$50
▼
Rate0.60%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Savings (Consumer & Business)
0.60%
$50
▼
Rate0.60%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
IRA Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Liquid Gold Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
WyHy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.81%
FastTrac Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA, HSA, ESA Shares
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA, HSA, ESA Shares3
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sheridan Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
Savings Accounts
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Education Shares Tier I
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Acpe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Share (Savings) Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Valley Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
IRA Variable Rate Share Acct.
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.00%
Min Deposit$200
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$200
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Health Savings
0.20%
$10,000
▼
Rate0.20%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Security State Bank Basin, WY
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Health Savings
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
IRA Savings (Traditional and Roth)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
Horizon Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Premium Saver Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sunlight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
*High Yield Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
TRONA VALLEY COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Traditional Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Boulder, WY Savings Rate Trends
Compare local Boulder, WY savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WY Avg
2.133%
▲ 1.701 vs 7 days ago
Wyoming high-yield savings rates rose 1.701 points over the past 7 days to 2.133% APY, up from 0.432%.
Standard Savings — WY Avg
0.594%
▲ 0.332 vs 7 days ago
Wyoming standard savings rates rose 0.332 points over the past 7 days to 0.594% APY, up from 0.262%.
As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Boulder, Wyoming directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boulder, Wyoming. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Boulder, Wyoming
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wyoming, help your money grow faster through a higher APY.
Are savings accounts in Boulder, Wyoming safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wyoming up to $250,000 per depositor, per institution.
How often do savings rates change in Boulder, Wyoming?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wyoming rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Boulder, Wyoming may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Boulder, Wyoming?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Boulder, Wyoming offer in-person customer service, which some customers prefer.
How do I open a savings account in Boulder, Wyoming?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Boulder, Wyoming
Here are recent savings rates observed in Boulder, Wyoming and the surrounding area:
- Valley Financial Credit Union
Youth Savings — 5.12% APY - Blue Federal Credit Union
Accelerated Savings — 5.00% APY - HIGHMARK
Money Market Savings — 2.50% APY - Security State Bank Basin, WY
Christmas Savings — 2.50% APY - Sunlight Federal Credit Union
*High Yield Savings — 2.02% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Boulder, Wyoming. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking