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2UniFi Bank Rates & Review August 2026

2UniFi Bank's savings rates are at 5.00%. MonitorBankRates evaluates the financial stability of 2UniFi Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026.

2UniFi Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 2UniFi Bank? Share your experience about 2UniFi Bank by leaving a review below, or read customer reviews before you decide to use 2UniFi Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
2UniFi Bank
990 W Broadway
Jackson, WY 83001
https://www.2ufi.com
Member FDIC

2UniFi Bank Savings Rates

Product Rate APY View More
Business Savings - 5.00%
Details Featured rate on balances up to $10,000.00; Just 4.00% APY on the balance you were already holding.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

2UniFi Bank Checking Rates

Product Rate APY View More
Business Spending (checking2) - 5.00%
Details automated savings
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for 2UniFi Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather 2UniFi Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 2UniFi Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name 2UniFi Bank
Bank Holding Company NATIONAL BANK HOLDINGS CORP
Address 990 W Broadway, Jackson, WY 83001  ·  Teton
FDIC Certificate # 23826
Established 06/01/1982
FDIC Insurance Date 06/01/1982
Domestic Offices 1
Total Branches 1
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3956%
Return on Equity (ROE) 1.2400%
Non-Performing Loans (NPL) 0.00%
Total Assets $39,162,000
Total Deposits $1,010,000
Equity Capital $13,891,000
Net Income $659,000
Headquarters Jackson
Total Branches and Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About 2UniFi Bank

How many branches does 2UniFi Bank operate?

2UniFi Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, 2UniFi Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 2UniFi Bank provides members with tools to manage their accounts and build a solid financial history.

Does 2UniFi Bank offer online and mobile banking?

Most modern institutions like 2UniFi Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.2ufi.com.

Current 2UniFi Bank Rates

  • Savings5.00%
Retrieved from our database of financial products. Rates subject to change.